Fri, 30 August 2024
This Flashback Friday is from episode 1185, published last May 2, 2019. Jason brings this episode to you from China, where he has seen the impact of the rising middle class. While it may seem to be a world away, the growth in construction in China is impacting the cost of construction here in the United States as well. Then Jason talks with Anna Myers, Vice President of Grocapitus, about how to analyze deals, specifically for multifamily. Anna's group is all about finding the right deals in the right market, and she talks with Jason about which markets are looking good and which are past their peak, along with why the demographics for real estate investors is still incredibly bullish. Key Takeaways: Jason's editorial 3:52 The Chinese surveillance state is rampant and the country seems very wary of terrorism 7:28 The rising middle class in China has led to a large amount of higher end stores 11:08 All buildings are made from the same materials, so when there's a building boom in China it impacts builders everywhere Anna Myers Interview 13:45 What is Anna's definition of "data driven real estate investing"? 19:00 How can you know when the supply of starts is going to meet the demand for jobs? 22:28 Things you need to be looking for at the neighborhood level of your market 28:13 Anna's team is looking at approximately 80 markets a quarter 32:05 What kind of properties does Anna have in her portfolio? 34:24 The stigma of renting is gone as Millennials and Baby Boomers are now renting Website: www.JasonHartman.com/Properties
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2202_FBF_Rising_Middle_Class_Impact_on_Real_Estate__Data_Science_for_Real_Estate_with_Anna_Myers_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 28 August 2024
2201: Navigating the Housing Market: Rising Interest Rates, Refinancing, Emerging Markets and Institutional Investors with Robert Helms
Jason and Robert Helms discuss the recent increase in mortgage refinancing activity and the ongoing housing shortage, its impact on the real estate market, and potential solutions for affordable housing. They also explore emerging real estate opportunities, such as investing in high-demand, low-supply markets and the potential of parking lots as an investment opportunity. Lastly, they examined the role of institutional investors in the real estate market, their growth, and their benefits to smaller players in the market. #therealestateguys #RealEstate #Refinancing #MortgageRates #HousingMarket #RealEstateInvesting #Homebuyers #RealEstateStrategy #PropertyInvestment #HousingTrends #MarketAnalysis
Key Takeaways: 2:02 Lowest mortgage rates in 15 months 5:10 The coming refinancing boom 8:28 The housing shortage is real 11:30 Prices are still rising 13:48 A silly proposal and the law of supply and demand 18:43 Emerging markets 22:20 Riding on the coattails of Institutional investors
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 26 August 2024
2200: The Science of Memory Hacks: How to Study Smarter, Not Harder and Set Yourself Up for Success with Matt DiMaio
Jason and Matt DiMaio discussed strategies to improve memory and learn new skills faster, with Matt sharing his extensive experience in building large sales forces and his journey of discovering effective learning techniques. They explored the causes of forgetfulness, the importance of active learning, and the power of belief in memory retention. Lastly, they discussed the benefits of handwriting, the Pomodoro method, and the significance of connecting new information with existing knowledge for effective learning. #MemoryPower #LearnFaster #SelfImprovement #ProductivityTips #StudyTips #MemoryTechniques #MattDiMaio #JasonHartman #PersonalDevelopment #MindHacks #BoostMemory #LearningSkills #SuccessMindset #Education #KnowledgeBoost Key Takeaways: 3:01 How it all started 8:35 3 causes of 'Forget-ory' 14:53 Studying effectively 19:23 Writing versus typing 20:34 Pomodoro technique 23:39 Remembering people's names 29:43 Free Gift- MakeMoreMoneywithMatt@gmail.com https://www.YouTube.com/BeSmarterFaster
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Fri, 23 August 2024
2199 FBF: One Nation Under Gold, The Big Money, The Great Depression by James Ledbetter of Inc Magazine, Reuters, TIME & The Village Voice
This Flashback Friday is from episode 857 published last July 17, 2017. Jason and Keri start things off by answering a client’s question submitted as part of the Airpod contest and then warn against working with companies who do not require inspections and only deal in cash. During the guest interview, Jason asks James Ledbetter about his books One Nation Under Gold and The Great Depression: A Diary. James Ledbetter is the Founding Editor of Slate's financial site, Big Money, Editor of Inc. Magazine and a contributor to Reuters and Time. Key Takeaways:Jason's edtorial 3:42 Captain Gary Pinkerton asks how to know if the person you are doing business with has bad intentions. 6:50 Red flags to watch out for when making cash deals and dealing with new providers. 