Fri, 29 December 2023
Today's Flashback Friday is from episode 843 published last June 14, 2017. Jason has left the most expensive city in the US, NYC, and is enjoying fly over state pricing once again. The meat of this episode is a recording of a Creating Wealth Live session which focuses on inflation. We all know inflation is right around the corner as it is the only way the government can get out of the current economic climate. Inflation will erode our purchasing power, our stocks, our savings and the rich will get richer. Investing in Income Property is your best weapon against the forthcoming inflationary increase. Key Takeaways:3:07 Using a movie or Broadway play can get the attention of the political left. 6:42 Investors should align their interests with the government and the powers that be. 9:44 The Venture Alliance Mastermind in Chicago and the Oklahoma City JHU Live and Property Tour. Creating Wealth Live Clip 11:08 The 6 ways the government is likely to inflate themselves out of a mess. 13:20 Understanding inflation in all of its forms. 16:19 The political left uses the guise of compassion and the right uses the guise of fiscal responsibility. 18:23 The government imports a deflationary force. 22:19 All the bills Americans need to pay are increasing while the price of ‘wants’ is going down. 26:05 How does income property counteract inflation? Mentioned in This Episode:Renter’s Warehouse - Get 3 free months of property management with this link.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2097_FBF_Creating_Wealth_Live_with_Jason_on_Inflation_Induced_Debt_Destruction_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 27 December 2023
Jason discusses the state of the economy, focusing on the role of the Federal Reserve and potential supply chain issues. He also shared his opinion on the strength of the US dollar and Argentina's decision to adopt it. Towards the end, Jason addressed the issue of inflation and its steady fall since June of the previous year. He also discussed changes in active inventory across various local real estate markets, comparing it to 2019, and highlighted the importance of inventory in the real estate market. Then Jason and Brian Beaulieu, Chief Economist at ITR Economics, talks about the state of the global economy, particularly in China and Europe and the potential for deflation in the real estate market in the early 2030s, the expected trajectory of inflation and the Federal Reserve's response to it, and the state of the US housing market. They also highlight the resilience of the real estate market, even in a high-interest-rate environment, and the importance of being unleveraged in the United States and in demographically superior states. #EconomicOutlook #RealEstateInvesting #GlobalEconomicTrends #ChinaEconomicGrowth #DemographicChallenges #Inflation #InterestRates #HousingMarket #Affordability #CulturalShifts https://www.CalculatedRiskBlog.com/2023/01/housing-january-30th-weekly-update.html Key Takeaways: Jason's editorial 1:29 Defeating inflation, US Dollar hegemony and Argentina 4:30 FED- ready for the next crisis 7:08 Local inventory numbers 10:44 Shadow demand vs. shadow supply Brian Beaulieu interview 12:21 Income property- getting the middle class wealthy 14:12 Macro view on a global scale 15:38 Chart: China is weakening and will continue to weaken 16:25 Chart: Historic opportunity- India is the most populous country 18:27 Making the case for deflation in the 2030's 22:21 Chart: This is only round one of inflation going forward 25:36 Capitulation- buyers will eventually accept less 29:46 How it all relates to the rental housing market
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2096__8_Edit_DOWN_-_CI_AMA_CW_-_Brian_Beaulieu_ITR_Econ_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 25 December 2023
2095: CPI Christmas Price Index UP as Inflation SOARS, PNC 12 Days of Christmas, Inflation Induced Debt Destruction, What's Coming in 2022
Today's episode is a Flashback episode, 1781 published last Dec 22, 2021. Merry Christmas everyone! Today, Jason talks about the 12 days of Christmas- adjusted for inflation! For 38 years, PNC has calculated the prices of the 12 gifts from the classic holiday song, "The Twelve Days of Christmas." The PNC Christmas Price Index® is a whimsical holiday tradition, which this year includes adjustments for the pandemic’s impact on the cost of purchasing the presents in the renowned carol. And then Jason talks about cats! and dogs! and martial arts! how they move and fight... and how we can use our opponent's weight to our advantage! Now translate that metaphor to our fight against inflation and the forces of government and central banks! We align ourselves with them. And what do you get? Inflation induced debt destruction! Watch the video on Jason's YouTube channel. Key Takeaways: 1:51 Inflation Induced Debt Destruction 4:30 Judo, aikido, cats and dogs! 7:15 Economic martial arts 9:03 PNC Christmas Price Index and the 12 days of Christmas 10:00 A partridge in a pear tree, 2 turtle doves, 3 french hens, 4 calling birds, 5 golden rings, 6 geese a laying 12:25 7 swans a swimming, 8 maids a milking, 9 ladies dancing, 10 lords a leaping 13:57 Judgement calls and manipulating the CPI 16:48 11 pipers piping, 12 drummers drumming 17:35 The true cost of Christmas- in dollars 18:43 The index- year by year, consumer inflation vs. asset inflation 20:07 Questions and comments 21:07 Skimpflation 24:24 The PNC Christmas Index and George Orwell's 1984 25:44 Back to the Index 26:38 What's coming up on Creating Wealth 29:02 Listen to the Holistic Survival Show Website: Mentions: Thomas Ross Keene CFA, is a host of Bloomberg Surveillance on Bloomberg Radio, Bloomberg Television and Bloomberg Podcasts
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2095_CW_1781-_CPI_Christmas_Price_Index_UP_as_Inflation_SOARS_PNC_12_Days_of_Christmas_Inflation_Induced_Debt_Destruction_Whats_Coming_in_2022_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 22 December 2023
This Friday Flashback is from episode 824, published last May 2, 2017. This episode demonstrates the versatility of the most historically proven asset class income property. Jason breaks down its multiple dimensions and the various factors which can be used to prove that income property is the best investment you can make. During the client case study segment, Ani Wee tells her story of monetary and portfolio growth from her income property investments. She uses the Hartman Network to find opportunities, to gather information and to engage with like-minded people. Key Takeaways:Jason's editorial 03:43 Money matters! 08:19 Why you should immerse yourself in the most historically proven asset class. Client Case Study Ani Wee: 21:55 During the market crash Ani was looking for options when she came upon the Creating Wealth Show. 23:55 She started investing in real estate after reading Rich Dad Poor Dad but she didn't know what she was doing. 26:02 Ani receives yellow postcards on the first property she bought from the Hartman network. 31:07 Ani's duplex in Florida appreciated from $79K to over $150K and her RTV ratio increased. 27:01 Comparison, income and replacement cost are the three basic approaches to appraisals. 39:00 Don't be afraid to push back on property management issues. 41:44 Ani will be doing a 1031 exchange on her properties in hybrid and cyclical markets. 45:02 Don't wait to buy real estate and outsource your debt to your tenants. Mentioned in This Episode:Jason Hartman - Watch the Free Video on How to Understand a Pro Forma
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2094_FBF_CW_824_-_Client_Case_Study_Ani_Wee_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 20 December 2023
Jason welcomes Joshua Simon, founder of Simon Commercial Real Estate, as they discuss the state of commercial real estate. Josh highlights the strength of retail, especially in open-air strip centers and grocery-anchored spaces. Simon emphasized the retail renaissance, citing low vacancy rates and increased demand. Industrial properties faced challenges due to overbuilding, particularly in larger formats. Simon recommended investing in debt instruments or high-yielding retail assets, focusing on quick-service restaurants with strong operators and understanding lease structures. He also noted the value in acquiring vacant spaces from struggling tenants due to the scarcity of real estate. https://SimonCRE.com/ #CommercialRealEstate #RetailRenaissance #IndustrialProperty #InvestmentStrategy Key Takeaways: Joshua Simon interview 2:15 Some numbers in the different asset classes in CRE in Arizona 5:46 How CRE has turned around nicely 8:31 Changing strategies to reduce overhead 10:32 Segmenting the retail market 12:55 Shopping Malls and the issues owners face 15:39 Industrial RE 17:26 Recommendations for mom and pop investors 20:55 Opportunities with credit tenant leases 23:00 Forecasting the Multifamily market 25:57 Keep an eye on operating costs especially insurance
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2093__8_CI_CW_AMA_AIPIS_-_Commercial_Real_Estate_with_Joshua_Simon_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 18 December 2023
Jason Hartman discusses the salacious and scandalous events surrounding the latest sex scandal in Washington, criticizing the corruption and bad behavior in the government, particularly highlighting the questionable financial activities of figures like Nancy Pelosi. Then shifting to real estate, he predicts a surge in the market due to decreasing mortgage rates, making housing more affordable. He emphasizes the impact of low inventory and appreciating prices. He also addresses future mortgage rate forecasts, acknowledging the Federal Reserve's readiness for potential crises. He then advocates for term limits to address corruption in government and concludes by introducing an interview with the DC Madam, offering a break from real estate discussions. Today's salacious episode features Henry Vinson, who was slapped with a 43-count RICO indictment and was dubbed by the Washington press as the 'D.C. Madam'. Henry served five years in prison and has recently released the book Confessions of a D.C. Madam – The Politics of Sex, Lies, and Blackmail. He tells Jason his story and reveals the politicians who used his gay escort services in the late 80s. #RealEstate #MortgageRates #Corruption #DCMadam #Government #TermLimits #HousingMarket Key Takeaways: Jason's editorial 1:34 Bad Behavior in Washington- it's nothing new 4:25 Mortgage rates next year 10:06 NAR forecasts 30 year fixed rate mortgages 12:41 A simple solution to corruption in government Henry Vinson interview 13:53 Henry ran the largest gay escort service to have ever been exposed in Washington, D.C. 16:35 Craig Spence bugged his own house to blackmail politicians with male escorts. 18:45 In Henry's court case, he was represented by Greta Van Susteren. 21:18 The media simply doesn't report blackmail. 22:55 Henry talks about Operation Mockingbird. 25:55 Both Henry and Deborah Jeane Palfrey were dubbed the 'D.C. Madam' by media outlets. 29:51 Craig Spence and other power brokers would consistently pressure Henry to offer child prostitution services. 34:57 Who was Henry's clients? Henry shares names. 37:53 What has Henry been up to since he's been out of prison? 40:03 In Confessions of a D.C. Madam, the book shows the reader that blackmail plays a major role in American politics.
Mentioned In This Episode: https://twitter.com/henryvinson
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2092__8_CW_HS_264_-_Confessions_of_a_D.C._Madam_with_Henry_Vinson_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 15 December 2023
2091 FBF: Client Case Study Elisabeth Embry 53 Properties, Cash-on-Cash Return, Seattle Market, Risk Reduction, Linear Markets, Women Investing & Trump Haters
Today's Flashback Friday is from episode 827 published last May 8, 2017. Jason welcomes Elisabeth Embry to the podcast to discuss their new podcast! Women Investing Network or WIN will be co-hosted by Jason and Elisabeth and will focus on unique opportunities for women investors from a woman’s point of view. Elisabeth has a large income property portfolio and understands how to analyze the data necessary to make solid real estate investments in linear markets. They also discuss cash-on-cash return, Loan to Investment ratios, the Trump presidency and tax plan and the Seattle market. Key Takeaways: 2:34 Information on the new Women Investing Network podcast. 4:53 Cash-on-cash Return explained. 8:12 Analyzing the data to uncover the true ROI of a property. 12:35 The 1031 exchange is yet another beautiful facet of investing in income properties. 13:57 Trump tax cuts and Jason's theory of relativity. 20:34 Elisabeth and Jason banter about Trump's presidency and the economy. 26:26 Is a bubble coming to the Seattle market? 29:36 Using the Risk Evaluator to determine the Land to Improvement Ratio. 30:53 Two reasons investing in a linear market is a lower risk for investors.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2091_FBF_CW_827_-_Client_Case_Study_Elisabeth_Embry_53_Properties_Cash-on-Cash_Return_Seattle_Market_Risk_Reduction_Linear_Markets_Women_Investing__Trump_Haters_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 13 December 2023
In today's 10th episode, Jason interviews Johnny Serpilla, former President of Camping World, about his book, "Life is Hard, but I'll be Okay", and his experiences in leadership and business. Johnny emphasizes the importance of approaching life with one heart and mind, the role of gratitude in leadership, and the impact of personal problems on work. Johnny also discusses the importance of cultural shift in the workplace, the gap between stated and actual company values, the role of gratitude in life and business, and the need to distinguish between thoughts that require processing and those that can be dismissed. https://johnnysirpilla.com/ #LeadershipJourney #GratitudeMindset #LifeChallenges #BusinessSuccess #ThoughtControl #AttitudeofGratitude #LeadershipResponsibility #Resilience #LearningFromChallenges #MindsetMatters #InspiringLeadership #BusinessInsights #LeadershipLessons #BusinessPodcast #JasonHartmanShow #LifeIsHard #GratefulHeart Key Takeaways: 3:01 Introducing Johnny Serpilla 3:47 Approaching life with one heart and mind 5:57 Translating your values to 12,000 employees 8:41 Aligning a generation's mindset 11:12 Dialogue vs. practice 12:40 An attitude of gratitude in life and business 14:47 The dogs that didn't bark 17:31 Why is gratitude important 21:24 The responsibility you carry as a leader
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2090__7_SoW_10th_Show_-_Johnny_Sirpilla_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 11 December 2023
2089: Freddie Mac Economist Reveals Connection with Mortgage Debt & GDP; What Every Homeowner Must Know!
Jason talks about the importance of understanding the relationship between household real estate value, mortgage debt, and GDP. The presented chart indicates increased equity and decreased mortgage debt as a percentage of GDP, highlighting a more stable housing market. He touches on the benefits of leveraging properties and he analyzes a chart on median sold prices based on bedroom count, revealing significant appreciation in lower-priced properties. #HousingMarket #RealEstate #EconomicAnalysis Jason welcomes Len Kiefer, Deputy Chief Economist at Freddie Mac, as they discuss the current state of the real estate market. Despite concerns about rising interest rates, Kiefer highlighted the resilience of the U.S. economy, emphasizing the stability of the housing market throughout 2023. While acknowledging a potential slowdown in consumer spending due to higher rates, Kiefer pointed out that the housing market has seen low transaction volumes and reduced refinance activity, impacting affordability. He also discussed the unique situation of homeowners with ultra-low mortgage rates, estimating the value of their locked-in rates at around $55,000 per borrower. Kiefer predicted a gradual thawing of the market as consumers adapt to the new interest rate environment. He also underscored the importance of considering broader economic factors and demographic trends in understanding the housing market's dynamics. #RealEstate #HousingMarket #EconomicOutlook #Millennials
Key Takeaways: Jason's editorial 1:28 Introducing Len Kiefer, Deputy Chief Economist at Freddie Mac 1:46 Chart: Household real estate value and mortgage debt as percent of GDP 4:43 FireYourManager.com 5:41 RocketHomes Chart: Median sold price by bedroom count
Len Kiefer interview 8:33 The view from 30,000 feet 11:24 Charts: Spike in mortgage rates made it very expensive for homeowners to move 13:25 Chart: Historically low rates in previous years means there is no Refi incentive given today's rates 14:47 Chart: Homeowners locked into low mortgage rates are content to remain in their current homes 20:53 Market is starting to thaw 22:34 Chart: Due to savings from fixed mortgages, household spending may be less sensitive to financial conditions 27:30 Chart: Housing demand robust on favorable Age demographics of FTHBs 31:53 Chart: The U.S. faces a massive undersupply of housing 34:40 Chart: Strong demand from FTHBs and low supply led to a surge in entry-level home prices 38:32 Higher housing costs are contributing to more young adults living at home with their parents For more information visit https://www.freddiemac.com/research
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2089__7_AMA_CI_CW_AIPIS_-_Freddie_Mac_Economist_Len_Kiefer_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 8 December 2023
2088 FBF: Client Case Study - Unlocking the Long-Term Benefits of Real Estate & Income Property Investing
Today's Flashback Friday is from episode 244 published on Feb 22, 2012. Join Jason Hartman and client, Patrick, for a timely discussion about the benefits of real estate investing. Patrick shares his experiences working with Jason Hartman and Empowered Investor Network’s investment counselors.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2088_FBF_CW_244__Unlocking_the_Long-Term_Benefits_of_Real_Estate__Income_Property_Investing_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 6 December 2023
Today Jason talks about "shadow demand" in the housing market. He emphasizes the impact of demographics, particularly the 25 to 34 age group, where about 16% are still living at home, representing untapped demand. With 11 million potential homebuyers in this category, Jason explores the dynamics of supply and demand, debunking predictions of a looming shadow supply. He also touches on factors like low inventory, the influence of baby boomers staying in their homes, and potential wildcards like geopolitical risks affecting the housing market's trajectory. Then Jason and Bridger finish their conversation as they delve into the housing market, the economy, and financial trends, noting that millennials and Gen Z are gradually entering it, causing a housing inventory shortage. Despite rising interest rates, the market still faces low inventory levels. The conversation shifts to the potential impact on banks due to an inverted yield curve, bond values, and the housing market's reliance on new construction. They also explore the possibility of a banking crisis and discuss the Fed's role in managing interest rates. Jason concludes with insights on the strength of the U.S. dollar, the perceived threat of BRICS nations, and the inevitability of central bank digital currencies, raising concerns about financial freedom. #peterschiff #RobertKiyosaki #ShadowDemand #SupplyAndDemand #RealEstate #HousingMarket #Economy #InterestRates #Banking #USDollar #BRICS #CBDC Key Takeaways: Jason's editorial 1:37 Shadow supply & demand 7:42 What to expect from the 2024 housing market Bridger interviews Jason part 2 15:39 Low inventory 18:46 A new construction market 21:18 Total transactions have dropped 23:07 Banks, the housing market and the inverted yield curve 27:19 Protecting the US dollar 28:28 BRICS vs. America 31:54 CBDC's - one of the greatest threats to our freedom
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2087__7_AMA_AIPIS_CW_HI_CI_-_Jason_Hartman_INTERVIEWED_by_Bridger_Pennington_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 4 December 2023
Jason discusses the impact of mortgage status on the US housing market and wealth distribution, highlighting the growing wealth gap and the formation of two socioeconomic classes due to approximately 40% of US homeowners not having a mortgage. He also touched on the performance of cyclical markets, particularly in luxury markets in Miami, New York, and California, attributing low sales volume to low inventory and high buyer demand. Lastly, he mentioned an upcoming cruise event and a monthly Zoom meeting for empowered investor pro members, in which they'll be talking about insurance for landlords against tenant damage. Then Bridger Pennington of FundLaunch.com interviews Jason Hartman, renowned real estate expert. They delve into macroeconomics, market trends, and the impact of interest rates on housing affordability. Hartman emphasizes the unique value of today's low-rate mortgages and challenges predictions of a housing crash. The discussion also covers inflation-induced debt strategies and the current housing inventory shortage. Insightful, forward-looking, and packed with actionable advice for investors, Jason provides a comprehensive understanding of the real estate landscape. #bridgerpennington #RealEstateInsights #HousingMarketDecode #MarketTrendsUnveiled #PropertyInvestmentWisdom #FinancialFreedomJourney #DebunkingRealEstateMyths Key Takeaways: Jason's editorial 1:46 Share of mortgage-free homeowners hits all time high in 2022 6:02 Housing inventory plummets in most affluent US zip codes 9:40 Pirates in San Francisco 11:30 Invest in right-leaning, landlord friendly markets https://www.EmpoweredInvestor.com/empowered-investor-pro-community https://EmpoweredInvestorLive.com/Cruise Jason's interview with Bridger 15:01 Current state of the market 16:38 Hartman Comparison Index 18:31 Housing affordability and formation 22:45 Where we are in the market- mortgage delinquency 26:27 Stats: Mortgage vs. population 29:14 Median monthly mortgage payment, IIDD 31:43 Available US Single Family housing inventory
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2086__7_AMA_AIPIS_CW_HI_CI_-_Jason_Hartman_INTERVIEWED_by_Bridger_Pennington_Part1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 1 December 2023
This Flashback Friday is from episode 583 published last October 19, 2015. Tren Griffin doesn’t know the current stock price of Berkshire Hathaway and says Warren Buffett probably doesn’t either. Day-to-day ups and downs in the market don’t affect feasible, long-term investments. Value investing, traditionally known as buy and hold investing, approaches investing differently than most low fee indexes. It encourages rational thinking, interest based buying and finding the price mistakes in the market. Early Bird pricing for the next Meet the Masters event is now available. Key Takeaways: Jason’s Editorial: 1:42 Orlando Property Tour & Creating Wealth Seminar coming up 3:19 What I like about Warren Buffett 4:50 Know this about the properties on our site 10:05 The Walmart documentary example 14:37 Every company has 3 primary audiences - suppliers, stakeholders & customers 16:26 Send me an email with good quality sitcoms! 18:32 Meet the Masters - Early bird pricing available now! 18:56 Dubai in February with the Venture Alliance
Tren Griffin Guest Interview: 20:01 Why write about Charlie Munger 21:22 4 principles of value investing 24:37 Munger philosophy of decision-making 25:53 25iq 27:00 The key to investing is to find a mistake - FOMO 32:06 Markets are difficult to predict in the short term 34:03 Aligning investments with interests 36:17 Are you willing to do the work required by value investing 38:05 The circle of confidence - become a specialist in one area 40:16 Munger/Buffett fundamental - Get Rich Slow 44:40 Berkshire stock never splits 46:38 Following Tren 48:29 You can have a life when you are a value investor
Mentions: Charlie Munger: The Complete Investor
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2085_FBF_CW_583_-_Charlie_Munger_The_Complete_Investor_Value_Investing_with_Tren_Griffin_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 29 November 2023
2084: Predicting the Next Economic Recession & Revolutionizing Banking with Decentralized Finance | Campbell Harvey
Jason discusses the topic of decentralized finance (defi) and its potential advantages in the cryptocurrency world. He also touches on the issue of the US housing shortage and how it presents opportunities for real estate investors. Additionally, Jason highlights the benefits of joining the "Fire Your Managers" program and announced an upcoming Empowered Investor pro meeting that will host a guest who will present a special "tenant insurance" product . Finally, he invites everyone to join their community to grow their real estate portfolio. Jason then interviews Professor Campbell R. Harvey from Duke University's Fuqua School of Business and the author of DeFi and the Future of Finance as they talk about the yield curve and Decentralized Finance. Harvey discusses the phenomenon of an inverted yield curve, which has predicted every recession for the last several decades. Harvey expressed his concern about the current inverted yield curve, which has been in place for 12 months, traditionally leading to a recession. Jason and Campbell also discuss the significance of an inverted yield curve and the potential of decentralized finance (defi) in the financial world. They identified problems with the current financial system and the possibility of solutions through DeFi, such as the need for an alternative to the SWIFT system for wire transfers and the ability to store and use value in transactions. With the advent of WEB 3.0 and the decentralization of monetary assets, DeFi is truly set to revolutionize the world in all economic aspects especially finance.
