Fri, 25 November 2016
Jason shares an abridged real-world Portfolio Makeover™ and some thoughts on empire building. Investment Counselor and Area Manager, Lynda Mulley, asks a common client question and Jason interviews a prior guest from episode #29, Chartered Financial Analyst and Finance MBA, Daniel Amerman, on winning through inflation and creating wealth with prudent debt. Learn how the “Three Boxers” fight with powerful economic forces and who wins in the ring. |
Wed, 23 November 2016
Jason’s guest on this podcast is a future Venture Alliance Speaker, Charles Goyette. Mr. Goyette is the author of Red and Blue and Broke All Over: Restoring America’s Free Economy and the New York Times bestseller, The Dollar Meltdown: Surviving the Impending Currency Crisis with Gold, Oil and Other Unconventional Investments. During today’s discussion, his new book, Empire of Lies, the future Trump presidency, Hillary’s love of war and the total worldwide upheaval which came as a surprise to the establishment America are dissected and examined. Key Takeaways:[2:18] Charles Goyette will be a speaker at our Venture Alliance Weekend in Phoenix. [4:08] Do you know about the upcoming Meet the Masters 2017 in January in Irvine, California. [7:31] Be sure to check out Freecourt.com is an online dispute resolution platform. Charles Goyette Guest Interview: [10:56] Charles is happy to see the worldwide rebellion against the prevailing establishment. [12:22] Charles new book, Empire of Lies, addresses how people had no idea the recent upheaval was coming. [17:14] The American Government and the Office of the President have become dictatorial regimes. [20:40] With Trump you get two sides of everything, he is very impulsive and isn’t familiar with many aspects of the economic system. [23:34] David Stockton’s book tells of a government staffed with people who were only concerned with self-interests. [28:20] Hillary never met a war she didn’t like. [31:38] Three items to keep your eye on with regard to Trump economics. [39:38] The problem with the concept of free trade in America. [44:25] Trump knows how to get stuff done. [48:34] How to stay in contact with Charles Goyette Mentioned in This Episode:Register for Meet the Masters before 11/25/2017 for early bird pricing
Direct download: CW_756_Charles_Goyette_-_What_Trump_Means_For_Investors__The_World.mp3
Category:general -- posted at: 8:53pm EDT |
Mon, 21 November 2016
Jason’s guest James Dale Davidson is the co-founder of Agora Publishing, the Founder of the National Taxpayer’s Union, co-editor of Strategic Investment for the Sovereign Society and founder of Newsmax. He is the Author of the best selling books Blood in the Streets: Investment Profits in a World Gone Mad, The Sovereign Individual: Mastering the Transition to the Information Age, The Great Reckoning: Protecting Yourself in the Coming Depression and his new release, The Breaking Point: Profit from the Coming Money Cataclysm. Mr. Davidson foretells of an impending, marketplace disaster which will happen in this lifetime. He credits the Obamacare, Chinese ghost cities and fictitious capital. He shares this information because he believes it is important for people to understand what will happen so they can create a new life in a new environment. Key Takeaways:James Dale Davidson Guest Interview: [1:50] James Dale Davidson believes the current business model and social contract which supported it is kaput in the Western Civilization. [6:27] Trump may have been voted in because of the life expectancy of middle-class white voters has dropped. [9:43] What’s next for the economy under a Trump presidency? [10:57] The Breaking Point looks at the symbiotic relationship between the drug companies and the food industry. [14:49] The US needs someone with business savvy to improve the quality of decisions made in politics. [18:30] Bernie Sanders reminds James Dale Davidson of Karl Marx. [20:32] When fictitious capital is created it goes to people with collateral. These people can borrow money for almost nothing. [27:56] Jason asks “Why not just kick the can down the road forever?” Mr. Davidson tells us why it’s not a good idea. [31:52] The Chinese have used more cement from 2011-2013 on ghost cities than the US spent on cement in the entire 20th century. [37:57] Most of the copper used by the Chinese came from Chile. [41:18] The probability of a very severe crack-up, the biggest in history, will be coming in our lifetime. Mentioned in This Episode: |
Fri, 18 November 2016
Harry S. Dent, Jr. is an American financial newsletter writer. His 2009 book, “The Great Depression Ahead”, appeared on the New York Times Bestseller List. |
Wed, 16 November 2016
Guest, Kenneth D. Campbell is the founding partner, managing director and former chairman of Investment Policy Committee and ING Clarion Real Estate Securities, Founder of Realty Stock Review which was the first investment newsletter on real estate investment trusts (REITs), co-author of the best selling and first full length book on REITs, The Real Estate Investment Trust: America’s Newest Billionaires and author of the new book, Watch that Rat Hole and Witness the REIT Revolution. Kenneth has a history of dealing with the financial elite and is considered an expert in this type of investment vehicle. . Key Takeaways:[1:49] Depositions and the US Legal System are the closest thing to Hell in the civilized world. Kenneth D. Campbell Guest Interview:[5:43] Eisenhower brought Real Estate Trusts to life in 1960 with the intention of receiving pass-through tax treatment on real estate. [7:50] Wall Street became infatuated with the Mortgage REITs group. [11:58] Currently, the stock market is exuberant on the future of the real estate market. [12:54] Millennials want to live in cities with a broad range of services available to them and they prefer to rent and this is what is driving the apartment market. [18:23] In the 1980’s, Kenneth D. Campbell hob nobbed with the financial elite including Carl Icahn, Michael Milken, Warren Buffet, etc. [26:59] The IRS has just tightened the strings of spinning off real estate into REITs. [29:20] Brexit will slow new construction in London for the next few years and NYC may get a lift in becoming the financial capital of the world. [32:42] Kenneth believes real estate holds great value for people. [35:08] How to find out more about Kenneth D. Campbell or sign up for his newsletter. Mentioned in This Episode: |
Mon, 14 November 2016
CW 752 - Daren Blomquist - Trump & Real Estate Investors, RealtyTrac ATTOM Data, Housing News Report
Daren Blomquist is a Senior VP at ATTOM Data Solutions and the Executive Editor of ATTOM’s award-winning Housing News Report. This is Daren’s second visit to the Creating Wealth podcast. He joins Jason to discuss the new President-Elect, Donald Trump, what Trump’s future presidency will mean for real estate investors, the economy and the regulatory issue’s which bogg the current market. Key Takeaways:[1:43] What does a Trump presidency mean for real estate investors and the US economy? [5:55] The wage problem is causing affordability issues. [8:46] In the real estate market lower interest rates create a bubble. . [11:33] The rising house prices are unsustainable and home ownership rates are at 50-year lows. [15:43] Wouldn’t it be nice if Trump repealed Dodd-Frank? [19:11] ATTOM’s Housing News Report article reveals big banks are leaving the mortgage business. [20:16] October 2016 shows a month-over-month increase in foreclosure activity. [24:29] Trump’s promise to invest in the infrastructure in rust belt cities will benefit real estate investors. [25:36] Creating Wealth listeners get the award winning Housing News Report free for one year if they email marketing@attomdata.com Mentioned in This Episode: |
Fri, 11 November 2016
Trump supporters like the fact that he is politically incorrect. Average Americans are speaking up and they want a hard ass in the White House. They are tired of the trouble making, intolerant progressive democrats who know nothing of economics. They may be in search of a man similar to Ronald Reagan, like Donald Trump. Both former president and possibly future president speak in generalities because it is their job to lead, not to be the experts. Trump will use the American military when it is needed to serve the best interests of the American public. Jason’s guest, Jeffrey Lord says Obama’s presidential leadership is considered weak among international leaders and it is putting America in jeopardy. |
Wed, 9 November 2016
Kare Anderson is Jason’s guest on this amazing interview about the dynamics of human communication. Kare is an Emmy award winning journalist who has previously reported for both NBC and the Wall Street Journal. She is a columnist for Forbes, the Huffington Post and her published works have 5-star reviews from verified readers. She founded Annie’s Homegrown and is currently active on 9 political action committees. Her blog posts and TEDx talks draw attention to the power of connective behavior and captivate international audiences. Key Takeaways:[1:28] The majority has spoken in favor of Trump. The politics of race, gender and unification have yet to be addressed. [7:14] Are our RINO’s galloping towards Socialism? [9:44] Controlling the borders and nullifying trade agreements will increase American wages. Kare Anderson Guest Interview: [13:18] What is connective behavior and what does it encompass? [15:35] Simple ways for people to connect include getting specific sooner, showing warmth before competence, sitting sidle and walking. [18:19] Create a bigger pie when someone is attacking you. [19:35] If you plan for what you want to do you don’t let anybody else determine your behavior. [20:13] A connective leader has the most clout. [22:51] Look for something you like about someone and keep it in mind every time you see that person. [27:14] How do journalists like Kare Anderson get people to open up and provide a fuller, richer story during an interview? [30:36] How did the Bruce/Caitlyn Jenner and Diane Sawyer handle their roles during the interview? [36:30] To have a meaningful and accomplished life means being grounded and truly listening to other people. Mentioned in This Episode: |
Mon, 7 November 2016
Jason and guest Gary Pinkerton breakdown the article, 27 Charts That Will Change How You Think About the American Economy. Each chart represents changes in the US economy related to productivity, demographics or inflation. Highlights of the discussion include the possibility for people to work well past the current social security mandated retirement age, the lopsided amount of service jobs as compared to labor jobs and the real opportunity which exist for real estate investors based on the percentage of Americans with a sizable nest egg. Key Takeaways:[2:11] Corrupt people are everywhere in the world but in the US they work legally. [4:18] Will you help produce Jason’s “Rigged” documentary? [6:25] Phenomenal opportunities await real estate and income property investors. [10:26] A Gobankingrates survey illustrates the crisis at hand showing 62% of the US population has less than $1000.00 as savings. [14:57] Join us for the upcoming Venture Alliance Mastermind in Phoenix. Gary Pinkerton Guest Interview:[19:15] Gary was looking for a way to shift active income into passive income which led him to the Creating Wealth podcast. [21:32] The 27 Charts that will change how you think about the American economy article, by Timothy Lee. [25:42] As the Service Industry grows, it is a clear indicator of progress and a higher standard of living. [29:34] People have been dropping out of the labor force since the year 2000. [32:05] The real estate charts show growth in urban areas. [36:40] Analyzing chart #19, Inflation-adjusted housing prices. [41:53] Housing prices have grown a lot faster than construction costs. [46:17] The ways Americans retire are changing. Mentioned in This Episode:27 Charts That Will Change How You Think About The American Economy. |
