Creating Wealth Real Estate Investing with Jason Hartman

This Flashback Friday is from episode 428, published last October 24, 2014.

Jason talks a little a bit about what’s going on in the world today and touches on some subjects like fusion fuel, cool apps, and more. Later in this podcast Jason interviews John Challenger about employment growth and what are some of the hotspots in the United States. John Challenger is an expert in global outplacement and career opportunities. He is the CEO of the Challenger, Gray & Christmas firm. The firm conducts regular surveys and reports about the current state of the economy, like layoffs, employment, and executive compensation.

Key Takeaways:

5:58 Fusion fuel is much more efficient and safer in today's market. 

9:06 Every problem we've encountered, we've been able to solve with bonuses! With all the technology that's going on today, it's a great time to be alive. 

11:11 Jason loves the app called Fooducate. The app will scan the label and give you a grade as to how healthy the food product is and why.

15:56 High speed trading is illegal and should be considered as insider trading. 

17:26 Jason Hartman is having a sale on his physical products. Check it out at http://www.jasonhartman.com

19:36 Trainees who are part of the Little Rock Tour will celebrate a turkey dinner with Jason on Saturday, Nov 22. 

22:06 What areas of the country has good employment growth? Here's a clue - The Mid West. 

25:26 Most of the job cuts we're seeing today are from mergers and acquisitions and not from companies generating low revenue. 

30:11 There are so many jobs that don't need degrees. 

35:26 The education industry is so overpriced in a world where students can just take their classes online.

38:11 There's some great robot technology going on. People are currently working on a robot to help minimize doctor mistakes.  

40:36 We're making far more stuff with much less people. 

42:26 What are some of the hot spots geographically? Illinois, California, New Jersey, Arizona, and more. 

 


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CYA Protect Your Assets, Save Taxes & Estate Planning:
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Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
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In this episode, Jason shares his experiences in Barcelona and discusses the declining birth rates and aging population in Europe and the United States. He highlights the impact of demographics on the economy and real estate market. The United States has reached a record-high median age of 38.9 years, while Spain has an even higher median age of 44.9 years. The article emphasizes the importance of replacement rate (2.1 children per woman) to maintain a stable population. However, the US is currently at 1.78 children per woman, indicating a shrinking population. Immigration may provide a solution, but it comes with its own challenges. The episode also touches on media fragmentation and the changing landscape of information consumption. Demographic shifts will continue to shape the future, with projections indicating an even older population in the coming decades.

Announcing our Creating Wealth virtual event on July 20-21. Sign up for early bird rates today!

#demographics #agingpopulation #realestate #economy #birthrates

Key Takeaways:

Jason's editorial

1:23 Greetings from Barcelona

3:07 US population reaches record high median age

7:20 Boomers coming of age

9:36 Demographic fast forward to 2050

11:34 Get your tickets with early bird rates to the Creating Wealth Virtual Event July 21-22 

13:06 Existing homes, a scarce good

15:52 Solving the massive lack of housing inventory

18:52 Basics of income property investing: multidimensional asset class

23:48 Investing for land values

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2018_Jason__Quick_Start_clip_v1.mp3
Category:general -- posted at: 1:00pm EST

Today, Jason is in Ibiza, Spain and provides updates on the real estate market. He discusses the monthly single-family rent report by CoreLogic, which shows a 4.3% annual rent growth, surpassing his recommended target of 4% for rent increases. Despite claims of collapsing rents, the rental market remains strong. Jason emphasizes the ongoing shortage of inventory due to homeowners holding onto their low-rate mortgages, which are considered valuable assets. He also highlights the resilient buyer demand, the high credit scores of borrowers, and the dominance of new home sales in the market. Overall, the real estate market continues to surprise and delight property owners while disappointing those waiting for a crash.

And in his third installment, Hedge Fund Manager Manny Kim discusses the concept of Conditional Value at Risk (CVaR), also known as black swan risk, and its application to investment strategies. CVaR is a measure that helps quantify the average loss in extreme scenarios or "black swan" events. By using CVaR, investors can assess the potential losses beyond a certain cutoff point in their investment distributions. Manny explains how CVaR is calculated based on the Value at Risk (VaR) and how it can be used to evaluate and optimize portfolios containing various assets. He also highlights the relatively lower black swan risk associated with income properties compared to the stock market.

Key Takeaways:

Jason's editorial

1:49 Greetings from Ibiza, Spain and follow Jason on Instagram

2:38 Corelogic's monthly single family rent report: it's up 4.3%!