Key Takeaways: Jason's editorial 1:27 Today's episode: The future of DeFi 2:25 The 'other' housing crisis- a huge opportunity for real estate investors 5:05 Chart: Housing demand robust on favorable age demographics of FTHBs 6:56 Home prices hit record in September 7:44 FireYourManagers.com 8:38 Join our monthly meeting- go to EmpoweredInvestorPro.com 9:27 Join our cruise- go to EmpoweredInvestorLive.com
Campbell R. Harvey interview 10:07 The inverted yield curve 13:11 Adjusting for inflation and the FED 16:49 Is the future inflationary 18:16 The yield curve- why it inverts and is a predictor of a recession 21:54 Decentralized Finance (DeFi) 27:09 WEB 3.0 30:02 Ethereum 31:30 Competing with the government's #1 product- Fiat currency 36:30 The El Salvador bitcoin experiment
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2084__7_CC_AMA_HS_CI_CW_-_Defi__Crypto_with_Campbell_Harvey_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 27 November 2023
Today Jason covers various predictions about the future of the housing market. Wells Fargo and the Mortgage Bankers Association predicted modest increases, while Fannie Mae and the American Enterprise Institute were more optimistic. He also highlighted the benefits of income properties, such as positive cash flow, appreciation, tax benefits, and mortgage paydown. Then Jason welcomes Eli Baracha, Director of the School of Real Estate in the Florida International University as they discuss the ongoing housing shortage in the US, attributing it to a decade of under construction following the 2007 housing market peak. They also highlighted the need for disruptive technologies in transportation and energy to allow for cheaper and more efficient operations. Additionally, they talk about the housing market, interest rates, and their impacts on the market. Key Takeaways: Jason's editorial 1:46 Experts Predictions' on housing prices for 2024 8:55 Black Friday and Cyber Monday Sale Get a 20% discount; use the Promo code FRIDAY https://EmpoweredInvestorLive.com/
Eli Baracha's interview 12:41 An analysis of the current housing inventory shortage 16:40 The underbuilding after the great recession 20:10 Building number and obstacles builders face 24:59 Price segment: building entry-level housing 29:13 Housing formation vs. housing shortage 30:01 Multi-family and condos comprise only 17% of the market 37:22 Technology disruptor on the housing shortage
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2083__7-_CI_CW_AIPIS_-_Eli_Beracha_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 24 November 2023
2082 FBF: Bradley Birkenfeld - LUCIFER’S BANKER, How An American Banker Caused the Collapse of the Multi-Trillion Dollar Swiss Money Laundering Industry
This Flashback Friday episode is from episode 806 published last March 20, 2017. To kick things off, Jason shares a Wallethub article which lists cities with the highest and lowest credit scores. Memphis credit scores are some of the lowest in the US which is why it is a good place to invest in income properties. And, Jason’s guest today is the first banker in history to expose the monumental story of Swiss bank secrecy. When Bradley Birkenfeld became aware of the shady practices of Swiss accounts he went directly to the Department of Justice. What happened after led him to expose the secret connection between the US and Swiss Governments and how taxpayers in both countries foot the bill for the illegal activities of bankers. Key Takeaways:Jason's editorial 2:18 Details about the upcoming Creating Wealth Seminar and Memphis Property Tour. 6:33 A Survey by Wallethub lists these cities as having the highest and lowest credit scores. Bradley Birkenfeld Guest Interview: 12:20 A history lesson about the beginning of Swiss banking anonymity. 15:22 The Department of Justice turned Bradley away. 16:28 The banking system and the federal government are closely related. 19:26 Secret numbered Swiss accounts allow for non-traceable illegal activities. 23:48 Bradley was forced to go to the Senate because the DOJ is corrupt. 27:21 Proof the American people were screwed by the Obama administration. 29:05 The U. S. Government and the Swiss Government are in bed together. 34:04 Wikileaks documents show Hillary Clinton was involved in UBS. Mentioned in This Episode:Articles: 2017's U.S. Cities with the Highest and the Lowest Credit Scores.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2082_FBF_Bradley_Birkenfeld_-_LUCIFERS_BANKER_How_An_American_Banker_Caused_the_Collapse_of_the_Multi-Trillion_Dollar_Swiss_Money_Laundering_Industry_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 22 November 2023
Jason discusses the state of the American economy in relation to Thanksgiving. He highlighted the strength of the labor market, with the employment rate being high and wages rising, a trend that he predicted would continue. Jason also pointed out the surge in productivity, attributing it to the advent of artificial intelligence. Then Jason and investment counselor Carrie address a range of investment strategies and market trends, providing insights into the benefits and drawbacks of various options, such as home warranties, short-term and long-term rentals, and cryptocurrencies. They also emphasized the advantages of residential properties over commercial ones and recommended a hybrid self-management plan for property owners. Furthermore, they introduced the resources available to Empowered Investor Pro members, including access to past Zoom Meetings and a community software. The pair also discussed potential issues with triple net leases and advised clients to seek professional advice.
Key Takeaways: Jason's editorial 1:34 Things to be grateful for 10:13 Save the date: December 5 is our Empowered Investor Pro meeting 11:34 Sign up for our newsletter and be informed of our upcoming Black Friday/ Cyber Monday sale Q & A with investment counselor Carrie 12:26 Webinars and much more when you join the Empowered Investor Pro community 14:17 American Home Shield Home insurance 17:46 Short vs. Long term rentals 24:42 Fear that housing prices will drop 32:04 Pros and cons of triple net listings 37:20 Just buy the more expensive property in the first place 38:57 "Self- sabotage" and the Hybrid approach to managing your property
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2081__7_CW_AIPIS_-_Client_QA_with_Carrie_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 20 November 2023
2080: Mastering Digital Privacy- The Ultimate Guide to Protecting Your Identity Online with Rob Braxman
Gain insights into real estate trends, leveraging income property for impressive returns, and stay informed on the dynamic landscape of mortgage applications. Then Jason and Rob Braxman discuss internet privacy issues and how they affect civil liberties in a dystopian tech world. Rob explains that Facebook uses IP addresses to detect proximity checks using "Mac addresses," which are unique network identifiers that are unique to each device. IP addresses are a protocol used for transferring data over the Internet, while Mac addresses are for announcing traffic inside one's own network. The limitation of Mac addresses is that they can only exist inside a local area network and do not transmit to the Internet. Rob suggests using a VPN virtual private network (VPN) to protect IP addresses, and locations. Listen in as Rob shares how you can defend your privacy in this relentless tech world bent on attacking your privacy. Key Takeaways: Jason's editorial 3:13 The Magic Number 4:19 California numbers YOY 5:19 A surge of new home mortgage applications on October 6:29 Empowered Investor Pro's new insurance product Rob Braxman interview 8:04 This dystopian tech world 10:40 The Idaho Killer and the Google sensor vault 13:26 Why privacy is important 14:52 FB, Reading Minds with Functional MRi and Hot Mics on phones 18:30 Mac and IP Addresses and why it matters 25:31 Layers of privacy via VPNs and "Degoogled" phones 32:35 CALEA LAW- Protection against a cell carrier and a state 39:21 What we can do to protect our privacy
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2080__7_HS__10th_Show_-_Privacy_-_Rob_Braxman_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 17 November 2023
This Flashback Friday is from episode 791, published last Feb 14, 2017. Jason welcomes Muthiah Nachiappan to the show. Muthiah is a client with 9 properties and an avid property management contract reader. He discusses his self-designed Property Management Survey, the garbage fees most property owners pay but don’t question and how he became interested in income properties. For property owners, Jason shares 4 options for property management and then the 3 options property management companies have if they want to stay in business and service their customers. Key Takeaways:2:57 Property Management contracts always favor the person who is drafting them. 4:19 Jason wants to disrupt the property management business through self-management, a la carte services and flat fee property management. 7:51 How Muthiah get interested in income properties. 11:54 Muthiah explains his Property Management Survey. 16:27] A flat fee system gives the property manager an agreed upon percentage of any money that comes in. 21:56 These 4 options for property management should be available to every property owner. 27:18 Property management companies need to change their business model to provide a hybrid option. 31:47 Let your property management company know that you are an educated and aware investor. 34:14 Muthiah shares his future investment plans and his retirement objectives.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2079_FBF_CW_791_-_4_Options_For_Property_Management_Client_Case_Study_Muthiah_Nachiappan_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 15 November 2023
2078: The Dark Side of Private Equity; How It's Reshaping Real Estate & Impacting YOU with Gretchen Morgenson
This is part 2 of Jason's interview with Gretchen Morgenson. Jason discussed the Atlanta Federal Reserve bank data and housing affordability issue in the US. He highlighted the potential impact of a predicted housing shortage despite a lower population growth projection from the Census Bureau. Jason also talked about the structural labor shortage and its impact on unemployment rates and wage inflation, attributing it to a supply and demand imbalance. He expressed optimism about the impact of technology on job creation and promoted the 'Empowered Investor Guides Program.' FireYourManagers.com Jason welcomes Gretchen back as they finish the interview. They discuss how private equity's surge into single-family homes is reshaping urban landscapes, pricing out regular investors and first-time home buyers. They highlight concerns about these firms prioritizing profit over property maintenance, creating a semi-monopoly in the market. The impact stems from massive capital injections, largely sourced from public pension funds seeking high returns. Private equity's historical roots in leveraged buyouts are discussed, noting the industry's evolution and its current reliance on institutional investors. The conversation touches on rising interest rates affecting the real estate model and potential challenges for private equity firms. In closing, Gretchen warns individual investors of the industry's growing interest in their capital. #PrivateEquity #RealEstateMarket #Investing #HousingCrisis #Finance #EconomicImpact #PensionFunds #PropertyOwnership #MarketTrends #CapitalAllocation Key Takeaways: Jason's editorial 2:06 America's population statistics 11:11 Atlanta FED data 12:37 Affordability map 16:28 Peak of affordability 19:57 Affordability now 23:23 Ai and the new necessities 26:50 Empowered Investor Guide- 6 Zoom sessions coming up Gretchen Morgenson's interview part 2 27:48 Crowding out phenomenon 29:41 Where are they getting so much capital 31:46 Private equity timeline 33:54 How private equity will impact the real estate market 36:02 Getting hyper-focused on rents 39:37 Financing the single home purchases and it's cost of debt 41:01 What kind of capitalism do we want to have 42:33 Beware- they're coming for the individual investor
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2078__7_FC_HS_CW_AMA_AIPIS_-_These_Are_the_Plunderers_How_Private_Equity_Runs_-_and_Wrecks_-_America_by_Gretchen_Morganso_PART_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 13 November 2023
This is part 1 of Jason's interview with Gretchen Morgenson. Jason introduces author Gretchen Morgenson, as he talks about how private equity impacts and disrupts the American economy. He also mentions the wealth gap, control over businesses, and the challenges faced by the middle class. He emphasizes the significance of understanding past transactions, particularly during the COVID era, and highlights the housing shortage, attributing it to a lack of disruptive construction and transportation technologies. He also introduces a new strategy to increase cash flow and deposits, encouraging listeners to join a 6-week coaching program. Then Jason welcomes Gretchen Morgenson, a Pulitzer prize award-winning journalist, as they talk about private equity. They discuss the impact of private equity on various businesses, including real estate, and Gretchen explained the model of private equity which uses heavy debt and aims for quick turnaround profits. They also touched on the secretive nature of the private equity industry, its significant presence in various sectors of the US workforce, and its effects on profit-focused business practices. The conversation ended with a warning about private equity firms entering the insurance business. #PrivateEquity #EconomicImpact #HousingShortage #InvestingStrategy Key Takeaways: Jason's editorial 1:23 The wealth gap 3:17 Jason's long overdue haircut 4:08 Travel in a time machine to "Yesterday" 9:20 What's the point? 10:20 Cheaper mortgage after a decade 11:38 The affordability issue 11:53 Empowered Other People's Money- Fireyourmanagers.com Gretchen Morgenson interview 13:58 Welcome Gretchen Morgenson 14:13 These are the plunderers- time pressure on leveraged companies 17:17 Leveraged loans and the size of the markets 19:20 Focussed on hyper-profitability 25:53 Private Equity in SFH real estate
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2077__7_FC_HS_CW_AMA_AIPIS_-_These_Are_the_Plunderers_How_Private_Equity_Runs_-_and_Wrecks_-_America_by_Gretchen_Morganson_PART_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 10 November 2023
2076 FBF: Philip – Client Case Study in Atlanta, Kansas City, and Little Rock with Income Property Investor
This Flashback Friday is from episode 514, published last May 11, 2015. Jason reads a nice letter written by Gary who toured with Jason during the Memphis Property Tour. Jason introduces a long-time client, Philip Sullivan to the show to talk about his real estate investment portfolio. Philip is unique because he started his real estate journey doing hard-money lending first and then purchasing income property. He talks on some of the mistakes and key lessons he has learned on today's show. #Investment #RealEstate #EmpoweredInvestor #Housing #Equity #PropertyManagement #Casestudy Key Takeaways: 3:13 Jason regrets dropping out of typing class. Send him a voice mail, not an email! 8:13 Jason reads a lovely note written by one of his clients, Gary. 12:26 Jason welcomes Philip to the show. 15:36 Philip did 10-15 hard-money loans before he purchased his first property. 23:26 Philip chose class A properties, because he liked the leverage and stronger appreciation. 31:36 Catering to a diverse set of income classes will help you in both a good or bad economy. 34:36 Forward your addresses so important mail gets directly to you and not to your rental property. 36:41 A lot of clients have been successfully using virtual mail boxes. Jason explains what they are.
Mentioned In This Episode: VirtualPostMail.com TravelingMailBox.com USGlobalMail.com PostScanMail.com
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2076_FBF_CW_514__Philip__Client_Case_Study_in_Atlanta_Kansas_City_and_Little_Rock_with_Income_Property_Investor_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 8 November 2023
Key Takeaways: Jason’s Editorial 1:26 FireYourManager.com 6:57 Ready for a soft landing 9:14 The COVID jobs recovery is complete (and then some) 9:52 Negative equity rates among mortgaged residential houses 13:36 Turning back the clocks on housing 14:25 More on housing affordability next week Melody Wright Interview part 2 15:30 Build to Rent 26:43 Demographics on household formation during covid, affordability and the new builds 36:54 Action steps
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2075__7_CW_AIPIS_AMA_HS_-_Melody_Wright_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 6 November 2023
Jason interviewed Melody Wright, a housing analyst and strategist, about the housing market. Melody shared her experience in the mortgage industry and her transition into real estate technology. They discussed her pessimistic outlook on the housing market due to issues like inventory shortage, short-term rental properties, and 'shadow leverage'. Melody emphasized that she wasn't predicting a crash but was highlighting the challenges. Melody and Jason also discussed the delay in recording Covid data in Los Angeles County and the importance of triangulating data from multiple sources. They also touched upon the impact of a frozen housing market and the role of short-term rentals in the market. They also discussed the oversaturation of the short-term rental market due to Airbnb's growth strategy, and the trend of institutional investors pulling back. They concluded the conversation with a discussion on the current state and future prospects of the housing market, including the shift towards rental properties. #RealEstateMarketInsights #ShortTermRentals #Airbnb #InventoryIssues #RealEstateTech #MarketAnalysis #HousingTrends #ShadowInventory #ShortTermRentalSaturation #BuildToRent #RentalMarket #HousingAnalyst #HousingStrategy Key Takeaways: Jason’s Editorial 1:27 Housing market crash- it's not IF but WHEN 2:25 Everyone's primary thought 7:48 Join our monthly Empowered Investor Pro meeting Melody Wright Interview Part 1 8:27 Melody's background 11:33 Shadow leverage and the many layers of the housing market 16:24 The inventory component 25:06 Oversaturation of the short term rental market
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2074__7_CW_AIPIS_AMA_HS_-_Melody_Wright_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 3 November 2023
Today's Flashback Friday is from episode 665, published last April 27, 2016. Just last year Greg Saylor was a corporate software engineer looking for a reliable investment strategy. He found the Creating Wealth podcast and listened during his long commute. He decided to pick up the phone and call one of Jason’s investment specialists. It’s now six months later and Greg has six income properties earning him $4000.00 in monthly income. His due diligence partnered with the extensive data resources available on JasonHartman.com have allowed him to get a step closer to financial freedom. Key Takeaways: Jason’s Editorial: 4:14 What is your motivator? Do you expend more energy to conserve than to gain? 13:05 Hartman Education is having a big 2-week sale! Greg Saylor Guest Interview: 19:23 Was it the Creating Wealth podcast that got Greg interested in real estate investing? 26:55 The acquiring of the properties had the most components, everything else is pretty straightforward. 28:15 Greg shares the details his first income property deal including the flaws. 36:23 A certain percentage of risk is acceptable as long as you have a solid portfolio. 40:32 Property taxes are one factor which is that varies greatly from market to market. 45:44 Some rules for new investors to follow are to plan for additional expenses, be conservative on your numbers and have a reserve fund. 48:33 The debt to income ratio is an important factor in financing.
Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2073_FBF_CW_665_-_Greg_Saylor_-_Six_Properties_In_Six_Months_Client_Case_Study_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 1 November 2023
Jason discusses a significant legal case that could reshape the real estate industry. The case involves allegations of price-fixing and antitrust violations by major players in the industry, including the National Association of Realtors. A Missouri jury found NAR and several big brokerages guilty of conspiring to inflate commissions, potentially resulting in a massive financial impact. Hartman provides insights into the real estate industry, the role of commissions, and the potential implications of the case. He believes the commissions are too high due to the industry's oversaturation, leading agents to spend a significant amount on marketing to secure transactions. He also suggests that technology platforms like Zillow could benefit from the case, as it may lead to a more direct relationship between buyers and agents.
#RealEstate #AntitrustLaws #PriceFixing #NationalAssociationOfRealtors #RealEstateCommissions #LegalCase #MarketDisruption #RealEstateIndustry #BuyersAgent #Cooperation #Commissions #Competition Key Takeaways: 1:28 An earthquake just hit the real estate industry 3:05 IS the NAR a cartel 4:00 Conspiring to inflate commissions 4:58 A 5 billion lawsuit and Jason's civil RICO case 8:15 Jason's commentary on a CNBC Video: Real Estate Commissions Under Fire 12:56 Buyer's agent adds great value to the transaction 18:50 NAR as a cartel 25:18 Higher Commission costs in the US 27:46 REMAX stocks versus the rest 29:37 American Bar Association & New York Bar Association 'Contingency Fees' 32:35 Anti-Trust Laws, the definition and pros and cons of a cartel 36:15 Real Estate: A Dysfunctional Industry 37:51 What's next and Jason's BIG Disruptor
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2072__7_-_The_END_of_Real_Estate_Landmark_Lawsuit_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 30 October 2023
Today Jason welcomes Sara, one of his investment counselors to the show as they cover several financial and real estate topics. They address challenges faced by self-employed individuals in obtaining mortgages due to low reported income and offer insights into strategies like inflation-induced debt destruction. They also touch on interest rates, rental market saturation, and the advantages of joining the Empowered Investor Pro community, which provides valuable insights and networking opportunities for investors. #RealEstate #Investment #Mortgages #Inflation #InterestRates #EmpoweredInvestorPro Key Takeaways: Q & A with Investment counselor Sara 1:26 Visit JasonHartman.com/Ask for your questions 2:26 Self-employed financing 7:27 Protecting your cash as you save for the next property 11:41 Growing out of low quality houses into better ones 14:37 It's a dynamic market and are subject to change 15:33 Interest rates 16:58 Rental Saturation 18:17 Empowered Investor Pro and upcoming LIVE virtual events; stay tuned for details 22:09 Why mass inflation is still a threat to rich nations
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2071__7_CW_AIPIS_-_Client_QA_with_Sara_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 27 October 2023
Today's show is both a Flashback Friday and a 10th episode. This show is from episode 750, published last November 9, 2016. Kare Anderson is Jason’s guest on this amazing interview about the dynamics of human communication. Kare is an Emmy award winning journalist who has previously reported for both NBC and the Wall Street Journal. She is a columnist for Forbes, the Huffington Post and her published works have 5-star reviews from verified readers. She founded Annie’s Homegrown and is currently active on 9 political action committees. Her blog posts and TEDx talks draw attention to the power of connective behavior and captivate international audiences. Key Takeaways:1:54 The majority has spoken in favor of Trump. The politics of race, gender and unification have yet to be addressed. 7:40 Are our RINO’s galloping towards Socialism? 10:24 Controlling the borders and nullifying trade agreements will increase American wages. Kare Anderson Guest Interview: 13:58 What is connective behavior and what does it encompass? 16:15 Simple ways for people to connect include getting specific sooner, showing warmth before competence, sitting sidle and walking. 18:59 Create a bigger pie when someone is attacking you. 20:15 If you plan for what you want to do you don’t let anybody else determine your behavior. 20:53 A connective leader has the most clout. 23:31 Look for something you like about someone and keep it in mind every time you see that person. 27:54 How do journalists like Kare Anderson get people to open up and provide a fuller, richer story during an interview? 31:16 How did the Bruce/Caitlyn Jenner and Diane Sawyer handle their roles during the interview? 37:10 To have a meaningful and accomplished life means being grounded and truly listening to other people. Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2070_FBF_750_-_Kare_Anderson_-_Hidden_Behavior_Cues_That_Boost_or_Bust_Credibility_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 25 October 2023
Today Jason talks about the issues faced by property managers, emphasizing that they often receive negative reviews and complaints. He introduced several solutions to address these issues, including a "hybrid self-management approach" and "managing your manager." He also encouraged listeners to reach out to him for assistance at JasonHartman.com/ask. Then Jason joins Robert Helms and Russell Gray of The Real Estate Guys as they discuss the investment opportunities in single family housing in the real estate market, highlighting its flexibility, universality, and government backing. Jason suggested that investors should follow the US government's business plan, and emphasized the resilience of the real estate market despite economic challenges. The group also talks about the advantages of negotiating the price and financing of properties, and discussed the importance of understanding the full range of benefits that come with real estate investment. Towards the end, they announced the merger with The Real Estate Guys of a new initiative called "The Collective Inner Circle", a mastermind group associated with Jason, Ken McElroy, and George Gammon. Jason concludes that investors invest in income property for yield, not appreciation. #RealEstate #Investing #JasonHartman #SingleFamilyHomes #Financing #HousingAffordability #Inflation #Treasury #LeveragedBuyouts #AssetClass #InvestmentStrategy #InterestRates #PositiveCashFlow
Key Takeaways: Jason's editorial 2:14 property management Jason's interview with The Real Estate Guys 6:24 A bit of Jason's background 9:04 Why Single Family Homes 12:35 It's all in the numbers and a huge blindspot 19:44 Housing affordability 21:56 Treasuries versus income property 26:24 The Real Estate Guys Joining forces with The Collective Inner Circle 28:19 Invest for yield- not appreciation
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2069___7__HotSeat_CW_AIPIS_CI_-_Jason_INTERVIEWED_by_The_RE_Guys_v1_online-audio-converter.com.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 23 October 2023
Shout out from Rio de Janeiro where Jason opines that BRICS and their attempt at circumventing America's currency and challenging the US dollar's hegemony is not much to be alarmed over. Then Jason welcomes Selma Hepp, the Chief Economist of Core Logic. They discuss the challenging state of the real estate market and noted that the market was facing issues due to rising mortgage rates, which led to a decline in transactions and mortgage refinances. Additionally, she highlighted that existing homeowners were benefiting from this situation due to their low mortgage rates and increasing equity. Selma also pointed out that the volume of home sales was down by 18% last year and was expected to decline by a similar amount this year, while mortgage origins were likely to be down by 30-35%. She also mentioned that the inventory of available homes for sale was at its lowest level historically, a quarter of where it was before the great recession. Despite this challenging market, Selma didn't expect much change until the spring of next year.
