Wed, 30 August 2023
2045: Economic Collapse Imminent! Truth About the Next Recession and How to Prepare with Robert Murphy Part 2
Jason invites you to join the Zoom meeting that is offering a 2.99% financing offer. Also, the Empowered investor monthly Zoom meetings is this coming Tuesday. Fast track your investing journey by joining this amazing community of investors who are committed to your success! Then Jason continues his discussion with guest Bob Murphy as they talk about the role of market prices, the importance of price discovery, criticisms of capitalism, the impact of government regulations on industries, the creation of money by central banks and commercial banks, and predictions about the economy's future. Bob anticipates a forthcoming recession, possibly in late 2023 or early 2024, and discusses the complex factors affecting inflation and deflation. The stability of the real estate and employment markets is noted, with potential changes predicted in the coming months. The conversation highlights the influence of regional trends and the possibility of higher unemployment rates.
Key Takeaways: Jason's editorial 1:41 Register at JasonHartman.com/Financing for our 2.99% financing offer Zoom meeting 3:31 Join the https://www.EmpoweredInvestor.com and join this Tuesday's meeting with 2 eviction attorneys Robert Murphy interview part 2 6:01 A primer on how money works 7:56 Do we need a Central Bank? 11:03 Soviet Union central planners pricing debacle 14:06 Is capitalism failing? 15:51 Involving government in a 'free market' 19:24 Reexamining consequences on corporate abuse 21:28 Smoke and mirrors- how money is lent into existence 23:10 What's coming- inflation or deflation 28:29 Some action steps
https://www.BobMurphyShow.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2045__7__CW_HS_AMA_CI_-_Robert_Murphy_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 28 August 2023
Today Jason talks about the current state of the market and the Federal Reserve. He mentioned that while house prices have increased significantly, median household income has also seen growth. However, real house prices are still more expensive than 23 years ago. Jason also discussed the resilience of the real estate market and the human tendency to rationalize decisions. He emphasized the importance of considering economic data on a per capita basis and discussed the concept of geo-arbitrage. He warned investors about the potential risks associated with triple net leases, specifically pointing out the example of Walgreens. He also announced a free Zoom meeting to discuss a new financing program offering 2.9% owner financing on select properties. Then Jason and economist Robert P. Murphy discuss the implications of artificial intelligence (AI) on the economy. He emphasizes that while AI advancements might lead to job displacement, historical examples show that technological progress has ultimately led to increased prosperity and specialization. Murphy acknowledges concerns about AI's potential runaway self-improvement but argues that even in scenarios where AI outpaces human capabilities, humans can still benefit from coexisting with AI. He advises considering investments in assets that AI cannot easily replicate, like land and physical resources. Murphy also touches on the potential impact of AI on cryptocurrencies like Bitcoin and the security of public ledgers in the face of AI advancements. Key Takeaways: Jason's editorial 2:04 Peeling back the layers of house prices 7:11 Rationalizing our decisions 9:21 GDP per capita Stats: Colombia vs. the US 10:21 Gross National Income per capita, geoarbitrage and the Hartman Comparison Index 13:02 RiteAid and Triple net leases 15:43 Join our zoom meeting August 31: owner financing as low as 2.99%. Sign up at https://www.jasonhartman.com/financing
Robert Murphy interview 16:46 AI and dangers it brings 19:10 Lost jobs and the convenience and prosperity AI creates 24:38 AI and "Free Trade" 27:54 When AI goes too far 29:25 Atoms vs. Bits- Invest in things that AI cannot mass produce in the future 33:25 Blockchains and AI https://www.bobmurphyshow.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2044__7__CW_HS_AMA_CI_-_Robert_Murphy_Part_1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 25 August 2023
Today's Flashback Friday is from episode 587, published last Oct 29, 2015. Jason does a solo episode on today's show and has a number of thoughts he'd like to share with the audience. Jason emphasizes the importance of leveraging not only our investments, but our business, and our biology too. He believes leverage is the key to success and talks on why leverage is so important. Jason also talks on Tony Robbins and his philosophy after attending his seminar last week.