4:11 Percent of Closed-End, First Lien Mortgages Outstanding by Interest Rate

6:20 Percent of Closed-End, First Lien Mortgages Outstanding by Loan-To-Value

7:19 Mortgage Originations by Credit Score

8:40 New Homes Make Up A Historically High Share of Overall Inventory

12:47 January report on new home sales 

Manny Kim's interview

13:39 CVar and Black Swans

14:20 Conditional Value at Risk 

17:19 Stock Market vs. Income Property

19:17 Black Swan risks in Stocks and Income Properties

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
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Direct download: 2017_Jason__Manny_Kim_CVaR_v1.mp3
Category:general -- posted at: 1:00pm EST

Today's Flashback Friday is from episode 435 published last November 5, 2014.

Jason Hartman deals with issues in his introduction such as how to deal with your property manager, what we need to know about monetary policy and considers just how intricate the links between politics and real estate investment really are.

In the interview portion of the show, he talks to author Ellen Brown about her books Web of Debt and The Public Bank Solution about public banks worldwide, whether we need a Central Bank and if there can ever be a realistic option for funding which doesn’t include Wall Street.

Key Takeaways

2:58 We have to really understand monetary policy because it always has a direct impact on real estate investors and their tenants

5:00 Politics and real estate are so interlinked you just can’t have one without the other.

10:51 You need to ensure you retain the control position with your property manager.

18:08 The US only has one state-owned bank, compared with 40% of publicly owned banks worldwide.

22:28 The public banks have always done better when they’re in the small community-style markets that they know. As soon as they branch out, the problems arise.

27:50 The main difference between a credit union and a public bank is the size of the depositor. Credit unions are great for individual depositors, where public banks have a city or state as its main depositor.

31:50 Historically, countries like Australia have shown us when Central Banks do and do not work.

36:35 Jason Hartman takes the matter and asks “Do we even really need a Central Bank?”

37:35 Ellen Brown remarks that she would opt for a bottom-up government where each level is selected by people that personally know the individual.

40:04 People are using money to work their way higher and higher, and now we’re at a point where banks own businesses which they really shouldn’t. They should be in banking.

41:35 There may be a chance that crowd-funding initiatives can remove Wall Street from the funding equation.

44:45 For more information about Ellen Brown and her published works, head to www.EllenBrown.com

 

Mentioned in this episode

Web of Debt by Ellen Brown

The Public Bank Solution by Ellen Brown

www.EllenBrown.com

www.PublicBankingInstitute.org

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

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CYA Protect Your Assets, Save Taxes & Estate Planning:
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Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
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In this episode, Jason Hartman discusses the ongoing shortage of home listings in the United States, which may last for up to 28 years due to low-interest mortgages. He explores potential solutions like portable mortgages and eliminating the due-on-sale clause but highlights the challenges associated with them. Despite the lower demand and affordability issues, the severe lack of inventory is restricting home sales, making a housing crash unlikely. Jason also emphasizes the resilience of the suburban market and the revival it is experiencing as more Americans, including millennials, choose to settle down in suburbs rather than cities.

Jason also welcomes back Manny Kim who explains the concept of Value at Risk (VaR) and its significance for investors, particularly in real estate and income properties. VaR is a statistical measure commonly used by investment banks to assess the potential risk and probability of losses in a portfolio or group of assets over a specific time frame. Manny discusses three methods of measuring VaR: historical data analysis, parametric method, and Monte Carlo simulations. He focuses on the historical data approach to illustrate the calculation of VaR for stock markets and income properties. The analysis reveals that the stock market carries a higher risk compared to income properties, with greater potential for losses at given odds. By quantifying the potential losses, VaR provides investors with a precise measure of risk, allowing them to make informed investment decisions.

Website: https://gizacapital.com/

#ValueAtRisk #InvestmentRisk #RealEstateInvesting #IncomeProperties #StockMarket #RiskManagement

 

Key Takeaways:

Jason's editorial

1:20 Greetings from Cannes, France 

2:25 A majority of counties have listings below 2017 levels

4:24 Breaking the lock on the property market

8:29 Disruptive tech that increases housing supply is needed

9:38 Hardly an change in housing supply since 2017

10:13 Existing home sales fell 23% in April

13:36 Top metros with the most foreclosure starts in Q1 2023

15:20 Millennials and America's surprise revival: The Suburbs

Manny Kim interview

20:12 Value at Risk (VaR) and you as an income property investor

21:55 Three ways to measure VaR

23:24 Historical Data method for stocks and income property

28:12 Comparison: Stocks and Homes

Website: https://gizacapital.com/

 


