Today's Flashback Friday is from episode 339, published last September 18, 2013.

Karl Denninger is a technology expert and businessman, finance blogger, political activist and is sometimes referred to as a founding member of the Tea Party movement. Denninger was also the founder and CEO of MCSNet in Chicago.

Denninger is a founding contributor to the libertarian-oriented finance blog The Market Ticker, found at http://market-ticker.org. He uses his blog to levy harsh criticism of the criminal element who are wrecking the global financial system. In the aftermath of the March 2008 collapse of Bear Stearns, he founded the website Fed Up USA. He came to national attention for the criticisms of the Emergency Economic Stabilization Act of 2008 which he posted on Fed Up USA in September that year. Of special concern to Denninger was the over-the-counter trading of credit default swaps, as well as the high leverage of financial institutions; his objections to the bailout plan stemmed from the fact that it did not address either of these issues. He has also spoken out against high-frequency trading, particularly in the aftermath of the 2010 Flash Crash.

As a publicly outspoken and early member of the Tea Party movement, Denninger is sometimes referred to as a founder. On January the day of President Obama's first inauguration, he published a blog post calling on readers to mail tea bags to the White House and Congress on February 1st, echoing a suggestion by a commenter on one of his earlier blog posts. However, Denninger later expressed concern with the Tea Party movement, specifically that establishment Republicans had hijacked it and perverted its original goals.

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else http://JasonHartman.com/Fund

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Contact our Investment Counselors at: www.JasonHartman.com

Watch, subscribe and comment on Jason’s videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos

Free white paper on the Hartman Comparison Index™

Guided Visualization for Investors: JasonHartman.com/visualization

Jason’s videos in his other sites:

JasonHartman.com/Rumble

JasonHartman.com/Bitchute

JasonHartman.com/Odysee

Today, Jason comes to us from Salt Lake City from the back of one of his favorite vehicles- a minivan! He talks about mortgage and interest rates and how buyers are simply accepting less, based on their current economic status. He also invites all listeners to join the mentoring program to be held in Jacksonville Florida. This will be an intensive 3-day program where you will learn how to find and buy properties, WHOLESALE!

Then he welcomes back Galen Hair, an aggressive and relentless litigator. He is licensed in multiple states and boasts clients from around the world. With large wins both at home and across the country and an impressive record of favorable results, Mr. Hair gained a reputation for getting the job done both inside and outside the court room early on in his career.

Galen discusses insurance fraud, multi family policies, penalties and punitive damages and more! Listen in and find out how to make sure you get what you are owed based on your policies!

Watch the video in Jason's YouTube channel.

Key Takeaways:

Jason's Editorial

1:03 My favorite vehicle

3:25 FOMO, mortgage rates and signs that the market is cooling down

6:28 Buyers simply accepting less

7:21 Jason's speaking itinerary

8:13 Announcing the winners of the Amazon $50 raffle giveaway and Jason's theory of relativity

CTRS and Viepe33, you have 30 days to claim your prize. Please go to JasonHartman.com/Ask 

Today Jason is at the MGM Grand in Las Vegas and gives a report of how awesome the conference was, how he learned new things when doing both live and live streams, how the crowd loved hearing about the Hartman Comparison Index and much more updates. He also invites all investors to join the 3 day small group mentoring program in Jacksonville Florida! Just go to JasonHartman.com/Wholesale to secure your spot!

Jason also hosts Galen Hair of InsuranceClaimHQ.com. Galen M. Hair, an aggressive and relentless litigator, is licensed in multiple states and boasts clients from around the world. With large wins both at home and across the country and an impressive record of favorable results, Mr. Hair gained a reputation for getting the job done both inside and outside the court room early on in his career.

He focuses not only on the litigation in front of the client, but the long term personal and business effects that his clients’ issues will cause. Viability is key and no small victory is worth it if the client is put in a more detrimental position. With both large firm and boutique firm experience, he combines a large firm comprehensive approach to a small firm low-cost model to achieve impressive results with minimal financial expense. His clients are family to him and it shows.