Key Takeaways: 1:28 BRICS Selma Hepp interview 3:30 Who benefits in the current housing market 5:19 A decline in sales volume down and it's effects on inventory and prices 9:21 Slicing the MLS data 15:44 Decline in home sales driven by lack of affordability and supply 18:04 The Single Family rental market data 22:41 Where the Single Family market is headed
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2068__7_CI_AMA_AIPIS_CW_-_Corelogic_Chief_Economist_Predictions_with_Selma_Hepp_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 20 October 2023
2067 FBF: Dr. David D'Ambrosio Client Case Study - Equity Stripping, 1031 Exchanges & Market Diversification
Today's Flashback Friday is from episode 738 published last October 13, 2016. Investment Counselor, Sara is back on the show. She joins Jason to discuss her three new properties in Memphis, how a client beat her to the punch on other properties she was interested in and just how competitive the market is right now. And in the client case study, Dr. David D’Ambrosio shares his experiences with the 1031 Exchange on properties in the Orlando and Indianapolis markets. He shares his opinions on why more high-tax bracket professionals are not investing in real estate and he asks Jason about what his next steps should be? The beautiful thing about real estate is you can acquire an asset, get your money back out and still own and control the asset. Plus, you pay no taxes on the money you extract.
Key Takeaways: 2:25 Sara just closed on three properties in Memphis and she wears PJ’s to bed. 6:29 Rate locks - Should you let it float or lock it in? 9:41 Commodities that make up a house are copper wire, glass, steel, petroleum products are independent of any currency. 13:19 Is the Creating Wealth show the Fox News of real estate? One listener thinks so.
Dr. David D’Ambrosio Client Case Study: 18:00 Dr. David D’Ambrosio is Radiation Oncologist living the American Dream. He has always had an interest in real estate. 20:18 Dr. David recently did a 1031 Exchange and then purchased four properties in Orlando. 22:00 There are two ways to diversify a real estate portfolio. One is location and the other is through cash flow and appreciation. 23:51 The 1031 Exchange allows for only 45 days for identifying properties but up to six months to close. 26:34 It’s frustrating more people, doctors in particular, aren’t investing in real estate. It’s an absolute no-brainer. 32:42 Local community banks will provide financing to investors after they reach their traditional property limit. 38:50 Is it feasible to do a cash out refinance if you can get a sizable amount of cash? 40:53 The deferred down payment option offered a nine-year break even point. 43:51 Equity stripping is pulling the money out of a property, having control of the cash and still own the property.
Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2067_FBF_Dr._David_DAmbrosio_Client_Case_Study_-_Equity_Stripping_1031_Exchanges__Market_Diversification_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 18 October 2023
Greetings again from Florianopolis, Brazil. Today, Jason encourages you to take advantage of his company's "Complete Solutions for Real Estate Investing" program. Then he and Joseph Brown finish up their conversation, exploring various economic factors, including housing and government borrowing. They touch on how housing is currently insulated from potential economic downturns due to low mortgage rates, particularly for the majority of homeowners with rates below 5%. This leads to an analysis of the inverted yield curve, traditionally seen as a recession predictor, but Joseph suggests it may not impact the housing market significantly. He explains that households are less likely to walk away from their homes and will prioritize other debts when facing financial difficulties. Furthermore, the gig economy and non-traditional employment options are becoming more prominent, making it easier for people to generate income, though the IRS is now actively tracking such income sources. Overall, the discussion emphasizes the resilience of the housing market in the face of broader economic challenges. Key Takeaways: 1:25 Take advantage of Jason Hartman's "Complete Solutions for Real Estate Investing" program Joe Brown interview Part 2 2:22 US residential mortgage charts 4:10 Chart: Housing production, units available vs. population 6:21 The 6 year millennial lag and shadow demand 9:25 Stepping into the housing market vs staying out of it 13:38 The Reverse Repo Facility 18:29 The inverted yield curve and the housing market 21:14 The jobs market and the gig economy
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2066__7_CI_AMA_CW_AIPIS_-_Joe_Brown_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 16 October 2023
Jason briefly touches on the "over-entitled" investor as he reveals that getting properties for 'free' is a thing of the past. He also welcomes back to the show Joseph Brown of Heresy financial as they discuss the global conflicts, the emotional detachment of Americans from these events, and the potential dangers of policymakers' decisions. They highlighted the role of profit in perpetuating war and concluded with a cautionary note about the potential for ongoing conflict if war remains profitable. They also discussed the philosophy of 'packaged commodities' investment, arguing that investing in real estate with subsidized financing and tax benefits can be more profitable than investing in commodities directly. They noted the potential for increased capital flow and immigration into the US due to economic devastation and war around the world. Additionally, they advised investing in scarce resources, with a preference for those at the end product stage. Joseph expressed his long-standing optimism on residential real estate and predicted that prices would continue to rise. Jason emphasized the need to consider the housing market in a global context, noting that American real estate remains relatively affordable compared to many other countries. They concluded that the key factor in the housing market is the balance between the number of people needing housing and the number of available places to live. #RealEstateInvestment #GlobalInstability #RealEstateMarket #Inflation #CapitalFlight #USRealEstate #WealthPreservation"
Key Takeaways: Jason's editorial 1:43 Meme: the over-entitled investor Joe Brown interview 6:50 Extreme profits in a world in chaos 11:14 Pushing the prices of resources higher 14:38 Packaged commodities investing and wealth creation and destruction 18:04 Action steps and the great American real estate market 22:43 Bullish on residential real estate with data to prove it 27:59 Chart on mortgage currently on property
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2065__7_CI_AMA_CW_AIPIS_-_Joe_Brown_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 13 October 2023
2064 FBF: Client Case Study with Brian, Refi or 2 for 1 on Highly Appreciated Properties to Buy in Linear Markets
Today's Flashback Friday episode is from episode 734 published October 4, 2016. Jason’s guest, Brian is a client and a longtime Creating Wealth Podcast listener. Brian describes his early days of real estate investing when Sara initially walked him through the buying process. The properties he purchased in Atlanta and Memphis have now matured and Brian is faced with making a decision. Should he refi-til-ya-die or to do a 1031 exchange and get 2 for 1 on his highly appreciated properties. Jason shares his insights on best business practices, how to use an IRA as a tax savings vehicle and recommends some “must read” books on real estate investing. Key Takeaways: 1:44 The Wells Fargo contract claw back. 3:39 “Make Six Figures” Bloomberg article tells a scary tale from the content portal. Case Study with Brian: 8:53 Brian read Rich Dad, Poor Dad in high school which led him to the Creating Wealth podcast. 10:15 Brian was pleased with the support he received from Sara and the Local Market Specialists. 13:10 Is refi-til-ya-die always the best option or does the 2 for 1 plan make better financial sense on highly appreciated properties? 16:51 The 2 for 1 exchange gives the owner all of the equity to reinvest. The refi-til-ya-die option is limited to the cash-out loan to value ratio. 18:06 A refi may be a simpler option and offers a locked-in lower interest rate. 20:34 Brian shares his real estate investor stories on his website Rental Mindset. 21:55 When buying real estate inside of an IRA you get a tax efficient vehicle inside of another tax efficient vehicle. 22:37 Read Garrett Sutton’s Loopholes of Real Estate. 23:55 Rationalizing buying a property sight unseen. Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2064_FBF-_Client_Case_Study_with_Brian_Refi_or_2_for_1_on_Highly_Appreciated_Properties_to_Buy_in_Linear_Markets_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 11 October 2023
Michael Zuber talks to Jason about the housing market and the potential for a housing crash. Jason provides insights into why a housing crash hasn't occurred so far, emphasizing the need for millions of distressed sellers as a key ingredient for a crash. He also mentions that people who predict crashes often lack a comprehensive understanding of economic cycles and are influenced by past traumatic events like the 2007-2008 housing crash. Additionally, the conversation touches on unemployment and its potential impact on the housing market, with Jason arguing that banks are more likely to work with homeowners than rush to foreclose, especially if they have substantial equity in their properties. The discussion also briefly mentions the role of technology companies in the economy and the concept of leveraging in real estate. Overall, the conversation focuses on the factors affecting the housing market's stability and the likelihood of a housing crash, with a critical view of those who sensationalize such predictions for personal gain. #HousingTrends #Economy #HousingMarket #EconomicCycles Key Takeaways: 1:29 Packaged Commodities Investments are doing very well 3:00 Why the housing market hasn't crashed just yet 5:56 The ONE ingredient one MUST have for a housing crash and profiles of a Crash bro 8:21 Don't be lazy; study more than one recession 10:16 Very low inventory plus unemployment and it's insurance 15:45 Median monthly mortgage payment & number of mortgages by interest rate and foreclosure timelines 19:39 Altos Research inventory numbers 23:38 Drop in activity- not north of 6M homes for a decade 25:58 The FED looks like it's forcing a recession 32:43 A crystal ball on rate cuts and book recommendation 35:49 Jobs growth and some thoughts on the future of the economy
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2063__7_HotSeat_CW_CI_AIPIS_Jason_INTERVIEWED_by_Michael_Zuber_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 9 October 2023
Jason discusses the impact of national debt on economic debates between inflation and deflation and its role in wealth redistribution. He highlighted the potential value of war due to rebuilding and defense contractors, and emphasized the importance of a commodities investing strategy when dealing with natural disasters or wars. He also talks about the potential for a Federal Reserve pivot in response to economic concerns, which could lead to lower mortgage rates and interest rates. He argues that national debt might not be as significant as commonly thought, citing the "frog in warm water" example. He then invites his listeners to join the Empowered Investor Pro group. Then Jason welcomes Richard Vague as he discusses the relationship between government debt and inflation. He presents empirical evidence that challenges the commonly held belief that government debt always leads to inflation. Vague argues that historical data shows that inflation is often caused by supply constraints, such as during times of war or other disruptions, rather than simply by an increase in government debt. He also points out that monetary systems have evolved over time, and there have been periods in history where there was no central bank or even a national currency, yet inflation was not rampant. Vague suggests that the supply of currency is elastic and that significant over-issuance is required to trigger inflation. Overall, Vague's argument is based on historical data and challenges the traditional view that government debt is a direct cause of inflation. He emphasizes that the relationship between government debt and inflation is more complex and nuanced than commonly believed. Key Takeaways: Jason's editorial 1:29 The debate between inflation versus deflation continues with Richard Vague 2:05 Financial impact on the current war in the middle east 3:35 Packaged commodities investing strategy and interest rates 8:04 Awesome Empowered Investor Pro Zoom meeting 9:06 How much does the national debt matter Warren Buffet: "Be fearful when others are greedy; and greedy when others are fearful." Richard Vague interview 11:14 National Debt- should it be a concern not 13:31 Spending yourself to prosperity and comparing Japan debt to GDP ratio and inflation 16:18 Inflation Induced Debt Destruction and the correlation between government debt and inflation 21:26 Government debt's connection to inflation- it's NOT in the data 25:21 Given all the data, why this is true 27:45 Currency supply and demand 30:18 Supplying and buying the US debt simultaneously 32:32 Modern Monetary Theory 33:17 International trade and manufacturing 38:39 Some of Richard's books: Paradox of Debt and A Brief History of Doom and more Quotables: Warren Buffet: "Be fearful when others are greedy; and greedy when others are fearful." Milton Friedman: "Inflation is always and everywhere a monetary phenomenon."
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2062__7_CI_AMA_CW_HS_AIPIS_-__Richard_Vague_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 6 October 2023
2061 FBF: Nick Sargen - GLOBAL SHOCKS, An Investment Guide for Turbulent Markets, Morgan Guaranty Trust, Salomon Brothers, Prudential Insurance & J.P. Morgan
This Flashback Friday is from episode 765 published last Dec 14, 2016. The market is moving and it seems to be moving in the right direction for real estate investors. The historical average for appreciation for single family homes is ~6% nationwide. If you are already an income property investor, the good news is rents may be pushing upward. Jason’s guest today is the author of the new book, Global Shocks: An Investment Guide for Turbulent Markets. Nick Sargan is Senior VP and Chief Economist at Fort Washington Investment Advisors. He is a former economist at Morgan Guaranty trust, Salomon Brothers, Prudential Insurance and JP Morgan. He shares his insights about how the markets will react to a Trump presidency. Key Takeaways:Jason's editorial 3:03 Large corporations take advantage of customer’s time and call center workers are drones. 9:11 The flawed cap rate is an evaluation of a property’s performance minus appreciation and leverage. 15:11 The annual Meet the Masters of Income Property Event is in January. Nick Sargen Guest Interview 17:21 President-elect Trump may lead the US with a pro-business stance. 20:53 Trump is a spender which could lead to higher interest rates. 23:01 Nick Sargen worries about Trump’s trade issue. 25:47 Budget deficits do not mean inflation. 28:24 Trump will be a pro-growth, real estate president. 31:16 The market is moving with the belief that all of Trump’s policies will promote growth. 34:06 Diving into the Global Shocks: An Investment Guide to Turbulent Markets book. 36:40 How to capitalize on a bubble. 40:24 Financial institutions have led the way during the current stock market rally. Mentioned in This Episode:Jason Hartman - Inflation Induced Debt Destruction Podcasts Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2061_FBF_CW_765_-_Nick_Sargen_-_GLOBAL_SHOCKS_An_Investment_Guide_for_Turbulent_Markets_Morgan_Guaranty_Trust_Salomon_Brothers_Prudential_Insurance__J.P._Morgan_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 4 October 2023
Join Jason as he interviews Amy Peikoff, Chief Policy Officer for Bitchute and formerly Parler. They discuss the critical issues of censorship and surveillance in our digital age. Amy shares insights into the Third Party Doctrine and the need for warrants in data collection. They also delve into solutions such as antitrust measures, common carrier regulations, and transparency in algorithms. Don't miss this thought-provoking discussion on the future of digital freedom. Follow Amy via X at https://twitter.com/AmyPeikoff #Censorship #Surveillance #DigitalFreedom #Privacy #Antitrust #CommonCarrier #Algorithms"
Key Takeaways: Jason's editorial 1:27 The greatest threat facing humanity 3:18 Ordering myself a 'tall blonde' but ending up with 'poison' instead Key Takeaways: 8:34 The 'third party doctrine' - censorship and surveillance 12:10 Carpenter vs. USA 14:10 Censorship via third party entities and the new fascism 16:32 The 'state action' and the third party' doctrines 18:40 A few samples and a proposed solution https://t.co/t65NZCsr8b 22:06 Platform vs. Publisher 25:45 Jason's 3 solutions, Amy's reactions 33:43 A philosophical view on deregulating capital formation 37:26 All about Bitchute 43:28 A free market approach to censorship 44:37 Check out Bitchute
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2060__7_10th_EP_Show__HS_FC_-_Amy_Peikoff_The_End_of_Free_Speech__Censorship_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 2 October 2023
In this episode, Jason Hartman discusses various topics related to real estate, investment, and the economy. He mentions the "1% equals 10%" rule and how it can help in understanding market dynamics. He emphasizes that the housing market is not likely to crash soon due to factors like a significant number of homeowners having no mortgage and low-interest rates. Additionally, he discusses population growth and the importance of household formation in analyzing housing demand. He also discusses various points related to real estate and wealth, with a focus on the millennial generation. He cites an article about millennials' increase in their net worth, mainly due to rising home prices. The article also challenges the stereotype that millennials are financially irresponsible. Additionally, he highlights the importance of the Empowered Investor Pro group's monthly meetings and benefits. https://www.empoweredinvestorpro.com/ #RealEstate #HousingMarket #Investment #Economy #Mortgages #Homeownership #PopulationGrowth #HouseholdFormation #HousingDemand
Key Takeaways: 1:34 Jason's 1% equals 10% rule; Crash bros and confusing survival tasks with lifestyle 9:23 Short video: The sink metaphor 11:06 Joe Brown- Why the housing crash is not yet happening 13:03 A pie chart: Percentage share of outstanding mortgages by interest rate 14:43 Be sure to subscribe to our email list 15:07 Time machine 17:51 Population and household formation 20:28 Potential for future interest rates going down and up 22:01 In danger of being priced out and predicting interest rates 26:07 Justice is served 29:33 Every generation lost wealth last year- except one 34:45 Join Empowered Investor Pro today!