15:12 It's common for lower-end properties to sell for cash. 16:30 Gary shares a kind word about working with Jason. 18:54 Hawaii could be the location of the next Creating Wealth Seminar. James Ledbetter Interview 20:53 One Nation Under Gold tells of America's obsession with gold. 22:36 The Bretton Wood system fixed the value of the dollar to gold. 24:27 Operation 'Goldfinger' was the Johnson administration's attempt at finding more gold. 30:23 Why do people believe in using gold as a measuring stick? 34:42 Learning from the past, The Great Depression: A Diary depicts how people made it through the financial disaster. 36:50 The 500 fastest growing companies will be featured in Inc.'s September issue. Mentioned in This Episode:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2199_FBF_CW_857_-_One_Nation_Under_Gold_The_Big_Money_The_Great_Depression_by_James_Ledbetter_of_Inc_Magazine_Reuters_TIME__The_Village_Voice_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 21 August 2024
Jason discussed various issues related to geopolitics, capital gains taxes, and the real estate industry, expressing his discontent with proposed tax plans and the recent changes in real estate rules. He also warned against investing in pooled money assets due to the ongoing scandal involving Marco Santorelli and Norada Real Estate. Lastly, he highlighted the deteriorating housing affordability in the US, the significant wealth transfer set to occur, and the increasing pressure in the rental market, suggesting that investing in single-family rentals could be a wise move. #RealEstateInvesting #HousingAffordability #Geopolitics #CapitalGainsTax #InvestingTips #USEconomy #TaxPlanning #RealEstateMarket #FinancialFreedom #InvestorAdvice #MarketTrends #PropertyInvestment #MillennialInvestors #WealthTransfer Key Takeaways: 1:32 America in decline and the coming eRection 3:26 That lady in the white house and the capital gains tax 8:56 Sign up for our newsletter JasonHartman.com 10:04 NAR and the BIG change in 100 years 12:43 Commandment #3, Scamterelli and its reviews 16:24 #HousingAffordability 20:43 An institutional investor with AMH and The biggest wealth transfer in human history 26:53 Freddie Mac: 1.5 million housing units BELOW a "balanced market"
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 19 August 2024
2197: Leveraging Real Estate: How to "Die with Zero" While Building Wealth Through Smart Investments
In this episode, Jason explores real estate trends in Warsaw, Poland, highlighting rising property prices and rents due to factors like the Ukraine invasion. He discusses global housing shortages and critiques U.S. policies, such as affordable housing initiatives and immigration impacts, which exacerbates demand and push prices higher. Jason emphasizes the importance of self-managing investments, advocating for direct control to avoid risks associated with third-party managers. With lower interest rates and ongoing market pressures, he congratulates proactive investors for seizing opportunities and positioning themselves to profit as the market continues to evolve. In today's final section of Jason's Empowered Investor Zoom meeting, they cover vital topics on financial well-being and leveraging assets. Jason clarified the difference between warranties and construction defects, emphasizing that issues like improper land leveling fall under construction defects, often with a ten-year liability, not a short-term warranty. The discussion then shifted to life planning, drawing from the book Die With Zero. Jason highlighted the importance of "memory dividends," where experiences enrich our lives through lasting memories, encouraging attendees to balance saving with enjoying the present. He stressed the power of leveraging real estate, describing it as a "perpetual motion machine" for income generation, which offers long-term financial security. Jason also touched on the need to plan for increased longevity, as advances in health science may extend both lifespan and healthspan, altering financial needs. His key takeaway: work hard, play hard, and ensure your money enhances your life meaningfully. Key Takeaways: Jason's editorial 1:34 The Poland and US housing market 3:12 A funny proposal to provide more housing 5:59 Illegal immigration and the effects on housing 9:31 Commandment #3 Self-Management Empowered Investor Pro meeting part 4 10:50 Warranty or Construction Defect 14:11 Die with Zero 20:10 Trading these 3 components 27:05 Perpetual Motion Machine
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2197__8_Jason_Hartman__EI_Pro_Self-management_P4_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 16 August 2024
2196 FBF: The Housing Boom and Bust in America with Economist Thomas Sowell of The Hoover Institution at Stanford University
This Flashback Friday is from episode 117 published last September 1, 2009. "For far too long, too many people have regarded home ownership as 'a good thing.' It is certainly true that home ownership has its benefits. But, like everything else, it also has its costs and its risks." This statement by Creating Wealth Show guest, American economist Thomas Sowell has been regretfully muttered by many homeowners.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2196_FBF_The_Housing_Boom_and_Bust_in_America_with_Economist_Thomas_Sowell_of_The_Hoover_Institution_at_Stanford_University_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 14 August 2024