Key Takeaways: 2:43 Today Jason will be diving into more general topics not necessarily related to investing. 3:53 What kind of resources does Jason read? 8:46 Books are too long! 10:06 Jason believes the three most important things in life are our business, biology, and investments. 12:36 Walking 10,000 steps is a pretty big accomplishment. 13:16 The focus of the Creating Wealth show is to gain leverage on our investments. 15:11 The self-driving car could change the location, location, location motto in real estate investing. 19:26 Jason talks about Tony Robbins. 23:11 Can you really decide to be happy? 25:36 What are we really focused on? 30:21 Jason shares his thoughts about the book Talent Code by Daniel Coyle. 32:41 The best way to learn how to be a real estate investor? Buy property! 35:31 Jason shares his thoughts on the book Disrupt Yourself by Jay Samit. 37:56 There's a website that can tell you if you're house is haunted. 41:21 Marijuana and Denver real estate. 43:41 Check out Jason's next events via his website. P.S The Orlando property tour is almost full.
Mentioned In This Episode: Tough Times Never Last, But Tough People Do! by Robert H. Schuller Talent Code by Daniel Coyle The Organized Mind by Daniel Levitin. Disrupt Yourself by Jay Samit. http://www.newser.com/story/214744/marijuana-having-big-impact-on-denver-real-estate.html
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2043_FBF_CW_587_-_Jasons_Stream_of_Consciousness_on_Tony_Robbins_Real_Estate_and_Books_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 23 August 2023
Jason talks about the increase in housing inventory in the United States, attributing it to housing affordability issues. Despite the increase, inventory is still lower than it was last year by around 10%. He also anticipated misleading headlines and disaster scenarios, dismissing them as fake news. He emphasized the need for understanding the dynamic nature of the market, and expressed appreciation for his audience's engagement and feedback. Furthermore, Jason discussed a special financing offer of 2.9% for a podcast or Youtube session, and presented a forecast of home prices for 2023, noting that he had correctly predicted the trend. He criticized those who spread doom and gloom narratives about the housing market, implying their advice may have led to significant financial losses in the past. Then renowned economist Harry Dent returns as he discusses key economic indicators, cycles, and market trends. He emphasizes the potential for a significant market downturn due to demographic shifts, overvalued real estate markets, and high levels of debt. Dent suggests investing in high-quality Treasury bonds (ETFs like TLT and ZMF) as a safe haven during potential market crashes. He also recommends being cautious with stock and real estate investments, as he anticipates a period of economic turbulence ahead. #EconomicIndicators #MarketTrends #Demographics #MarketDownturn #InvestmentStrategy
Key Takeaways: Jason's editorial 1:27 We love your comments! And keep those reviews coming as well 2:06 Housing inventory and affordability 4:18 Inventory is still lower YOY 7:05 LIVE Zoom meeting featuring an awesome financing deal. For more details. get on our mailing list today! 8:42 Chart: 2023 Year end home price forecast 12:13 Leverage Harry Dent Part 2 17:43 Chart: 2 Tech cycles per 45 years & 1 generational per 39 19:54 Chart: Current FED hike of 525bps already most since 1981 21:32 Chart: Russell 2000 triangle pattern ultimate sign of long-term 23:04 Chart: China's real estate crash keeps coming back 26:58 "You can't have a crash without distressed home owners" - Harry picks Jason theory apart 30:50 Standard of living is declining: buyers and renters just have to accept less 33:18 Work force and the death of southern Europe and east Asia and how America is far better off 35:57 Impact of technology and AI and the generational transfer of wealth 37:31 Some of Harry's action steps
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2042__7__CI_AMA_CW_HS_-_Harry_Dent_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 21 August 2023
2041: How the Recession Doomers Got the US Economy So Wrong, Harry Dent Predicts Weakening Economy & Potential Recession
In this episode, Jason welcomes bestselling author Harry Dent as a returning guest. Harry Dent, known for his bearish outlook on the economy, has appeared on the show multiple times over the years. The discussion revolves around whether Harry's long-held economic predictions are finally coming true. Jason highlights Harry's approach of studying demographics and predictable spending patterns, which he finds reliable. However, the complexity of the economy is acknowledged, with a humorous reference to economics being invented to make astrologers seem credible. The episode also promotes an upcoming cruise event and delves into an article from The Atlantic about the inaccuracy of recession predictions. The article explores factors like positive economic indicators, the role of the Federal Reserve, and the psychology of public perception. Ultimately, the episode concludes that economic forecasting is not a precise science, leaving the future of the US economy uncertain. #EconomicOutlook #HarryDent #Demographics #RecessionPredictions #Demographics #FederalReserve #EconomicForecasting Stay tuned for details regarding our upcoming 5 day Cruise on April 2024. Then renowned economist Harry Dent discusses the current state of the economy and his predictions for the near future. He highlights the impact of massive stimulus injections, printing money, and raising interest rates. Dent explains that the combination of the 5.2 trillion dollar stimulus and tightening monetary policy will likely lead to a significant weakening of the economy over the next year. He emphasizes the importance of understanding the lags in economic responses and suggests that by the summer or fall of 2024, the economy could be facing a deep recession or even a depression. Learn more about Dent's insights into economic cycles and technology trends.