This unwavering success to continual improvement has led him to be named as a Super Lawyer Rising Star, a Top Lawyer by New Orleans Magazine, the Pro Bono Publico Award and numerous other accolades.

Today's Flashback Friday is from episode 405 released last Aug 27, 2014.

Jason guides you through his process for how to read a property Pro Forma.

Key Takeaways:

1:03 Jason introduces Episode #405
4:20 Jason plays a video on how to read a property pro forma
17:22 Jason discusses the extremely important financial indicators section
25:23 Find out more at www.jasonhartman.com

The times, they are a changin! Today Jason calls for The Great Transition- not the gender kind, but in the housing market! Listen in to find out more. 

He also shares the latest information of the HCI- the Hartman Comparison Index, with new data up to this year's first quarter. So when you compare prices of today's mortgage rates, compare it with rates that are inflation adjusted, according to government inflation rates. And even better, compare it with the rates from Shadowstats.com to see the REAL housing mortgage rates!

Jason also continues his talk with Lawrence Yun, Chief Economist for the NAR, the National Association of Realtors, in which they discuss more about the housing market and its many facets.

Watch the Lawrence Yun video HERE. 

GIVEAWAY ANNOUNCEMENT! Weekly Amazon gift card giveaway raffle!

Comment on one of Jason's YouTube videos and/or leave a review for his Creating Wealth Show Podcast to be entered into a random drawing. Two winners weekly! Comment on this video and leave a review here: https://podcasts.apple.com/us/podcast...

Giveaway Rules: NO PURCHASE NECESSARY TO ENTER. Must be 18 years or older and a U.S. Resident. Void where prohibited. This promotion is in no way sponsored, endorsed or administered by, sanctioned, or associated with YouTube. Winners announced weekly and have 30 days to claim prize.

Key Takeaways:

Jason's Editorial

1:13 The Great Transition

2:24 Hot off the press- the new Hartman Comparison Index data

5:39 Mortgage payment versus inflation-adjusted mortgage payment

8:16 Shadowstats.com, measuring inflation- the old way

9:37 A note on mortgage rates

12:36 Join our 3 day WHOLESALE mentoring workshop in Jacksonville, Florida. Go to JasonHartman.com/Wholesale for more information

17:14 HCI: the mortgage payment priced in gold and in oil

22:27 The raffle winners of the $50 Amazon gift card giveaway are Al Parun and LoverBoy302. You have 30 days to claim your prize. Just go to JasonHartman.com/ask

24:16 Get more data at Hartman Comparison Index™ and join us at Jacksonville for the Wholesale mentoring program

Lawrence Yun Interview Part 2

25:18 Getting to an even level

25:29 NARs chart on housing starts

27:56 Builders are not building entry level homes

30:29 Are we going to have a housing shortage for many, many years to come?

32:52 Boom in the home improvement industry

34:18 Possible inventory adjustment due to recent events

36:50 Job and housing market correlation

38:55 Multiple bids on rental units among renters

39:48 Do you see large investment companies continuing to buy more properties over the coming years?

42:13 There is a labor shortage across America

43:17 Increasing number of realtors

45:37 Increased home sales, increased prices but not increased ownership

Today Jason talks about the housing market, the potential bubble and the income ratio versus house prices! See how the US housing market is much better compared to other countries!

Furthermore, Jason Hartman explores the latest housing market data with returning guest Dr. Lawrence Yun, Chief Economist and Senior Vice President of Research at the National Association of Realtors®. The Federal Reserve has raised the interest rate only one time this year, yet we see how fast the mortgage rates are rising. However, if one looks at the past history, you can see that at times when the Fed aggressively raised interest rates, the mortgage rate barely budged. So is it possible that most of the mortgage rate increases this year may have already occurred? Will any further jacking up of the interest rate by the Fed necessarily have any meaningful impact on mortgage rates? According to Dr. Yun, the wildcard here is inflation and whether or not it continues to rise due to unforeseen events currently happening around the world.