Join Jason today as he broadcasts from Warsaw, Poland as he discusses the importance of self-management and maintaining control as an empowered investor. He emphasizes "commandment number 3: thou shalt maintain control" to avoid potential issues like fraud, incompetence, and excessive management fees. He highlights the ongoing controversy surrounding Marco Santorelli and Norada Real Estate, using it as an example of why direct investment is crucial. He also critiques Dave Ramsey's approach, suggesting that while Ramsey's advice is helpful for beginners managing debt, it falls short for investors seeking to build wealth. However, you can listen in as he plays one of Dave's videos and admits, in this particular case, he got the housing situation right- from 2 years ago! Jason then encourages listeners to join his Empowered Investor Pro group for deeper insights. EmpoweredInvestor.com. Get a special discount when you go to JasonHartman.com/Hemlane #EmpoweredInvesting #SelfManagement #WealthBuilding #DirectInvestment #InvestorTips #RealEstateInvesting #FinancialFreedom #InvestmentStrategies #SmartInvesting #WealthManagement #DaveRamsey #RamseySolutions #FinancialPeace #DebtFree #FinancialFreedom #DebtFreeJourney #BabySteps #FinancialPeaceUniversity #EveryDollar #LiveLikeNoOneElse
Key Takeaways: Jason's editorial 1:22 Scamtirelli- the Norada Debacle and always maintaining control 4:35 A Dave Ramsey video: Housing prices are NOT coming down! Self-Management Empowered Investor Pro meeting part 3 13:00 Seeing the potential tenants coming in 14:14 LLC friendly banks and deeding 19:03 Sourcing section 8 tenants and the Fire Your Manager program 26:59 1 property free and clear or 5 properties with 100k down 28:51 A sample of hybrid self-management 30:02 Warranty or construction defect
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2195__8_Dave_Ramsey__EI_Pro_Self-management_P3_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 12 August 2024
Greetings from Poland! Today, Jason reflects on his recent travels from Croatia to Poland, emphasizing the value of taking chances in life. He discusses the current state of the real estate market, highlighting the resilience of housing prices despite high mortgage rates. He cautions against relying on predictions of a market crash, emphasizing the importance of being a direct investor and maintaining control over investments. He also warns against the risks of investing in funds managed by others, citing negative reviews of a competing podcaster's real estate fund. #RealEstateInvesting #FinancialFreedom #MarketTrends #InvestmentStrategies #EmpoweredInvestor #HousingMarket #TravelInsights #WealthBuilding #MortgageRates #SelfManagement Key Takeaways: Jason's editorial 1:22 A pleasant surprise 3:56 Join our Empowered Investor Pro program 5:09 Cognitive bias; waiting for a 'correction' for 16 years 7:55 @MortgageTruth 11:25 Homeowners less likely to sell due to rates 13:42 Not an ethical man 18:31 Commandment #3: Be a direct investor 20:10 Anchoring Bias and house prices 22:23 The opportunity cost of not acting 24:27 Catch asset protection expert JJ Childers JasonHartman.com/Wednesday Self-Management Empowered Investor Pro meeting part 2 25:19 Bret's self-management journey 31:15 Tenant placement issues
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2194__8_Jasons_Commandment_3__EI_Pro_Self-management_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 9 August 2024
2193 FBF: Irreversible Impacts on Big Business By Big Government with Tim Carney Author of ‘The Big Rip-Off’
This Flashback Friday is from episode 449, published last 8 December 2014. Jason Hartman brings in a real estate focus to the introduction of today’s Creating Wealth Show by explaining exactly how you can work out your rent-to-value ratio. As this is one of the most important figures a real estate investor need to keep in mind, there’s no excuse for deceiving yourself. Later, he invites Tim Carney, author of The Big Rip-Off and Obamanomics and writer for the Washington Examiner to come on the show and give his thoughts about the huge and potentially irreversible impact that big business and big Government are having on America. They also discuss topics such as human rights to information and what you say when Goldman Sachs offers you a position. Key Takeaways 03.27 In some markets, you can’t control the rent-to-value ratio, but you really want to aim for 1% per month or above. 11:01 Seemingly, the bigger you get, the more you can get away with. 14.44 Tim Carney provides some examples where regulation seems to have an alternate outcome to what was hoped. 18.38 A look at the options of how we can possibly dislodge the power of big business and government. 19.45 Politics and the economy are starting to work together because fewer people are now gaining from a specific policy. 22:16 Government agencies don’t even have to worry about subtlety; if they want you they’ll do what they can to get you. 24:00 Why is it that they can spy on us and we get no information about Government actions, even when they affect us? 25.41 Big business benefits from and lobbies for big Government to the detriment of the consumer, the competitor and the tax payer. 28:10 Technology could be our undoing or it could be our liberation. We’ll have to wait and see. 30.28 To read Tim’s articles, head to www.WashingtonExaminer.com and his Fellowship is with the American Enterprise Institute: www.AEI.org