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CYA Protect Your Assets, Save Taxes & Estate Planning:
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Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

 

 

Direct download: 2015_AMA_CI_CW__AIPIS_-_Manny_Kim_VaR_v1.mp3
Category:general -- posted at: 1:00pm EST

In this episode, Manny Kim from Giza Capital joins the show to discuss the Sharp Ratio and its application to income property. The Sharp Ratio, developed by William F. Sharp, measures the reward-to-variability ratio of an investment and is widely used in quantitative finance. It compares the excess return of an asset class to the standard deviation of that return, providing a single number to assess investment performance. This ratio allows for apples-to-apples comparisons between different asset classes, including real estate and stocks. Real estate tends to have lower volatility than stocks due to its lower liquidity, making it a potentially attractive investment. However, it is important to consider the assumptions and limitations of the Sharp Ratio, such as the stability of variance and the distribution of returns. By calculating the Sharp Ratio, investors can evaluate risk-adjusted returns and make informed investment decisions.

 

Website: https://gizacapital.com/

#SharpRatio #InvestmentPerformance #RealEstate #StockMarket #RiskAdjustedReturns

Key Takeaways:

Jason's editorial

1:25 Welcome to Portofino, Italy

4:49 "Buy and Hold"

6:09 The "Due On Sale" Clause- addressing the housing shortage

7:11 Massively low rates

Manny Kim interview

8:46 Introducing the Sharpe Ratio

9:21 How and why the Sharpe Ratio applies to income property and not just the stock market

10:50 What is the Sharpe ratio

12:23 A theoretical sample

13:23 Income property- a better risk adjusted return

15:00 Pros and cons

17:16 Actual calculations for stock market and income property

18:28 Calculating the Sharpe ratio for the stock market

20:00 Doubling the Sharpe ratio with income property

21:27 Comparing the stock market versus income property

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
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Direct download: 2014_Manny_Kim_Sharpe_Ratio_v1.mp3
Category:general -- posted at: 1:00pm EST

Today's Flashback Friday is from episode 441 published last November 19, 2014.

In today’s Creating Wealth Show, Jason Hartman talks to Yahoo Finance’s Jeff Macke about the impact of changing technologies, the perception of Doomsday skepticism and what underemployment means for those seeking jobs and those hiring. Macke also ways in on the inflation/deflation debate and discusses some of the points raised in his book Clash of the Financial Pundits

Key Takeaways

01:15 We want to hear your opinions and thoughts on the show, so be sure to leave a review on iTunes or Stitcher Radio. 

07:00 To have your questions answered on the show, just sign up for an appointment at www.JasonHartman.com/Jason

08:40 Jason Hartman runs through the schedule for the Birmingham Property Tour on Saturday 22nd and Sunday 23rd November 2014.

11:30 There is some disparity between what the press makes us believe and the reality of the economy.

14:53 New technology combined with human resources can lead to an end to such extreme inefficiency.

18:03 Underemployment is a tricky issue when we have so many graduates with massive student debt who still can’t get a job.

22:29 How many jobs will this new technology end up replacing? 

25:27 It’s easy to criticize and bet on the Doomsday ending, but it’s a lousy bet. 

27:57 Jeff Macke gives his opinion on the future in terms of inflation or deflation. 

31:56 There are two real ways of making money as a pundit: make other people money or just scare them.

33:13 The gold-bugs focus so much on the math, but it’s just not all about math. We now have so many other factors that come into play, and we can’t forget about them.

 

Mentioned in this episode

Clash of the Financial Pundits by Jeff Macke

www.Hotwire.com

www.Priceline.com

www.Lyft.com

www.Uber.com

 


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CYA Protect Your Assets, Save Taxes & Estate Planning:
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Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
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Today, Bronson Hill of https://BronsonEquity.com/ interviews Jason as he shares his perspective about the real estate market and the impact of inflation and interest rates. He highlights the importance of comparing current conditions to a more stable period, like 2019, rather than the anomaly of the COVID era. While some may perceive real estate as expensive, considering factors like inflation and interest rates reveals that it may not be the case. Jason emphasizes the need to analyze the monthly cost of a property, which is how most people purchase real estate. He also addresses the decline of the middle class and its implications for society. Regarding the Federal Reserve's interest rate policies, Jason predicts a potential increase of two more times, leading to a recession. However, he acknowledges the difficulty in defining a recession and suggests that the Fed will eventually adjust its approach. 