Fri, 4 November 2016
Jason explores the benefits of being a direct investor and the problems of group investing or pooling money and going into other people’s deals, businesses, partnerships, LLC’s, REIT’s or TICS. Hear a chat with Jim Cramer of Mad Money and The Street.com. |
Wed, 2 November 2016
This exciting, politically-charged episode is just in time for the US election! Jason’s guest, Bill Ayers is a retired Professor of Education, a contributor to many prestigious academic journals and an original member of the Weather Underground. Mr. Ayers is the author of several books and his new release, Demand the Impossible! A Radical Manifesto is the topic of today’s conversation. Bill shares the eight major discussion points of his book and elaborates on the action steps he believes the US can take to right itself. This is Bill Ayers’ second time on the Creating Wealth podcast. Key Takeaways:[3:14] The upcoming election offer American citizens two terrible candidates from a failing two-party system. Bill Ayers Guest Interview:[8:03] Bill Ayers’ new book is a call to Americans to release their imaginations and consider the impossible. [10:22] The eight issues addressed in Bill Ayers’ Demand the Impossible! A Radical Manifesto. [11:37] The money scheme which is privatized prisons. 20% of the prisoners in the world live in the land of the free. [13:21] What does public safety look like for free people in a democratic society? [15:40] Bill Ayers is not a tax and spend Liberal. [18:59] The US Education system is in desperate need of reform. [27:45] Democratic and the Republican parties agree on war and Wall Street, but little else. [31:25] How to learn more about Bill Ayers. Mentioned in This Episode: |
Mon, 31 October 2016
This episode focuses on the opportunities which exist when self-managing an income property. First, Jason reviews a Business Insider article regarding dwindling investment property inventories. And later in the podcast, Jason is joined by Bill, who helps manage Fernandos Atlanta and Texas properties. Bill discusses the steps necessary when self-managing income properties. He shares how to show a property using software tools, leasing a property to a new tenant and how to have tenants facilitate repairs and maintenance issues. Key Takeaways:[3:00] Unpacking the Business Insider Article: Pending Home Sales Jump Despite Painfully Tight Housing Market by Bob Bryan. [4:08] If you are on the fence about increasing your income property portfolio do it in hybrid markets. [7:29] Real estate is a game of staying power. [18:00] The ways Jason is working to empower his investors and arm with them with exceptional management tools. [19:26] Bill’s work history makes him uniquely qualified to handle Fernando’s property management requirements. [22:51] How to use Rently lockboxes when self-managing properties. [27:14] Making a property rent-ready and contacting contractors through handiman websites. [28:56] Tenants have a vested interest when working with contractors to fix or maintain properties. [31:53] When a property is self-managed tenants to take more responsibility for the property. [35:42] Property Management Software does most of the back-office work for you. [37:12] What is required when leasing a property to a tenant? Mentioned in This Episode: |
Fri, 28 October 2016
Enjoy a FREE sample of Jason Hartman’s Financial Freedom report in audio format. |
Wed, 26 October 2016
A local market specialist in the Jackson, Mississippi area joins Jason to share details of what makes Jackson a great place to live and to invest. Those looking for blue collar or white collar work are likely to find it in Jackson as employers abound. The well built, low-cost properties have a high RV ratio and the regulatory climate is landlord friendly. Brick on slab construction and agreeable climate make rehabbing lest costly and do-able year round. Key Takeaways:[1:36] There is plenty of work and money goes farther in Jackson, Mississippi. [4:10] Details of Jackson’s regulatory environment and landlord friendliness. [5:19] Who are the target tenants of Jackson and who employs them? [7:43] Typical house prices, cost to rent and what is included in a rehab. [10:44] Classifying the properties based on cost to buy, building type and school district. [13:30] After inspections, properties are upgraded and rehabbed with durable materials. [15:46] A 6-month warranty on rent and upkeep is standard with this local market specialist. [16:31] Jackson Mississippi has exceptional RV ratios. There are plenty of low-priced homes which collect high rents. Mentioned in This Episode: |
Mon, 24 October 2016
Guest Ed Conard is an economist who worked with Mitt Romney at Bain Capital, he is the New York Times Bestselling Author of Unintended Consequences: Why everything you’ve been told about the economy is wrong and his upcoming book, The Upside of Inequality: How Good Intentions Undermine the Middle Class promises to educate and enlighten. Discussions during this podcast include misnomers about CEO pay, why the technology sector is wildly profitable and how a complex web of regulations may be only benefiting the big players in the market. Ed Conard Guest Interview:[3:52] Ed Conard worked at Bain Capital with Mitt Romney during which time they experienced exponential growth. [5:54] The two types of opportunities people invested with Bain Capital are capital investment and management supervision related opportunities. [7:31] Bill Bain used a higher risk strategy and took advantage of undervalued investment opportunities. [9:45] The Upside of Inequality showcases the productivity of the American work force. [14:42] Is negotiating for a bigger piece of the pie accelerating the US economy? [17:11] CEO pay may not be as outrageous as the headlines lead us to believe. [22:00] The tech sector pays less taxes and has minimal regulation as compared to other sectors who are constantly looking for regulatory loopholes to give them a competitive advantage. [23:46] The rise of profitability in the tech sector has been extraordinary. [24:47] The economy is squeezing the profitability out of every most other sectors. [27:09] Properly trained talent and a willingness to take risk are the binding constraints to growth in this new economy. Mentioned in This Episode: Jason Hartman - Now with New Features! |
Fri, 21 October 2016
Unlike stocks, bonds, mutual funds or commodities such as precious metals like gold and silver – real estate is a multi-dimensional asset class. The multi-dimensional nature of income property makes it extremely profitable in changing ways based on varying market conditions. This is a wonderful thing because investors can profit even seemingly “bad” markets. For example, when financing becomes expensive (low housing affordability rates) or difficult to qualify for (low capital liquidity) it can create excellent opportunities to increase rents. When mortgage rates are low and qualifying is easy it can spur terrific appreciation. You can win either way so long as you adapt your strategy based on economic realities. Additionally, a discussion about Macro vs. Micro Markets™ so don’t just run out and buy based on a city – be sure to screen and drill down into the various Micro Markets™ within each city. Since you can’t buy all of them… you may as well buy the best ones! Last but not least Jason recommends the book “Revolutionary Wealth” by Alvin and Heidi Toffler. |
Wed, 19 October 2016
In this is episode, Jason interviews analyst, author, screenwriter and former Waffle House employee, James Adams. James’ book, Waffle Street: The Confessions & Rehabilitation of a Financier gives us an inside look of what it was like to be working on Wall Street during the housing market crash. His story of leaving the modern version of organized crime and getting a job at the most recognized greasy spoon in the southeastern US has been made into a movie starring Danny Glover. He describes the central banking system with regards to loans and debt, reminds us of the problems associated with creating money out of thin air and warns Japan may be the first big domino to fall when the next crisis occurs.
James Adams Guest Interview: [1:40] From Wall Street to Waffle House was the original title of Waffle Street and based on James Adams life. [5:17] The movie exaggerates certain situations but the crisis was bigger than anyone ever imagined. [6:40] A combination of reckless underwriting and the improbability of a US housing market decline led financial institutions to reassure clients until the crash took place. [9:38] Rent to home price ratios were skewed and people underestimated the domino effects of leverage. [12:20] The current issue that scares James Adams now is the treasury balance sheets of G8 countries. [14:38] Central banks are creating electronic liabilities. [16:25] The banks have been disintermediated. Banks are still part of the loan origination process but they are no longer responsible for the debt. [22:14] Making money out of thin air works..until it doesn’t. [22:53] Japan has the worst balance sheets, the worst demographics and the government is running in a massive deficit. [23:58] Should we all be buying options on Japanese debt? [26:20] The Waffle Street film is trending well on Netflix and is experiencing good distribution. [27:25] James Adam’s is now a Senior Research Analyst and has another movie in the works.
Mentioned in This Episode: |
Mon, 17 October 2016
In this is 10th episode, Jason veers left of real estate to speak to the long-time friend of Bill Clinton, Dolly Kyle. Dolly’s new book Hillary the Other Woman is based on her decades of experience being Bill’s personal friend and lover. Dolly describes the Hillary as an aggressive liar, a controlling grandmother type and a crony of all the top players in Washington and the media. Dolly says a Hillary presidency would be dangerous to all Americans and people should inform themselves before voting. She also shares the numerous lawsuits and scandals which should have rocked the Clinton dynasty but instead the media chooses to remain quiet.
Key Takeaways: [1:18] Charging a Tesla electric car makes a person appreciate the invention of electricity. [5:31] Reviewing the Here’s What Americans Fear the Most - Newser article by Michael Hawthorn. [10:45] The discourse during this US election equates to “Two wrongs don’t make a right.”