Mentioned in this episode The Big Rip-Off by Tim Carney Obamanomics by Tim Carney
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2193_FBF__Irreversible_Impacts_on_Big_Business_By_Big_Government_with_Tim_Carney_Author_of_The_Big_Rip-Off_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 7 August 2024
In today's episode you can listen in on Jason's Empowered Investor meeting about self-managing your own properties, especially its risks and rewards. Self-managing your rental property can offer significant benefits. By taking on this role, landlords can potentially save money on property management fees, which often account for a substantial portion of rental income. Moreover, self-management provides greater control over property operations, allowing owners to directly select tenants, oversee maintenance, and make decisions that align with their investment goals. This hands-on approach can foster stronger landlord-tenant relationships and often leads to quicker resolutions for property issues. While self-management requires time and effort, it empowers landlords to maximize their rental property's potential and avoid potential conflicts of interest associated with property management companies. #selfmanagement #propertymanagement #rentalproperty #landlord #rentalpropertyowner #DIYlandlord #realestateinvesting #costcutting #moneysavingtips #financialfreedom #empowerment #control #rentalincome #landlordlife #rentalpropertytips #realestatetips
Key Takeaways: Jason's editorial 1:19 Becoming a global citizen 5:00 Flag theory 8:07 Be an Empowered Investor Pro members today. https://empoweredinvestor.com/ Self-Management Empowered Investor Pro meeting 8:27 Carrie's transition to Self-management and empowerment 17:01 Making some money with applications 18:34 A terrible client 22:20 Direct deposit or use a gateway 26:00 The Golden Rule 30:36 DIY when hiring contractors
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 5 August 2024
Real estate investor Trey Taylor advocates for single-family homes as a stable, long-term investment. He emphasizes financial prudence, focusing on properties generating rental income that exceeds expenses. While acknowledging economic challenges like rising interest rates, Taylor remains optimistic about the housing market's resilience. His leadership philosophy, outlined in the book "A CEO Only Does Three Things," centers on culture, people, and numbers. This framework, applicable to both business and personal life, prioritizes building strong relationships, setting clear goals, and maintaining high standards. #realestateinvesting #singlefamilyhomes #investmentstrategy #financialadvice #economy #inflation #interest rates #leadership #bookrecommendation #CEO #culture #people #numbers #realestatetips #financialfreedom #investwisely #propertyinvestment #financialgoals #businessgrowth #personaldevelopment #successmindset #entrepreneur #investinyourself
Key Takeaways: Jason's editorial 1:29 Greetings fom Korcula, Croatia 3:06 Real- the best performing asset class in the world 7:15 Empowered Investor Pro members now meet on the 1st Tuesday of the month 12pm PST/3pm EST https://www.jasonhartman.com/Wednesday Trey Taylor interview 8:33 Welcome Trey Taylor 9:54 The Fed and the economy 11:31 The coming FED pivot 15:41 A CEO Only Does Three Things 19:13 A CEO of a real estate company 23:23 Be the CEO of your own family 26:49 https://plantyourflag.substack.com/ https://trey-taylor.com/ and https://trinity-blue.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2191__8_CW_AMA_AIPIS_10th_Show_-_A_CEO_Parent_Friend_etc._Only_Does_3_Things_by_Trey_Taylor_v2.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 2 August 2024
2190 FBF: The Art of Stress-Free Productivity with David Allen Personal & Organizational Productivity Expert
This Flashback Friday is from episode 160 published last March 9, 2010. Jason talks with David Allen who is widely recognized as the world's leading expert on personal and organizational productivity. His twenty-five-year pioneering research and coaching to corporate managers and CEOs of some of America's most prestigious corporations and institutions has earned him Forbes' recognition as one of the top five executive coaches in the world
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2190_CW_160_The_Art_of_Stress-Free_Productivity_with_David_Allen_Personal__Organizational_Productivity_Expert_v1.mp3
Category:general -- posted at: 1:00pm EST |