Lawrence Yun is Chief Economist and oversees the Research group at the NATIONAL ASSOCIATION OF REALTORS®. He supervises and is responsible for a wide range of research activity for the association including NAR’s Existing Home Sales statistics, Affordability Index, and Home Buyers and Sellers Profile Report. He regularly provides commentary on real estate market trends for its 1.4 million REALTORS®. Dr. Yun received his undergraduate degree from Purdue University and earned his Ph.D. from the University of Maryland at College Park.

Key Takeaways:

Jason's editorial

1:38 Introducing Lawrence Yun, Chief Economist and Senior Vice President of Research at the National Association of Realtors

2:24 And the winners of this week's raffle giveaway are... listed below!

3:16 Is there a housing bubble? An extremely hot market and a decline in standard of living

7:30 Home builders, buyers and interest rates

11:38 Clueless, clickbait and Facebook fact checkers

13:30 Quote of the day

16:24 Housing affordability is getting worse

18:16 Please write your review and comment on our YouTube channel! And join The Collective Mastermind  and the WHOLESALE mentoring program in Jacksonville, Florida. To join just go to JasonHartman.com/wholesale

Lawrence Yun Interview

19:45 Welcome returning guest Lawrence Yun,

20:19 How long can this red hot housing market continue?

21:38 What does this mean for first time home buyers?

24:38 The cost burden has increased because of the home prices, but not in terms of the mortgage rate

27:04 What are the current housing inventory levels?

30:28 MLS - contingent and pending sales

31:35 Defining a balanced market

33:42 Will the market cool off with these higher rates?

35:00 Further interest rate hikes by the Fed may not have any meaningful impact on the mortgage rate

38:18 You can now buy a $1M home with an FHA loan in some areas

41:26 Ken McElroy invites you to join The Collective Mastermind

Here are the Jason Hartman Giveaway winners – week of April 11, 2022. Thank you to everyone who participated! Leave comments on Jason’s YouTube Channel and reviews for The Creating Wealth Show for more chances to win weekly gift card giveaways! Claim your prize within 30 days at JasonHartman.com/ask.

YouTube – Al Parun

Creating Wealth Show Podcast – LoverBoy302

Today’s a Flashback Friday and a 10th episode! This one is from episode 710, first published last August 8, 2016.

Bruce Weinstein Ph.D. is the President and CEO of The Ethics Guy. He is a contributor to Bloomberg Businessweek Management blog and Fortune Magazine’s Leadership Channel online. He became enamored with Plato’s Republic, especially Plato’s allegory of the cave which led him down the path of philosophy. Today, Bruce helps people determine which qualities they should develop for their careers, companies to test the character of possible employees and employees to align their goals with their company’s mission statement and core values. He is the author of several books including Ethical Intelligence: 5 Principles for Untangling Your Toughest Problems at Work and Beyond and The Good Ones: 10 Crucial Qualities of High Character Employees. 

Key Takeaways:

Jason’s Editorial:

3:42 Jason summarizes the concepts of Steven Covey’s character ethic and the personality ethic.

11:30 A long time ago, your individual code of ethics could give you a long-term, sustainable business today but not today. 

13:21 Information about the Software event and the Venture Alliance trips in September.

Dr. Bruce Weinstein Guest Episode:

16:49 Bruce was blown away by how dramatic and entertaining philosophy was when reading Plato’s Republic that he decided to make his career in it.

20:45 Bruce’s opinion about the business world and whether it is it more or less ethical than 20 or 30 years ago?

25:06 What are the are two approaches to doing ethics in a person’s life?

30:25 A CEO told 60 minutes last year, businesses hire for competence but fire for character.

32:25 Bruce’s new book, Ethical Intelligence includes tips for evaluating a person’s character- during an interview.

38:24 Do large companies value ethics beyond the legal requirements?