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Fri, 29 September 2023
2058 FBF: Nick Adams - The American Boomerang, How the World's Greatest Turnaround Nation Will Do It Again, Green Card Warrior, Retaking America - FLAG, Townhall.com, Centennial Institute
Today's Flashback Friday is from episode 764 published last December 16, 2016. No one but Jason seems to be saying it but Donald J. Trump is America’s first real estate president. It’s true his presidency may bring inflation but it’s ok because many real estate investors already have their debt locked up for three decades. Jason’s guest on today’s podcast is Nick Adams. Nick is the Founder and Executive Director of FLAG, The Foundation for Liberty and American Greatness. He also works as a columnist for Townhall.com. He is a former Centennial Institute Policy Fellow. Nick discusses his bestselling book, The American Boomerang: How the World’s Greatest Turnaround Nation Will Do It Again and his belief that Trump will be America’s next great president for four and possibly even 8 years. Key Takeaways: Jason's editorial 1:31 Get yourself to a low or no income tax state. 2:15 Jason’s 9-day travel adventure including the Venture Alliance Mastermind and Freedom Fastlane. 7:03 Trump is the first US real estate president. 8:48 The deflationary effects of technology, Hartman’s Theory of Relativity and the recovery of the US economy. 15:50 Investors who already have their debt locked in shouldn’t care if rates up. 18:48 Meet the Masters is filling up, get your tickets for Nick Adams Interview: 21:17 The American Boomerang included what Nick Adams thought needed to happen for an American Renaissance. 23:07 Nick Adams read The Art of the Deal when he was 11-years-old and he publicly supports Trump. 27:06 Unlike in Australia, the Tall Poppy Syndrome does not apply in the US. 31:38 There are four ways America is considered to be exceptional culturally, militarily, economically and scientifically. 34:57 People need to be confident for the economy to be roaring. 35:56 These are the 5 things America needs to do to economically boomerang. 38:44 Will the next 4 years under President Trump bring wealth for America? Mentioned in This Episode: Meet the Masters of Income Property Tickets
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Wed, 27 September 2023
Today, Jason finishes up his talk with Neal Bawa as they touch on the potential impact of generative AI technology. Generative AI, such as Chat GPT, is considered a groundbreaking innovation and is expected to both disrupt and enhance various aspects of society. It can accelerate progress, solve complex problems, and potentially eliminate some jobs while creating new opportunities. This technology is compared to the significance of the internet, smartphones, and personal computers combined. While it may disrupt job markets, it also holds the promise of unprecedented prosperity and transformative advancements across various fields, from healthcare to climate change mitigation and chip design. #AI #Technology #Prosperity #JobMarket #Disruption" Key Takeaways: 1:52 Math on missed opportunities 3:34 The inflection point of Ai 8:32 A new economic prosperity as Ai creates complexity 12:20 Technology: Imagine a need and fill it 19:45 Software, robotics and infrastructure costs 24:51 The problem is energy 26:50 "Money creation happens when there is some kind of distress"
Mentioned: Paul Zane Pilzer, "Unlimited Wealth- The Theory & Practice of Economic Alchemy" Tony Seba, CEO of RethinkX, https://www.rethinkx.com/ Neal Bawa https://multifamilyu.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2057__7_CI_AMA_AIPIS_CW_HS_-_Neal_Bawa_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 25 September 2023
Jason and Neil Bawa discuss the state of the multifamily real estate market. Prices in the sector reached unsustainable levels, resulting in a 25% decline since the peak in early 2022. Neil outlines two scenarios for the future: one where the Federal Reserve cuts rates, leading to stabilization through rate caps and refinancing, and another where rates remain high, causing distress. In either scenario, the market is expected to recover by the first quarter of 2025, with investors and banks facing losses totaling around $50 billion in a trillion-dollar market. #RealEstate #Multifamily #MarketAnalysis #MarketTrends
Key Takeaways: 1:22 The issues when investing in 17 metropolitan areas 4:13 Multifamily and the worse segment of commercial investing right now 8:49 "Survive till 25" and Bridge Loans and the "Jesus can't save you" category 16:21 Average price and unit count of multifamily properties and entry level housing 23:46 Bank collapse and the fear porn chart 30:58 Life insurance and pension plans
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2056__7_CI_AMA_AIPIS_CW_HS_-_Neal_Bawa_P1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 22 September 2023
2055 FBF: Bob Pozen - Too Big to Save How to Fix the U.S. Financial System, SEC, MFS Investment Management, MIT's Sloan School of Management, Brookings Institution
Today's Flashback Friday is from episode 768 published last December 21, 2016. Jason speaks with Bob Pozen about possible changes in the real estate market under a Trump administration. Changes in legislation and regulations may lift up small to medium sized banks and increase the amount of lending by the biggest banks. Bob Pozen is a Senior Lecturer at MIT’s Sloan School of Management, a Senior Research Fellow at the Brookings Institute and former Associate General Counsel for the SEC. Bob has authored two books Extreme Productivity and Too Big to Save which is discussed during today’s podcast. Key Takeaways: Jason's editorial 2:17 The historic change in the leadership of the U.S. Government. 4:03 Remember to register for the 2017 Meet the Masters Event slated for January. Bob Pozen Guest Interview 6:24 Legislation that may be changed through banking system while Dodd-Frank is left as is. 10:16 There has been too much regulation on small to medium sized banks. 11:59 The problems are Fannie Mae and Freddie Mac are they were never public nor private. 15:39 The FHA and VA insure 100% of the mortgages made by banks. 16:21 More money flowing into the real estate market will cause an upward pressure on prices. 19:12 Home buying increases when rates start to go up but then level out. 19:54 Pozen was chosen by President Bush to join a bipartisan commission to strengthen Social Security. 21:26 Security and Exchange Commission has constraints regarding employees working for corporations after their service. 23:48 Getting to the gist of Bob Pozen’s book Too Big to Fix. 26:25 Peer-to-Peer lending is pretty much unregulated. 28:04 As the economy strengthens banks should lend more. Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2055_FBF_CW_768_-_Bob_Pozen_-_Too_Big_to_Save_How_to_Fix_the_U.S._Financial_System_SEC_MFS_Investment_Management_MITs_Sloan_School_of_Management_Brookings_Institution_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 20 September 2023
In this eye-opening episode, Jason Hartman delves into the critical state of the real estate market with renowned author Ken McElroy. Discover shocking insights about the struggling commercial real estate sector and its impact on pensions and insurance companies. Are your investments at risk? Plus, explore the booming new construction housing market and why homeowners are holding onto their properties. Foreclosure rates are at historic lows, but what does this mean for investors? Stay ahead of the curve with essential financial advice. And in part 2 of Jason's interview with renowned RE mogul Ken McElroy, Ken talks about the need for government to partner with private companies and relaxing zoning laws in order to address the housing shortage crisis in the US today! #RealEstateCrash #InvestmentSafety #HousingMarket #FinancialAdvice Key Takeaways: Jason's editorial 1:33 Ken McElroy, pension funds, insurance and the commercial real estate market 4:10 Book a call with Jason and get your money back many times over 4:38 "Homeowners don't want to sell" 6:02 Fannie Mae report on REOs; foreclosure business lowest point 9:30 Mortgage delinquencies and foreclosures 10:57 Single Family serious delinquency rates 12:17 Join the Empowered Investor Pro https://www.empoweredinvestor.com/ Ken McElroy's interview Part 2 13:05 Government working with private entities 16:04 Relaxing zoning laws 18:45 Struggling syndicators 22:20 Good at raising money; bad at managing properties 24:58 Not basing your future on rate cuts
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2054__7__CI_AIPIS_CW_-_Rich_Dad_Ken_McElroy_on_Commercial_Real_Estate_CRASH_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 18 September 2023
Jason welcomes his business partner, Ken McElroy, who is known for his books in the Rich Dad series and his expertise in multifamily real estate. They discuss various topics, including the impact of the Federal Reserve's interest rate increases on commercial real estate, the challenges faced by different real estate asset classes, and the dynamics of the multifamily market. Ken emphasizes that affordability issues are affecting the rental market, and they predict a slowdown in new construction in the coming years. They also debunk the idea of easily converting office or mall spaces into residential units. Stay tuned for valuable insights into the real estate market and part 2 of the interview on our next episode. #RealEstate #Multifamily #MarketInsights #FederalReserve #Affordability #Construction #RealEstateTrends #PropertyValues #Investment #EconomicAnalysis
Key Takeaways: Jason's editorial 1:24 Join The Collective Mastermind Event in the Bahamas this November 1:59 Don't be fooled by the clickbait or fake news or the fear porn 3:32 Scrutinizing numbers; monologue versus the dialogue media 8:06 Where's the negative equity 12:34 Join our Empowered Investor Pro group 13:21 Federal Housing Financing Agency (FHFA) Map Ken McElroy's interview 14:17 Welcome Ken McElroy 15:13 Update on the commercial real estate class 19:50 Misconceptions, distorting statistics and construction woes 25:21 "Skate to where the puck is going" 27:28 Converting malls, office and hotel buildings to residential 30:56 Solving the housing affordability issue
Mentioned: Ivy Zelman https://www.zelmanassociates.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2053__7_CI_AIPIS_CW_-_Rich_Dad_Ken_McElroy_on_Commercial_Real_Estate_CRASH_Part_1_v11.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 15 September 2023
2052 FBF: Philip-Client Case Study in Atlanta, Kansas City, and Little Rock with Income Property Investor
Today's Flashback Friday si from episode 514 published last May 11, 2015. Jason reads a nice letter written by Gary who toured with Jason during the Memphis Property Tour. Jason introduces a long-time client, Philip Sullivan to the show to talk about his real estate investment portfolio. Philip is unique because he started his real estate journey doing hard-money lending first and then purchasing income property. He talks on some of the mistakes and key lessons he has learned on today's show. Key Takeaways: 3:13 Jason regrets dropping out of typing class. Send him a voice mail, not an email! 8:26 Jason reads a lovely note written by one of his clients, Gary. 12:26 Jason welcomes Philip to the show. 15:36 Philip did 10-15 hard-money loans before he purchased his first property. 23:36 Philip chose class A properties, because he liked the leverage and stronger appreciation. 31:36 Catering to a diverse set of income classes will help you in both a good or bad economy. 34:36 Forward your addresses so important mail gets directly to you and not to your rental property. 36:41 A lot of clients have been successfully using virtual mail boxes. Jason explains what they are.
Mentioned In This Episode: VirtualPostMail.com TravelingMailBox.com USGlobalMail.com PostScanMail.com
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2052_FBF__CW_514__Philip__Client_Case_Study_in_Atlanta_Kansas_City_and_Little_Rock_with_Income_Property_Investor_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 13 September 2023
Jason and Will Denis of the Flippin' SoFlo podcast discuss various aspects of the current real estate market and the impact of interest rates and inflation. They emphasize the importance of looking at data rather than getting caught up in fear-based news and offer insights into why the real estate market remains strong despite economic challenges. They mention that low-interest rates have led to affordable mortgage payments for many homeowners, making it unlikely for a real estate crash to occur without distressed sellers in mass quantities. Additionally, they discuss inventory levels and how they affect the housing market, emphasizing the resilience of real estate as an asset class. They talk about potential returns on investment in income properties, with projected returns ranging from 20% to 30%. Jason emphasizes that income property is a historically proven asset class with multi-dimensional earning potential. #RealEstate #HousingMarket #InterestRates #Inflation #Investment #IncomeProperties #Returns Key Takeaways: 1:22 It's all about inflation: Data not drama 3:41 News versus noise 4:33 Inventory levels and the sink metaphor 12:24 Wanted for an RE crash: distressed sellers 14:02 Credit scores and what it means to the housing market 16:01 Population and immigration: Demographics is destiny 18:18 Massive housing construction 23:31 The 'Perma bull' of the housing market 26:15 Jason's crystal ball 32:04 Minimize exposure to 'fear porn'
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2051__7__HotSeat_CI_CW_-_Jason_Hartman_INTERVIEWED_by_Will_Denis_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 11 September 2023
2050: Joe Dispenza: Breaking the Habit of Being Yourself: How to Lose Your Mind and Create a New One
Today's 10th episode features Dr. Joe Dispenza, a neuroscientist who has written several best-selling books such as "Evolve Your Brain (2007)," "Breaking The Habit of Being Yourself (2012)," and "You Are the Placebo (2014)." Dr. Joe Dispenza is a Doctor of Chiropractic who has received postgraduate training and continuing education in neurology, neuroscience, brain function and chemistry, cellular biology, memory formation, aging, and longevity. Dr. Joe’s work has been featured on six continents in 27 different countries educating people about the functions of the human brain through his lectures on demystifying mystical so people have all the tools within their reach to make measurable changes in their lives. Dr. Joe wrote the book Evolve Your Brain: The Science of Changing Your Mind and Breaking the Habit of Being Yourself: How to Lose Your Mind and Create a New One. Both books are ranked as best sellers on Amazon. He also has appeared on Oprah, CBS News Sunday Morning, CNN Live with Anderson Cooper, and National Geographic Channel’s Taboo series discussing how our minds can change our reality. Dr. Joe Dispenza experienced a severe accident when he was 25, where an SUV ran over him during a triathlon event leaving 6 broken vertebrates with shattered segments going back towards his spinal cord. The prognosis was that he would probably never walk again after surgery. He refused surgery for his injury, deciding that if he rested his attention and energy long enough on his spinal column, he’d reconstruct it with the very power of his thoughts. After 10 weeks of doing meditations for several hours every single day, health started to improve. He eventually used the power of his mind to heal his body. After 30 years since this happened Dr. Joe has hardly had any back pain ever since! Key Takeaways: 2:18 Introducing Dr. Joe 2:51 "You are the Placebo" and the autonomic nerve system 5:58 The autonomic nerve system 8:38 Body heal thyself 13:28 Life extension by thoughts and telomeres 16:57 Teaching people to heal 19:18 Breaking the habit of being yourself 22:55 Epigenetics and mental rehearsal
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2050__7__LS__10th_Show_-_Joe_Dispenza_-_Breaking_the_Habit_of_Being_Yourself_How_to_Lose_Your_Mind__Create_a_New_One__You_Are_the_Placebo_Making_Your_Mind_Matter_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 8 September 2023
Today's Flashback Friday is from episode 586 published last October 27, 2015. Megan Greene joins us today to discuss the results of the 2015 John Hancock Investor Sentiment Survey. She shares her views on whether or not the Fed’s will raise the interest rate, if the stock market is rigged and how she believes monetary easing stokes financial inequality. There are still a few spots left for the Orlando Property Tour! Go to JasonHartman.com to reserve your spot. Key Takeaways: Jason’s Editorial 2:07 Ms. Hartman is an extreme do it yourselfer 5:16 Jason wants me to increase my rent to value ratio 7:16] Sign, sign everywhere a sign 8:27 Inflation induced debt destruction 9:27 Orlando Property Tour has a few spots left 10:37 Meet the Masters in January 10:44 Venture Alliance Mastermind - February in Dubai 12:14 “Divorce the story, marry the truth” - Tony Robbins quote Megan Greene Interview: 13:37 Regulations and less market liquidity causes volatility 14:47 High frequency trading makes it difficult for small players 16:55 The stock market is partly rigged 18:16 What’s the next move for the Fed 21:19 Results of the investor sentiment survey 22:07 The Fed’s may hike in December 23:24 Monetary easing stokes financial inequality 25:07 Pushing investors into riskier investments 26:54 Infrastructure spending may be in the future for the U.S. 27:31 How will a rate hike affect mortgage holders 29:42 Mobility is a benefit for Gen Y workers 30:51 Risks coming from outside of the U.S.
Mentions: Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2049_FBF_Megan_Greene_Chief_Economist_of_Manulife_and_John_Hancock_Asset_Management_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 6 September 2023
Jason discusses various topics related to the housing market and investment strategies. He covers issues such as the housing shortage, market trends, and the importance of understanding real estate investment math. He also touches on the significance of increasing one's failure rate to achieve success. He then emphasizes the need for proper analysis when investing in income properties and addresses concerns about potential market corrections. Additionally, he mentions the challenges of high interest rates and how they impact the real estate market. He closes about the ongoing shortage of housing inventory in various regions of the country- most especially in New York. He then goes to part 2 of his interview with Mike Zlotnik of TempoFunding.com. They discuss the current housing market situation and the significant shortage of entry-level home construction due to various factors like high construction costs, labor shortages, and regulations. The demand for new homes has increased during the COVID-19 pandemic, but the supply remains limited. Jason then touches on topics like the aging construction workforce and the difficulty in finding young people willing to work in construction. He predicts a housing shortage for decades unless there are significant changes in government policies, labor markets, or construction technology. They also mention rising property taxes and insurance costs, with Jason noting that many of the rental properties his company deals with are new constructions and not affected by high insurance costs. They also briefly discuss the idea of converting office buildings into housing to increase housing supply but note the challenges and costs involved. Key Takeaways: Jason’s Editorial 1:22 Recap of the Empowered Investor Pro Zoom meeting: eviction process 2:26 >800,000 housing shortage- a bucket of water into the ocean 4:34 Gloom and doomers raining on our parade. 8:20 Housing inventory update from Altos Research Jason's interview part 2 12:18 Major problems with unemployment and labor 14:05 Where do we go from here; addressing the decades long housing shortage 15:56 Retrofitting empty office buildings, rising property taxes, insurance & Empowered Investor markets 20:52 Rents, Surveys & the typical product today 24:03 Year on year listing supply 26:37 Interest rates and the FED 28:13 The massive impact of Artificial Intelligence 31:32 The future is inflationary Learn how to read a proforma at JasonHartman.com
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2048__7__CI_CW_AMA_AIPIS_-_Jason_INTERVIEWED_by_Mike_Zlotnik_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 4 September 2023
Today's podcast features an interview Jason did for Mike Zlotnik of the BogMikeFund podcast, discussing market insights and investment strategies. Jason begins with a mention of a financing program offering 2.99% with zero points, accessible via the website jasonhartman.com/financing. Jason is also promoting the Empowered Investor Pro monthly meeting, highlighting the value of networking and building a real estate investment team. He emphasizes the affordability of joining this program and encourages listeners to participate, as the community offers insights for empowered investors looking to make informed decisions in the real estate market. Then Jason and Mike discuss the current state of the real estate market. They touch upon various topics, including interest rates, the value of mortgages, and housing market trends. Jason emphasizes that despite the recent rate hikes, the real estate market remains resilient, with low inventory and high demand. He also suggests that homeowners with low-interest mortgages are unlikely to sell their properties, even in challenging economic conditions, as their mortgages are valuable assets. Jason predicts that the market will continue to perform well, and people will find creative ways to keep their properties and take advantage of their low mortgage rates. Key Takeaways: Jason's editorial 1:18 Introduction 1:42 You can still enquire about the ZERO points 2.99% financing offer at JasonHartman.com/Financing 2:46 Join the Empowered Investor Pro EmpoweredInvestor.com Jason's interview with Mike Zlotnik 4:35 The US dollar backed by military might; high interest rates causing a shortage of housing inventory 7:47 What you need for a housing crash, high rates causing demand destruction 10:18 Black Knight & Axios data: Number of SFH mortgages by interest rate 15:24 Even when the economy tanks and the $5M house 20:50 The metaphor of the sink and new construction shortage
Websites: https://www.JasonHartman.com/financing https://www.EmpoweredInvestor.com
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2047__7__CI_CW_AMA_AIPIS_-_Jason_INTERVIEWED_by_Mike_Zlotnik_PART_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 1 September 2023
This Flashback Friday is from episode 686 published last June 13, 2016. Michelle Hawkins is a client who has attended a Meet the Masters live event and the most recent Creating Wealth Seminar and Property Tour in Cincinnati, Ohio. Michelle crunched her financial numbers only to discover that her pension was never going to be enough to support her during her retirement and she knew she couldn’t count on Social Security. Her investor journey started by reading all the investment books on the library shelves which led her to the sound decision of investing in income property. She shares her story and some sound investing advice. Key Takeaways: Jason’s Editorial: 1:53 Was the Orlando shooter on prescription drugs? If so, will anyone report on it? 8:22 The pension system will not support you. You need to find a diversified wealth creation system now. Michelle Hawkins Client Interview: 14:22 Michelle highly recommends attending a live event. She is proof that it works. 18:23 The government basically says your money doesn’t really belong to you until they decide to give it back to you when you are 69. 22:19 Michelle and Jason take a hard look at inflation, real interest and tax rates. 26:51 Misconceptions about the stock market in Michelle’s research led her to investment in income property. 36:16 Physically vetting the system and the investment markets allows investors to buy with confidence.
Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2046_FBF_Michelle_Hawkins_-_Pensions_Are_Broken_Client_Case_Study__Investor_Journey_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 30 August 2023
2045: Economic Collapse Imminent! Truth About the Next Recession and How to Prepare with Robert Murphy Part 2
Jason invites you to join the Zoom meeting that is offering a 2.99% financing offer. Also, the Empowered investor monthly Zoom meetings is this coming Tuesday. Fast track your investing journey by joining this amazing community of investors who are committed to your success! Then Jason continues his discussion with guest Bob Murphy as they talk about the role of market prices, the importance of price discovery, criticisms of capitalism, the impact of government regulations on industries, the creation of money by central banks and commercial banks, and predictions about the economy's future. Bob anticipates a forthcoming recession, possibly in late 2023 or early 2024, and discusses the complex factors affecting inflation and deflation. The stability of the real estate and employment markets is noted, with potential changes predicted in the coming months. The conversation highlights the influence of regional trends and the possibility of higher unemployment rates.
Key Takeaways: Jason's editorial 1:41 Register at JasonHartman.com/Financing for our 2.99% financing offer Zoom meeting 3:31 Join the https://www.EmpoweredInvestor.com and join this Tuesday's meeting with 2 eviction attorneys Robert Murphy interview part 2 6:01 A primer on how money works 7:56 Do we need a Central Bank? 11:03 Soviet Union central planners pricing debacle 14:06 Is capitalism failing? 15:51 Involving government in a 'free market' 19:24 Reexamining consequences on corporate abuse 21:28 Smoke and mirrors- how money is lent into existence 23:10 What's coming- inflation or deflation 28:29 Some action steps
https://www.BobMurphyShow.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2045__7__CW_HS_AMA_CI_-_Robert_Murphy_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 28 August 2023
Today Jason talks about the current state of the market and the Federal Reserve. He mentioned that while house prices have increased significantly, median household income has also seen growth. However, real house prices are still more expensive than 23 years ago. Jason also discussed the resilience of the real estate market and the human tendency to rationalize decisions. He emphasized the importance of considering economic data on a per capita basis and discussed the concept of geo-arbitrage. He warned investors about the potential risks associated with triple net leases, specifically pointing out the example of Walgreens. He also announced a free Zoom meeting to discuss a new financing program offering 2.9% owner financing on select properties. Then Jason and economist Robert P. Murphy discuss the implications of artificial intelligence (AI) on the economy. He emphasizes that while AI advancements might lead to job displacement, historical examples show that technological progress has ultimately led to increased prosperity and specialization. Murphy acknowledges concerns about AI's potential runaway self-improvement but argues that even in scenarios where AI outpaces human capabilities, humans can still benefit from coexisting with AI. He advises considering investments in assets that AI cannot easily replicate, like land and physical resources. Murphy also touches on the potential impact of AI on cryptocurrencies like Bitcoin and the security of public ledgers in the face of AI advancements. Key Takeaways: Jason's editorial 2:04 Peeling back the layers of house prices 7:11 Rationalizing our decisions 9:21 GDP per capita Stats: Colombia vs. the US 10:21 Gross National Income per capita, geoarbitrage and the Hartman Comparison Index 13:02 RiteAid and Triple net leases 15:43 Join our zoom meeting August 31: owner financing as low as 2.99%. Sign up at https://www.jasonhartman.com/financing
Robert Murphy interview 16:46 AI and dangers it brings 19:10 Lost jobs and the convenience and prosperity AI creates 24:38 AI and "Free Trade" 27:54 When AI goes too far 29:25 Atoms vs. Bits- Invest in things that AI cannot mass produce in the future 33:25 Blockchains and AI https://www.bobmurphyshow.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2044__7__CW_HS_AMA_CI_-_Robert_Murphy_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 25 August 2023
Today's Flashback Friday is from episode 587, published last Oct 29, 2015. Jason does a solo episode on today's show and has a number of thoughts he'd like to share with the audience. Jason emphasizes the importance of leveraging not only our investments, but our business, and our biology too. He believes leverage is the key to success and talks on why leverage is so important. Jason also talks on Tony Robbins and his philosophy after attending his seminar last week.
Key Takeaways: 2:43 Today Jason will be diving into more general topics not necessarily related to investing. 3:53 What kind of resources does Jason read? 8:46 Books are too long! 10:06 Jason believes the three most important things in life are our business, biology, and investments. 12:36 Walking 10,000 steps is a pretty big accomplishment. 13:16 The focus of the Creating Wealth show is to gain leverage on our investments. 15:11 The self-driving car could change the location, location, location motto in real estate investing. 19:26 Jason talks about Tony Robbins. 23:11 Can you really decide to be happy? 25:36 What are we really focused on? 30:21 Jason shares his thoughts about the book Talent Code by Daniel Coyle. 32:41 The best way to learn how to be a real estate investor? Buy property! 35:31 Jason shares his thoughts on the book Disrupt Yourself by Jay Samit. 37:56 There's a website that can tell you if you're house is haunted. 41:21 Marijuana and Denver real estate. 43:41 Check out Jason's next events via his website. P.S The Orlando property tour is almost full.
