Creating Wealth Real Estate Investing with Jason Hartman

Riding on what the corporate landlords or institutional investors are doing, Jason and his clients i.e YOU, can benefit from these big players when it comes to raising rents, something that they are much better at doing! These corporations make up only 2% of the rental market, making you, and investors like you the major players. However, you can retain your tenants better they they can. So listen in and learn!

Jason also welcomes Chris MacIntosh of Today they talk about the ending era of cheap money and its implications towards investing as a whole.

Don't forget to get your tickets to the Empowered Investor LIVE event! Go to today! Join us as Jason and his team along with other investors guide you in expanding your portfolio in 2023! See you all in Scottsdale, Arizona this coming January 27-29. Strive, thrive, arrive! 

Key Takeaways:

Jason's editorial

1:41 Looking back in time at the FED

2:25 Renegotiating the RE deal and creating Rent-To-Own deals

3:53 The FED's stimulating the economy and the Baltic Index

5:03 Rising housing costs, Owner's Equivalent Rent and being on the right side of the 'equation'

9:22 Institutional investor Tricon

12:08 Just as Jason predicted last Feb 2020- families will need more space

13:10 Corporate landlords are only 2%; most of it is YOU

14:50 The benefit of institutional landlords- they are better at raising rents

17:34 Having a sense of history; sorting the market out

19:08 Learn from my 3 decades of experience: you can keep renegotiating the deal

20:01 A compelling lifestyle; growing up in a shared economy

22:06 Renting the American dream

22:50 Get your tickets to the EMPOWERED INVESTOR LIVE event in Scottsdale, Arizona on January 27-29

Chris MacIntosh Interview

24:01 Chris MacIntosh and the end of cheap money & the debt cycle

28:10 The trade that needs to be made

32:02 Where capital does not go



"The best thing you can have in your resume' is mobility; to be able to move to where the jobs are." - Jason Hartman


Cathie Woods of



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To our American listeners, we hope you had a Happy Thanksgiving! 

To view the charts that Jason cites, be sure to catch the video on his YouTube channel.

Today Jason talks about turkey inflation, deflation and shares a Wall Street Journal article which confirms what Jason has been saying all along- because of higher interest rates, builder contracts cancellations will rise which means home buyers will be priced out of the market and will instead opt to rent. And that means less competition for tenants which means good news for home investors! And don't make the mistake of using the 'plandemic' years as a benchmark when reading the chart! That was an anomaly; a fluke! 

He also talks about how renters' income not catching up to housing costs, the slowing down of the apartment market, REITs or Real Estate Investment Trust and much more!

It's a Cyber Monday sale to the Empowered Investor LIVE event! Get an awesome 2 for 1 deal! Join a community of investors who will help you grow your portfolio in 2023! See you all in Scottsdale, Arizona this coming January 27-29. Go to and get your tickets today!

Key Takeaways:

0:00 Spending time with family on a cruise!

1:55 Talking turkey Inflation

4:32 A few deflationary signs in our economy

5:13 Investor Home Purchases Drop 30% as Rising Rates, High Prices Cool Housing Market

7:31 Chart: Investor homes purchases, quarterly

9:25 What does this mean overall? Less competition for renters equals good news for investors

11:27 Redfin chart: Fewer rentals equals higher rents!

14:33 Lower rental inventory

15:43 Renters' incomes haven't caught up to housing costs

19:49 Apartment market slowdown continues

23:34 Apartment REIT same-store new-lease rent growth change

29:03 Altos Research: Total Inventory Homes for Sale - US Single Family

31:00 Sample property pro forma in Alabama

34:49 T.I.N.A - S & P, Nasdaq, Crypto?



Inflation is the most powerful method of wealth redistribution used throughout history- much more powerful than taxation." Jason Hartman


Article by The Wall Street Journal: Investor Home Purchases Drop 30% as Rising Rates, High Prices Cool Housing Market

Inflation-Induced Debt Destruction


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Today's Flashback Friday is from episode 482, published last February 25, 2015.