40:42 Successfully multi-tasking at more than one thing at a time is a technology driven myth.

48:14 Send Bruce Weinstein an email describing what you believe to be the most important quality of an employee is will receive a free audio book.

Mentioned in This Episode:

Jason Hartman

Jason Hartman Events

Venture Alliance Mastermind

The Ethics Guy

Ethical Intelligence: Five Principles for Untangling Your Toughest Problems at Work and Beyond

We are swimming- and drowning in data! Today Jason shows us some charts which could give us insight into the question: is it better to own a home or rent one? But remember, the numbers don't tell the whole story so treat the data as a "benchmark."

He also talks about how Walmart's move to pay their truck drivers $110k a year and the ramifications that will have on an already competitive the market place. 

He is then joined by Daniel Kwak, half of the Kwak Brothers to discuss the millennial investing mindset!

Key Takeaways:

Jason's Editorial

1:16 We're drowning in data

3:06 Join us in Dallas for a Collective Mastermind event. Go to TheCollectiveMastermind.com

4:17 Chart: Is it better to rent or own? Condo Co-op

7:42 Chart: Is it better to rent or own? Single Family Homes; Seeing these as benchmark components

10:21 The "rent versus mortgage rate" numbers are getting closer

11:11 The John Burns chart disagrees; but there are so many things they don't tell us

13:49 Join our raffle. Just leave a YouTube comment and/or apple podcast review to win a $50 Amazon gift card!

15:10 Walmart's supply chain plan: pay its truck drivers $110k- its effects on the economy

18:22 Inflation Induced Debt Destruction

Daniel Kwak Interview

19:01 Welcome Daniel Kwak

20:00 Daniel Kwak's insight into the way Millennials engage with money and investing especially after the Great Recession

22:25 Millennials prefer experiences to things

24:07 AMC and Gamestop short selling and meme cryptos

26:27 Psychology of the millennial investor

27:58 Boomers and the wealth transfer

30:04 The utility of NFTs

31:32 Pros and cons of real estate vs digital assets

33:40 What will millennials do with their inherited money?

35:04 Co-living real estate trend - is it viable?

37:38 Find Daniel at TheKwakBrothers.com

Tangent alert right off the bat! Coco must have been a cow in her past life because she moos like one!

Today, Jason welcomes economist Laurence Kotlikoff as they talk about the US government's $220 TRILLION debt, it's UNFUNDED mandates and the consequences it will have on our economy. Watch Jason's video interview HERE. But don't tell Laurence he went to a Trump rally in Mar-a-Lago, and that he got to shake hands with "the Donald!" 

Jason then shares a chart showing the history of inflation rates versus mortgage rates. 

Here are the Jason Hartman Giveaway winners - week of April 4, 2022. Thank you to everyone who participated! Leave comments on Jason's YouTube Channel and reviews for The Creating Wealth Show for more chances to win weekly gift card giveaways! Claim your prize within 30 days at JasonHartman.com/ask. 

YouTube - All Nighter Heider

Key Takeaways:

Jason's editorial

1:54 Introducing today's guest, Laurence Kotlikoff

4:17 Mar-a-Lago event

6:32 Mortgage interest rate prediction

10:40 Raffle winners

Todays Flashback Friday is from episode 659 published last April 13, 2016.

Jared Lichtin is a real estate investor and podcaster who previously worked as a lawyer for the oil and gas industry in Appalachia, near his home in Northwest Ohio. He realized the uncertainty of his work in titling and deeding properties for the volatile industry and decided to start flipping houses. His first few projects proved profitable so he continues to buy and flip and then podcast about it. He shares his insider information about what to watch out for when investing in the oil and gas industry.

Join us in Jacksonville for a property tour before the Jekyll Island Venture Alliance trip.

Key Takeaways:

Jason’s Editorial:

[2:36] At 16, Jason decided to create abundance in his life through investing in income properties aka packaged commodities.

[7:36] Are the Saudi’s or the US behind the current artificially low oil prices? Here are 2 theories.