Mentioned In This Episode: Tough Times Never Last, But Tough People Do! by Robert H. Schuller Talent Code by Daniel Coyle The Organized Mind by Daniel Levitin. Disrupt Yourself by Jay Samit. http://www.newser.com/story/214744/marijuana-having-big-impact-on-denver-real-estate.html
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2043_FBF_CW_587_-_Jasons_Stream_of_Consciousness_on_Tony_Robbins_Real_Estate_and_Books_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 23 August 2023
Jason talks about the increase in housing inventory in the United States, attributing it to housing affordability issues. Despite the increase, inventory is still lower than it was last year by around 10%. He also anticipated misleading headlines and disaster scenarios, dismissing them as fake news. He emphasized the need for understanding the dynamic nature of the market, and expressed appreciation for his audience's engagement and feedback. Furthermore, Jason discussed a special financing offer of 2.9% for a podcast or Youtube session, and presented a forecast of home prices for 2023, noting that he had correctly predicted the trend. He criticized those who spread doom and gloom narratives about the housing market, implying their advice may have led to significant financial losses in the past. Then renowned economist Harry Dent returns as he discusses key economic indicators, cycles, and market trends. He emphasizes the potential for a significant market downturn due to demographic shifts, overvalued real estate markets, and high levels of debt. Dent suggests investing in high-quality Treasury bonds (ETFs like TLT and ZMF) as a safe haven during potential market crashes. He also recommends being cautious with stock and real estate investments, as he anticipates a period of economic turbulence ahead. #EconomicIndicators #MarketTrends #Demographics #MarketDownturn #InvestmentStrategy
Key Takeaways: Jason's editorial 1:27 We love your comments! And keep those reviews coming as well 2:06 Housing inventory and affordability 4:18 Inventory is still lower YOY 7:05 LIVE Zoom meeting featuring an awesome financing deal. For more details. get on our mailing list today! 8:42 Chart: 2023 Year end home price forecast 12:13 Leverage Harry Dent Part 2 17:43 Chart: 2 Tech cycles per 45 years & 1 generational per 39 19:54 Chart: Current FED hike of 525bps already most since 1981 21:32 Chart: Russell 2000 triangle pattern ultimate sign of long-term 23:04 Chart: China's real estate crash keeps coming back 26:58 "You can't have a crash without distressed home owners" - Harry picks Jason theory apart 30:50 Standard of living is declining: buyers and renters just have to accept less 33:18 Work force and the death of southern Europe and east Asia and how America is far better off 35:57 Impact of technology and AI and the generational transfer of wealth 37:31 Some of Harry's action steps
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2042__7__CI_AMA_CW_HS_-_Harry_Dent_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 21 August 2023
2041: How the Recession Doomers Got the US Economy So Wrong, Harry Dent Predicts Weakening Economy & Potential Recession
In this episode, Jason welcomes bestselling author Harry Dent as a returning guest. Harry Dent, known for his bearish outlook on the economy, has appeared on the show multiple times over the years. The discussion revolves around whether Harry's long-held economic predictions are finally coming true. Jason highlights Harry's approach of studying demographics and predictable spending patterns, which he finds reliable. However, the complexity of the economy is acknowledged, with a humorous reference to economics being invented to make astrologers seem credible. The episode also promotes an upcoming cruise event and delves into an article from The Atlantic about the inaccuracy of recession predictions. The article explores factors like positive economic indicators, the role of the Federal Reserve, and the psychology of public perception. Ultimately, the episode concludes that economic forecasting is not a precise science, leaving the future of the US economy uncertain. #EconomicOutlook #HarryDent #Demographics #RecessionPredictions #Demographics #FederalReserve #EconomicForecasting Stay tuned for details regarding our upcoming 5 day Cruise on April 2024. Then renowned economist Harry Dent discusses the current state of the economy and his predictions for the near future. He highlights the impact of massive stimulus injections, printing money, and raising interest rates. Dent explains that the combination of the 5.2 trillion dollar stimulus and tightening monetary policy will likely lead to a significant weakening of the economy over the next year. He emphasizes the importance of understanding the lags in economic responses and suggests that by the summer or fall of 2024, the economy could be facing a deep recession or even a depression. Learn more about Dent's insights into economic cycles and technology trends.
Key Takeaways: Jason's editorial 1:28 About Harry Dent 2:46 Upcoming LIVE Cruise on April 2024 3:25 Article: How the recession doomers got the US economy so wrong Harry Dent interview part 1 10:59 Welcome Harry "The Bear" Dent 12:31 2007 Baby boomer peak spending 16:01 Immigration adjusted birth index and peak spending years for each generation 23:12 Chart: FED printed 44% more money in 2 years AFTER COVID than 2008 to2014 28:12 Is the future still deflationary?
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2041_7__CI_AMA_CW_HS_-_Harry_Dent_P1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 18 August 2023
2040 FBF: Macroeconomic Consequences of Excessive Saving & China’s Mythical Middle Class with Author of ‘Unfair Trade’ Michael Casey
This Flashback Friday is from episode 515, published last May 13, 2015. Michael Casey is the author of The Unfair Trade and talks to Jason on how we can make international trade fair. Jason and Michael talk on how saving financially can hurt the economy as a whole, China's economy, job creation, and much more on today's episode. Jason would also like to remind his listeners that if you'd like to join the Venture Alliance, you can by going to http://venturealliancemastermind.com/.
Key Takeaways: 4:50 Always have an inspection in your properties. 14:13 Check out http://venturealliancemastermind.com/ if you'd like to join Jason's mastermind. 15:11 Jason welcomes Michael Casey to the show. 25:53 Saving excessively can be destructive to a nation. 34:58 China is very far away from creating a middle class economy. 38:08 Technology is moving so fast that we can not keep up with creating new job opportunities. 47:23 The problem with ObamaCare is that we already have socialized health care by default. 50:13 We have nationally-focused governments, but we need international organization for fair trade to work properly.
Mentioned In This Episode: http://venturealliancemastermind.com/ JasonHartman.com michaeljcasey.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2040_FBF_Macroeconomic_Consequences_of_Excessive_Saving__Chinas_Mythical_Middle_Class_with_Author_of_Unfair_Trade_with_Michael_Casey_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 16 August 2023
2039: Millennials' Homeownership Rate Analysis, Inventory Shortage, Interest Rates and the Road Ahead, Erin Sykes
Today, Jason discusses various topics, including his impressions of Medellin, Colombia, and observations about expatriates' perceptions of their new countries. He compares the US to other countries in terms of government interference, ease of doing business, and capital movement. He anticipates higher inflation due to shifting global labor markets and emphasizes the importance of the US as a safe haven for capital. He analyzes homeownership rates among different generations, debunking some misconceptions about millennials and real estate. Jason also touches on tragic events like wildfires in Maui and ongoing conflicts in Europe and Afghanistan. Jason then welcomes Erin Sykes, Chief Economist at Nest Seekers International, as they discuss the current state of the real estate market, focusing on high-end trends and the impact of interest rates. Erin shares insights into wealthy investors' behavior, the role of hard assets in the market, and the shift in mentality towards long-term real estate investments. Discover how different markets are responding to changes in inventory, mortgage rates, and economic stability. Learn about the resilience of certain cities and what the future might hold for the real estate landscape.
Key Takeaways: Jason's editorial 1:18 Some comments on Medellin, Colombia 4:25 Comparing governments with regards to business 7:08 The American hegemony 8:58 Nixon and the emerging inflation threat 11:37 Inflation induced debt destruction 12:23 The US consumer debt 14:46 Millennial vs. Gen X home ownership rates 21:05 Maui locals worry wildfires could worsen affordable housing shortages 23:17 Geopolitical news in Sweden and Afghanistan Erin Sykes interview 25:36 Jason welcomes Erin Sykes 26:36 What wealthy clients are saying right now 28:22 T.I.N.A - Is real estate the 'safe harbor' 30:44 Crypto and purchase cancellations 31:53 Businesses of the ultra-rich 34:02 Financing vs. leverage, date the rate- marry the house 37:33 FED raising rates one more time 39:55 Don't bet against New York City 42:57 A forecast on the real estate market 46:51 Mass migration and remote work
Mentioned: Listen to Jason's old episodes HERE.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 14 August 2023
Jason discusses the state of the housing market from a scenic location in Medellin, Colombia. He highlights the remarkably low mortgage delinquency rates, the lowest since 1979, debunking predictions of market collapse. He contrasts today's median mortgage payments, even with rising interest rates, to those in 2011-2013 when prices were significantly lower. Hartman dismisses concerns about unemployment impacting the housing market, arguing that unemployment benefits can comfortably cover these low mortgage payments. And in part 2 of Dean Rogers' interview, Jason discusses the current state of the real estate market, focusing on the reasons why a housing crash is unlikely. He emphasizes that the market is not currently in a bubble, attributing this to factors such as solid lending practices, high-quality borrowers, low inventory levels, and strong demand for housing. He also points out that the shortage of entry-level homes, combined with the lack of distressed sellers and the equity that homeowners hold, makes a crash less probable. Furthermore, he discusses the multi-dimensional returns of income properties and predicts that mortgage rates may settle around 5% in the future. Overall, he suggests that the real estate market is stable and poised for continued appreciation.
Key Takeaways: Jason's editorial 1:27 Welcome from Medellin, Colombia 1:58 Lowest mortgage delinquency rates since 1979 3:41 Chart: Median monthly mortgage payment | Median home sale price 6:37 The wild card Dean Rogers interviews Jason Part 2 8:18 Rents for Single Family Homes are going up a lot more 9:02 There is no such thing as a "national housing market" 9:38 10 to 12 year cycle market crash 11:32 Chart: Percent of closed-end, first lien mortgages outstanding by interest rate 12:42 Chart: Percent of closed-end, first lien mortgages byd current loan to value 14:46 Chart: mortgage originations by credit score 15:45 US population growth 1990-2020 & the most important charts 16:07 Inflation adjusted house prices 3.6% below peak 16:26 Single Family housing units completed 17:38 PropertyTracker.com 19:32 There is very low inventory 20:01 Interest rates 26:01 The property has to make sense from the day you buy it
Mentioned: Debt: The First 5000 Years by David Graeber Grant's Interest Rate Observer https://www.grantspub.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2038_CW_HotSeat_-_Jason_Hartman_INTERVIEWED_by_Dean_Rogers_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 11 August 2023
Today's Flashback Friday is from episode 517 published on May 18, 2015. Jason talks on why the US real estate is vastly better than the European market and also answers a listener question from Pam. Gary Carmell is the author of The Philosophical Investor: Transforming Wisdom into Wealth. He talks to Jason on what is a philosophical investor, the reason why there was a 2008 real estate crash, inflationary pressure and much more.
Key Takeaways: Jason's editorial 6:43 The US real estate is still better than the Euro real estate for income investing. 17:46 Jason answers a listener question from Pam. Gary Carmell interview 21:11 Jason introduces Gary Carmell 23:36 What is the philosophical investor? 31:26 Jason breaks down the real estate market into three types: linear, cyclical, and hybrid. 39:46 Why does the typical institutional investor always go for the class A properties? 51:56 There isn't a lot of demand right now for burrowing money. 54:26 How does Gary feel about deflation?
Mentioned In This Episode: http://www.cwscapital.com/who_we_are/carmell.aspx
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2037_FBF_Gary_Carmell__From_Wisdom_to_Wealth_with_Author_of_The_Philosophical_Investor_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 9 August 2023
Jason Hartman discusses various topics related to the real estate market and mortgage debt service payments. He emphasizes the importance of taking a broader and longer-term perspective when evaluating economic and real estate trends. He highlights that while some might focus on recent increases in mortgage debt service payments as a percentage of disposable income, the current burden is still much lower than in previous years, indicating a favorable situation. He addresses Fannie Mae's recent profits and forecasts, noting that despite concerns about a potential recession, the housing market remains resilient. He highlights Fannie Mae's strong credit characteristics for mortgages, with a weighted average mark to market loan-to-value of 51%, indicating significant equity in properties. He also mentions the decreasing serious delinquency rate, showcasing the overall health of the mortgage market. Jason promotes a balanced perspective and urges viewers to avoid falling for sensationalist headlines. The content provides insights into the current state of the real estate market and mortgage industry, encouraging viewers to consider historical context and broader trends when assessing the market's outlook. Then in an interview done by Dean Rogers, Jason talks about how one can benefit from inflation and his trademark strategy "Inflation Induced Debt Destruction," inviting people to invest in the most "tax-favored asset class in America today": income property! #RealEstate #MortgageMarket #HousingTrends #LongTermPerspective Key Takeaways: Jason's editorial 1:33 Share your comments on the different platform especially Spotify! 2:54 Homeowners are experiencing the lowest interest rates- ever 3:46 Mortgage Debt Service Payments 7:16 Back up and look at the BIG picture 10:15 Fannie Mae's $5 Billion Profit in Q2, but still expects a recession Dean Rogers interviews Jason 14:41 Introductions, Malthus and the Crash Bros 18:23 The business plan of governments and central banks 20:59 Inflation Induced Debt Destruction 24:30 Income-Investment strength vs. Inflation 26:14 Reduced Supply: Few Sellers 30:10 Number of mortgages by interest rate
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2036_CW_HotSeat_-_Jason_Hartman_INTERVIEWED_by_Dean_Rogers_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 7 August 2023
2035: Housing Market Trends: Home Price Appreciation, Interest Rates, and Government Policies, Tobias Peter, American Enterprise Institute
Jason is in Salt Lake City, Utah, hosting The Collective Mastermind gathering with Ken McElroy and George Gammon. He gives us a short outlook on millennial and unemployment myths versus the housing market and its current shortage and why it is really good for income property investors! Then Jason welcomes Tobias Peter of American Enterprise Institute back to the show! Tobias and Jason discuss the challenges faced by the housing market due to low interest rates and the lack of supply of homes on the market. They argue that the market is in an unhealthy state due to the low supply and high demand, with buyers and sellers struggling to meet their needs due to a lack of inventory. Tobias suggests that the current supply-demand relationship is unhealthy and buyers should consider breaking back into the market if they want to avoid a market crash. The lack of housing supply is due to government policies like single-family detached zoning and environmental regulations, which have made it harder to build and find land to build. The current housing market has been under-building for 40-50 years. Tobias and Jason agree on the need to relax building standards and allow builders to build cheaper properties to provide affordable housing for low-income families. They also mention the benefits of equity accumulation for wealthy individuals and compare the bond market to the mortgage market, as higher interest rates make existing mortgages more valuable. #HousingMarketInsights #EconomicOutlook Key Takeaways: Jason's editorial 1:28 Welcome to Salt Lake City, Utah 2:08 Busting the Millennial myth 3:37 Pure optimism from a home builder; not much competition from the resale market 4:31 Myth about the unemployment effect on housing supply 6:45 Unemployment insurance and mortgages Tobias Peter interview 8:47 Welcome Tobias Peter of the American Enterprise Institute 9:29 A generally bullish outlook on the economy as YOY Home Price Appreciation (HPA) accelerates 11:56 The housing Supply-Demand Relationship and issues that affect the market 20:07 Policies that seek to do away with foreclosures and institutionalize forbearance 21:33 Fannie Mae and Freddie Mac loans 23:36 Year On Year HPA by Metro- 60 Largest: Linear vs. Cyclical Markets 25:24 Evidence of permanent mortgage rate buydowns by the largest builders 28:27 Modern Finance Theory (MFT) 32:03 Allow builders to build 37:43 California's homeless problem 41:23 The future is inflationary- a bullish view on the economy
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2035_CI_AMA_AIPIS_CW_-_Tobias_Peter_AEI_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 4 August 2023
2034 FBF: Pay Close Attention to The Millennial Demographic with Mark Fleming - Chief Economist at First American
This Flashback Friday is from episode 535 published last June 29, 2015. Mark Fleming is the Chief Economist for First American Financial Corporation. He has been a trusted voice with over 20 years of experience in the mortgage and property information business. Mark talks on the housing collapse, where the housing market is today, and why you should pay attention to the Millennial and Baby Boomer market.
Key Takeaways: Jason's editorial 6:23 Jason does the math on a high-end property in a cyclical market versus a lower-priced property in a linear market. 12:26 Owning five diversified properties is much better than owning one expensive property. 18:11 If you want to be green, be a cash flow investor. Mark Fleming Interview 20:31 Jason introduces Mark Fleming. 23:51 Before the recession, there was a lot of incentive to flip homes as oppose to buying a home to live in. 26:26 Texas, the Dakotas, and Oklahoma are considered the energy states and currently have a good real estate market. 29:01 Mark talks judicial versus nonjudicial foreclosures. 36:56 Pay attention to where Millennials want to live and where Baby Boomers want to retire. 45:26 Mark believes Millennials might marry later, but they will still have a high marriage rate. 48:16 We may see a major shift in housing when Millennials are in their mid 30s. 51:46 What should the home-ownership rate be? Mark believes 65% is the magic number.
Mentioned:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2034_FBF_Pay_Close_Attention_to_The_Millennial_Demographic_with_Mark_Fleming_-_Chief_Economist_at_First_American_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 2 August 2023
2033: Inflation, CBDC's, and the Future of Real Estate - Expert Analysis and Strategies for Investors, John Williams Part 2
Today, Jason discusses an article about Fannie Mae, a government-sponsored entity, which reported a significant profit increase and expects a 3.9% rise in home prices despite a looming recession. He emphasizes the resilience of the housing market and how first-time homebuyers are still active despite rising home prices and decreased affordability. The low delinquency rate, high credit scores, and significant down payments reflect the strong state of the housing market. Jason also teases upcoming content on rental income trends. Then Jason finishes his interview with John Williams. They discuss various economic and real estate trends, including the impact of regulations on housing markets. They also touch on central bank digital currencies (CBDCs) and their potential surveillance implications. The conversation delves into the inflationary environment and how it might affect property owners and investors. The hosts emphasize the importance of having options and diversification in the face of changing economic landscapes. Additionally, they mention the potential conversion of office buildings into homeless shelters, which could impact downtown property values and businesses negatively. Overall, Jason and John provide insights into the current economic climate and offers advice on how to navigate the challenges ahead. Key Takeaways: Jason's editorial 1:25 This is why we do this 2:14 We're in Salt Lake City for The Collective Mastermind 2:36 Article: Fannie Mae notches $5B in Profits in Q2, but still expects a recession 5:58 Lifestyle compromise and FICO score of 752 9:32 Serious delinquency rates 11:01 Fannie Mae's net worth John Williams interview 12:00 California building 2.4M new houses 15:27 A broader view of the economy and some action steps one can take in light of it 18:04 Surround yourself with the right people 19:12 Central Bank Digital Currencies 20:51 FedNow® and the long arm of America 25:54 Inflation and the cost of rent 28:13 Office building conversion to residential 32:02 Accidental landlords and the problem of low housing inventory
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2033_CW_AMA_AIPIS_-_John_Williams_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 31 July 2023
2032: Shocking $275 Trillion Truth About Housing and Building Requirements & Its Global Effects! John Williams Part 1
In this episode, host Jason Hartman welcomes guest John Williams. They discuss the current market and agree that it is rigged. They emphasize the need for individuals to take control of their financial future, as they cannot rely on the government. Hartman shares personal experiences with self-management and advocates for it, as it offers more control and efficiency. He also dispels fear-mongering about the real estate market, citing low mortgage delinquency rates and persistently low inventory levels. The episode concludes with Hartman teasing an upcoming episode about the upward pressure on rental prices. Jason then welcomes to the show real estate expert John Williams warns about the future of housing and construction regulations. He discusses a website revealing the funding and entities behind the push for net-zero carbon buildings. Cities worldwide have pledged to meet ambitious carbon reduction targets, leading to fines for non-compliance. However, the cost of compliance is astronomical, estimated at $275 trillion, creating financial ruin for many property owners. Williams predicts the gap between haves and have-nots will widen as cities enforce stringent regulations. Investors are advised to be well-informed, agile, and cautious amid uncertain future policies. #housing #regulations #climatechange #netzero #realestate
Key Takeaways: Jason's editorial 1:18 Design your own future 4:09 Hybrid Self-Management and getting control 6:08 A prickly situation 10:54 Corelogic Report: US mortgage delinquency rate drops to all-time low in May 14:11 Chart: National overview of loan performance 14:25 US SFR Total available inventory - weekly, by year 15:08 Upcoming Jason Hartman Study: Why rents are so low John Williams interview 15:43 Building requirements into the future https://www.c40.org/funders-partners/ 16:32 One Billion Net Zero carbon buildings by 2030 21:37 Cost of transition: US275 Trillion from 2021 to 2050 25:10 New York Post: NYC's Local law 97 26:08 "Money goes where it's treated best" 28:44 A checklist for your property 31:08 Wall Street and the big institutionalized players 33:00 Ithaca, NY- becomes first US city to begin 100% decarbonization of buildings 34:43 A vicious cycle: how these might be funded and the inflation it will create 37:46 Obamacare & Decarbonization and California
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2032_CW_AMA_AIPIS_-_John_Williams_P1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 28 July 2023
2031 FBF: John Rubino – Advances in Material Science, The Sharing Economy & Money Bubbles with Editor of DollarCollapse.com
Today's Flashback Friday is from episode 497 published last April 1, 2015. Jason Hartman on the intro portion of the show talks about the sharing economy, his new Venture Alliance mastermind group, and some interesting new material called graphene. Jason also welcomes second time guest John Rubino to the show to talk about the money bubble and what that all means to our economy. John Rubino is the editor of DollarCollapse.com as well as the co-author of the Money Bubble: What To Do When It Pops. John has a lot to say about what's happening with the global economy and what to do when the money bubble pops on today's episode. Key Takeaways: 6:23 Jason talks about the sharing economy. 10:26 Check out the new material called graphene. 15:56 Venture Alliance is hosting an event on June 12 and 13 19:56 Jason introduces John Rubino to the show. 23:26 People are terrified and are looking for safe heavens to invest their money. 28:56 Banks are pushing their interest rates below zero in order to keep their financial system afloat. 37:16 Even though we've had tech and housing bubbles in the past, the money bubble is the biggest bubble of them all. 41:16 John says people will lose faith in the dollar, but Jason disagrees. 45:06 What's happening with Switzerland's currency? 52:06 The numbers keep getting worse and the math stopped making sense in 2005. 56:26 Money manages and retirees really face some tough decisions right now.