Dolly Kyle Guest Interview: [14:21] Dolly met Billy at a very young age. When he went off to college Billy told her she was a distraction and she should marry someone else. [17:33] In January of 1974 Billy and Dolly reconnected to start their adult relationship. [19:21] Bill Clinton was dating Dolly, Hillary and Marla Crider at the same time. [21:37] Dolly and Billy still communicate when they both are in Arkansas. [22:32] Bill Fulbright introduced Bill Clinton to the money people who would fund his congressional run. [26:38] When Dolly met Hillary for the first time she was shocked. [31:01] Are the stories true about Hillary vilifying Bill’s girlfriends? [32:33] Dolly believes Bill raped Juanita Broaddrick. [39:02] Hillary made an investment in cattle futures and benefited through cronyism. [42:14] Hillary Clinton obtained 900 files about people in Washington. It’s known as Filegate. [46:08] Dolly Kyle’s book includes 11 pages of people the Clinton’s have harmed and an entire chapter on how they manipulate the media. [51:36] America was not meant to be a country of political dynasties. [53:03] Of Dolly Kyle’s 768 book reviews on Amazon, 80% are positive. [54:18] The story of Danny Williams should be getting more traction in the media. Mentioned in This Episode: |
Fri, 14 October 2016
Let’s examine the subject of debt, both good and bad. The prudent use of leverage or borrowed money can accelerate wealth creation and reduce risk. We’ll look at many perspectives including a profile of Donald Trump and his “troubles” in the 90’s. |
Wed, 12 October 2016
Investment Counselor, Sara is back on the show. She joins Jason to discuss her three new properties in Memphis, how a client beat her to the punch on other properties she was interested in and just how competitive the market is right now. And in the client case study, Dr. David D’Ambrosio shares his experiences with the 1031 Exchange on properties in the Orlando and Indianapolis markets. He shares his opinions on why more high-tax bracket professionals are not investing in real estate and he asks Jason about what his next steps should be?
The beautiful thing about real estate is you can acquire an asset, get your money back out and still own and control the asset. Plus, you pay no taxes on the money you extract.
Key Takeaways: [2:12] Sara just closed on three properties in Memphis and she wears PJ’s to bed. [6:16] Rate locks - Should you let it float or lock it in? [9:15] Commodities that make up a house are copper wire, glass, steel, petroleum products are independent of any currency. [13:53] Is the Creating Wealth show the Fox News of real estate? One listener thinks so.
Dr. David D’Ambrosio Client Case Study: [17:34] Dr. David D’Ambrosio is Radiation Oncologist living the American Dream. He has always had an interest in real estate. [19:52] Dr. David recently did a 1031 Exchange and then purchased four properties in Orlando. [21:34] There are two ways to diversify a real estate portfolio. One is location and the other is through cash flow and appreciation. [23:25] The 1031 Exchange allows for only 45 days for identifying properties but up to six months to close. [26:08] It’s frustrating more people, doctors in particular, aren’t investing in real estate. It’s an absolute no-brainer. [32:16] Local community banks will provide financing to investors after they reach their traditional property limit. [38:24] Is it feasible to do a cash out refinance if you can get a sizable amount of cash? [40:27] The deferred down payment option offered a nine-year break even point. [43:25] Equity stripping is pulling the money out of a property, having control of the cash and still own the property.
Mentioned in This Episode: |
Mon, 10 October 2016
This episode introduces three Alabama markets, Huntsville, Montgomery & Birmingham. The information provided by a local market specialist in the area analyzes each market’s economic profile, existing and future investment opportunities and property characteristics. These carefully selected markets are providing adequate cash flow properties and sufficient yields in addition to possible appreciation due to the stable local economies.
Key Takeaways: [1:44] A lack of inventory in Huntsville, Montgomery & Birmingham delayed this episode for months. [3:07] Happy Belated World Smile Day! [10:29] An inspiring smile poem. [12:21] A brand new JasonHartman.com is coming soon to a browser near you.
Huntsville, Montgomery & Birmingham Market Profile with Eric: [15:04] Market are selected based on the amount of existing competition in the area. [16:23] Recent economic growth in Alabama makes it a suitable market for investors. [19:38] Huntsville, Alabama facts and trending economic factors. [22:02] The local market specialist rehabs houses for stability in addition to cosmetic upgrades. [25:19] Are warranties available on the Huntsville, Montgomery & Birmingham properties? [27:02] Birmingham, Alabama facts and trending economic factors. [30:59] Montgomery, Alabama facts and trending economic factors. [32:41] Longer leases are gaining popularity but remember to add rent increases year-over-year. [35:27] Rental insurance is always recommended.
Mentioned in This Episode: |
Fri, 7 October 2016
Many demographic changes are taking place, with the Baby Boomers, a large generation, retiring, and Generation Y, a larger generation than the Baby Boomers, consuming at record levels. Join Jason Hartman and demographer, Ken Gronbach, as they discuss this upcoming “storm.” Ken describes Generation Y as an exciting generation, where the United States is the only country with this large of a group at the present time, and that it is very important that businesses recognize and anticipate their markets as Generation Y grows up. Generation X is more of a mystery generation because of its smaller size, which makes it less of a valuable market. Ken believes that the United States’ best days are ahead as people bail out of the European Union. He also believes that China’s economic future is bleak due to artificial tampering with the population, with demographic numbers showing China in trouble economically within ten years, struggling to feed themselves within 15 years. Ken shows how the housing market is being held hostage by big bank foreclosures and why this log jam will soon correct and precipitate a restoration of the United States economy. Ken also talks about how manufacturing will return to the United States with a vengeance because the United States is the only industrialized nation with a huge young highly skilled workforce. Kenneth W. Gronbach is a gifted keynote speaker and a nationally recognized expert and futurist in the field of Demography and Generational Marketing. Ken entertains his audiences with his own special brand of wit, humor and clear communication. He makes the science of shifting demography come alive with real life examples that make it relevant to today’s culture, business climate and economy. In his book “Age Curve, How to Profit from the Coming Demographic Storm”, published by The American Management Association, Ken takes you through a fascinating common sense understanding of shifting demography and the related opportunities and challenges. The demographic landscape in the United States is made up a series of waves that are about twenty years in duration. It would follow that business will rise and fall according to the critical mass of customers heading toward it. Ken’s latest book “Decades of Difference, Making it Work” (HRD Press), about the United States workforce, was released in October 2010. Ken also writes for the CNBC Guest Blog. Ken’s perspective is macro, a view from 30,000 feet, and very big picture. Demographers are able to forecast markets, societal phenomena, and economics with uncanny accuracy because they count people, not money or things. For example crime has been down in the United States for the last twenty years because the number of high risk crime committers (men 15 to 30 years old) has been low and fully employed. This is because the fertility in the United States dipped sharply between 1965 and 1984 creating a deficit in our population of about nine million people. This shortage of young people in the labor force also drove labor costs up and manufacturing off shore. Ken says the Age Curve will change the way businesses market to consumers and that a sea of entrepreneurial business starts will rule as the economy turns around. |
Wed, 5 October 2016
As Americans spend beyond their means and abstain from adding to their savings accounts, the demand for rental properties is growing at a phenomenal rate. Jason describes how your past and future investments in income properties will pay dividends for many years to come. And in the market profile, the Macon, Georgia market is dissected and explored. This somewhat undiscovered market ranks #2 out of 20 for highest residential rental returns. We learn the average rental home price in the market, the typical rehab costs and which employers are persuading renters to stay in the area.
Key Takeaways: [3:09] Do not skip the Flashback Friday episodes of the Creating Wealth show. They are hand picked for you. [5:38] Macon, Georgia and other small markets can be good investments due to a limited inventory available. [8:02] Americans are not saving money which makes it a phenomenal time to own rental property. [9:12] This is how inflation and deflation are directly related to the real estate market.
Macon, Georgia Market Profile with Eric: [17:00] The Macon, Georgia downtown area has been revitalized in recent years and Mercer University is expanding. [20:22] Employment opportunities in Macon, Georgia are diverse with both blue and white collar jobs. [22:38] Typical costs for an investor are between $80K - $125K for the home and typical rehabs are $15K-$30K. [27:03] A property manager in Macon, Georgia charges 10% of the gross rent, but no renewal fee. [29:37] Macon, Georgia is the second highest market for residential rental returns. Mentioned in This Episode: |
Mon, 3 October 2016
Jason’s guest, Brian is a client and a longtime Creating Wealth Podcast listener. Brian describes his early days of real estate investing when Sara initially walked him through the buying process. The properties he purchased in Atlanta and Memphis have now matured and Brian is faced with making a decision. Should he refi-til-ya-die or to do a 1031 exchange and get 2 for 1 on his highly appreciated properties. Jason shares his insights on best business practices, how to use an IRA as a tax savings vehicle and recommends some “must read” books on real estate investing.
Key Takeaways: [1:31] The Wells Fargo contract claw back. [3:26] “Make Six Figures” Bloomberg article tells a scary tale from the content portal. Case Study with Brian:[8:27] Brian read Rich Dad, Poor Dad in high school which led him to the Creating Wealth podcast. [9:49] Brian was pleased with the support he received from Sara and the Local Market Specialists. [12:44] Is refi-til-ya-die always the best option or does the 2 for 1 plan make better financial sense on highly appreciated properties? [16:25] The 2 for 1 exchange gives the owner all of the equity to reinvest. The refi-til-ya-die option is limited to the cash-out loan to value ratio. [17:40] A refi may be a simpler option and offers a locked-in lower interest rate. [20:08] Brian shares his real estate investor stories on his website Rental Mindset. [21:29] When buying real estate inside of an IRA you get a tax efficient vehicle inside of another tax efficient vehicle. [22:11] Read Garrett Sutton’s Loopholes of Real Estate. [23:29] Rationalizing buying a property sight unseen. Mentioned in This Episode: |
Fri, 30 September 2016
There’s a nostalgic feeling to today’s Creating Wealth Show as Jason Hartman provides a live recording from the 2014 Meet the Masters event in Orange County, California. This gives listeners a taste of what they can expect from the January 2015 event in Irvine, California, and also provides a good opportunity to see how far the financial and real estate worlds have come over the past months. Key topics covered include the Case-Shiller index, reassessing Rent-to-Value ratios and the development of bitcoin.