Investing in real estate offers significant advantages in the current market. Despite a low foreclosure rate and fewer properties for sale, investors can still find opportunities. Rather than comparing the situation to the financial crisis, it's important to understand the unique dynamics at play. Many people are hesitant to invest due to uncertainties, but holding cash comes with its own risks. With inflation eating away at cash value, investors are losing money. On the other hand, real estate provides a tangible asset that generates cash flow and appreciates over time. Inflation-induced debt destruction further benefits real estate investors, as mortgage balances decrease in value. Investors should focus on the best available alternative, and with properties performing at 20% or more annually, real estate remains an attractive option.

#RealEstateInvesting #InflationProtection #CashFlow #WealthCreation #RealEstate #Inflation #InterestRates #MarketTrends #EconomicOutlook

Key Takeaways:

Jason's editorial

1:23 Welcome to the Neuschwanstein Castle Palace in Germany Bavaria

2:07 Your income property in a hundred years

Jason's interview with Bronson Hill

3:00 Compared to what?

6:17 Apples to Condos

8:05 The middle class in under attack

9:11 Predicting FED rate hikes and preferring a free market

11:35 The single family home and the 3 types of markets

14:32 Shadow demand for housing, oversupply of inventory and foreclosure

18:15 "Money never sleeps" and T.I.N.A. 

22:30 Inflation Induced Debt Destruction

24:18 The biggest problem facing humanity 

26:50 Consider the source

28:07 Advice to the 20 year old Jason

30:35 No disruptive technology to fix the housing shortage- yet

 


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CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
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Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2012_Jason_Interviewed_by_Bronson_Hill_v1.mp3
Category:general -- posted at: 1:00pm EST

In this episode, Jason interviews Mike Zlotnik from the Tempo Family of Funds https://tempofunding.com/ to gain insights into the current state of the real estate market. Mike discusses the impact of high-interest rates on commercial and residential properties, particularly in the retail and office space sectors. He mentions that transaction volumes have significantly declined, with some properties being sold at a distress due to the need for immediate sales. However, multi-family apartments and self-storage properties continue to perform relatively well. Mike highlights the challenges faced by value-add projects that were acquired with bridge loans and are now reaching maturity. These assets may need to be sold at a discount if refinancing is not feasible. Additionally, he mentions the difficulty in raising cash for refinancing within syndications, as investors may not be willing to contribute more funds. Despite the challenges, Mike believes that the market may improve if interest rates stabilize or decrease. 

They also discuss various economic topics, including unemployment, inflation, central planning, entitlements, and the real estate market. They touch upon the impact of technology and artificial intelligence on employment, the shortage of workers in the housing construction sector, and the shift from fix-and-flip properties to new construction properties in the real estate market. They also mention the decline in hard money loan volume for fix-and-flip projects and the need for more distressed properties in order to stimulate the market. While they have different perspectives on how these issues can be resolved, they agree that the current economic situation presents challenges and uncertainties.

#realestate #marketupdate #commercialproperty #residentialproperty #transactionvolume #interestrates

Key Takeaways:

Jason's editorial

1:27 Greetings from the beautiful Danube river

2:12 Shortage of houses affecting people and areas harder than other

3:53 We have 700 videos on our Main YouTube channel https://www.youtube.com/@JasonHartmanRealEstate/videos

4:22 Itinerary for the next few weeks

Mike Zlotnik interview

6:00 Welcome Mike Zlotnik; an overview of different asset classes

9:10 Transactional volume for office space is down by 75%

10:12 The residential market trend is going down

12:30 Extending or renegotiating deals

15:10 The banks and the creature form Jekyll Island

16:45 Prediction on what the FED is going to do

19:32 Commercial Mortgage Backed Securities, residential market and the overall economy

22:22 Entitlements and a giant shortage of workers especially in the housing sector

24:03 Hard money lending, the build-to-rent model and the shortage of inventory

28:57 Awesome mortgage rates equals non-distressed home sellers

31:42 Home builders are starting at such high prices

33:07 Being opportunistic in this current environment and buying build-to-rent properties

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

 

Direct download: 2011__CW_AMA_-_Mike_Zlotnik_v1.mp3
Category:general -- posted at: 1:00pm EST

Today's Flashback Friday is from episode 560, published last August 26, 2015.