On today's Creating Wealth show, Jason talks a little bit about mastermind groups and touches on an article that was released by USA Today on the subject of investments. Jason brings up some very interesting points on the minimum wage discussion as well as talks about conflict of interests in financial advisers. As always, Jason shares some timeless wisdom about the US dollar, commandments to live by, and more on the Creating Wealth show.  


Key Takeaways:

1:30 - Jason talks about his mastermind group, Venture Alliance.

5:45 - Minimum wage increases always causes inflation.

11:00 - Give yourself small rewards along the way. 

13:40 Jason talks about commandment number nine. 

17:20 - The American workspace is getting smaller as more people work from home. 

23: 15 - Jason talks about the gold bugs and other forms of currency. 

27:45 - The US dollar will still be the reserve currency

30:10 – Jason does a deep dive into his personal commandments. 

37:40 – There is no such thing as passive income. 

41:00 – Jason's company looks for landlord friendly markets. 


Mentioned In This Episode:



Call our Investment Counselors at: 1-800-HARTMAN (US) or visit:

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In this world we live in, the people who invest are the people who win. If you’re serious about achieving success as an investor, you need to understand the principles that make you an empowered investor and how you can separate yourself from those who are just speculating and gambling in the market.


Listen to this episode to learn more about the principles of being an empowered investor and how you can begin using them to achieve success in the real estate space!


Key Talking Points of the Episode


00:00 Introduction

03:00 How do you become an empowered investor?

04:41 What do empowered investors invest in?

06:15 How do empowered investors plan their goals?

07:39 Why do empowered investors continue investing?

08:57 What is the importance of understanding the infinite game?

12:01 How do empowered investors invest their money?

14:54 Why is it important to be a direct investor?

16:05 Why do you need to get educated?

17:53 How will you be able to learn the most?

20:47 How can you focus and diversify with income properties?

22:55 How can you be more resourceful? 

26:31 What does a high credit score actually mean?

27:45 What is the importance of leverage to your success?

30:40 Why should you take advantage of tax benefits?

32:51 What is The Collective?




“Empowered investors invest in necessities, not fluff. They invest in the things that people need.” - Jason Hartman


“They plan and they align their goals with the things that actually work, with the things that make sense.” - Jason Hartman


“The people consistently investing are people who win over the long term. They win the big game.” - Jason Hartman


“Life is not a finite game by any means. It is definitely an infinite game and the goal of the infinite game is to keep playing the game.” - Jason Hartman


“The asset class is so forgiving that even without much education, without pursuing it, without listening to things like this, you can do pretty darn well.” - Jason Hartman


“Self-made is sort of an expression, a cliche, but the reality is we all had some help from somebody.” - Jason Hartman


“Learning with conferences and seminars, podcasts, and Youtube videos – that’s very helpful, but the best thing is learning from the people on your team.” - Jason Hartman


“Credit is an asset and if it is unused, it is an asset that’s going to waste.” - Jason Hartman


“You gotta use your credit because leverage can be such a powerful asset.” - Jason Hartman




The Reluctant Investor’s Lament


Empowered Investor Live



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We are in a serious inflationary spiral right now and as real estate investors, we need to understand that the effects we are seeing and experiencing vary from one market to another. 


Listen to this episode to learn more about what these factors are, what’s really going on, and what we should be expecting in the months to come!


Key Talking Points of the Episode

01:11 What is the NAR saying about home prices?

03:23 What are new home builders experiencing today?

07:58 How can you see what’s really happening in different markets?

09:50 What news do we have on Wall Street and the crypto market?

11:10 What is the importance of investing directly?

14:06 How can income properties save your money?

15:56 Should the government continue getting involved in the rental market?

17:46 What are the bubble possibilities in different markets today?

21:40 What is the Hartman Comparison Index?

24:59 What are the 3 types of markets in the country?