Key Takeaways 04.30 – Jason Hartman’s investment strategy doesn’t focus on appreciation – if it happens, it’s a bonus. 07.45 – Bitcoin and its competing alternative cyber currencies really came about because people are starting to doubt the fiat money Central Banking model that we’ve become accustomed to. 10.50 – Despite being the most commonly used index, Jason Hartman would only recommend 6 of the 20 markets proposed by the Case-Shiller index. 14.08 – As humans, we find it inherently difficult to know when to cut losses and just walk away. 15.50 – Niall Ferguson claims that the most powerful part of the financial system is the bond market, and we would all do well to remember that. 20.09 – Real estate is not a very liquid market and so even when prices drop, they don’t drop as quickly as most other asset classes. 26.18 – Rent-to-value ratios change totally if you think about the actual utility cost per month – how much is your renter paying to use your property, and how does that compare with what you think the value is? 31.23 – The forms and uses of money have changed many times throughout history, and now we’re dealing with the technological side of currency, which has led us to bitcoin. 39.50 – Jason Hartman goes through step-by-step considering the relative merits and failings of the dollar, bitcoin, gold and income property.
Mentioned in this episode The Ascent of Money by Niall Ferguson
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Wed, 28 September 2016
Jason’s guest, Michael Thomsett has over 35-years as an Accountant and is an investor in the most tax-favored asset class in the U.S., income properties. Mr. Thomsett has written over 90 books. His book, The Landlord’s Financial Toolkit will soon be printed as a second edition and re-named The Real Estate Investor’s Financial Toolkit. During today’s episode, he shares ten principles of real estate evaluations and unpacks each principle, so even those with a limited understanding of income property investing can follow along.
Key Takeaways: [1:29] Segmenting the real estate market is rarely done properly. [3:28] Make it a goal to live in a no income tax state as a wealth creation strategy. [6:44] Information on the next Meet the Masters, Hartman Education Special Bundles and available properties. Michael Thomsett Guest Interview:[11:46] The 9/10 Principles of Real Estate Evaluation. [12:54] Defining the Principles of Progression and Regression. [14:09] The Principle of Conformity is keeping the features of a property in line with others in the area. [15:11] The Principle of Substitution relates to the condition of the property. [15:45] The Principle of Change applies to the economy, demographics, employment, and other “fact of life” incidents. [16:46] The Evaluation Principle of anticipation is when expectations about future events affect the market value. [20:24] The Contribution Principle - If the improvement is worth more than the cost to make it. [21:46] Plottage or Growth Management should be consistent use of the surrounding lands. [24:26] Highest and Best Use - Real Estate evaluations are best when land is utilized in the best possible way. [26:13] The Competition Principle states an opportunity for a profitable investment leads to competition. [31:47] All the necessary tools for landlords are included in the second edition of Michael Thomsett’s book. Mentioned in This Episode: |
Mon, 26 September 2016
Drew, a long-time real estate investor, joins Jason for the introduction portion of today’s podcast to discuss the pitfalls of trying to time the market, bulletproofing your properties and the downside of over-diversification. This episode finishes with a recording of the self-management expert panel of Jason, Fernando and Oliver answering investor’s questions during the most recent Software and Buying Event. If you have questions about moving from a property management service to self-managing your own properties this Q&A session is a must listen. Income property investors get answers to their real-life concerns about self-managing properties.
Key Takeaways: [3:05] Drew sells commercial printer cartridges on amazon (shameless self-promotion) and invests in real estate. [6:02] Was it a wise choice to buy a property in San Jose, California in 1986? [9:57] Real estate can be a forced savings program for people who lack financial discipline. [12:20] Be sure to have enough money to bulletproof your properties when you first purchase them. [16:32] Don’t be a speculator, be a cash flow investor. [22:54] Be careful not to over-diversify your real estate portfolio. Self-Management Panel Q&A:[24:49] Is it difficult to find tenants when self-managing properties? [27:35] Make sure to take good photos of your properties. [28:16] What are the best communication tools to use with tenants? [31:20] How to facilitate move out inspections, handle legal infringements and qualifying for the real estate professional material participation time. [39:00] These are the questions to ask property managers when vetting them. Mentioned in This Episode: |
Fri, 23 September 2016
Today’s episode of the Creating Wealth Show deals with issues other than business and finance, but guest Lori Ann LaRocco of CNBC joins Jason Hartman to discuss her latest book, Opportunity Knocking: Lessons from Business Leaders. She talks about the pyramid notion of achieving leadership success both in your personal and business life and how important it is to know yourself before you can even hope to expand your potential for success.
Key Takeaways 01.53 – Stocks of the physical merchandise of the Meet the Masters and Creating Wealth Home Study Courses are still available but running low:www.JasonHartman.com/Products 03.24 – Successful leaders in any field all seem to follow a series of seven strategies, starting with something as simple as knowing yourself. 06.46 – Find others who inspire you and then form and follow your own aspirations. 10.33 – Take your idea and stick with it. Even if it’s not always popular, stick with what you know to be right. 16.54 – True passion is much more attractive to an employer or investor because it’s a great motivator. 19.55 – Some levels of the pyramid take longer to achieve, but it’s the culminated effort which brings success. 27.03 – Self-belief is really one of the most important elements here. 28.05 – To find out more information about Lori Ann LaRocco, head to her blog at www.LoriAnnLaRocco.wordpress.com 30.06 – In Lori Ann LaRocco’s earlier book, Thriving in the New Economy, she created the mini biographies of various CEOs to show their reactions and their mistakes in the lead-up to and aftermath of the financial crisis. 33.55 – The way that these bubbles work is that when you’re in it, you just can’t see it. Even with hindsight, we don’t seem able to learn.
Mentioned in this episode Opportunity Knocking: Lessons from Business Leaders by Lori Ann LaRocco Thriving in the New Economy by Lori Ann LaRocco Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek |
Wed, 21 September 2016
Jason, Fernando and Oliver make up today’s expert panel. They are discussing self-management options for your income properties. The experts agree, a great property management company is worth their weight in gold but it is also important to be educated about your self-management options. The panel shares information about companies who use technology to save you time and money through automating tedious tasks, best practices to improve home interiors without spending a fortune and what types of tenants are the best types of tenants to have.
Key Takeaways: [3:40] Jason and Fernando discuss the flooring options available at an income property expo in Mesa, Arizona. [9:19] Kwikset Kevo bluetooth locks make it easier for self-management of income properties. [16:57] Jason recommends adding a little color to the interior walls of your income properties. Self-Management Panel:[20:33] Is self-management easier than having a property manager? [23:27] The road to self-management and maintaining a good relationship with your tenants. [28:00] The flat rate fee system makes self-managing properties easier. [32:47] Property managers are reluctant to take legitimate fees out of a tenant’s security deposit. [37:06] Ask your property managers to lower their costs if you are realizing the value. [40:11] Using Cozy makes rent collection and viewing tenant profiles easy. [44:35] Disintermediation is getting rid of the middle man. [49:10] Rently allows tenants to do their own showings with only a credit card. Mentioned in This Episode: |
Mon, 19 September 2016
Jason’s guest today, Dave, is a member of a real estate investor Mastermind group. During the last meeting, there was a consensus that two major problems exist with the rehabilitation of properties. Dave shares the two issues and some of the solutions discussed during the Mastermind meeting and feedback from his experience over the last year. Jason recognizes the property supply chain is currently going through a boom cycle. The disparagement between the property supply and demand makes it challenging for local market specialists, real estate investors and for tenants. Key Takeaways:[1:20] Real estate investors are seeing spikes in remodeling costs and having difficulty finding good project leaders. [6:44] The challenges of the local market specialists, the real estate investors and tenants are due to a boom cycle. [13:10] In the last year, a General Contractor has seen a 30% increase in materials. [17:34] Increased material costs and missed time frames both reduce profit for real estate investors. [21:20] Solutions to the problems include automating the process and having an efficient project manager. [27:23] Real estate investor demand has far exceeded the supply of good inventory. [28:04] Rehabbing properties has become entirely different than in the past. Current available properties are in worse condition. Mentioned in This Episode: |
Fri, 16 September 2016
Catherine McBreen is the President of Millionaire Corner and the author of “Get Rich, Stay Rich, Pass it On: The Wealth-Accumulation Secrets of America’s Richest Families”. The U.S. is now seeing record numbers of millionaires. McBreen explains the effect stocks have had on this run-up. She recently released a service called “Find an Advisor,” and discusses how it helps people find the best financial advisor for them. She also analyzes investment newsletters in lieu of financial advisors. McBreen finally talks about the effect money has on happiness and marriage relations.
Visit Millionaire Corner at www.millionairecorner.com. |
Wed, 14 September 2016
If you are interested in growing your retirement money faster, reducing your risk paying less tax this episode is a must listen. You must align your interests with the financial institutions and the central banks as they are most powerful monetary entities in the world. As you build your income property portfolio you need to put your money in a retirement account which allows you to self-direct your funds without paying high taxes or penalties. The Solo 401k is a vehicle you can use to defer taxes and manage as a resource. Guest expert, Jeff Nabers, created the complete Solo 401k and designed an online tool so you can calculate possible risks before making major investment decisions. Key Takeaways:[1:21] Financial institutions and central banks are the most powerful entities the human race has ever known and we should align our interests with them. [6:50] Using the leverage of your 20% down on a property increases your power by 500%. [8:35] The Newser Wells Fargo article: Details about the 185 million dollar fine. [14:38] The Creating Wealth seminar is now part of the package available at Hartman Education.