Key Takeaways: Jason's editorial 1:28 About Harry Dent 2:46 Upcoming LIVE Cruise on April 2024 3:25 Article: How the recession doomers got the US economy so wrong Harry Dent interview part 1 10:59 Welcome Harry "The Bear" Dent 12:31 2007 Baby boomer peak spending 16:01 Immigration adjusted birth index and peak spending years for each generation 23:12 Chart: FED printed 44% more money in 2 years AFTER COVID than 2008 to2014 28:12 Is the future still deflationary?
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2041_7__CI_AMA_CW_HS_-_Harry_Dent_P1_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 18 August 2023
2040 FBF: Macroeconomic Consequences of Excessive Saving & China’s Mythical Middle Class with Author of ‘Unfair Trade’ Michael Casey
This Flashback Friday is from episode 515, published last May 13, 2015. Michael Casey is the author of The Unfair Trade and talks to Jason on how we can make international trade fair. Jason and Michael talk on how saving financially can hurt the economy as a whole, China's economy, job creation, and much more on today's episode. Jason would also like to remind his listeners that if you'd like to join the Venture Alliance, you can by going to http://venturealliancemastermind.com/.
Key Takeaways: 4:50 Always have an inspection in your properties. 14:13 Check out http://venturealliancemastermind.com/ if you'd like to join Jason's mastermind. 15:11 Jason welcomes Michael Casey to the show. 25:53 Saving excessively can be destructive to a nation. 34:58 China is very far away from creating a middle class economy. 38:08 Technology is moving so fast that we can not keep up with creating new job opportunities. 47:23 The problem with ObamaCare is that we already have socialized health care by default. 50:13 We have nationally-focused governments, but we need international organization for fair trade to work properly.
Mentioned In This Episode: http://venturealliancemastermind.com/ JasonHartman.com michaeljcasey.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2040_FBF_Macroeconomic_Consequences_of_Excessive_Saving__Chinas_Mythical_Middle_Class_with_Author_of_Unfair_Trade_with_Michael_Casey_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 16 August 2023
2039: Millennials' Homeownership Rate Analysis, Inventory Shortage, Interest Rates and the Road Ahead, Erin Sykes
Today, Jason discusses various topics, including his impressions of Medellin, Colombia, and observations about expatriates' perceptions of their new countries. He compares the US to other countries in terms of government interference, ease of doing business, and capital movement. He anticipates higher inflation due to shifting global labor markets and emphasizes the importance of the US as a safe haven for capital. He analyzes homeownership rates among different generations, debunking some misconceptions about millennials and real estate. Jason also touches on tragic events like wildfires in Maui and ongoing conflicts in Europe and Afghanistan. Jason then welcomes Erin Sykes, Chief Economist at Nest Seekers International, as they discuss the current state of the real estate market, focusing on high-end trends and the impact of interest rates. Erin shares insights into wealthy investors' behavior, the role of hard assets in the market, and the shift in mentality towards long-term real estate investments. Discover how different markets are responding to changes in inventory, mortgage rates, and economic stability. Learn about the resilience of certain cities and what the future might hold for the real estate landscape.