30:20 What are the dogs that aren’t barking today?

33:35 What does housing inventory look like today in the US?

36:50 Why is it unlikely that a crash will happen soon?

40:58 Are we in a similar situation as the recession in 2008?

43:45 What can you compare real estate values with?

48:48 What happened to the economy during COVID?

51:33 Why should you be careful with your comparisons?

54:58 What makes the CPI misleading?

57:38 Where can you find the real inflation numbers?

01:01:36 Why do we feel like housing prices are unreasonable?

01:04:16 Does house pricing really matter?

01:06:12 What does affordability have to do with the rental market?




“With income property, you’re going to make money and even if you don’t, even if you breakeven, at least you’re not gonna lose.” - Jason Hartman


“The game of real estate, as we all know for a season, is that over time, the prices are going to be higher than they are today.” - Jason Hartman


“People are so myopic because they are making bad comparisons. They’re comparing things to the way they were a year or two years ago, that is not the right comparison.” - Jason Hartman


“Anything in the world can be valued by 2 things – utility and scarcity.” - Jason Hartman


“The thing you always need to understand is that rents lag prices by a good 2 years, maybe really 3 years or more, it depends where.” - Jason Hartman




Website: Empowered Investor Live


Website: Jason Hartman


Book: Debt: the First 5000 Years


Website: Shadow Government Statistics

Today's Flashback Friday is from episode 496, published last March 30, 2015.

Jason Hartman sits down one on one with his audience to talk about a couple of important things in the real estate market. He talks about why creative real estate investing is not beneficial to his clients, he also talks about Merrill Lynch's annual report on retirees, California's drought problem and why it matters to the rest of the US, and much more on today's Creating Wealth show. 


Key Takeaways:

1:10 – Can you believe we're almost at our 500 episodes? 

5:00 – Jason shares his story about a creative real estate 'guru' and why creative real estate is not practical for his clients. 

5:05 – Big corporations must have a budget just to pay government fines. 

20:20 – Jason touches on the subject of the water problem in California. 

27:05 – Jason breaks down how much water it takes to grow a single vegetable, nut, and fruit. 

31:30 – Zillow came out with four interesting statistics about the United States real estate market. 


39:10 – Remember to sign up to Jason Hartman's Memphis tour at


Mentioned In This Episode:

The Water Secret by Howard Murad 

Diet for a New America by John Robbins 

In the last episode, we covered very important points on inflation and its effect on the housing market. Today, we’re back with Dr. Marc Faber to discuss more about what we have going on, how it is affecting us, and what we can do to adapt so we can remain profitable throughout this downturn. 


Listen now to better understand what’s happening today so you can plan ahead!


Key Talking Points of the Episode


[00:00] Introduction

[02:55] What is happening to the cryptocurrency market?

[08:43] Does money buy happiness?

[11:05] How does our idea of money change through time?

[13:35] What is the importance of the ability to give?

[16:31] What is the best way to make use of the money you’re making?

[19:10] What is the US Mortgage-Free Home Share chart telling us?

[23:45] What is happening to real estate companies today?

[26:03] How can you secure your assets in this economy?

[27:30] What is corruption actually like?

[29:05] What are Marc’s thoughts on the Euro as a currency?

[32:41] Where does Marc’s knowledge on this case come from?

[34:28] What is Marc’s take on dollar strength today?

[37:52] What are Marc’s thoughts on bitcoin?

[39:20] What is Marc’s advice for the listeners?

[44:15] Where can you connect with Marc?

[45:05] What is The Collective?