If you are in control of your life your kids do not talk back to you, you tell the waiter your food is subpar and you believe in every single word you say. If the aforementioned doesn’t ring true for you then you need to “grow a pair” and get your house in order. If you decide not to tell someone they are stealing your time and money at your business then by default you are condoning it. Larry believes you are providing people a service by telling them the truth. They need to experience the failure and the pain in order to allow them to learn from their mistakes. Keeping quiet doesn’t help anybody. 

https://larrywinget.com/

Last call for Jason Hartman University Live in San Diego.

 

Key Takeaways:

Jason’s Editorial

1:58 Our 2 day content driven real estate investment course, JHU Live! in sunny San Diego 

3:33 The Venture Alliance trip to Newport Rhode Island in the last days of September

4:56 Is this the beginning of the economic meltdown

6:04 Content for JHU Live includes specialists in land contracts and investment property lenders 

Larry Winget Interview

8:07 Entitlement is the biggest enemy to our society

8:59 People need stronger opinions and need to stand up for them

9:44 Living on the edge is what gets one into history books

10:50 The “I have a pair” test 

12:16 If you put up with something you condone it

12:50 If you want to do the other party a service speak up about crappy service

13:54 Peale’s “ruined by praise than saved by criticism” quote

14:57 Ground your opinion and refuse to create drama

16:14 I provoke people on purpose 

17:33 Which is better having rabid fans or rabid enemies

19:35 I can count on my haters, they buy my products 

20:28 Numbness is a caused by a of lack of confidence in a speaker's’ faith in what they say 

21:51 Businesses can grow a pair by refusing to tolerate thieves or 20% of their employees

23:27 We expect more out of our government than we expect out of ourselves 

25:21 Being in the middle is a safe place but it’s no fun

27:12 Honest and open communication isn’t welcome in a world of political correctness

28:44 I respect all opinions on my social media page 

30:38 It’s not about changing somebody else it’s always about yourself

32:49 Kid’s need to experience failure and friends need the truth

 


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Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


In this episode, Jason shares updates from his European journey, starting with his time in Budapest and now on a river cruise along the Danube River. He reflects on the potential impact of artificial intelligence (AI) on the future of humanity and the job market. With AI's ability to generate language and automate tasks, it raises questions about job displacement and the need for universal basic income. Jason discusses the ongoing battle between deflationary technological advancements and inflationary monetary policies. He invites listeners to share their opinions on the subject and explores the emergence of "prompt engineering" as a new skill in the AI era.

He then discusses the current state of the real estate market, emphasizing the importance of understanding sales volume and pricing as separate entities. He highlights the misconception that lower sales volume is solely due to lower demand, when in reality, it can be attributed to a lack of inventory. Hartman explains that the market has experienced a decline in sales volume, but not significant pricing changes. Additionally, he points out that the focus of discussions in the real estate market is primarily on prices rather than rental yields and income. Hartman emphasizes the significance of considering rental income when making investment decisions. He also highlights the alarmingly low housing inventory, with only 420,000 homes for sale in the United States, creating a shortage. Finally, Hartman briefly touches on adjustable rate mortgages, stating that they are becoming more attractive to buyers in the current market. Understanding the workings of adjustable rate mortgages is crucial for those considering this option.

#ArtificialIntelligence #AI #futureofwork #jobdisplacement #UBI #technology

 

Key Takeaways:

1:22 Cruising along the Danube River

3:00 Ai, Large Language Model (LLM) and the jobs lost and created

6:45 Universal Basic Income (UBI) and the deflationary and inflationary forces

10:05 Let us know your thoughts https://www.jasonhartman.com/ask

10:57 Concerns about generative Ai and the upcoming industry of Prompt Engineering

12:56 From Ice bath to blood bath: California  struggles with inventory

15:37 Coco in bed- bringing cheer to many!

16:31 California numbers below the 2022 and 2021 levels

17:31 Conflating sales volume versus sales prices

22:18 US SFR Total Available Inventory - Weekly, By Year

24:27 5 major factors of Adjustable Rate Mortgages

30:00 Empowered investor Pro meeting - Hybrid Property management

 

Mentioned:

Altos Research

 


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Today, Jason discusses his recent trip to Budapest, Hungary and yacht week in Greece. He believes the Fed must pivot and lower interest rates and increased housing affordability will lead to a rebound in the housing market. The majority of investors are buying properties and taking more control over their finances by using the hybrid self-management approach he recommends to his exclusive group  Empowered Investor Pro.