Key Takeaways: Jason's editorial 1:18 Some comments on Medellin, Colombia 4:25 Comparing governments with regards to business 7:08 The American hegemony 8:58 Nixon and the emerging inflation threat 11:37 Inflation induced debt destruction 12:23 The US consumer debt 14:46 Millennial vs. Gen X home ownership rates 21:05 Maui locals worry wildfires could worsen affordable housing shortages 23:17 Geopolitical news in Sweden and Afghanistan Erin Sykes interview 25:36 Jason welcomes Erin Sykes 26:36 What wealthy clients are saying right now 28:22 T.I.N.A - Is real estate the 'safe harbor' 30:44 Crypto and purchase cancellations 31:53 Businesses of the ultra-rich 34:02 Financing vs. leverage, date the rate- marry the house 37:33 FED raising rates one more time 39:55 Don't bet against New York City 42:57 A forecast on the real estate market 46:51 Mass migration and remote work
Mentioned: Listen to Jason's old episodes HERE.
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing: |
Mon, 14 August 2023
Jason discusses the state of the housing market from a scenic location in Medellin, Colombia. He highlights the remarkably low mortgage delinquency rates, the lowest since 1979, debunking predictions of market collapse. He contrasts today's median mortgage payments, even with rising interest rates, to those in 2011-2013 when prices were significantly lower. Hartman dismisses concerns about unemployment impacting the housing market, arguing that unemployment benefits can comfortably cover these low mortgage payments. And in part 2 of Dean Rogers' interview, Jason discusses the current state of the real estate market, focusing on the reasons why a housing crash is unlikely. He emphasizes that the market is not currently in a bubble, attributing this to factors such as solid lending practices, high-quality borrowers, low inventory levels, and strong demand for housing. He also points out that the shortage of entry-level homes, combined with the lack of distressed sellers and the equity that homeowners hold, makes a crash less probable. Furthermore, he discusses the multi-dimensional returns of income properties and predicts that mortgage rates may settle around 5% in the future. Overall, he suggests that the real estate market is stable and poised for continued appreciation.
Key Takeaways: Jason's editorial 1:27 Welcome from Medellin, Colombia 1:58 Lowest mortgage delinquency rates since 1979 3:41 Chart: Median monthly mortgage payment | Median home sale price 6:37 The wild card Dean Rogers interviews Jason Part 2 8:18 Rents for Single Family Homes are going up a lot more 9:02 There is no such thing as a "national housing market" 9:38 10 to 12 year cycle market crash 11:32 Chart: Percent of closed-end, first lien mortgages outstanding by interest rate 12:42 Chart: Percent of closed-end, first lien mortgages byd current loan to value 14:46 Chart: mortgage originations by credit score 15:45 US population growth 1990-2020 & the most important charts 16:07 Inflation adjusted house prices 3.6% below peak 16:26 Single Family housing units completed 17:38 PropertyTracker.com 19:32 There is very low inventory 20:01 Interest rates 26:01 The property has to make sense from the day you buy it
Mentioned: Debt: The First 5000 Years by David Graeber Grant's Interest Rate Observer https://www.grantspub.com/
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2038_CW_HotSeat_-_Jason_Hartman_INTERVIEWED_by_Dean_Rogers_P2_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 11 August 2023
Today's Flashback Friday is from episode 517 published on May 18, 2015. Jason talks on why the US real estate is vastly better than the European market and also answers a listener question from Pam. Gary Carmell is the author of The Philosophical Investor: Transforming Wisdom into Wealth. He talks to Jason on what is a philosophical investor, the reason why there was a 2008 real estate crash, inflationary pressure and much more.
Key Takeaways: Jason's editorial 6:43 The US real estate is still better than the Euro real estate for income investing. 17:46 Jason answers a listener question from Pam. Gary Carmell interview 21:11 Jason introduces Gary Carmell 23:36 What is the philosophical investor? 31:26 Jason breaks down the real estate market into three types: linear, cyclical, and hybrid. 39:46 Why does the typical institutional investor always go for the class A properties? 51:56 There isn't a lot of demand right now for burrowing money. 54:26 How does Gary feel about deflation?