“What the crypto world needs if it’s going to be fixed is not regulation, as much as it needs the decentralized protocol, it’s a hopeful, trustful system.” - Jason Hartman


“When you don’t have something, you really want it. If you get some of it, it’s gonna make you happy.” - Jason Hartman


“Nothing works as well as money in the areas that money works. Money is without competition in its fields.” - Jason Hartman


“There’s all kinds of opportunities like that – to use your money and really have experiences that build really lasting memories and enrich your life.” - Jason Hartman


“No asset is safe, so if you want to live safely and peacefully, you have to have different assets in different sovereign states, in different jurisdictions.” - Marc Faber


“The big loser in this whole conflict is Western Europe. It’s as if some people in America wanted to destroy Western Europe.” - Marc Faber


“I think the US dollar is grossly overvalued but it doesn’t mean that because it’s grossly overvalued, it will tumble right away. It was grossly overvalued throughout the 60s, but it took until ‘71 to really drop.” - Marc Faber




Website: Empowered Investor Live


Website: Jason Hartman


Website: Gloom Boom Doom

The legendary Dr. Marc Faber is with us on the show today again, to talk to us about gloom and doom, and a little bit of boom – the gloom and doom report. We are going to uncover more of the numbers for you today and we’re taking it back to as far as 1977 to give us a better understanding of the current market and what makes it different from the past. 

Listen now to learn more about the trends in the market from decades ago, what’s currently happening, and what is projected to happen in the next 12-18 months and beyond!

Key Talking Points of the Episode

01:54 What have housing start numbers been like?

06:38 What do inventory numbers look like today?

10:06 What have inventory numbers been like in the last 10 years?

12:45 What is the market really like today?

17:11 Why are demographics important in real estate?

19:25 Where can you get tickets for The Empowered Investor Live?

20:16 Who is Marc Faber?

21:11 What does Marc think about how the Central Bank is dealing with the economy?

24:01 What does the government have to do with inflation?

28:09 What are Marc’s thoughts on the future of this inflation?

32:03 What could people do to hedge inflation?

34:03 Will interest rates continue to go up in the near future?

35:40 What is The Collective?




“Nobody is building entry-level housing. It simply makes zero economic sense for any builder to build an entry-level house and that’s why we have such a good opportunity for rental housing owners.”


“It’s not the same market. This is not the entry-level market, this is not the investment property market – this is the broader real estate market of expensive homes that investors will not buy.”


“We’re going into a recession if we’re not in one already, but if you’re expecting a huge housing crash in the entry-level market, don’t hold your breath.”


“No Central Bank is independent. They’ll have to do what the politicians are telling them to do, but of course, if inflation gets out of hand as it does at the present time, then the Central Banks will say we have to fight inflation.”


“I’d like to state categorically that whenever you have inflation, it has been engineered by governments. In other words, if you look back at the last few years, an increase in the fiscal deficit is usually inflationary.”


“The politicians, they’re not necessarily out to make money themselves. For them, it’s power.”


“You say the rate hikes are so sudden, I respond to that that the Central Banks after 2008, they kept interest rates artificially low from December 2008 until 2021.”




Website: Empowered Investor Live


Website: Jason Hartman


Website: The Collective Mastermind



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Today's Flashback Friday is from episode 1300, published last Octoer 10, 2019.

Jason Hartman begins today's show discussing some potential signs that inflation isn't currently a problem, his recent settlement he received from a landlord and what you can expect from business deals in today's environment.

Then, for our off-topic 10th show interview, Jason talks with Graham Hancock, author of the new book America Before: The Key to Earth's Lost Civilization, as well as the best selling book Fingerprints of the Gods: The Evidence for Earth's Lost Civilization, about why the Americas were probably settled long before we originally thought they were. The two also delve into the idea that past civilizations were much more advanced technologically than we give them credit for, their technology was just different from ours so we tend to discount it.