Jeff Nabers Guest Interview: [16:35] The Solo 401k was based on the Pension Protection Act of 2006. [18:39] The 3 main advantages of a Solo 401k. [25:32] There are two qualifications which differentiate a Solo 401k from a traditional Roth IRA. [30:32] The Solo 401k allows you to invest $18,500 of your self-employment income. [32:06] The IRS puts real estate investors in two categories one is a business and the other is a dealer. [34:36] The rules of an IRA are much stricter than the rules of a Solo 401k. [40:00] The most powerful thing an investor can do is to diversify. [42:02] Health care costs and college tuition are impacted the most by inflation. [42:34] The present value of money versus the future value of money and the lost opportunity costs of paying taxes on an IRA now. [46:54] It’s impossible to know how the government will tax retirement plans in the future. [51:26] Jeff Nabers’ company set up the only complete Solo 401k and designed an online tool. Mentioned in This Episode: |
Mon, 12 September 2016
Today’s episode focuses on our amazing digital future. Jason’s guest Professor Mark Skilton is a Professor of Practice and Information Systems at Warwick Business School. He is the author of Building the Digital Enterprise: The Guide to Constructing Monetization Models Using Digital Technologies and other books and papers relating to digital ecosystems and architectures. He shares his expert opinion on the positive side of automation and digitization in future business models and how the real focus will be on expanding the customer experience through additional opportunities for engagement. Key Takeaways:[1:13] Managing our language helps us to ‘relax” after dual live events. [8:05] Self-management and managing property managers resources from the Phoenix event.
Professor Mark Skilton Guest Interview: [10:13] A broad shift in automation and changing productivity will affect the entire dynamic of a marketplace. [15:54] The key difference is living in digitization is creating more value in an existing space. [20:54] Augmenting and customizing the space is the real opportunity of digitization and artificial intelligence. [23:31] Prof. Mark Skilton on how to see the future of automation in a positive light. [26:28] Understanding the role of future technologies in the business model of the future. [29:08] How to contact Prof. Mark Skilton and/or Warwick Business School. [34:05] It’s all about reimagining the customer journey lifecycle. Mentioned in This Episode:Denis Waitley Creating Wealth Episode |
Fri, 9 September 2016
The impact of technology and the future of development plays a big part in today’s Creating Wealth Show. Jason Hartman talks about America’s growing role in this changing society, and makes particular note of the ever-increasing contributions of Generation Y. Later, he invites Consuelo Mack of WealthTrack on to give her thoughts about China’s current state, the importance of a diverse investment portfolio and where technology will lead us in 15 years’ time.
Takeaways 04.35 – It’s looking more likely that technology will save the world, and that America will be the developer of that technology. 07.50 – If you’ve registered to attend the Creating Wealth Seminar, Today’s Economy Boot Camp and/or the Birmingham Property Tour, be sure to make your flight reservations as early as possible. 10.20 – If the New World Order really is the Old World Order, it means huge implications for America. 14.27 – It is the US consumer that drives the economy – this means a strong, independent economy, regardless of the state of the rest of the world. 17.55 – China’s family policies will be their own downfall because in 10-15 years, there will be a huge demographic hole. 22.17 – Who knows where the latest innovations of 3D printing and the self-driving car could lead us? 26.20 – An investment portfolio needs a good level of diversification and well-managed real estate investment could make all the difference. 31.00 – Alternative investments are looking like an interesting option, but we still need to clarify all the details. 32.19 – For archived interviews and more information, head to www.WealthTrack.com
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Wed, 7 September 2016
Jason kicks off this episode with information about a major polluter in neighborhoods across the US and requests listener help in fighting the problem. And, today’s guest is a local market specialist in the Quad Cities area. The Quad Cities are located on the border of Illinois and Iowa, the midwest location affords a steady cash flow with a nominal initial cost for income property investors. The job market in the area is steady due to a major agricultural equipment supplier and a Federal arsenal supplying blue-collar incomes to thousands of families and the competitive climate of the private local banks allow investors to possess extensive property portfolios. Key Takeaways:[3:06] Be an activist listener and take a stand in your neighborhood by stopping the leaf blowers! [8:09] The Quad Cities reside on the border of Iowa and Illinois. [9:35] Steady cash flow and a rigorous tenant screening program are a plus for investors. [14:01] Mobility and financial immaturity are probable reasons for long term renting. [16:47] A major agricultural equipment company and a federal arsenal are significant employers in the Quad Cities. [23:20] An average property available in the Quad Cities and typical rehabilitation details. [26:49] This market specialist team manages the property in-house. [32:09] The competitive local private banking climate in the Quad Cities is beneficial to investors with substantial portfolios. Mentioned in This Episode: |
Mon, 5 September 2016
Today’s guest, Harry Dent is the author of multiple financial books designed to help you keep your wealth. Harry predicts an upcoming deflationary period followed by a huge debt bubble burst in the US. He wholeheartedly agrees with Jason and says the everyday house is where your money should be if you are a real estate investor. The uber rich and the Chinese will be the losers in this economic downturn and Wall Street will slide under 6000 and Shanghai will hit 1000. Harry says the market needs a cleansing because without it the markets will falsely re-inflate themselves for the sixth time. Hold on tight investors times they are a changin’. Key Takeaways:Harry Dent Guest Interview: [5:07] Something for nothing is an unattainable goal. You can’t just print free money! [6:10] Why doesn’t the US have significant inflation with the exorbitant amount of money creation? [7:48] In the US from 1983 to 2008, private debt peaked at 42 trillion. The debt had grown for 25 years at 2.5 times faster than the GDP! [11:02] Banks create debt and then get free money. It will be painful, but necessary to deleverage the debt. [16:15] The everyday house is the best investment option when the bubble bursts. [19:01] The uber rich will get slaughtered during the next debt bubble crisis. [20:51] The wealthy Chinese will be are laundering money and buying US real estate. [22:57] 240 million rural migrants are trapped in Chinese cities with no hope for the future. [27:22] Fracking will be the next debt default in the US. [28:45] Deflation is a sign a financial bubble is bursting. [31:30] We are living in a Keynesian economy. We are addicted to financial drugs and we can’t kick the habit. [33:12] Interest rates are going up for bonds and mortgage rate will come down. Mentioned in This Episode: |
Fri, 2 September 2016
Joel Skousen is a survivalist author and retreat consultant. He’s the author of, “Strategic Relocation–North American Guide to Safe Places.” Skousen discusses how our world becoming less stable because of a coming shortage in commodities. He then gives the best and easiest places to relocate to and how people can relocate if they have work or family ties. Last March, Joel walked away with just slight injuries from the crash of his Glasair kit plane. He shares that experience. Key Takeaways: (4:36) Introducing Joel Skousen Links Find out more about Joel Skousen at www.joelskousen.com.
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Wed, 31 August 2016
During the introduction Jason breaks down the components of inflation, stagnation and deflation. He refers to a Business Insider article to demonstrate how the devaluing of the dollar is bad news for US global trading partners.
Human Behavior coach, Beverly Flaxington is Jason’s guest expert. She introduces her SHIFT Model from her best-selling Make Your Shift: The Five Most Powerful Moves You Can Make to Get Where YOU Want to Go and defines each of the five key step in the process. Beverly is the co-founder at The Collaborative, a practice management and business consulting firm, which helps corporate clients to add value to their business and to increase productivity in their employees.
Key Takeaways:[2:00] Delayed gratification is a key to success in life and in real estate investing. [4:56] A Business Insider article tackles inflation, 7 Things You Could Buy For $1 in 1950.
Beverly Flaxington Guest Interview: [16:01] Beverly’s professional journey of bridging the gap between her financial career and her interest in human behavior. [17:44] People get overwhelmed by the amount of information out there so Beverly chunked it down to 5 steps in her SHIFT Model. [20:02] S: Specify the desired outcome. [24:16] H: Highlight the obstacles and categorize them. [25:40] I: Identify the human factor [27:34] F: Find the Alternative [28:44] T: Take the disciplined action [31:04] Beverly shares an executive tip to prioritize a to-do list. [32:17] Humans have a misperception that communication comes naturally. [33:15] Contact information for Beverly Flaxington Mentioned in This Episode: |
Mon, 29 August 2016
In the first half of today’s episode Jason debunks Peter Schiff’s theory on China’s Great Decoupling. A Business Insider article breaks down the Chinese class system and outlines each class by its income level. And today’s guest, David Merrill of Nationwide Eviction Services shares the benefits of his company’s software platform. The software allows investors who self-manage their properties to pay a small fee to file an eviction from anywhere, on-line. The company’s comprehensive website includes a calculator that can formulate a price per eviction in any state by entering a property’s zip code. Key Takeaways:[1:20] Tenants need to uphold their contracts, if not landlords may need an eviction service. [4:51] Debunking Peter Schiff's The Great Decoupling Theory. [9:34] A few points about the Business Insider article which addresses China’s middle class. [18:00] Global trade is good but the current US complex trade agreements are not good. [20:16] The 3 basic economic scenarios are inflation, deflation and stagnation.
David Merrill Guest Interview: [23:34] A software solution to the age old problem of eviction. [26:00] Roughly, what are the costs for an eviction plus court costs in different areas of the country? [28:59] An eviction is a two-part process, if you plan on recovering your funds. [31:43] Which states have landlord friendly or landlord unfriendly markets? [35:08] Smart Eviction Technology is a standardized form which adapts to the differences in local markets. [37:25] People should standardize all of their collection efforts on all of their properties. [39:31] Keep the lines of communication open. It pays to work with your renters before starting the eviction process [44:25] An online calculator shows which areas are more landlord friendly or tenant friendly based on cost per zip code. [48:12] Contact information for David Merrill and his closing thoughts.