Mentioned In This Episode: I Like Local Car2Go http://www.businessinsider.com/housing-recovery-about-renters-2015-3 DollarCollapse.com The Oil Card by Jim Norman Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2031_FBF_CW_497__John_Rubino__Advances_in_Material_Science_The_Sharing_Economy__Money_Bubbles_with_Editor_of_DollarCollapse_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 26 July 2023
In today's 10th episode, Jason discusses the booming new home market and the prevalent housing shortage. He explains how low mortgage rates have led to a lack of resale housing, making existing mortgages highly valuable. Demographics play a significant role, with a generation double the size of the last one entering the housing market. Real estate investors have an opportunity to address the housing shortage while benefiting from the rising demand. And stay tuned for upcoming episodes on rent vs. buy analysis and intriguing data! Jason then interviews Daniel McKinley, an industrial anthropologist and neuroscientist, who uses AI and linguistic analysis to understand people, cultures, and their impact on economics and progress. McKinley's work focuses on analyzing psychological and sociological traits quantifiably and how they influence purchasing behavior, relationships, and organizational structures. He uses linguistic algorithms to predict human psychology, attitudes, and behavior, which can have significant economic implications. #InvestInRealEstate #HousingShortageSolutions #HousingMarketTrends #AI #LinguisticAnalysis #Psychology #Economics #Neuroscience #CulturalDimensions #Collectivism #Individualism #MicroExpressions #BigData #DanielMcKinley Key Takeaways: Jason's editorial 1:29 A fascinating discussion awaits on our 10th Episode today 1:57 Chart: Wall Street Journal- "Death of the resale home market" 3:51 NAR Chart- New Single Family Homes, very good for home builders 5:41 What about 'Housing Starts' Daniel McKinley interview 9:25 Meet Daniel, industrial anthropologist and neuroscientist 10:39 How society organizes itself- collectivism vs. individualism 12:55 Languages and music and its influences in culture, economics and investing 17:52 New credit scoring models, voting and soda pop preferences and Ai 20:33 Betting on a 'soft science' and micro expressions 23:31 Government and the masses- what one do with this kind of information 27:19 Freedom of Information, creating a 'memory hole' and the Orwellian age 31:50 Self talk- how people can use this in their own lives 35:40 Go to PersonAbilities.com for some assessment tests
Mentioned: James W Pennebaker - The University of Texas at Austin Alvin Toffler: Power Shift Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2030_7_10th_Show_CW_-_Daniel_McKinley_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 24 July 2023
Jason discusses the national debt, unfunded liabilities, and the practicality of a gold standard. He also explores the idea of a balanced budget amendment and its potential impact on the economy. While acknowledging the inflationary effects of debt, he believes the U.S. will continue to kick the can down the road for years. Additionally, Jason emphasizes the importance of investing in real estate and warns that rents are too low and will likely rise, making it an opportune time for investors. Today Jason welcomes Chance Finucane from Oxbow Advisors. They discuss the economy and markets, highlighting concerns about inflation and rate hikes. With a potential economic slowdown on the horizon, banks are facing challenges with higher interest rates affecting their profit margins. As for real estate, office space is collapsing, but the housing market remains resilient due to low inventory and high equity for homeowners. For investors, dividend-paying stocks in various sectors like telecoms, oil pipelines, and REITs offer attractive opportunities in the current market. https://oxbowadvisors.com/ Check out Jason's RENT (Real Estate News & Tech) YouTube Channel today! https://www.youtube.com/@realestatenewstechrentjaso2550 #NationalDebt #GoldStandard #BalancedBudget #RealEstateInvestment #Inflation #RentalMarket
Key Takeaways: Jason's editorial 1:17 The US national debt and a gold standard 2:56 Former President Ronald Reagan and the Balance Budget Amendment 7:53 Join the Empowered Investor Pro 8:49 Real Estate News & Tech YouTube channel 9:54 "RENTS are too damn low!" Chance's interview 14:24 Inflation and interest rate hikes 16:26 A mission to increase the unemployment rate 17:45 Low inventory and high interest rates 18:24 Housing crash needs a massive supply of inventory 19:51 The poison pill the FED placed in the housing market 22:17 Bank distress and hold-to-maturity bonds 25:50 Bank failures 27:07 Forcing the FED to pivot by tightening credit 28:18 Collapsing of the commercial real estate 29:28 Food and energy 30:57 Public market portfolio Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2029_7_CW_AMA_AIPIS_-_Chance_Finucane_v2.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 21 July 2023
2028 FBF: Jason’s Mom – The Chinese & American Economies plus ‘The Death of Money’ by Author James Rickards
This Flashback Friday episode is from CW 509 published last April 29, 2015. Jason's mother, Joyce, reads a book a week and has some interesting questions for Jason about the book she's currently reading entitled The Death of Money by James Rickards. Jason and Joyce talk about China's economy, the one child policy, and they also touch on why the US government loves inflation. Key Takeaways: 3:53 Joyce is currently reading The Death of Money by James Rickards. 6:43 – If you believe in Earth Day, why don't you move to North Korea? 10:21 Corruption happens everywhere, both in the US and in China. 15:36 China just doesn't have enough money. 24:16 It's silly that the US government doesn't include food and energy in their inflation stats. 28:36 What does all of this have to do with income property? 35:56 People say that the US is no longer going to be the leading reserve currency in the ten years. Jason doesn't think that's true. 40:36 Jason thinks his mother should start her own podcast.
Mentioned In This Episode: The Death of Money by James Rickards The Bet by Paul Sabin Smaller, Faster, Lighter, Denser, Cheaper by Robert Bryce. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2028_FBF_CW_509__Jasons_Mom__The_Chinese__American_Economies_plus_The_Death_of_Money_by_Author_James_Rickards_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 19 July 2023
2027: Housing Prices Soar as Inventory and Affordability Challenge Buyers, Creating Wealth Virtual Event
Today Jason discusses various aspects of the housing market and affordability. He highlights the increase in housing prices and the challenges it poses for prospective buyers due to low inventory and affordability. He emphasizes the need for compromise when it comes to finding a suitable home or rental property. He also mentions the resilience of the real estate market and its ability to withstand challenges, such as rising interest rates. He predicts continued growth and demand in the market, driven by factors like millennial homebuyers and increased household formation. The episode concludes with the reminder that investors should adjust their strategies to succeed in any market conditions. Get your tickets to the CREATING WEALTH Virtual Event this weekend, July 21 and 22 today! #HousingMarket #Affordability #RentalMarket #InterestRates #HomePrices #InventoryLevels #Millennials #Compromise #RuleOfThumb #CreatingWealth
Key Takeaways: 1:29 Get your tickets to the CREATING WEALTH Virtual Event today! 2:31 Article: Housing prices increase as inventory and affordability continue to challenge prospective buyers 5:11 Shout out to our Investment Counselors and highlights from the Black Knight article 10:41 Housing Affordability remains dangerously close to its 37 year low 13:05 Median priced home- It takes 35.7% of median household income to make the principal and interest payment 16:53 The rule of thumb 19:10 Compromise, compromise, compromise 20:17 Chart: Home prices grew 3% YOY in the second quarter 20:40 More to come this weekend at the Creating Wealth Virtual Event 21:10 How to Profit from Millions of Americans Moving to the Suburbs
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2027_7CW_AMA_AIPIS_Hi_Jason_Hartman_v1.m4a
Category:general -- posted at: 1:00pm EST |
Mon, 17 July 2023
2026: Alarming State of Gen X's Retirement Savings, Low Inventory Housing Market, Creating Wealth Virtual Event
In episode Jason discusses the alarming state of retirement savings for Generation X. A report by the National Institute on Retirement Security reveals that the bottom half of Generation X earners have very little saved for retirement, with some having nothing at all. The report highlights the disparity among different racial groups, with blacks and Hispanics having lower savings and limited access to retirement plans. While the report primarily focuses on employer-sponsored plans, it fails to consider individuals' entire net worth, which could provide a more accurate representation of their retirement savings. The situation calls for attention and action to address the retirement crisis facing Generation X. He also touches on the housing market, highlighting the low inventory and high demand, especially among millennials. Higher mortgage rates and the lack of new listings contribute to the hot seller's market. Finally, Jason Hartman promotes his upcoming virtual event, "Creating Wealth," which focuses on real estate investment strategies. Registering for the event offers the opportunity to access recordings for those unable to attend the entire live event. Get your tickets now at https://www.jasonhartman.com/ #retirementsavings #GenerationX #retirementcrisis #savingsdisparity #employerplans Key Takeaways: 1:33 The Gen Xers: The lost generation 3:10 Article: Retirement outlook is 'alarming' for Gen X 6:14 Choosing how to 'age' 7:35 Corporatocracy, feminism and conspiracies 8:39 A large number of Gen Xers have virtually nothing saved for retirement 9:03 Chart: Typical Gen X household has only $40k for retirement 10:56 Chart: Gen X men and women and divorce 14:29 Video: Economist explains why Middle TN housing market remains hot 17:16 The metaphor of the sink 20:57 Join our Creating Wealth Virtual Event July 21 & 22 22:25 Altos Research Chart: US SFR Total Available Inventory - Weekly, by Year 23:30 Tyler Durden: Auto insurers hit by worst crisis in 30 years, sends premium skyrocketing 27:17 Passing your costs to the tenants Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2026_Alarming_State_of_Generation_Xs_Retirement_Savings_Low_Inventory_Housing_Market_Creating_Wealth_Virtual_Event_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 14 July 2023
2025 FBF: Dr. David E. Goldberg – Zillow Evaluations in Realty Times & Genetic Algorithms with Author of ‘A Whole New Engineer’
This Flashback Friday is from episode 479 published last February 18, 2015. In today's Creating Wealth introduction, Jason Hartman reads out loud about a Realty Times article about Zillow's evaluations and gives his comments on this. He also talks about military drones, regular drones, and reminds the audience that you can still purchase Meet the Master home study courses on JasonHartman.com! Dr. David E. Goldberg is today's Creating Wealth guest. David has a background in civil engineering and is also an author who has written several books about engineering and computer algorithms. Jason talks to David about his most recent book, A Whole New Engineer as well as genetic algorithms, why there is a decline in engineers, and more on today's episode.
Key Takeaways: 3:58 Jason talks about when he first started in the real estate business. 7:58 Single family homes appreciate a lot better than other real estate classes. 14:06 Jason reads out loud a Realty Times article about Zillow, 17:41 Zillow agents say their estimates are 'just a good starting point', but what does that mean? 19:38 Reminder: if you have any comments or questions for Jason, you can now leave voice messages on the website. 20:36 Appraisals and CMAs show the data points, Zillow does not. 27:41 Jason introduces his guest, Dr. David E. Goldberg. 30:56 Designing a kidney by hand is almost impossible, but by using nature's genetic algorithms as a base, you can speed up the process. 35:36 There will always be a good and bad side to technological advances. 40:26 At one point in our history, engineers were seen as rockstars. 46:26 Engineering is fairly uninviting and there's bigger paychecks else where. 51:36 When students feel trusted, they end up achieving a lot more.
Mentioned In This Episode: Zillow.com The Singularity is Near by Ray Kurzweil NoFlyZone.org DoNotCall.gov The Visible Hand by Alfred Chandler
http://www.amazon.com/David-E.-Goldberg/e/B000APHEJU
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2025_FBF_Dr._David_E._Goldberg__Zillow_Evaluations_in_Realty_Times__Genetic_Algorithms_with_Author_of_A_Whole_New_Engineer_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 12 July 2023
2024: Bankruptcy Filings | Future of Societal Collapse, Asset Value & Cultural Communities with Malcolm Collins Part 2
In this video, Jason discusses bankruptcy filings and provides statistics to debunk the claim that bankruptcy rates are skyrocketing. He compares recent bankruptcy filing statistics to previous years, including pre-COVID and 2016. The numbers show that bankruptcy filings have actually decreased over time. In the first quarter of 2022, there were 400,000 new filings, compared to over 800,000 in 2016. He emphasizes the importance of comparing statistics to get a clear understanding of the situation. Get your tickets to Jason's upcoming virtual event, "Creating Wealth," on July 21 &22 where he will discuss macroeconomic issues and real estate investment strategies. Then Jason continues his conversation with Malcolm as they discuss various topics related to societal changes, economic collapse, and the future. They talk about the broken marketplace in terms of relationships and the value people place on themselves. They also touch on the Mormon culture and its sense of community. The conversation then shifts to the decline in fertility rates and its impact on the economy. They explore how traditional ways of storing assets may not be effective in a collapsing population scenario. They speculate on the future value of assets and highlight the importance of building communities and cultural groups in a shrinking world. The discussion concludes with a mention of AI and its potential role in the posthuman world. Malcolm encourages listeners to think ahead and adapt to the upcoming societal change. #BankruptcyFilings #Statistics #Debunking #Comparison #VirtualEvent #CreatingWealth #RealEstateInvestment #societalchange #economiccollapse #relationships #Mormonism #fertilityrates #assetvalue #AI #posthumanworld #communitybuilding Key Takeaways: Jason's editorial 1:53 Bankruptcy filings from UScourts.gov 10:01 Get your tickets to our Creating Wealth Virtual Event on July 21 & 22 Malcolm Collins' interview Part 2 13:25 Dating is a marketplace failure 17:32 Religion and views on population 19:45 Social Technology in relationships 21:27 What does this all mean to the economy 23:09 Intergenerational value of wealth 25:31 A different economic system for our grandkids 28:54 America is the safest island in the midst of the coming demographic storm 30:13 The advent of AI as humanity stops breeding 34:05 Check out the Pragmatists' Guide Books
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2024_HS_10th_Show_-_The_Pragmatists_Guide_to_Life_Relationships_etc._by_Malcolm_Collins_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 10 July 2023
2023: Creating Your Own Luck | Exploring the Economic Impact of Demographic Decline with Malcolm Collins Part 1
In this episode, Jason discusses the concept of luck and how to manufacture your own luck. He emphasizes the importance of building a network, learning new skills, and being actively involved in your endeavors. Remember, luck happens when preparedness meets opportunity. Also, get your tickets to our upcoming Creating Wealth virtual event on July 21 and 22 to learn more about wealth creation in uncertain times. Go to https://www.jasonhartman.com/ and register today! Jason then welcomes Malcolm Collins, a former venture capitalist and private equity investor. Together they discuss the economic impact of demographic decline. They explore various topics, including the declining fertility rates in countries like South Korea, the US, and China, and the potential consequences for the economy. Collins emphasizes that the current economic system is built on the presumption of constant growth, driven by a rising population, and highlights the unsustainability of the current trends. He also delves into the sociological forces contributing to demographic decline, such as the urban monoculture and the economic pressures faced by individuals. Collins argues that capitalism, while a powerful system, is not well-equipped to address the long-term value of adding humans to the system. Additionally, he challenges the notion that immigration can solve the demographic decline issue, pointing out the complexities and potential dependencies it creates. The conversation touches on the importance of foresight, the role of children as future workers and contributors to the economy, and the broken state of modern dating markets.
Key takeaways: Jason's editorial 1:28 How to be lucky; be in the game- join our Empowered Investor Pro Network 6:05 Join The Collective Mastermind 6:26 Chart: US Interest Rate Hikes 7:55 Chart: The State of the Nation's Housing 2022 9:25 Chart: Home Price Growth Hit Record Highs in Most Markets 9:41 Get your tickets to the Creating Wealth Virtual Event today! Malcolm Collins interview 12:14 Everything is NOT fine 21:25 Some causes of demographic decline 25:10 Foresight and selfishness 30:40 Dating is a marketplace failure
Mentioned: "The Virtue of Selfishness" by Ayn Rynd "The Bet" by Paul Sabin
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2023_HS_10th_Show_-_The_Pragmatists_Guide_to_Life_Relationships_etc._by_Malcolm_Collins_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 7 July 2023
This Flashback Friday is from episode 458, published on December 29, 2014. Jason Hartman shares an important lesson he learned from Richard Nixon and talks a little bit more about the Meet the Masters event and why you must be there. David Porter is the guest for today's show. He has been on the show before many years ago and he updates the audience about some of the big successes he's had with Jason's company. Jason and David also talk about the economy, borrowing money, cool technologies, and more on today's Creating Wealth show. Key Takeaways: 1:30 Jason did go to the time share presentation and it's still a bad idea to invest in one. 8:10 Jason talks about Richard Nixon and Richard's trip to the grand canyon 14:10 Experiencing hardship is often a good thing. 17:00 Don't miss the Meet the Masters event! 21:25 David Porter comes on the show for the second time. 26:50 David talks about his first experience buying a home when he first met with Jason. 30:40 Despite the financial market crashing, David still felt like real estate was the best way to invest his money. 36:10 David took his ability to borrow and invested it in a conservative way. 44:10 With David's extensive shipping background, he tells Jason he's seen a huge increase in retail shipping. 50:10 Despite the huge debt the US has, they are still very hard to compete against in the global consumer market. 54:30 There's so much cool technologies out there right now. It's a great time to be alive. 61:00 Jason and David go back to talking about real estate and David shares more specific numbers on how he is doing. 65:20 David talks about his own experiences being a property manager. 72:20 Hiring great property managers will keep your sanity in check.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2022_FBF_David_Porter__Client_Case_Study_with_Income_Property_Investor_from_Indianapolis_Indiana_v1.m4a
Category:general -- posted at: 1:00pm EST |
Wed, 5 July 2023
2021: Hybrid Self-Management, Housing Affordability Crisis, Real Home Price Index, Creating Wealth Virtual Event
In this episode, Jason discusses the concept of hybrid self-management for rental properties. He shares his recent experiences with property management issues and emphasizes the benefits of taking control of property management. He highlights the time and cost savings of self-management, improved tenant screening, and reduced repair bill markups. He encourages listeners to consider hybrid self-management as a viable alternative to traditional property management and suggests joining his empowered investor pro program for guidance and support. He also discusses the scarcity of affordable housing in certain markets and the opportunities it presents for landlords. He mentions specific metropolitan areas with a shortage of homes priced below $260,000, such as El Paso, Texas, Boise City, Idaho, Spokane, Washington, Cape Coral and Lakeland, Florida. These markets offer potential for rental property investments as many individuals cannot afford to buy homes. He emphasizes the importance of understanding the three dimensions of real estate and recommends visiting his website for further information. He also touches on population collapse, mortgage rates, and the Real Home Price Index. Join the Creating Wealth Virtual Event on July 21 and 22. Get your tickets today! #HybridSelfManagement #PropertyManagement #RentalProperty #EmpoweredInvestor #affordablehousing #realestateinvestment #rentalproperties #populationcollapse
Key takeaways: 1:31 Hybrid Self-Management 8:19 Housing affordability crisis 11:04 Median income earners can only afford 25% of current listings 21:13 Top 5 metropolitan areas with the largest supply shortage of homes 24:53 April 2023 Real House Price Index Highlights 30:40 The complete solution for real estate investors 31:39 US SFR Total Inventory- July 2023 33:30 Creating Wealth Virtual Event- July 21 and 22
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2021_Hybrid_Self-Management_Housing_Affordability_Crisis_Real_Home_Price_Index_Creating_Wealth_Virtual_Event_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 3 July 2023