Key Takeaways:

[4:28] The Producer Price Index has fallen, which suggests inflation is tame

[6:35] Jason's recent settlement with a landlord

[11:12] When you get in a business deal, don't expect to be able to hold people accountable through the system

[14:19] Corporate pensions are underfunded and a huge risk to rely on

Graham Hancock Interview:

[19:15] A massive cataclysm struck the earth between 12,800 - 11,600 years ago

[22:38] It's distinctly possible that the lost civilization was advanced technologically, just in a different way than we currently are

[25:21] The Great Pyramid shows us that whoever built it had a complete knowledge of the size and nature of the Earth

[28:48] The problem with American archaeologists' Clovis First model

[33:45] It's human nature to not want to admit you were wrong, but in the end the evidence will force people to accept new theories that are shown to be correct


We are currently in a high-inflation environment that has caused everything to be more expensive than they usually are – from the cost of daily expenses to interest rates for mortgages. This has been causing a lot of chaos and uncertainty in different areas of the world so we are here today to help shine a little light on what really is going on and how you can get through this tough time. 


Listen to this episode to learn more about inflation, how it is affecting our lives, and how we can adjust to make sure we do not go down as everything else goes up! 


Key Talking Points of the Episode


[00:00] Introduction

[01:25] The next Collective Mastermind event

[02:06] What question do we need to always be asking ourselves?

[04:10] What do numbers look like in different markets today?

[05:11] Why isn’t cash considered an asset?

[06:32] What are Peter Zion’s insights on interest rates?

[08:35] Where did the fed go wrong in this battle against inflation?

[11:20] How is inflation affecting the millennial generation?

[13:23] What if you want to buy a home but interest rates are too high?

[14:17] Where should you be investing your money in today’s economy?

[15:32] How is inflation affecting other countries?

[16:37] Where can you get tickets for the Arizona event?

[17:10] What is The Collective?




“That is life’s most important question as I always like to say – “compared to what?” is the question we always need to be asking ourselves and it really boils down to that idea of TINA. An acronym, TINA, There Is No Alternative.”


“What’s not on this chart is cash and it’s funny that people don’t consider that an investment.”


“As I always say, whenever you hold an asset, every day that goes by that you don’t sell that asset, you’re basically buying it from yourself. So, if you’re holding cash, you are losing at the rate of inflation.”


“All of the would-be first-time buyers, this giant millennial and gen z generation, they’re not gonna be buying houses. They’re gonna be renting.”


“It’s actually worse than it sounds because while interest rates are going up rapidly in the United States, remember, they can’t go up as rapidly everywhere else.”


“Finances in Germany are relatively liberalized, so the people can get their money out to secret places.”




Website: Jason Hartman

Direct download: Cw1919_Update.mp3
Category:general -- posted at: 2:44pm EDT

This weekend was the most recent mastermind event for The Collective Mastermind and we decided to do something different. There was so much value in this event and we are here today to share some of the things that happened and our insights on some of the things that we’re experiencing today. 


Listen now to learn more about the last Collective Mastermind event and current market conditions so you can stay ahead!


Key Talking Points of the Episode


[00:00] Introduction

[01:43] What makes the concept of masterminds very powerful?
[03:07] What is happening to the market today?

[04:06] What kind of loans are builders taking out today?

[05:12] Are the markets overbuilt?

[08:21] How are the rising interest rates affecting the economy?

[10:30] What makes the price of money ½ of every transaction?

[12:54] How should people be dealing with the economy today?

[13:51] How would rising debt costs affect real estate investors?

[14:26] How does geographic location create a different impact during inflation?

[16:20] What other effects does inflation have on investors?

[17:30] What could possibly happen to interest rates in the future?

[19:39] What should investors be focused on today?

[23:04] What happens when interest rates are as high as they are today?

[24:11] How can you reach out to Ken and George?



“We’re living through a time in history that’s proving to us how important price signal is and price discovery, and they’ve completely gotten rid of the most important price of all – the price of money.”


“My point is that it is true for an American investor, if you got a treasury, you are losing to inflation. But if you have that geo-arbitrage, you can set it up to where you’re actually experiencing deflation.”


“What they do is they make it more difficult to qualify, so you really can’t get it. It looks great if you can get it.”


“I think we’re going into a time, at least over the next year, where it’s more so about capital preservation as opposed to appreciation.”