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Wed, 24 August 2016
The sharers, or those who participate in the sharing economy, are many. They are a huge untapped segment of opportunity for real estate investors. Jason summarizes Mike Willinger’s article, I Am a Sharer. Will the sharers create the next big real estate bubble Harry Dent cautions us about? And, taxes are the single largest expense in a person’s life. If you are a real estate income property investor or considering becoming one this episode is for you. Jason plays a comprehensive audio clip from Garrett Sutton’s book, Loopholes of Real Estate. Jason details and defines the important terms and identifies the caveats so you can be the most informed investor you can be. Key Takeaways:[1:47] Jason relays Mike Willinger’s article about sharers. [9:08] Will there be a resurgence of suburbs? The autonomous vehicle may make them popular once again. [11:08] Harry Dent is predicting a real estate bubble. The questions is which markets will be affected? [13:30] The US has a rigged corporate media system. [15:54] Who is your favorite tax preparer? Are they Enrolled Agents? [18:26] Beginning of the audio clip from Garrett Sutton’s Loopholes of Real Estate. [24:13] To qualify for the real estate professional tax incentive you must spend more time your real estate business than in any other business. [31:12] Property Tracker software makes it easy for real estate professionals to track their time. [33:40] The Property Fixer app can assist the professional property flipper. [35:38] Upcoming events include the Venture Alliance in Seattle and the Software and Buying event in Phoenix. Mentioned in This Episode: |
Mon, 22 August 2016
CW 716 - Real Estate Will Never Be The Same & Be a Pro Investor with REI Software - Michelle & Jason
September’s Software and Buying event in Phoenix will revolutionize the way income property is evaluated. From the online Property Tracker Software to the Property Evaluator and Property Fixer apps, all of these useful property tools will be showcased and demonstrated at the new event on September 10th and 11th. In addition to discussing technology, Presenter, Professor and Property Investor, Michelle joins Jason to discuss driverless technology, the new podcast Capitalism.com and the end of privatized prisons in the U.S.
Key Takeaways: [4:46] Uber will be giving rides in autonomous vehicles in Pittsburgh. [7:59] Using Uber or Lyft to transport kids to various activities around town. [13:26] The 3 primary rules of real estate are location, location, location but driverless technology may change the rules. [14:22] The Capitalism.com podcast is a passion project to save capitalism for Generation Y. [15:51] Michelle will be teaching part of the software course at the Phoenix event. [17:45] The Evaluator app will assist investors with evaluating properties by filling in the gaps of pro formas. [21:29] Property Tracker online software is designed for managing your portfolio once you have purchased it. [22:28] The Property Fixer app is for analyzing property flips. [23:07] During the Software and Buying Event available properties will be evaluated using the new software. [25:10] Two 5-star iTunes reviews for the Creating Wealth podcast. [26:56] The Business Insider article about private prisons. [31:19] The Venture Alliance Weekend is on Labor Day weekend in Seattle.
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Fri, 19 August 2016
Jason Hartman takes a unique middle ground on the Occupy Wall Street protests since Wall Street doesn’t represent capitalism as the right-wing media would have us believe while the left-wing media who supports big government and big unions doesn’t represent capitalism either. Both sides are promoting a fairy tale. A recent Facebook post sums it up fairly well: This whole issue really isn’t that simple. I assume that most of the protesters are clueless folks who need haircuts; however, so is the conservative media (that I mostly agree with) in saying that Wall Street represents “capitalism” – nothing could be further from the truth, Wall Street, banks and mega-corporations are mostly ANTI-CAPITALISM in that they are playing a rigged game with lobbyists, government cronyism and insider dealings at every level. They use lawyers, accountants and PR firms to commit their crimes. There is very little capitalism on Wall Street. If you’re looking for capitalism, look at Main Street, where small business operates under far too much government interference. Jason discusses the powerful “Qualified Written Request” (QWR) letter and how it can be a tool for loan modification, short sale, deed-in-leiu of foreclosure and foreclosure litigation. You’ll also hear a short article from Jason’s newsletter, The Financial Freedom Report, on that all to upsetting topic of “Too Big to Fail.” |
Wed, 17 August 2016
Jason and Fernando discuss the exodus by the wealthy, from the social republic of California, to states which have no income tax requirements. Will Scottsdale Arizona be the new landing pad due to its highly-ranked school systems, low cost of living and year-round climate friendliness? If you want to find out more about properties in Scottsdale just use your new Real Estate Tools app. What? You don’t have it yet? Then you should sign up for the upcoming event in Phoenix where the app will be unveiled. This special event on September 10th & 11th includes property presentations from Local Market Specialists and opportunities to buy properties.
Key Takeaways: [1:34] Fernando changed jobs, states and lowered all of his costs. [5:24] The school system in Arizona boast 6 of the top 20 high schools in the US. [9:35] Why is Fernando’s cost of living important to him? [13:26] There is no money in home equity! [15:07] Kiva microfinancing has a matching donor program. It’s a win-win. [20:37] Refi-till-ya-die has a flaw. If a property's appreciation has exceeded expectations it’s ok you can still perform a 1031 exchange. [28:28] Linear markets have growth potential in addition to their rental income. [30:36] The Property Tracker Software is made for income property investors. [32:55] Investors can meet Local Market Specialists at the Buying Event.
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Mon, 15 August 2016
Will mobility be the most important aspect of the real estate market of the future? Jason shares an audio clip from Grant Cardone on why he advises investors to buy rental properties for the mobile workforce. Guest Chuck Dixon is a well-known, freelance graphic novel writer who has worked on the Batman series for 11 years for DC, adapted the Hobbit to a comic and adapted the new book Clinton Cash: The Untold Story of How and Why Foreign Governments and Businesses Helped Make Bill and Hillary Rich with hopes of disseminating the information to an entirely new audience. Jason and Chuck talk politics, journalism or the lack of it and conspiracy theories.
Key Takeaways: [3:18] Jet programs give you access to charter flights through executive airports. [9:00] The Trump hotel in Las Vegas has a very diverse staff. [12:14] Grant Cardone audio clip on mobility. [14:35] A trailer for Clinton Cash [17:16] The Software and Buying Event in Phoenix on Sept. 10th & 11th is filling up quickly and Labor Day weekend is the Venture Alliance Mastermind.
Chuck Dixon Guest Interview: [18:39] Peter Schweizer’s Clinton Cash was adapted into a comic book by Chuck Dixon so the information could reach a wider audience. [20:21] The Clintons have patterns of behavior which do not bode well for democracy. [22:46] No one will come forward to rat on the Clintons because they reward loyalty. [24:47] The Clinton’s relationship with Vladimir Putin allowed Russia to have holdings in uranium mining in the US. [32:11] Chuck has always wanted to be in comics and spent 11 years doing Batman books for DC Comics. [36:51] Chuck was required to prove that the characters in his comic book actually represented real things said by the Clintons. [40:27] Real journalism in non-existent in the US today. [45:49] Contact information for Chuck Dixon.
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Fri, 12 August 2016
Jason Hartman talks with investment counselor, Sara, about investor psychology, overcoming obstacles and getting out of our own way. The smoke-and-mirrors propaganda perpetuated by mainstream media (lamestream media as Sarah Palin says) in reporting the new high in the Dow Jones Industrial Average (DJIA). They almost always fail to distinguish between nominal dollars and real dollars. Jason illustrates how investors have actually lost money in inflation adjusted dollars and how the Dow has to increase a lot more before investors break even based on the two peaks. This lie is even worse when one considers how inflation is underreported in the consumer price index (CPI and CPI-U) due to weighting, substitution and hedonics (the hedonic index). Another misrepresentation is the ‘core rate’ or ‘core inflation’ which strips out food and energy because they’re too volatile. Jason shares some interesting data from ZeroHedge.com. |
Wed, 10 August 2016
Clients are making the most out of the great interest rates available and gobbling up all the available properties. Jason and Oliver celebrate some of the clients who are excelling at investing in income properties (the most historically proven asset class) and some who are using their self-directed IRA’s to make the most of their retirement accounts. Jason shares how to manage your property managers and simple, but effective, tips and tricks to make your properties bulletproof from a rental standpoint.
Key Takeaways: [4:08] We are raffling off free tickets to the Phoenix event. [6:01] Oliver’s clients, Mary Ellen & Guy came to the Florida Property Tour and then bought 9 properties in 9 months. [12:07] Scott from Birmingham, AL has purchased 8 properties in 1.5 months and Tomas he has purchased 7 homes recently! [16:21] Margaret contracted a property during the Ohio Property Tour. [18:08] Nick and Denise used their self-directed IRA to purchase a Chicago property. [19:05] Michelle will be teaching part of our software event and is closing on some properties. [20:15] Michael and Michelle have purchased 1 property a month using the great interest rates available. [21:13] Adam, David and Greg all have contracted for great deals within the last 7 months. [23:23] Raising rents, make-readies and low vacancy rates. [29:03] Real estate investors should manage their own properties or manage their property managers. [33:32] Bulletproof your properties by painting with a low-sheen or eggshell finish and by putting hard surface floors in your rentals.
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Mon, 8 August 2016
Bruce Weinstein Ph.D. is the President and CEO of The Ethics Guy. He is a contributor to Bloomberg Businessweek Management blog and Fortune Magazine’s Leadership Channel online. He became enamored with Plato’s Republic, especially Plato’s allegory of the cave which led him down the path of philosophy. Today, Bruce helps people determine which qualities they should develop for their careers, companies to test the character of possible employees and employees to align their goals with their company’s mission statement and core values. He is the author of several books including Ethical Intelligence: 5 Principles for Untangling Your Toughest Problems at Work and Beyond and The Good Ones: 10 Crucial Qualities of High Character Employees.
Key Takeaways: Jason’s Editorial: [3:16] Jason summarizes the concepts of Steven Covey’s character ethic and the personality ethic. [10:38] A long time ago, your individual code of ethics could give you a long-term, sustainable business today but not today. [12:29] Information about the Software event and the Venture Alliance trips in September.