[12:45] Agency financing, through Fannie Mae and Freddie Mac, allows you to finance more than 10 properties at a great interest rate for 30 years.

Jared Lichtin Guest Interview:

[18:40] Jared graduated law school, worked for a law firm for the oil & gas industry and then started flipping houses after he noticed problems in the oil & gas market.

[23:15] How can you title, deed and will your oil & gas investments to others?

[28:01] Oil & gas investments are risky because there is nothing preventing the political landscape or environmental laws from changing.

[34:53] The exploration and production side of oil & gas companies is a seismic process which is technologically advanced and extremely volatile.

[37:18] It’s practically impossible to go wrong investing in real estate?

[44:03] Summary and contact information for Jared

Mentioned in This Episode:

Jason Hartman

Holistic Survival Show

Flip Podcast

@JaredLichtin on Twitter

Here are the Jason Hartman Giveaway winners - week of March 28th, 2022. Thank you to everyone who participated! Leave comments on Jason's YouTube Channel and reviews for The Creating Wealth Show for more chances to win weekly gift card giveaways! Claim your prize within 30 days at JasonHartman.com/ask. 

YouTube - Zen Economics

Then Jason continues his interview with Jeff Snider, Head of Global Research for Alhambra Investments, as they discuss the HIDDEN Monetary System Running The World.

Jason recaps the JHU virtual event; you can also get the recordings! You are also invited to join The Collective Mastermind. He also talks about the EURO DOLLAR and how our economy and real estate investments are affected by this hidden monetary system. But first he talks about institutional investors, the price of rents going up and the construction cost index!

Jason then interviews Jeff Snider, Chief Investment Strategist and Head of Global Research at Alhambra Investment Partners. Consumer prices and asset markets have created the illusion of a red hot economy, but according to Jeff, the bond market has been telling us what's been wrong since 2008. Jeff shares with us some incredible data that shakes up traditional thinking and gives us his insights on the Federal Reserve, interest rate hikes, monetary policy and money printing and the correlation between the yield curve and treasury markets. Jeff also gives an in depth explanation of the hidden monetary system running the world. Even though most people have probably never heard the term Eurodollar, it has undertaken the functions of the global reserve currency and it did so a very long time ago as an ​​offshore currency market. The Eurodollar was developed on its own without government or individual private effort outside of every country's regulatory regime.

Key Takeaways:

Jason's editorial

1:31 Introducing the Euro Dollar

2:52 The FED's unholy alliance with the US government

6:16 A shadow banking system

7:04 JHU Live and Virtual recap; you can also get the recordings

9:06 Join The Collective Mastermind in Dallas, Texas

10:33 Prediction of Rents

11:52 Investors buy 33% of all the homes in the US

14:30 Construction Cost Index

Jeff Snider Interview

17:15 Meet Jeff Snider, ​​head of Global Research for Alhambra Investments

17:58 What is the Eurodollar?

20:31 Reserve currency system

23:31 Significance of the Eurodollar

25:40 Influence of the Eurodollar on interest rates

26:38 The Treasury market actually sets most credit rates around the world

27:18 High rates and tightening - Alan Greenspan

30:18 Seeing what the Treasury yields are reflecting to understand what will happen next

32:43 Yield curve inversion

35:13 Alan Greenspan and “irrational exuberance”

The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you’re on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets.

Watch, subscribe and comment on Jason’s videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos

Free Mini-Book on Pandemic Investing: PandemicInvesting.com

Jason’s TV Clips: Vimeo.com/549444172 

CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect

What do Jason’s clients say?: JasonHartmanTestimonials.com

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com

Free white paper on the Hartman Comparison Index™ 

Guided Visualization for Investors: JasonHartman.com/visualization

Jason’s videos in his other sites:

JasonHartman.com/Rumble

JasonHartman.com/Bitchute

JasonHartman.com/Odysee

Get your tickets to JHU- Jason Hartman University today, April 1 & 2, Friday and Saturday. Go to JasonHartmanLive.com NOW!