“People’s checking accounts are still a lot higher today than they were in 2018. The problem there is that their incomes have not gone up with the rate of inflation.”


“Another thing that’s interesting about interest rates going up, is it gives large pools of money and options they haven’t had in a decade.”


“Sometimes, the return of your capital is more important than the return on your capital.”




Book: The Creature from Jekyll Island


Website: Ken McElroy


Website: The Collective Advisors


Website: Hartman Media

Direct download: CW_1918_01.mp3
Category:general -- posted at: 4:55pm EDT

Today's Flashback Friday is from episode 1583, published last on October 29, 2020

Jason Hartman discusses the consistent qualities of investment property. He reiterates the lessons known from IDEAL as well as qualifying its self-liquidating development. 

Jason interviews client, James Castelle. James purchased his first investment property within two years of his initial listen to the Creating Wealth Real Estate Investing podcast. James shares his story shifting from the typical stock-market investment to property investment and why he favors it. The quick lesson, inflation-induced debt destruction, is king! 

Key Takeaways:

3:45 Jason Hartman is on Amazon Alexa:

4:30 Alexa Flash Briefing Jason Hartman on ROI

5:00 I.D.E.A.L. 

10:00 Income property is beautifully consistent. What was true 12 years ago is still true today! 

12:00 Income property is self-liquidating. It pays itself off.

13:30 Not all ROI is created equally. 

17:30 Jason on the tragic knife attacks in France.

James Castelle interview

26:00 The stock market v. real estate. 

29:00 Why did you choose the Gadsden, Alabama market?

31:00 The benefits of inflation making a house payment seem cheap over time. 

34:30 After your first investment property, what are your plans?


Jason Hartman Quick Start

Jason Hartman PropertyCast (Libsyn)

Jason Hartman PropertyCast (iTunes)


Steven Thomas is with us today to share some market data that will help us gain better insights into what’s happening and what we should be doing to ensure profitability in today’s market. We are talking about inventory status, rental market conditions, and how the recent changes are going to affect you as a real estate investor.

Listen now to stay updated on trends in the real estate market so you can plan ahead!

Key Talking Points of the Episode

[00:00] Introduction

[02:25] What is the right way to think about real estate investing?

[05:02] How are inventory numbers doing today?

[10:11] What will happen if inventory continues to increase at this rate?

[14:55] What was the market like in 2015?

[18:28] Who is Steven Thomas?

[19:30] Why are people hesitating to let go of their properties?

[21:55] Have we ever been in a market like we have today?

[22:50] How long will the impact of inflation affect the market?

[27:54] Will mobile mortgages be implemented soon? 

[29:07] What will the CPI be like in the coming years?

[33:07] How is inflation affecting society today?

[36:23] Why is the model for supply and demand broken?

[38:33] What markets are seeing inventory catching up to pre-COVID levels?

[39:48] What will happen to wages in this high-inflation economy?

[41:10] What should we be expecting to happen in the market?

[43:50] What makes the current condition of the market different?

[45:01] Why should people focus more on rental properties?

[48:50] How can you reach out to Steven?

[49:05] The Collective Mastermind Group


“Income doesn’t mean you have a ton of positive cash flow because hopefully, you’re using leverage on your properties. It just simply means that the asset is producing income to pay debts for you.”

“It’s not necessarily that many people are not ready to make a move, it’s just that they don’t want to because it’s so cost-prohibitive and when it gets this cost-prohibitive, they may not be in love with their home, but they’re in love with their loan.”

“The new underwriting has become so strict that the homeowners have good credit scores, they have low interest rates, 40% of loans in the country are paid off.”

“Overall, rents make the deal work and people, I really think should be more focused on that rental income than the housing prices because our people are not flipping these houses – they’re buying them and holding them for long-term income.”

“Income properties are pretty darn stable and the income component is quite reliable.”


Website: Jason Hartman

Website: Reports on Housing