Today Jason discusses a significant topic that could have devastating effects on the real estate market and the economy. He mentions that the peak of civilization was in 1990 and expresses concerns about the culture war and its potential impact on human life. He emphasizes the importance of financial independence and invites listeners to share their opinions on the topic. He also addresses the declining fertility rates globally and predicts future implications for the real estate market. Hartman highlights the significance of women's choices and criticizes the promotion of dissatisfaction to encourage women's entry into the workforce. Jason then welcomes Wheat Waffles. Their discussion revolves around the declining birth rates and the potential consequences for countries such as Japan, China, and Western Europe. They highlight the importance of having children to sustain a country's population and the demographic challenges faced by different nations. Wheat Waffles mentions the cyclical nature of population decline and suggests that housing affordability might be a factor contributing to low birth rates. The transfer of wealth from the baby boomer generation to their children is also mentioned, but it is noted that this transfer may occur too late to address the declining birth rates. They touch on immigration policies and their potential impact on population decline, particularly in countries with relaxed immigration policies like the United States and Britain. Overall, Jason and Wheat highlight the complexities and potential consequences of declining birth rates for all of humanity. #RealEstate #Economy #FinancialIndependence #CultureWar #FertilityRates Key Takeaways: Jason's editorial 2:21 Absolutely the BIGGEST thing- and its not interest rates! 4:21 The PEAK of civilization 6:31 Give me control of the nation's money 7:19 Elon Musk and Winston Churchill 8:21 The coming population nightmare 10:38 Women are the gateway to the future 11:17 Corporations and governments- creating dissatisfaction in the minds of women 19:44 US marriage rates plummets in 2021 23:03 Sex/Life 23:51 Set Jason up on a blind date. Go to JasonHartman.com/Ask today! Wheat Waffles interview 25:36 You must have children! 27:09 Birth and replacements rates- migration and xenophobia 31:59 Housing vis a vis Population pyramids and wealth transfer 36:48 Tyranny of democracy, Thomas Sowell and environmental racism 37:52 Ideal number of kids per family 38:49 The Pill, Feminism 2.0 and the median age at first marriage 40:59 Population pyramid of South Korea 42:48 Suburbanism versus Urbanism and the mindset of modern woman 48:13 Female promiscuity, divorce and body chemistry 53:50 The metaphor of the Heart, Giga Chads and hypergamy 1:01:28 The biggest dating app in the world 1:06:33 Government is the new husband, Instagram is the new boyfriend and virtual girlfriends via OnlyFans 1:09:53 Deepfakes- incredible power available to anyone 1:12:11 Population decline- a global issue
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2020_10th_Show_SL_maybe_CW_-_Population_Collapse_with_Wheat_Waffles_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 30 June 2023
2019 FBF: High Frequency Trading & Global Employment Trends with John Challenger CEO of Challenger, Gray & Christmas
This Flashback Friday is from episode 428, published last October 24, 2014. Jason talks a little a bit about what’s going on in the world today and touches on some subjects like fusion fuel, cool apps, and more. Later in this podcast Jason interviews John Challenger about employment growth and what are some of the hotspots in the United States. John Challenger is an expert in global outplacement and career opportunities. He is the CEO of the Challenger, Gray & Christmas firm. The firm conducts regular surveys and reports about the current state of the economy, like layoffs, employment, and executive compensation. Key Takeaways: 5:58 Fusion fuel is much more efficient and safer in today's market. 9:06 Every problem we've encountered, we've been able to solve with bonuses! With all the technology that's going on today, it's a great time to be alive. 11:11 Jason loves the app called Fooducate. The app will scan the label and give you a grade as to how healthy the food product is and why. 15:56 High speed trading is illegal and should be considered as insider trading. 17:26 Jason Hartman is having a sale on his physical products. Check it out at http://www.jasonhartman.com 19:36 Trainees who are part of the Little Rock Tour will celebrate a turkey dinner with Jason on Saturday, Nov 22. 22:06 What areas of the country has good employment growth? Here's a clue - The Mid West. 25:26 Most of the job cuts we're seeing today are from mergers and acquisitions and not from companies generating low revenue. 30:11 There are so many jobs that don't need degrees. 35:26 The education industry is so overpriced in a world where students can just take their classes online. 38:11 There's some great robot technology going on. People are currently working on a robot to help minimize doctor mistakes. 40:36 We're making far more stuff with much less people. 42:26 What are some of the hot spots geographically? Illinois, California, New Jersey, Arizona, and more.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2019_FBF__CW_428_High_Frequency_Trading__Global_Employment_Trends_with_John_Challenger_CEO_of_Challenger_Gray__Christmas_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 28 June 2023
2018: Understanding the Rising Median Age in the US, It's Demographic Trends and Impact on the Economy
In this episode, Jason shares his experiences in Barcelona and discusses the declining birth rates and aging population in Europe and the United States. He highlights the impact of demographics on the economy and real estate market. The United States has reached a record-high median age of 38.9 years, while Spain has an even higher median age of 44.9 years. The article emphasizes the importance of replacement rate (2.1 children per woman) to maintain a stable population. However, the US is currently at 1.78 children per woman, indicating a shrinking population. Immigration may provide a solution, but it comes with its own challenges. The episode also touches on media fragmentation and the changing landscape of information consumption. Demographic shifts will continue to shape the future, with projections indicating an even older population in the coming decades. Announcing our Creating Wealth virtual event on July 20-21. Sign up for early bird rates today! #demographics #agingpopulation #realestate #economy #birthrates Key Takeaways: Jason's editorial 1:23 Greetings from Barcelona 3:07 US population reaches record high median age 7:20 Boomers coming of age 9:36 Demographic fast forward to 2050 11:34 Get your tickets with early bird rates to the Creating Wealth Virtual Event July 21-22 13:06 Existing homes, a scarce good 15:52 Solving the massive lack of housing inventory 18:52 Basics of income property investing: multidimensional asset class 23:48 Investing for land values
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 26 June 2023
2017: Real Estate Market Update: Strong Rent Growth and Resilient Buyer Demand, Conditional Value at Risk (CVaR)
Today, Jason is in Ibiza, Spain and provides updates on the real estate market. He discusses the monthly single-family rent report by CoreLogic, which shows a 4.3% annual rent growth, surpassing his recommended target of 4% for rent increases. Despite claims of collapsing rents, the rental market remains strong. Jason emphasizes the ongoing shortage of inventory due to homeowners holding onto their low-rate mortgages, which are considered valuable assets. He also highlights the resilient buyer demand, the high credit scores of borrowers, and the dominance of new home sales in the market. Overall, the real estate market continues to surprise and delight property owners while disappointing those waiting for a crash. And in his third installment, Hedge Fund Manager Manny Kim discusses the concept of Conditional Value at Risk (CVaR), also known as black swan risk, and its application to investment strategies. CVaR is a measure that helps quantify the average loss in extreme scenarios or "black swan" events. By using CVaR, investors can assess the potential losses beyond a certain cutoff point in their investment distributions. Manny explains how CVaR is calculated based on the Value at Risk (VaR) and how it can be used to evaluate and optimize portfolios containing various assets. He also highlights the relatively lower black swan risk associated with income properties compared to the stock market. Key Takeaways: Jason's editorial 1:49 Greetings from Ibiza, Spain and follow Jason on Instagram 2:38 Corelogic's monthly single family rent report: it's up 4.3%! 4:11 Percent of Closed-End, First Lien Mortgages Outstanding by Interest Rate 6:20 Percent of Closed-End, First Lien Mortgages Outstanding by Loan-To-Value 7:19 Mortgage Originations by Credit Score 8:40 New Homes Make Up A Historically High Share of Overall Inventory 12:47 January report on new home sales Manny Kim's interview 13:39 CVar and Black Swans 14:20 Conditional Value at Risk 17:19 Stock Market vs. Income Property 19:17 Black Swan risks in Stocks and Income Properties
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Fri, 23 June 2023
2016 FBF: Central Banks vs Public Banks with Ellen Brown Author of ‘The Public Bank Solution’ & ‘Web of Debt’
Today's Flashback Friday is from episode 435 published last November 5, 2014. Jason Hartman deals with issues in his introduction such as how to deal with your property manager, what we need to know about monetary policy and considers just how intricate the links between politics and real estate investment really are. In the interview portion of the show, he talks to author Ellen Brown about her books Web of Debt and The Public Bank Solution about public banks worldwide, whether we need a Central Bank and if there can ever be a realistic option for funding which doesn’t include Wall Street. Key Takeaways 2:58 We have to really understand monetary policy because it always has a direct impact on real estate investors and their tenants 5:00 Politics and real estate are so interlinked you just can’t have one without the other. 10:51 You need to ensure you retain the control position with your property manager. 18:08 The US only has one state-owned bank, compared with 40% of publicly owned banks worldwide. 22:28 The public banks have always done better when they’re in the small community-style markets that they know. As soon as they branch out, the problems arise. 27:50 The main difference between a credit union and a public bank is the size of the depositor. Credit unions are great for individual depositors, where public banks have a city or state as its main depositor. 31:50 Historically, countries like Australia have shown us when Central Banks do and do not work. 36:35 Jason Hartman takes the matter and asks “Do we even really need a Central Bank?” 37:35 Ellen Brown remarks that she would opt for a bottom-up government where each level is selected by people that personally know the individual. 40:04 People are using money to work their way higher and higher, and now we’re at a point where banks own businesses which they really shouldn’t. They should be in banking. 41:35 There may be a chance that crowd-funding initiatives can remove Wall Street from the funding equation. 44:45 For more information about Ellen Brown and her published works, head to www.EllenBrown.com
Mentioned in this episode Web of Debt by Ellen Brown The Public Bank Solution by Ellen Brown www.PublicBankingInstitute.org
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2016_FBF_CW_435_Central_Banks_vs_Public_Banks_with_Ellen_Brown_Author_of_The_Public_Bank_Solution__Web_of_Debt_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 21 June 2023
In this episode, Jason Hartman discusses the ongoing shortage of home listings in the United States, which may last for up to 28 years due to low-interest mortgages. He explores potential solutions like portable mortgages and eliminating the due-on-sale clause but highlights the challenges associated with them. Despite the lower demand and affordability issues, the severe lack of inventory is restricting home sales, making a housing crash unlikely. Jason also emphasizes the resilience of the suburban market and the revival it is experiencing as more Americans, including millennials, choose to settle down in suburbs rather than cities. Jason also welcomes back Manny Kim who explains the concept of Value at Risk (VaR) and its significance for investors, particularly in real estate and income properties. VaR is a statistical measure commonly used by investment banks to assess the potential risk and probability of losses in a portfolio or group of assets over a specific time frame. Manny discusses three methods of measuring VaR: historical data analysis, parametric method, and Monte Carlo simulations. He focuses on the historical data approach to illustrate the calculation of VaR for stock markets and income properties. The analysis reveals that the stock market carries a higher risk compared to income properties, with greater potential for losses at given odds. By quantifying the potential losses, VaR provides investors with a precise measure of risk, allowing them to make informed investment decisions. Website: https://gizacapital.com/ #ValueAtRisk #InvestmentRisk #RealEstateInvesting #IncomeProperties #StockMarket #RiskManagement
Key Takeaways: Jason's editorial 1:20 Greetings from Cannes, France 2:25 A majority of counties have listings below 2017 levels 4:24 Breaking the lock on the property market 8:29 Disruptive tech that increases housing supply is needed 9:38 Hardly an change in housing supply since 2017 10:13 Existing home sales fell 23% in April 13:36 Top metros with the most foreclosure starts in Q1 2023 15:20 Millennials and America's surprise revival: The Suburbs Manny Kim interview 20:12 Value at Risk (VaR) and you as an income property investor 21:55 Three ways to measure VaR 23:24 Historical Data method for stocks and income property 28:12 Comparison: Stocks and Homes Website: https://gizacapital.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2015_AMA_CI_CW__AIPIS_-_Manny_Kim_VaR_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 19 June 2023
In this episode, Manny Kim from Giza Capital joins the show to discuss the Sharp Ratio and its application to income property. The Sharp Ratio, developed by William F. Sharp, measures the reward-to-variability ratio of an investment and is widely used in quantitative finance. It compares the excess return of an asset class to the standard deviation of that return, providing a single number to assess investment performance. This ratio allows for apples-to-apples comparisons between different asset classes, including real estate and stocks. Real estate tends to have lower volatility than stocks due to its lower liquidity, making it a potentially attractive investment. However, it is important to consider the assumptions and limitations of the Sharp Ratio, such as the stability of variance and the distribution of returns. By calculating the Sharp Ratio, investors can evaluate risk-adjusted returns and make informed investment decisions.
Website: https://gizacapital.com/ #SharpRatio #InvestmentPerformance #RealEstate #StockMarket #RiskAdjustedReturns Key Takeaways: Jason's editorial 1:25 Welcome to Portofino, Italy 4:49 "Buy and Hold" 6:09 The "Due On Sale" Clause- addressing the housing shortage 7:11 Massively low rates Manny Kim interview 8:46 Introducing the Sharpe Ratio 9:21 How and why the Sharpe Ratio applies to income property and not just the stock market 10:50 What is the Sharpe ratio 12:23 A theoretical sample 13:23 Income property- a better risk adjusted return 15:00 Pros and cons 17:16 Actual calculations for stock market and income property 18:28 Calculating the Sharpe ratio for the stock market 20:00 Doubling the Sharpe ratio with income property 21:27 Comparing the stock market versus income property
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Fri, 16 June 2023
2013 FBF: Inflation, Deflation & Underemployment with Jeff Macke of Yahoo Finance & Author of ‘Clash of the Financial Pundits’
Today's Flashback Friday is from episode 441 published last November 19, 2014. In today’s Creating Wealth Show, Jason Hartman talks to Yahoo Finance’s Jeff Macke about the impact of changing technologies, the perception of Doomsday skepticism and what underemployment means for those seeking jobs and those hiring. Macke also ways in on the inflation/deflation debate and discusses some of the points raised in his book Clash of the Financial Pundits. Key Takeaways 01:15 We want to hear your opinions and thoughts on the show, so be sure to leave a review on iTunes or Stitcher Radio. 07:00 To have your questions answered on the show, just sign up for an appointment at www.JasonHartman.com/Jason 08:40 Jason Hartman runs through the schedule for the Birmingham Property Tour on Saturday 22nd and Sunday 23rd November 2014. 11:30 There is some disparity between what the press makes us believe and the reality of the economy. 14:53 New technology combined with human resources can lead to an end to such extreme inefficiency. 18:03 Underemployment is a tricky issue when we have so many graduates with massive student debt who still can’t get a job. 22:29 How many jobs will this new technology end up replacing? 25:27 It’s easy to criticize and bet on the Doomsday ending, but it’s a lousy bet. 27:57 Jeff Macke gives his opinion on the future in terms of inflation or deflation. 31:56 There are two real ways of making money as a pundit: make other people money or just scare them. 33:13 The gold-bugs focus so much on the math, but it’s just not all about math. We now have so many other factors that come into play, and we can’t forget about them.
Mentioned in this episode Clash of the Financial Pundits by Jeff Macke
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2013_FBF_Inflation_Deflation__Underemployment_with_Jeff_Macke_of_Yahoo_Finance__Author_of_Clash_of_the_Financial_Pundits_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 14 June 2023
Today, Bronson Hill of https://BronsonEquity.com/ interviews Jason as he shares his perspective about the real estate market and the impact of inflation and interest rates. He highlights the importance of comparing current conditions to a more stable period, like 2019, rather than the anomaly of the COVID era. While some may perceive real estate as expensive, considering factors like inflation and interest rates reveals that it may not be the case. Jason emphasizes the need to analyze the monthly cost of a property, which is how most people purchase real estate. He also addresses the decline of the middle class and its implications for society. Regarding the Federal Reserve's interest rate policies, Jason predicts a potential increase of two more times, leading to a recession. However, he acknowledges the difficulty in defining a recession and suggests that the Fed will eventually adjust its approach. Investing in real estate offers significant advantages in the current market. Despite a low foreclosure rate and fewer properties for sale, investors can still find opportunities. Rather than comparing the situation to the financial crisis, it's important to understand the unique dynamics at play. Many people are hesitant to invest due to uncertainties, but holding cash comes with its own risks. With inflation eating away at cash value, investors are losing money. On the other hand, real estate provides a tangible asset that generates cash flow and appreciates over time. Inflation-induced debt destruction further benefits real estate investors, as mortgage balances decrease in value. Investors should focus on the best available alternative, and with properties performing at 20% or more annually, real estate remains an attractive option. #RealEstateInvesting #InflationProtection #CashFlow #WealthCreation #RealEstate #Inflation #InterestRates #MarketTrends #EconomicOutlook Key Takeaways: Jason's editorial 1:23 Welcome to the Neuschwanstein Castle Palace in Germany Bavaria 2:07 Your income property in a hundred years Jason's interview with Bronson Hill 3:00 Compared to what? 6:17 Apples to Condos 8:05 The middle class in under attack 9:11 Predicting FED rate hikes and preferring a free market 11:35 The single family home and the 3 types of markets 14:32 Shadow demand for housing, oversupply of inventory and foreclosure 18:15 "Money never sleeps" and T.I.N.A. 22:30 Inflation Induced Debt Destruction 24:18 The biggest problem facing humanity 26:50 Consider the source 28:07 Advice to the 20 year old Jason 30:35 No disruptive technology to fix the housing shortage- yet
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2012_Jason_Interviewed_by_Bronson_Hill_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 12 June 2023
2011: Residential & Commercial Real Estate Market Transactional Values, Trends and Challenges with Mike Zlotnik
In this episode, Jason interviews Mike Zlotnik from the Tempo Family of Funds https://tempofunding.com/ to gain insights into the current state of the real estate market. Mike discusses the impact of high-interest rates on commercial and residential properties, particularly in the retail and office space sectors. He mentions that transaction volumes have significantly declined, with some properties being sold at a distress due to the need for immediate sales. However, multi-family apartments and self-storage properties continue to perform relatively well. Mike highlights the challenges faced by value-add projects that were acquired with bridge loans and are now reaching maturity. These assets may need to be sold at a discount if refinancing is not feasible. Additionally, he mentions the difficulty in raising cash for refinancing within syndications, as investors may not be willing to contribute more funds. Despite the challenges, Mike believes that the market may improve if interest rates stabilize or decrease. They also discuss various economic topics, including unemployment, inflation, central planning, entitlements, and the real estate market. They touch upon the impact of technology and artificial intelligence on employment, the shortage of workers in the housing construction sector, and the shift from fix-and-flip properties to new construction properties in the real estate market. They also mention the decline in hard money loan volume for fix-and-flip projects and the need for more distressed properties in order to stimulate the market. While they have different perspectives on how these issues can be resolved, they agree that the current economic situation presents challenges and uncertainties. #realestate #marketupdate #commercialproperty #residentialproperty #transactionvolume #interestrates Key Takeaways: Jason's editorial 1:27 Greetings from the beautiful Danube river 2:12 Shortage of houses affecting people and areas harder than other 3:53 We have 700 videos on our Main YouTube channel https://www.youtube.com/@JasonHartmanRealEstate/videos 4:22 Itinerary for the next few weeks Mike Zlotnik interview 6:00 Welcome Mike Zlotnik; an overview of different asset classes 9:10 Transactional volume for office space is down by 75% 10:12 The residential market trend is going down 12:30 Extending or renegotiating deals 15:10 The banks and the creature form Jekyll Island 16:45 Prediction on what the FED is going to do 19:32 Commercial Mortgage Backed Securities, residential market and the overall economy 22:22 Entitlements and a giant shortage of workers especially in the housing sector 24:03 Hard money lending, the build-to-rent model and the shortage of inventory 28:57 Awesome mortgage rates equals non-distressed home sellers 31:42 Home builders are starting at such high prices 33:07 Being opportunistic in this current environment and buying build-to-rent properties
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
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Fri, 9 June 2023
Today's Flashback Friday is from episode 560, published last August 26, 2015. If you are in control of your life your kids do not talk back to you, you tell the waiter your food is subpar and you believe in every single word you say. If the aforementioned doesn’t ring true for you then you need to “grow a pair” and get your house in order. If you decide not to tell someone they are stealing your time and money at your business then by default you are condoning it. Larry believes you are providing people a service by telling them the truth. They need to experience the failure and the pain in order to allow them to learn from their mistakes. Keeping quiet doesn’t help anybody. https://larrywinget.com/ Last call for Jason Hartman University Live in San Diego.