Mentioned In This Episode: http://www.cwscapital.com/who_we_are/carmell.aspx
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2037_FBF_Gary_Carmell__From_Wisdom_to_Wealth_with_Author_of_The_Philosophical_Investor_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 9 August 2023
Jason Hartman discusses various topics related to the real estate market and mortgage debt service payments. He emphasizes the importance of taking a broader and longer-term perspective when evaluating economic and real estate trends. He highlights that while some might focus on recent increases in mortgage debt service payments as a percentage of disposable income, the current burden is still much lower than in previous years, indicating a favorable situation. He addresses Fannie Mae's recent profits and forecasts, noting that despite concerns about a potential recession, the housing market remains resilient. He highlights Fannie Mae's strong credit characteristics for mortgages, with a weighted average mark to market loan-to-value of 51%, indicating significant equity in properties. He also mentions the decreasing serious delinquency rate, showcasing the overall health of the mortgage market. Jason promotes a balanced perspective and urges viewers to avoid falling for sensationalist headlines. The content provides insights into the current state of the real estate market and mortgage industry, encouraging viewers to consider historical context and broader trends when assessing the market's outlook. Then in an interview done by Dean Rogers, Jason talks about how one can benefit from inflation and his trademark strategy "Inflation Induced Debt Destruction," inviting people to invest in the most "tax-favored asset class in America today": income property! #RealEstate #MortgageMarket #HousingTrends #LongTermPerspective Key Takeaways: Jason's editorial 1:33 Share your comments on the different platform especially Spotify! 2:54 Homeowners are experiencing the lowest interest rates- ever 3:46 Mortgage Debt Service Payments 7:16 Back up and look at the BIG picture 10:15 Fannie Mae's $5 Billion Profit in Q2, but still expects a recession Dean Rogers interviews Jason 14:41 Introductions, Malthus and the Crash Bros 18:23 The business plan of governments and central banks 20:59 Inflation Induced Debt Destruction 24:30 Income-Investment strength vs. Inflation 26:14 Reduced Supply: Few Sellers 30:10 Number of mortgages by interest rate
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2036_CW_HotSeat_-_Jason_Hartman_INTERVIEWED_by_Dean_Rogers_v1.mp3
Category:general -- posted at: 1:00pm EST |
Mon, 7 August 2023
2035: Housing Market Trends: Home Price Appreciation, Interest Rates, and Government Policies, Tobias Peter, American Enterprise Institute
Jason is in Salt Lake City, Utah, hosting The Collective Mastermind gathering with Ken McElroy and George Gammon. He gives us a short outlook on millennial and unemployment myths versus the housing market and its current shortage and why it is really good for income property investors! Then Jason welcomes Tobias Peter of American Enterprise Institute back to the show! Tobias and Jason discuss the challenges faced by the housing market due to low interest rates and the lack of supply of homes on the market. They argue that the market is in an unhealthy state due to the low supply and high demand, with buyers and sellers struggling to meet their needs due to a lack of inventory. Tobias suggests that the current supply-demand relationship is unhealthy and buyers should consider breaking back into the market if they want to avoid a market crash. The lack of housing supply is due to government policies like single-family detached zoning and environmental regulations, which have made it harder to build and find land to build. The current housing market has been under-building for 40-50 years. Tobias and Jason agree on the need to relax building standards and allow builders to build cheaper properties to provide affordable housing for low-income families. They also mention the benefits of equity accumulation for wealthy individuals and compare the bond market to the mortgage market, as higher interest rates make existing mortgages more valuable. #HousingMarketInsights #EconomicOutlook Key Takeaways: Jason's editorial 1:28 Welcome to Salt Lake City, Utah 2:08 Busting the Millennial myth 3:37 Pure optimism from a home builder; not much competition from the resale market 4:31 Myth about the unemployment effect on housing supply 6:45 Unemployment insurance and mortgages Tobias Peter interview 8:47 Welcome Tobias Peter of the American Enterprise Institute 9:29 A generally bullish outlook on the economy as YOY Home Price Appreciation (HPA) accelerates 11:56 The housing Supply-Demand Relationship and issues that affect the market 20:07 Policies that seek to do away with foreclosures and institutionalize forbearance 21:33 Fannie Mae and Freddie Mac loans 23:36 Year On Year HPA by Metro- 60 Largest: Linear vs. Cyclical Markets 25:24 Evidence of permanent mortgage rate buydowns by the largest builders 28:27 Modern Finance Theory (MFT) 32:03 Allow builders to build 37:43 California's homeless problem 41:23 The future is inflationary- a bullish view on the economy
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2035_CI_AMA_AIPIS_CW_-_Tobias_Peter_AEI_v1.mp3
Category:general -- posted at: 1:00pm EST |
Fri, 4 August 2023
2034 FBF: Pay Close Attention to The Millennial Demographic with Mark Fleming - Chief Economist at First American
This Flashback Friday is from episode 535 published last June 29, 2015. Mark Fleming is the Chief Economist for First American Financial Corporation. He has been a trusted voice with over 20 years of experience in the mortgage and property information business. Mark talks on the housing collapse, where the housing market is today, and why you should pay attention to the Millennial and Baby Boomer market.