And in this episode Jason welcomes David Hay, financial advisor and chief investment officer of https://evergreengavekal.com/ giving a macro outlook on today's economy. David shares deep insights into the economy, markets, and income investing. With a focus on generating cash flow from investments, their expertise lies in income generation. Hay believes we're on the verge of a major credit spread expansion, which is crucial for financial markets and the economy. Credit spreads, the difference between government and corporate bond yields, widened significantly last year, negatively impacting balanced portfolios. While credit spreads narrowed and led to a rally, Hay predicts another widening due to rising bankruptcy and tightening lending standards. Understanding credit spreads can provide buying opportunities and higher yields in the future, despite market timing challenges.

Key Takeaways:

Jason's editorial

1:29 Traveling to Budapest

2:34 We're having a macro outlook at our economy and when the FED pivots

4:25 Empowered Investor Pro and the hybrid approach to property management

David Hay interview

5:47 Introducing David Hay of https://evergreengavekal.com/

6:43 Major credit spread expansion and defaulting Junk bonds

13:09 Bubble 3.0 - the commercial space meltdown

15:24 Dicing up the corporate bankruptcies

17:51 What is the FED going to do

19:00 Emerging markets, interest rates and the QE markets

22:49 "Greenflation" is incredibly inflationary

24:15 De-globalization and inflationary pressures and the current housing shortage issues

27:05 Pivoting the FED, the debt ceiling distraction and the 4 Fs scenario

29:12 The oncoming train wreck this second half of 2023, the tsunami after the tsunami

33:24 Kicking the 'can' down the road- indefinitely

 


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Twitter.com/JasonHartmanROI
Instagram.com/jasonhartman1/
Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com

Direct download: 2008_CI_AMA_CW_-_David_Hay_Macro_Outlook_v1.mp3
Category:general -- posted at: 1:00pm EST

This Flashback Friday is from episode 398 published last August 11, 2014. 

Zac Bissonnette is the author of, "GOOD ADVICE FROM BAD PEOPLE: Selected Wisdom from Murderers, Stock Swindlers, and Lance Armstrong." He previously wrote, "How to Be Richer, Smarter, and Better-Looking Than Your Parents", and "Debt-Free U: How I Paid for an Outstanding College Education Without Loans, Scholarships, or Mooching off My Parents."

Bissonnette discusses why car loans are for suckers and why leasing a car is a poor choice. 

He then talks about the influence parents have on their kids' decisions relating to financial management and the correlation between spending and watching television. 

Bissonnette finishes the discussion by analyzing some of the worst advice given in the modern day: 

“When you know what you are talking about, others will follow you, because it’s safe to follow you.” —Lehman Brothers CEO Richard Fuld, 2006

“Winning is about heart…. It’s got to be in the right place.” – Lance Armstrong

“The day you take complete responsibility for yourself, the day you stop making any excuse, that’s the day you start to the top.” –O.J. Simpson, 1975

“I think the most important thing is restore a sense of idealism and end the cynicism.” –future Illinois Governor Rod Blagojevich, 2002

“The best chance for the average investor is to put money in an index fund.” – Bernie Madoff

Zac Bissonnette is a personal finance writer. His first book, Debt-Free U, landed him on The Today Show, Sean Hannity, The Dave Ramsey Show, The 700 Club, and the Fox News Channel. The Washington Post called Debt-Free U "the best and most troubling book ever about the college admissions process."

It has been featured by The BBC, The New York Times, The Huffington Post, Bloomberg, Christian Science Monitor, USA Today, The Suze Orman Show, The Boston Globe, ABC News, and many others.

His second book "How to Be Richer, Smarter, and Better-Looking Than Your Parents" was a New York Times Bestseller. He was also the editor of the Warman's Guide to Antiques & Collectibles and he is a contributing editor with Antique Trader.

He has written for various media outlets including GLAMOUR, The Wall Street Journal, The New York Times Online, The Boston Globe, and The Daily Beast. His is currently working on his next book, the story of the Beanie Babies bubble of the 1990s.

Find out more about Zac Bissonnette at  www.zacbissonnette.net.


Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
Twitter.com/JasonHartmanROI
Instagram.com/jasonhartman1/
Linkedin.com/in/jasonhartmaninvestor/

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

CYA Protect Your Assets, Save Taxes & Estate Planning:
http://JasonHartman.com/Protect

Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals

Special Offer from Ron LeGrand:
https://JasonHartman.com/Ron

Free Mini-Book on Pandemic Investing:
https://www.PandemicInvesting.com


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