Key Takeaways: Jason’s Editorial 1:58 Our 2 day content driven real estate investment course, JHU Live! in sunny San Diego 3:33 The Venture Alliance trip to Newport Rhode Island in the last days of September 4:56 Is this the beginning of the economic meltdown 6:04 Content for JHU Live includes specialists in land contracts and investment property lenders Larry Winget Interview 8:07 Entitlement is the biggest enemy to our society 8:59 People need stronger opinions and need to stand up for them 9:44 Living on the edge is what gets one into history books 10:50 The “I have a pair” test 12:16 If you put up with something you condone it 12:50 If you want to do the other party a service speak up about crappy service 13:54 Peale’s “ruined by praise than saved by criticism” quote 14:57 Ground your opinion and refuse to create drama 16:14 I provoke people on purpose 17:33 Which is better having rabid fans or rabid enemies 19:35 I can count on my haters, they buy my products 20:28 Numbness is a caused by a of lack of confidence in a speaker's’ faith in what they say 21:51 Businesses can grow a pair by refusing to tolerate thieves or 20% of their employees 23:27 We expect more out of our government than we expect out of ourselves 25:21 Being in the middle is a safe place but it’s no fun 27:12 Honest and open communication isn’t welcome in a world of political correctness 28:44 I respect all opinions on my social media page 30:38 It’s not about changing somebody else it’s always about yourself 32:49 Kid’s need to experience failure and friends need the truth
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2010_FBF_CW_560_-_Larry_Winget_-_Pitbull_of_Personal_Development_Taking_Control_of_Your_Life_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 7 June 2023
2009: Artificial Intelligence and the Future: Job Displacement, UBI, Technological Breakthroughs and Adjustable Rate Mortgages
In this episode, Jason shares updates from his European journey, starting with his time in Budapest and now on a river cruise along the Danube River. He reflects on the potential impact of artificial intelligence (AI) on the future of humanity and the job market. With AI's ability to generate language and automate tasks, it raises questions about job displacement and the need for universal basic income. Jason discusses the ongoing battle between deflationary technological advancements and inflationary monetary policies. He invites listeners to share their opinions on the subject and explores the emergence of "prompt engineering" as a new skill in the AI era. He then discusses the current state of the real estate market, emphasizing the importance of understanding sales volume and pricing as separate entities. He highlights the misconception that lower sales volume is solely due to lower demand, when in reality, it can be attributed to a lack of inventory. Hartman explains that the market has experienced a decline in sales volume, but not significant pricing changes. Additionally, he points out that the focus of discussions in the real estate market is primarily on prices rather than rental yields and income. Hartman emphasizes the significance of considering rental income when making investment decisions. He also highlights the alarmingly low housing inventory, with only 420,000 homes for sale in the United States, creating a shortage. Finally, Hartman briefly touches on adjustable rate mortgages, stating that they are becoming more attractive to buyers in the current market. Understanding the workings of adjustable rate mortgages is crucial for those considering this option. #ArtificialIntelligence #AI #futureofwork #jobdisplacement #UBI #technology
Key Takeaways: 1:22 Cruising along the Danube River 3:00 Ai, Large Language Model (LLM) and the jobs lost and created 6:45 Universal Basic Income (UBI) and the deflationary and inflationary forces 10:05 Let us know your thoughts https://www.jasonhartman.com/ask 10:57 Concerns about generative Ai and the upcoming industry of Prompt Engineering 12:56 From Ice bath to blood bath: California struggles with inventory 15:37 Coco in bed- bringing cheer to many! 16:31 California numbers below the 2022 and 2021 levels 17:31 Conflating sales volume versus sales prices 22:18 US SFR Total Available Inventory - Weekly, By Year 24:27 5 major factors of Adjustable Rate Mortgages 30:00 Empowered investor Pro meeting - Hybrid Property management
Mentioned: Altos Research
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2009-_Artificial_Intelligence_and_the_Future-_Job_Displacement_UBI_Technological_Breakthroughs_and_Adjustable_Rate_Mortgages_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 5 June 2023
2008: Insights into the Economy, Markets, the Everything Bubble and Income Investing: The Outlook for Credit Spreads in 2023 with David Hay
Today, Jason discusses his recent trip to Budapest, Hungary and yacht week in Greece. He believes the Fed must pivot and lower interest rates and increased housing affordability will lead to a rebound in the housing market. The majority of investors are buying properties and taking more control over their finances by using the hybrid self-management approach he recommends to his exclusive group Empowered Investor Pro. And in this episode Jason welcomes David Hay, financial advisor and chief investment officer of https://evergreengavekal.com/ giving a macro outlook on today's economy. David shares deep insights into the economy, markets, and income investing. With a focus on generating cash flow from investments, their expertise lies in income generation. Hay believes we're on the verge of a major credit spread expansion, which is crucial for financial markets and the economy. Credit spreads, the difference between government and corporate bond yields, widened significantly last year, negatively impacting balanced portfolios. While credit spreads narrowed and led to a rally, Hay predicts another widening due to rising bankruptcy and tightening lending standards. Understanding credit spreads can provide buying opportunities and higher yields in the future, despite market timing challenges. Key Takeaways: Jason's editorial 1:29 Traveling to Budapest 2:34 We're having a macro outlook at our economy and when the FED pivots 4:25 Empowered Investor Pro and the hybrid approach to property management David Hay interview 5:47 Introducing David Hay of https://evergreengavekal.com/ 6:43 Major credit spread expansion and defaulting Junk bonds 13:09 Bubble 3.0 - the commercial space meltdown 15:24 Dicing up the corporate bankruptcies 17:51 What is the FED going to do 19:00 Emerging markets, interest rates and the QE markets 22:49 "Greenflation" is incredibly inflationary 24:15 De-globalization and inflationary pressures and the current housing shortage issues 27:05 Pivoting the FED, the debt ceiling distraction and the 4 Fs scenario 29:12 The oncoming train wreck this second half of 2023, the tsunami after the tsunami 33:24 Kicking the 'can' down the road- indefinitely
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2008_CI_AMA_CW_-_David_Hay_Macro_Outlook_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 2 June 2023
2007 FBF: Wall Street Stock Swindlers & Student Debt with Zac Bissonnette Author of ‘Good Advice From Bad People’
This Flashback Friday is from episode 398 published last August 11, 2014. Zac Bissonnette is the author of, "GOOD ADVICE FROM BAD PEOPLE: Selected Wisdom from Murderers, Stock Swindlers, and Lance Armstrong." He previously wrote, "How to Be Richer, Smarter, and Better-Looking Than Your Parents", and "Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents." Bissonnette discusses why car loans are for suckers and why leasing a car is a poor choice. He then talks about the influence parents have on their kids' decisions relating to financial management and the correlation between spending and watching television. Bissonnette finishes the discussion by analyzing some of the worst advice given in the modern day: “When you know what you are talking about, others will follow you, because it’s safe to follow you.” —Lehman Brothers CEO Richard Fuld, 2006 “Winning is about heart…. It’s got to be in the right place.” – Lance Armstrong “The day you take complete responsibility for yourself, the day you stop making any excuse, that’s the day you start to the top.” –O.J. Simpson, 1975 “I think the most important thing is restore a sense of idealism and end the cynicism.” –future Illinois Governor Rod Blagojevich, 2002 “The best chance for the average investor is to put money in an index fund.” – Bernie Madoff Zac Bissonnette is a personal finance writer. His first book, Debt-Free U, landed him on The Today Show, Sean Hannity, The Dave Ramsey Show, The 700 Club, and the Fox News Channel. The Washington Post called Debt-Free U "the best and most troubling book ever about the college admissions process." It has been featured by The BBC, The New York Times, The Huffington Post, Bloomberg, Christian Science Monitor, USA Today, The Suze Orman Show, The Boston Globe, ABC News, and many others. His second book "How to Be Richer, Smarter, and Better-Looking Than Your Parents" was a New York Times Bestseller. He was also the editor of the Warman's Guide to Antiques & Collectibles and he is a contributing editor with Antique Trader. He has written for various media outlets including GLAMOUR, The Wall Street Journal, The New York Times Online, The Boston Globe, and The Daily Beast. His is currently working on his next book, the story of the Beanie Babies bubble of the 1990s. Find out more about Zac Bissonnette at www.zacbissonnette.net. Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2007_FBF_Wall_Street_Stock_Swindlers__Student_Debt_with_Zac_Bissonnette_Author_of_Good_Advice_From_Bad_People_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 31 May 2023
2006: The Current Real Estate Market: Rental Challenges, Institutional Landlords, and Homeownership Trends
Today's episode continues with Jason and Jay Parsons talking about the current state of the rental market and the impact of institutional landlords in single-family home investments. Despite concerns about high rent-income ratios, Parsons believes that the reality is different and that leasing to someone paying half their income on rent is improbable. They also discuss the low inventory in the housing market, the decrease in sales volume, and the absence of a crash despite interest rate increases. Parsons attributes the stability of the market to favorable income levels, job security, and low distress in the homeownership market. They anticipate that banks will work with consumers through loan modifications in the event of a sustained shock. #rentalmarket #housingmarket #institutionallandlords #inventory #interestrates Key Takeaways: 1:28 Jason and Coco on a yacht in Greece Jay Parsons' interview part 2 3:04 Issues with the rent index 5:50 The future of institutional landlords 7:38 Decline in sales volume, the 'Crash Bros' and the FED wanting to see wage growth go down 11:45 The non-distressed homeowners, moratoriums, stimulus checks and non-performing loans 13:00 Current state of the multifamily/apartment market 16:31 Multifamily and apartment vacancies 18:43 Housing from the repurposing of office buildings and shopping malls 20:40 Disruptive technologies that will solve the housing problem 21:25 In spite of the economic noise, long term rental property investors will be fine 22:57 Join The Collective Mastermind Group https://thecollectiveadvisors.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2006_CI_CW_AIPIS_HI_-_Rental_Housing_Economist_Tells_All_Jay_Parsons_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 29 May 2023
2005: The Current State and Future of Rental Housing: Exploring COVID-19's Impact, Demand Surge, and Challenges for Affordable Housing with Jay Parsons
Today, Jason talks about the importance of focusing on rental yields and overall return on investment rather than speculative appreciation. While rental prices have been decelerating, they are still increasing by over 4% annually. Visit https://www.jasonhartman.com/ for property investment information and a free video on how to read a proforma for real estate investment and check out his social media accounts for shorter real estate investing lessons. Jason welcomes rental housing economist Jay Parsons for part 1 of today's podcast. Jay serves as Senior Vice President, Chief Economist for RealPage, leading the Economist and Industry Principal teams to provide deep insights on market trends and consumer behaviors. He is a frequent author and speaker on topics affecting multifamily apartments and single-family rentals, including rental housing investment and asset management strategy, rental housing policy issues, risk mitigation and property management. Jay has been cited in The Wall Street Journal, Bloomberg, The Financial Times, The Economist, and The New York Times, and he has appeared on CNBC and BloombergTV. His commentaries have been published by Barron's, the Pension Real Estate Association, the Mortgage Bankers Association, the National Apartment Association, American Banker and GlobeSt. Jason and Jay discuss the current state and future of rental housing. He highlights the roller coaster nature of the rental market, with a slowdown during the COVID-19 pandemic followed by a surge in demand in 2021. Rent growth has been strong, although it has moderated compared to the previous years. The rental market's performance varies by geography, with some areas experiencing a slowdown while others remain strong. Jay also discusses the influx of new multi-family inventory in the market, which reached a 50-year high due to strong demand and construction activity. While there may be short-term imbalances between supply and demand, Jay emphasizes the long-term need for more housing supply. He believes that the rental market, including both single-family rentals and multi-family apartments, will continue to experience strong demand due to demographic factors. Millennials and Generation Z are entering the market, and the housing market will benefit from their demand for rental properties. However, Jay acknowledges the challenge of providing affordable and workforce housing. Most new construction caters to higher-income households, and building affordable housing is easier said than done. The cost of land, labor, and materials, as well as regulatory restrictions, pose significant obstacles to affordable housing development. Nimbyism (Not In My Backyard) attitudes and opposition from neighbors and local governments further complicate the issue. Jay emphasizes the need to bridge the gap between ideals and practical implementation to address the shortage of affordable housing effectively. Key Takeaways: Jason's editorial 1:17 Rental rates are going up! 2:41 Watch the video crash course on "How to read a Proforma" on https://www.jasonhartman.com/ and follow me on Instagram and Twitter 4:06 My Europe trip, loosing my luggage and standing up to the corporatocracy! 14:21 Uncertain economic outlook keeps renters where they are, pushing cap rates up Jay Parson interview 16:11 Welcome Jay Parsons; rental rates are closer to normal 17:41 It's all dependent on geography 20:47 Demographics, household formation age and the demand tailwinds 22:48 Building affordable workforce housing 26:41 So many requirements to build cheap new houses which brings the cost way up 28:00 A little hope from Florida 29:35 Moving up or down the socioeconomic ladder 32:22 The rent to income ratio, tracking apples & oranges
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2005_CI_CW_AIPIS_HI_-_Rental_Housing_Economist_Tells_All_Jay_Parsons_P1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 26 May 2023
2004 FBF: Restoring America's Free Economy with Charles Goyette Host of ‘Ron Paul’s America’ Radio Show
Today's Flashback Friday is from episode 416 published last September 22 2014. Charles Goyette is the Host of "Ron Paul's America" radio show. He joins the podcast to give his dramatic solution to prevent the coming financial ruin. He believes the longstanding practice of crony capitalism strangles our economy. He thinks we need to reign in overseas spending and end American interventionism. He then explains whether it is fair for younger people to subsidize older people. New York Times bestselling author Charles Goyette spent many years as an award-winning and popular Phoenix radio personality. Admired for his "Fearless Talk Radio," Charles was named Best Phoenix Talk Show Host by the New Times. Because of his insistence on holding all poiticians - regardless of party - accountable to the same strict standards, Charles was widely known as “America’s Most Independent Talk Show Host.” His years of experience as a financial professional have served his listeners well as he sounded the alarm about the mortgage bubble well in advance of the calamity and described the consequences of the governments reckless economic behavior in his clear, easy to understand manner. Charles is no newcomer to the national economic debate. In fact, more than 25 years ago Charles arranged for a then little-known Texas Congressman named Ron Paul to be the keynote speaker at a series of monetary conferences he hosted. Goyette has often been called on to share his views with television audiences nationally on Fox News, CNN, MSNBC, PBS, CNBC and Fox Business Channel, including on the Glenn Beck Show and The O’Reilly Factor with Bill O’Reilly on Fox News; NOW with Bill Moyers on PBS; and on Lou Dobbs Tonight on CNN, where he repeatedly warned before the current turmoil the "economic calamity the Republicans and Democrats" were creating. He has written for a number of magazines including The American Conservative and Gannett magazines, and for LewRockwell.com, CNBC.com, WorldNetDaily.com, and TheStreet.com. Listen to "Ron Paul's America" at www.ronpaulsamerica.info
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2004_FBF_CW_416_Restoring_Americas_Free_Economy_with_Charles_Goyette_Host_of_Ron_Pauls_America_Radio_Show_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 24 May 2023
In today's episode, Rick continues his series of charts that show where the current local housing markets are. See prices declining most rapidly in western states while Jason's linear markets like Alabama and parts of Florida continue to increase. Migration patterns, job and population growth are factors in local markets are things investors need to understand if they are to succeed and make profits. You almost have to ignore these national headlines that do not inform you of these critical local market trends. Discover how most states experienced price increases in March, with western states witnessing the most significant price declines. Learn about population migration patterns from high-cost and high-tax states, as well as the impact of remote work on the crash of office and commercial real estate in San Francisco. Explore the current talent diaspora and its implications for the market. Get insights on the year-over-year decline in single-family residences and the gradual rise of multifamily properties. Analyze Q1 rental rates, SFH data, and rent increases to identify signs of recovery. Understand how migration patterns from high-cost to lower-cost regions are driving prices. Explore the exit ratios of major coastal metros in the U.S. and the close correlation between job growth and population migration. Discover how demographics could provide a positive influence on the market. Gain insights into the significant presence of investors and cash buyers, who accounted for 45% of Q1 2023 sales. Evaluate the housing affordability index and its limitations. Lastly, dive into the outlook for 2023. Don't miss this comprehensive analysis of the real estate landscape! #marketinsights #RealEstate #HousingMarket #InvestmentTips Key Takeaways: Jason's editorial 1:22 The misinformation out there just continues to amaze me 2:28 Check out Jason's YouTube channel https://www.youtube.com/@JasonHartmanRealEstate to comment and see the graphs and charts Rick Sharga interview Part 2 2:54 Most states saw prices increase in March 5:42 Prices declining most rapidly in western states 6:57 Population migration patterns from high cost and high tax states 8:30 Working remotely and the crash of office and commercial real estate in San Francisco 10:29 "The World is Flat" - the current talent diaspora 12:11 SFR decline YOY, Multifamily Rises but slowly 13:06 Q1 rental rates show signs of recovery and SFH data and rent increases 20:05 Migration Patterns from high cost to lower cost regions drive prices 20:58 Major coastal metros have highest exit ratios in the U.S. 21:37 Job growth tracks closely to population migration patterns 24:18 Demographics should ultimately provide a tailwind for the market 25:35 Investors and cash buyers account for 45% of Q1 2023 sales 27:54 The housing affordability index and its shortcomings 3018 Outlook for 2023
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2003_CI_CW_AIPIS_-_Rick_Sharga_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 22 May 2023
Jason hosts Rick Sharga from C.J. Patrick Company who spoke about the current state of the economy and housing market. They discussed the cause of the resilience of the housing market despite 10 consecutive massive rate hikes. Rick stated that this is due to the large cohort of young adults currently coming of age and forming households, and the fact that people like having a roof over their head. They concluded that despite the rate hikes, the housing market is doing well. Rick discussed how demographics and the Fed funds rate increase have affected the housing market. He noted that in 2021, mortgage rates had doubled in a calendar year for the first time in history, leading to a higher cost of monthly payments for home buyers. He also mentioned how 70% of homeowners have mortgage rates of 4% or lower, which means they are not in a hurry to take on a higher rate. This is keeping inventory levels low, combined with growing demand, and causing prices to remain stable. He also noted how this is frustrating those who predicted a housing market crash. Rick Sharga and Jason Hartman discuss the current foreclosure rate, which is about half of the normal rate. They state that 93% of borrowers who are in foreclosure have positive equity. Of those 270,000 borrowers in foreclosure, 100,000 of them have 20-50% equity, 60,000 have more than 50% equity, and 20,000 have more than 75% equity. They also discuss the current state of the housing market. Mortgage rates have been increasing, but they seem to be stabilizing in a band between 6.25% and 6.75%. Existing home sales, inventory levels, new home sales, and rental pricing are all up from last year. Investor activity is also up. The Fed indicated at their last meeting that rates will remain stable until June. Key Takeaways: Jason's editorial 1:17 Crash bros are just wrong 2:57 In Nashville, inventory is super low; awesome financing offers Rick Sharga interview Part 1 4:47 Welcome Rick Sharga, first time mortgage rates doubled in a calendar year 8:17 Foreclosure issues 11:39 Primary Mortgage Market Survey 17:40 Higher rates have crushed affordability 18:25 Purchase loan apps off 35% from prior year 20:36 Existing home sales down from February - and 22% below last year 23:07 Inventory increases in April, but new listings down significantly 23:41 New home sales improving as builders offer incentives 24:29 Inventory coming to market slowly, and selling quickly; disruptive technology & other issues 29:04 The current problems with multifamily housing 30:38 Price appreciation has declined rapidly 31:08 Most regions are still positive year over year 33:31 Most states saw prices increase in March
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2002_CI_CW_AIPIS_-_Rick_Sharga_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 19 May 2023
2001 FBF: Declining Marginal Utility with Bill Bonner of Bonner & Partners and Agora Financial - Author of ‘Financial Reckoning Day’
This week's edition of Flashback Friday is from episode 425 published last 13 October 2014. On today’s Creating Wealth Show, host Jason Hartman talks to financial maven and author, Bill Bonner, about his new book, Hormegeddon, how to create money out of thin air, the situation in Japan and whether you really can have too much of a good thing. Bill’s company, Agora Financial, is a leading marketplace for advice and talking points about everything to do with investing so he’s perfectly placed to assist those looking to increase their investment prowess. Ahead of the interview, Jason addresses the Elon Musk announcement of semi-autonomous cars and their inevitably disruptive impact on everything – including real estate. Key Takeaways: – The title for Bill Bonner’s latest book, Hormegeddon, comes from the term for specific biological experiments which went awry: hormesis. – With many of these things they can start out as beneficial but the more you use them, the more issues arise. – The notion of creating money is so difficult for even experts to understand – how can real money be created from absolutely nothing? From thin air? – The trade of the decade assessment is not a prediction; it’s all about analysing what’s up and what’s down. – The situation that Japan is currently in is terrible, and it doesn’t look to be improving in the immediate future. – Indeed, there’s every possibility that the US could follow suit and end up in a similar situation to Japan, especially with ever-increasing Chinese trade agreements using Chinese currency clauses. – One potential option could be ‘direct monetary funding’ which is the act of giving money, rather than lending it, in an attempt to bring the economy back up by consumer spending. – If you borrow money long-term for real estate purposes and it’s on a low-rate basis, inflation can eventually come along and pay off your debt for you. – Too much of a good thing is only too much. We view security as a good thing, but consider the money the Germans were spending on their own security during the war and that just can’t be justifiable. – Declining marginal utility is where you invest too much into one thing and it all backfires. – Decades ago, the huge houses used to be owned by people who made things and had a real role in society and manufacturing; now they’re just owned by hedge-fund guys. – With all of the technological advances now occurring, this is an amazing time to be alive. – Agora exists as a marketplace to collect together everyone’s questions and answers about investing because no one knows who’s going to have the right answer. – For more information, head to www.AgoraFinancial.com or for an entertaining read, check out www.DailyReckoning.com
Tweetables We spent 200,000 developing our sentiments and our bodies as humans, but now we’re so unequipped to deal with quantitative easing. Empires get to impose their currency, but over time, they lose that ability – the dollar could seriously fall.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2001_FBF_Declining_Marginal_Utility_with_Bill_Bonner_of_Bonner__Partners_and_Agora_Financial_-_Author_of_Financial_Reckoning_Day_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 17 May 2023
In Episode 2,000 of the podcast, host Jason Hartman reflects on the power of the human mind. He considers having a famous guest for the special episode but decides to focus on the most powerful asset available to everyone—the mind. He shares his fascination with the mind since his school days and the influence of mentors like Dennis Whateley, Zig Ziglar, Jim Rohn, and Earl Nightingale. Jason emphasizes the incredible things that can be achieved with the mind, including the placebo effect and psychosomatic medicine. He expresses gratitude to his listeners and vows to continue sharing valuable content for years to come. He then discusses the power of the subconscious mind and the importance of managing one's mindset. They highlight the flaw in the subconscious mind, which is its inability to differentiate between reality and vividly imagined scenarios. This flaw can be hacked and used to one's advantage by visualizing desired outcomes with sensory-specific detail. He emphasizes the significance of visualization and the ability to create one's own future through the power of the mind. He also mentions the potential applications of visualization in real estate investing and touches on the topics of worries, beliefs, and the impact of expectations on one's reality. He posits that the brain is not just a processor, but a generator, and that thinking is actually quite energy intensive. Jason encourages listeners to explore guided visualizations to create their own future and hone their investing skills.
Key Takeaways: 1:29 It's finally here! 3:09 The most amazing asset you already have 6:17 My 4 great mentors and the "Power of your Thoughts" 7:29 The internal pharmacy 9:44 For 18 years now- thank you for listening! 13:23 The power of the mind 16:28 Subconscious mind cannot tell the difference 19:13 A different state of reality 24:22 Separate podcast 29:55 The brain is a generator 35:49 Discipline our minds 40:12 Let's visualize what we want in rich detail
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 15 May 2023
1999: Shocking Revelation: The Real Estate Market's Surprising Shift - Jason Exposes the New Trend That's Rocking Investors!
Jason recently spoke at the Rebel Capitalist Live event in Orlando, Florida. He was joined by a number of great speakers, including Simon Black, Robert Kiyasaki, Mike Maloney, Peter Schiff and George Gammon. He shared some of his presentation and also mentioned the Collective Mastermind group he runs with Ken Mcelroy, Robert Kiyasaki and George Gammon. The group is meeting in Nashville in a few days and they've decided to allow people to attend just one event as a sample. Jason is also offering a one-time discount of one fourth of the membership fee for those interested in joining. He is also offering a Zoom meeting to discuss their very special 4.7, 5% financing for investment properties, including the option of 100% financing. This low rate, as well as the 100% financing, is a great option for those who want to take advantage of inflation and step destruction as a wealth-building strategy. He then discusses the current market, noting that most of the market has become brand new builder homes in terms of buying investment properties, instead of buying renovated properties from fix and flippers. This is due to the fact that people don't want to sell their properties as they have ultra low mortgage rates. He also mentions that new builds come with a premium on the price, but most people prefer them anyway. In conclusion, the market is locked up and it is difficult to buy a renovated property from a fix and flipper. He also discusses the real estate market and how resilient it is. He makes the point that with mortgage payments having increased by almost 70%, prices have still held up. He also mentions that the supply of properties is very low, as people are unwilling to sell due to their low rate mortgages. He then talks about a headline from Housing Wire which states that home prices are inching up, despite difficult affordability. He also mentions a headline from Guild Mortgage, which states that they faced a $37 million loss in the first quarter due to high mortgage rates and low inventory levels. He finishes by saying that mortgage companies feel that rates are high and it is hard to get people to qualify for loans. Key Takeaways:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 1999_Shocking_Revelation__The_Real_Estate_Markets_Surprising_Shift_-_Jason_Hartman_Exposes_the_New_Trend_Thats_Rocking_Investors_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 12 May 2023
1998 FBF: Investing in Dubai with Jawad S. Mian Editor of ‘Stray Reflections’ & Founder of The Good Society Fund
Today's Flashback Friday is from episode 413, published last September 15, 2014. Jawad S. Mian is the Founder and Chief Investment Officer of TGSF (The Good Society Fund) Advisors. He's also the Editor of the "Stray Reflections" monthly investment newsletter. Based in Dubai, Mian is an expert on Dubai, Qatar and Middle Eastern investments. Mian discusses Dubai as a travel and living destination. He also shares the investment opportunities available in Dubai, Iran and Iraq. Jawad Mian was born on a cloudless January night in 1984. He originally hails from Pakistan but was born and raised amid very high temperatures in United Arab Emirates. His initial plan was to become a doctor, then a lawyer, but fell in love with the global macro world instead. He survived seven cold winters in Canada during which he studied finance and economics at The University of Western Ontario and started his career as a bank teller. To his surprise, he would go on to obtain the CFA and CMT charter after tireless effort. Most recently, he ran $250 million across global markets for a Middle East based quasi-sovereign entity. He left to start-up his own fund. He was last seen sporting a beard and getting ready for a journey no one knew anything about, not even him. Every month, he sends us his thoughts from the road… Visit Stray Reflections at www.stray-reflections.com.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 1998_FBF_CW_413_nvesting_in_Dubai_with_Jawad_S._Mian_Editor_of_Stray_Reflections__Founder_of_The_Good_Society_Fund._v1.mp3
Category:general -- posted at: 1:00pm EST |