Dr. Bruce Weinstein Guest Episode: [15:57] Bruce was blown away by how dramatic and entertaining philosophy was when reading Plato’s Republic that he decided to make his career in it. [19:53] Bruce’s opinion about the business world and whether it is it more or less ethical than 20 or 30 years ago? [24:14] What are the are two approaches to doing ethics in a person’s life? [29:33] A CEO told 60 minutes last year, businesses hire for competence but fire for character. [31:33] Bruce’s new book, Ethical Intelligence includes tips for evaluating a person’s character: during an interview. [37:32] Do large companies value ethics beyond the legal requirements? [39:50] Successfully multi-tasking at more than one thing at a time is a technology driven myth. [47:22] Send Bruce Weinstein an email describing what you believe to be the most important quality of an employee is will receive a free audio book.
Mentioned in This Episode: Ethical Intelligence: Five Principles for Untangling Your Toughest Problems at Work and Beyond |
Fri, 5 August 2016
Joel Skousen is a survivalist author and retreat consultant. He’s the author of, “Strategic Relocation–North American Guide to Safe Places.” Skousen discusses how our world becoming less stable because of a coming shortage in commodities. He then gives the best and easiest places to relocate to and how people can relocate if they have work or family ties. Last March, Joel walked away with just slight injuries from the crash of his Glasair kit plane. He shares that experience. Key Takeaways: (4:36) Introducing Joel Skousen Links Find out more about Joel Skousen at www.joelskousen.com. |
Wed, 3 August 2016
Jason tackles a listener question of possible issues of the practice of Refi ‘Til Ya Die and shares information about the upcoming Income Property Software and Buying Event and the next Venture Alliance Mastermind trip. Guest Christian Stadler is a Professor of Strategic Management at the Warwick School of Business, strategy contributor to Forbes magazine and is author of the book Enduring Success: What We Can Learn from the History of Outstanding Corporations. He offers his thoughts and insights about the perception vs. reality of Brexit, immigration and Jason’s second favorite subject, the self-driving car. It’s an amazing time to be alive.
Key Takeaways: [1:44] How Silicon Valley banks are offering new hires 100% mortgages in just 24 hours. [4:38] A listener questions the practice of Refi ‘Til Ya Die. [11:09] Information on the Income Property Software and Buying Event and the Venture Alliance Mastermind Event
Christian Stadler Guest Interview: [14:08] Economists agree that Brexit is not a good economic idea, here’s why. [19:04] It could also be more difficult more difficult to battle terrorism with open borders. [27:39] Current political positions are considerably right compared to the former government. [29:08] Immigration is still considered a good thing for the country who accepts the immigrants. [35:03] Poor immigrants can understand markets and create products that others don’t. [36:16] Talking points of the possible benefits of the self-driving car. [41:31] Contact information for Christian Stadler.
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Mon, 1 August 2016
Dr. Thomas DiLorenzo is a Professor of Economics at Loyola University Maryland Sellinger School of Business, a Senior Fellow at Mises Institute, a columnist for Lew Rockwell and author of the new book, The Problem with Socialism. He joins Jason to discuss the problems Socialism creates for the poor and shares examples of how Socialism has failed other countries around the globe. Early bird pricing for our new event, Learn How to Use Software to Be a Better Real Estate Investor, is now available through the events section of jasonhartman.com!
Key Takeaways: Jason’s Editorial: [1:53] One week after Labor Day weekend, in Phoenix, will be our Learn How to Use Software to Be a Better Real Estate Investor event.
Dr. Thomas DiLorenzo Guest Interview: [4:17] What is the problem with Socialism? [8:20] Breaking down the scheme of demonizing a class and the belief that taxing the rich will save an economy. [12:50] The truth about Sweden is when they moved towards Socialism there were no new jobs created for 55 years. [15:04] Examples of how welfare programs harm the poor by creating a vicious cycle of dependency. [18:05] How does Socialism cause pollution? [21:29] Raising the minimum wage was designed to support higher wage union workers. [26:02] Big corporations have always been behind creating regulations as a way to create monopoly power. [35:36] Contact information for Dr. DiLorenzo
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Fri, 29 July 2016
In this show Jason has a very casual, impromptu (and silly at times) discussion with two of his favorite Investment Counselors, Ari and Sara. You’ll get a debrief on the last Creating Wealth Boot Camp, some investing insights, a “case study” article from The Financial Freedom Report and hear first hand from one of recent our clients who is creating high ROI in this market. The next show will feature Jason’s interview with New York Times #1 bestselling author and speaker, Harvey MacKay, as they review his latest book Use Your Head To Get Your Foot In The Door: Job Search Secrets No One Else Will Tell You and some of Harvey’s older works like How To Swim With The Sharks Without Being Eaten Alive. |
Wed, 27 July 2016
Live events offer investors an opportunity to meet other investors who are successful using the long-term buy and hold strategy, to hear about real life examples of the acquisition process and to learn the tips and tricks which can make an investor’s life easier. This episode is full of useful information which is framed around real client questions including what were Jason’s biggest mistakes.
Key Takeaways: [11:00] Why did Jason choose real estate for his career of choice? [13:19] Buy cash flow properties which make financial sense the day you buy them. [19:35] Should you keep your property managers on a short leash by adding discretionary measures to your contract? [26:56] What was the biggest mistake Jason made and how did it affect his life? [34:02] Live events are a loss leader for us but they are beneficial for clients. [36:18] Phoenix, Arizona is the site of the new event which includes a Q & A panel discussion and a best practices for acquisition example. [41:09] What are the top 3 qualities a real estate investor should possess or develop to be successful with the buy and hold strategy?
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Mon, 25 July 2016
Jason shares information about credit scores you may not be aware of to assist you in actively managing it. Using his own credit history as an example he explains the terms utilization rate, how installment loans and new credit can negatively impact your score. And later in the show, guest David Daley discusses the subject matter of his new book, Ratf__ked: The True Story Behind the Secret Plan to Steal America’s Democracy. David is the former editor of the liberal site Salon.com and is the current CEO/Publisher of the Connecticut Mirror, a non-partisan publication.
Key Takeaways: [5:45] Vital information about how to manage your credit score. [19:06] Jason highlights some positive rankings about existing investment markets.
David Daley Guest Interview: [24:22] Since 2010 Republicans have used Gerrymandering (Operation Redmap) has been used as a partisan weapon. [30:52] In 2012, the democrats have a big year with the reelection of Obama but Janikowski's genius move limits their voting power. [33:00] A technology tool named Maptitude includes census data from districts allowing those in control to draw precision lines when redistricting. [37:42] A House of Representatives [38:03] The Moneyball of politics is evident at the State level. [41:23] Republicans are counting on running the government from Congress and the House of Representatives. [45:27] We need to rethink the way we do election through radical electoral reform.
Mentioned in This Episode: Ratf__ked: The True Story Behind the Secret Plan to Steal America’s Democracy |
Fri, 22 July 2016
One of the core concepts that we communicate to our investors is to “Refi Till Ya Die” with your rental property portfolio. While this description may sound a bit snarky, it is a very powerful strategy for multiplying your wealth over the long-term. The most unique part of this strategy is that it stands in stark contrast to the popular strategy of ‘flipping’ properties by buying and quickly re-selling them for quick profits. The strategy that we recommend is the exact opposite of this. At Platinum Properties, we advocate buying and holding prudent rental properties over a long period of time. This enables investors to build real wealth, instead of constantly churning properties. (And creating taxable gains) There is another very powerful force behind our strategy of buy and hold investing. That power comes when the rents and value of your property increase over time. Typically, an investment property will start with low cash flow, and will grow in profitability as tenant rents are increased. This increase in revenues carries with it a tremendous tool for growing your wealth. The way that you employ this tool is to refinance your property for more than your original purchase price, based on the increased cash flow. This will allow you to re-invest the amount of your loan that exceeds the original purchase price. And here comes the kicker . . . these net proceeds are not taxed!!! The reason that you will not owe taxes on the re-financing of your properties is because loans are not taxed. Since you are taking out a loan instead of selling the property, no taxable transaction is triggered. (Granted, capital gains can be deferred via 1031 exchange, but you will still lose 5% to 6% of the property value off the top from realtor fees. Thus, investors can “Refi Till Ya Die” and legally avoid paying taxes on the increased loan amount of their properties. (In addition to this, the increased interest payments from your new loan will reduce the tax burden of your regular cash flow) These strategies can super-charge wealth creation by allowing investors to capture their equity growth for re-investment. These perpetual re-investments accelerate the natural compounding of your investment portfolio. It also carries the benefit of consistently increasing your use of fixed-rate debt as a shield against inflation. Prudent investors realize the incredible power of this strategy, and should seek to capitalize on it to build their wealth during these increasingly difficult times. |
Wed, 20 July 2016
In this interview from 2014, Robert Morrow dishes the dirt on Bill and Hillary Clinton, makes some accusations and a few predictions. He is a co-author of The Clintons’ War on Women and is currently the chairman of the Republican Party in Travis County, Texas. He recounts incidents which accuse Bill Clinton of being a sexual predator, a serial rapist and that he is not Chelsea’s biological father. He claims Hillary is an attention hound who had relationships outside of her marriage and led terror campaigns against the women Bill assaulted.
Key Takeaways: [3:25] In housing news: Mortgage purchase applications were 23% higher year over year. [6:25] FINRA survey: Can you pass a basic test on finances? [20:55] Two events in September - The Venture Alliance weekend and Real Estate Investing Software event.
Robert Morrow Guest Interview: [23:28] The dirty history of the Clintons, Bill and Hillary. [28:13] How do we know Robert Morrow is telling the truth? [31:55] Bill Clinton is a sexual predator, serial rapist, and a pervert. [34:35] Vince Foster was once a trusted advisor who was deeply in love with Hillary. [44:07] Robert Morrow predicts Hillary Clinton would not run for President. [49:11] Contact information for Robert Morrow.