Key Takeaways: Jason's editorial 6:23 Jason does the math on a high-end property in a cyclical market versus a lower-priced property in a linear market. 12:26 Owning five diversified properties is much better than owning one expensive property. 18:11 If you want to be green, be a cash flow investor. Mark Fleming Interview 20:31 Jason introduces Mark Fleming. 23:51 Before the recession, there was a lot of incentive to flip homes as oppose to buying a home to live in. 26:26 Texas, the Dakotas, and Oklahoma are considered the energy states and currently have a good real estate market. 29:01 Mark talks judicial versus nonjudicial foreclosures. 36:56 Pay attention to where Millennials want to live and where Baby Boomers want to retire. 45:26 Mark believes Millennials might marry later, but they will still have a high marriage rate. 48:16 We may see a major shift in housing when Millennials are in their mid 30s. 51:46 What should the home-ownership rate be? Mark believes 65% is the magic number.
Mentioned:
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2034_FBF_Pay_Close_Attention_to_The_Millennial_Demographic_with_Mark_Fleming_-_Chief_Economist_at_First_American_v1.mp3
Category:general -- posted at: 1:00pm EST |
Wed, 2 August 2023
2033: Inflation, CBDC's, and the Future of Real Estate - Expert Analysis and Strategies for Investors, John Williams Part 2
Today, Jason discusses an article about Fannie Mae, a government-sponsored entity, which reported a significant profit increase and expects a 3.9% rise in home prices despite a looming recession. He emphasizes the resilience of the housing market and how first-time homebuyers are still active despite rising home prices and decreased affordability. The low delinquency rate, high credit scores, and significant down payments reflect the strong state of the housing market. Jason also teases upcoming content on rental income trends. Then Jason finishes his interview with John Williams. They discuss various economic and real estate trends, including the impact of regulations on housing markets. They also touch on central bank digital currencies (CBDCs) and their potential surveillance implications. The conversation delves into the inflationary environment and how it might affect property owners and investors. The hosts emphasize the importance of having options and diversification in the face of changing economic landscapes. Additionally, they mention the potential conversion of office buildings into homeless shelters, which could impact downtown property values and businesses negatively. Overall, Jason and John provide insights into the current economic climate and offers advice on how to navigate the challenges ahead. Key Takeaways: Jason's editorial 1:25 This is why we do this 2:14 We're in Salt Lake City for The Collective Mastermind 2:36 Article: Fannie Mae notches $5B in Profits in Q2, but still expects a recession 5:58 Lifestyle compromise and FICO score of 752 9:32 Serious delinquency rates 11:01 Fannie Mae's net worth John Williams interview 12:00 California building 2.4M new houses 15:27 A broader view of the economy and some action steps one can take in light of it 18:04 Surround yourself with the right people 19:12 Central Bank Digital Currencies 20:51 FedNow® and the long arm of America 25:54 Inflation and the cost of rent 28:13 Office building conversion to residential 32:02 Accidental landlords and the problem of low housing inventory
Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: Free Mini-Book on Pandemic Investing:
Direct download: 2033_CW_AMA_AIPIS_-_John_Williams_Part_2_v1.mp3
Category:general -- posted at: 1:00pm EST |