Today's Flashback Friday is from episode 821 published last April 24, 2017.

Big data is here, it’s there, it’s everywhere. Real estate investors should use it to their advantage. Tenants credit scores are easy to access and just a click away. In this episode, Jason unpacks recent headlines which paint a picture of the state of the economic mindset in the U.S. Articles about the future of the insurance industry, your 401k account and the current value of the housing market are all scrutinized and analyzed. He also offers up some recommended reading to those worried about the state of the environment.

Key Takeaways:

[02:28] Newser article The Key to Easy Life Insurance, a Selfie? describes the future of the insurance industry.

[11:45] Jason's secret to aging well.

[14:19] Jason remarks on the Wall Street Journal article Grab Your Pitchforks America Your 401k May Need Defending From Congress.

[20:11] Recommended books on energy and environmentalism.

[20:56] RealtyTrac article Are We Headed Towards Another Bursting Housing Bubble in 2017?

[29:40] Headlines on the RealtyTrac site are telling about the state of the union.  

Mentioned in This Episode:

Jason Hartman

Creating Wealth Ep.#165 with Tony Alessandra

Longevity and Biohacking Show

RealtyTrac

Venture Alliance Mastermind

3 Dimensions of Real Estate  

Articles & Books

The Key to Easy Life Insurance, a Selfie?

Grab Your Pitchforks America Your 401K May Need Defending From Congress

Smaller, Faster, Lighter. Denser, Cheaper: How Innovation Keeps Proving Catastrophists Wrong by Robert Bryce

The Bet by Paul Sabin

Are We Headed for Another Bursting Housing Bubble in 2017?

The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you’re on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets.

Watch, subscribe and comment on Jason’s videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos

Free Mini-Book on Pandemic Investing: PandemicInvesting.com

Jason’s TV Clips: Vimeo.com/549444172 

CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect

What do Jason’s clients say?: JasonHartmanTestimonials.com

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com

Free white paper on the Hartman Comparison Index™ 

Guided Visualization for Investors: JasonHartman.com/visualization

Jason’s videos in his other sites:

JasonHartman.com/Rumble

JasonHartman.com/Bitchute

JasonHartman.com/Odysee

Get your tickets to Jason Hartman University LIVE & VIRTUAL, April 1 & 2 today! Go to JasonHartmanLive.com NOW! 

You are also invited to join a fund raising event in Trump's exclusive Mar-a-Lago resort on April 7, Thursday for a gubernatorial candidate that former President Trump has endorsed. We have a few tickets left with an awesome 70% discount for family and friends. Former President Trump will be speaking at the event as well. Go to JasonHartman.com/Ask and one of our investment counselors will send you a special link so you can purchase a ticket to that event!

See you there!

The WEALTH TRANSFER is happening FAST! Protect your financial future now! Did you know that 25% to 40% of all dollars ever created were dumped into the economy last year???  This will be devastating to some and an opportunity to others, be sure you’re on the right side of this massive wealth transfer. Learn from our experiences, maximize your ROI and avoid regrets.

Watch, subscribe and comment on Jason’s videos on his official YouTube channel: YouTube.com/c/JasonHartmanRealEstate/videos

Free Mini-Book on Pandemic Investing: PandemicInvesting.com

Jason’s TV Clips: Vimeo.com/549444172 

CYA Protect Your Assets, Save Taxes & Estate Planning: JasonHartman.com/Protect

What do Jason’s clients say?: JasonHartmanTestimonials.com

Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else:  JasonHartman.com/Fund

Call our Investment Counselors at: 1-800-HARTMAN (US) or visit JasonHartman.com

Free white paper on the Hartman Comparison Index™ 

Guided Visualization for Investors: JasonHartman.com/visualization

Jason’s videos in his other sites:

JasonHartman.com/Rumble

JasonHartman.com/Bitchute

JasonHartman.com/Odysee