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Mon, 18 July 2016
Ric Edelman is the CEO and Chairman of Edelman Financial Services and this is his second appearance on the Creating Wealth podcast. Ric hosts his own television and radio show. He is the author of the #1 New York Times bestseller, The Truth About Money and he is here today to share with us insights from his new book, Rescue Your Money. His advice to those interested in investing in their financial future is to diversify your portfolio and to never pay off your long-term mortgage.
Key Takeaways: [3:00] Using software to run your business and income property basics at the next seminar. [3:51] Inflation: The percentage of increase since 2012. [10:08] Ricardo, 3D printing is not free and you must consider the inflationary and deflationary forces.
Ric Edelman Guest Interview [17:45] 11 Great Reasons to Carry a Big, Long Mortgage [21:45] Behavioral Finance: Why emotionally we make the wrong decisions at the wrong times. [23:08] Depending on how you spend your money you may be experiencing a very high rate of inflation. [26:09] Inflation and taxes are the two key obstacles investors face. [29:03] Nobody knows what the future holds so diversity in your portfolio is of the utmost importance. [30:41] The 16 major asset classes and market sectors. [34:22] 2 things people believe about the stock market which are completely false.
Mentioned in This Episode: |
Fri, 15 July 2016
Jason Hartman talks with T. Harv Eker about Secrets of the Millionaire Mind which reveals the missing link between wanting success and achieving it. Have you ever wondered why some people seem to get rich easily, while others are destined for a life of financial struggle? Is the difference found in their education, intelligence, skills, timing, work habits, contacts, luck, or their choice of jobs, businesses, or investments? The shocking answer is: None of the above! T. Harv Eker states: “Give me five minutes, and I can predict your financial future for the rest of your life!” Eker does this by identifying your “money and success blueprint.” We all have a personal money blueprint ingrained in our subconscious minds, and it is this blueprint, more than anything, that will determine our financial lives. You can know everything about marketing, sales, negotiations, stocks, real estate, and the world of finance, but if your money blueprint is not set for a high level of success, you will never have a lot of money—and if somehow you do, you will most likely lose it! The good news is that now you can actually reset your money blueprint to create natural and automatic success. Secrets of the Millionaire Mind is two books in one. Part I explains how your money blueprint works. Through Eker’s rare combination of street smarts, humor, and heart, you will learn how your childhood influences have shaped your financial destiny. You will also learn how to identify your own money blueprint and “revise” it to not only create success but, more important, to keep and continually grow it. In Part II you will be introduced to seventeen “Wealth Files,” which describe exactly how rich people think and act differently than most poor and middle-class people. Each Wealth File includes action steps for you to practice in the real world in order to dramatically increase your income and accumulate wealth. If you are not doing as well financially as you would like, you will have to change your money blueprint. Unfortunately your current money blueprint will tend to stay with you for the rest of your life, unless you identify and revise it, and that’s exactly what you will do with the help of this extraordinary book. According to T. Harv Eker, it’s simple. If you think like rich people think and do what rich people do, chances are you’ll get rich too. Jason’s listeners get free tickets for Harv’s Millionaire Mind Intensive Weekend at: http://jasonhartman.com/radioshows/offers/
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Wed, 13 July 2016
Sara joins Jason today to dole out congratulations to many clients who have recently purchased properties and to discuss the brand new, upcoming live events. Even though it seems like the market is drying up there are still plenty of great income property deals to be found in properly researched markets. And, this coming September is filled with incredible ways for clients to participate in educational events as well as the first-class Venture Alliance Mastermind trip where those who are not yet members can join as a guest.
Key Takeaways: [5:58] The year of the 1031 exchange. [8:31] Client congratulations. There are still great deals out there! [20:30] Hold the date, September 10 & 11th, for our next big event in Phoenix. [24:37] We assign business to our local markets specialists based on their ability to properly support our clients. [27:24] We terminated a low-performing vendor because this network is an agent for our clients. [33:54] Our next event will include a course in using property analysis software and a panel of local market specialists. [38:00] Information for our the next Venture Alliance Mastermind in Seattle on Labor Day weekend.
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Mon, 11 July 2016
Today’s guest Shane Sauer is a Co-Founder of RentFax, a company which pairs real estate industry knowledge with technology tools to help investors analyze their income property investment risk. The goal is to find good, stable rental neighborhoods for long-term buy and hold investments. Shane shares the sources of the information RentFax uses to calculate their property scores and what other due diligence is necessary when buying income property.
Key Takeaways: [2:00] Business Insider Labor Market Article: Millennials grow up, increasing the US birth rate. [8:39] Property analyzers are not the holy grail of real estate. Technology is only as smart as the input it receives. [12:18] Phoenix, Arizona is the site of the next Creating Wealth event in September.
Shane Sauer Guest Interview: [15:03] Rentfax reports scores rental properties on anticipated Risc (rental income stability composite), rent and vacancy rates. [19:03] Does this software help real estate investors make the best investment decisions? [24:13] Rentfax partnered with geospatial data experts to filter 100 different data points on potential properties. [30:29] ROI is not only Return on Investment but also Return on Involvement or Effort to Earn. [33:23] Using the average tenant’s duration as a measurement for vacancy rates. [39:07] Rentfax doesn’t distinguish between Section 8 neighborhoods and Non-Section 8 neighborhoods. [42:23] Real estate investors should educate themselves and aggregate information before buying.
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Fri, 8 July 2016
Jason Hartman talks with Chris Mayer who is managing editor of the Capital and Crisis and Mayer’s Special Situations newsletters. He also is a contributor to the Daily Reckoning. Graduating magna cum laude with a degree in finance and an MBA from the University of Maryland, he began his business career as a corporate banker. Mayer left the banking industry after ten years and signed on with Agora Financial. His book, Invest Like a Dealmaker, Secrets of a Former Banking Insider, documents his ability to analyze macro issues and micro investment opportunities to produce an exceptional long-term track record of winning ideas. Mayer’s commentary has been featured by MarketWatch, Russia Today TV, the Atlanta Journal-Constitution, and the Huffington Post. http://dailyreckoning.com/author/chrismayer/ |
Wed, 6 July 2016
Jason shares his 10 Commandments of Successful Investing in this audio recording of his live presentation during the Orlando, Florida Creating Wealth Seminar and Property Tour. He looks back at getting his real estate license at the age of 19 and the decisions he made when he sold his first company. Jason has become a multimillionaire by living by these guidelines and you can too. Income property is the most historically favored asset class. Why gamble your money in stocks and bonds when you can make solid, long-term investments in the US real estate market?
Key Takeaways: Jason’s Editorial: [1:55] You need to build a portfolio before you consider protecting your assets and estate planning. [12:58] The Denis Waitley poem that changed Jason’s life.
The 10 Commandments of Successful Investing Live Presentation: [16:27] Thou shalt become educated. [21:40] Seek guidance: Have a team including an investment counselor. [22:56] Thou shalt maintain control. [25:30] Thou shalt not gamble. [27:53] Thou shalt diversify. [29:54] Be area agnostic. [31:02] Thou shalt use borrowed money. [33:42] Thou shalt only invest where there is universal need - Avoid trends. [34:35] Purchase tax-favored assets.
Mentioned in This Episode: |
Mon, 4 July 2016
Technological changes are the main focus of this conversation between Jason and Pat Donohoe of The Wealth Standard podcast. The convergence of many different technologies will shape the life of humans in ways we may not even be aware of yet. The conflicting forces of the central banks and governments in opposition to robotics, self-driving cars, and human longevity, all make this an amazing time to be alive. Exponential changes are currently taking place and the best way to keep up-to-date on our ever-changing world is through podcasts. Podcasts are an immediate dissemination of knowledge, analysis, and opinion.
Key Takeaways: Jason’s Editorial: [3:29] Looking at the economic and the human rights standard of living in the US. [11:29] Observations from the Tony Robbins Life & Wealth Mastery event in Fiji.
Jason Hartman on Wealth Standard Radio: [18:09] Converging technologies and what it could mean for the future. [24:03] The valuation of real estate will be impacted by the adoption of self-driving cars. [31:44] What are the forces which will affect real estate prices and cost to rent? [36:40] The target inflation rate is dictated by the “Phillips Curve”. [37:44] Robotics and human longevity and what it means for our economic future. [43:33] What books and information can someone use to stay plugged in, networked and prepared for the upcoming changes?
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Fri, 1 July 2016
Jason Hartman analyzes the foreclosure market with RealtyTrac Senior Vice President, Rick Sharga. As one of the country’s most frequently-quoted sources on foreclosure, mortgage and real estate trends, Rick has appeared on NBC Nightly News, CNN, CBS, ABC World News, CNBC, MSNBC and NPR. Rick has briefed government organizations such as the Federal Reserve and Senate Banking Committee and corporations like JPMorgan Chase, Citibank and Deutsche Bank on foreclosure trends, and done foreclosure training for Re/Max, Prudential and Keller Williams and other major organizations. Rick joined RealtyTrac in 2004 as Vice President of Marketing, responsible for the development and management of the company’s brand, public and investor relations. In his current capacity, he also oversees business development and data operations. Prior to joining RealtyTrac, Rick spent more than 20 years developing corporate and product sales and marketing strategies for corporations such as DuPont, Fujitsu, Hitachi, Toshiba, JD Edwards, Cox Communications and Honeywell. The 2006 Stevie® Award Winner for Best Marketing Executive, Rick began his career with Foote, Cone & Belding, and also held executive positions with Ketchum Communications and McGraw-Hill. Rick is a member of the National Association of Real Estate Editors, the USFN and REOMAC. He is also President of the Technology Council of Southern California and on the Editorial Advisory Board of Default Servicing News. |
Wed, 29 June 2016
John R. Lott, Jr. is the President of the Crime Prevention Research Center, a columnist for Fox news, author of At the Brink: Will Obama Push Us Over the Edge?, Freedomnomics: Why the Free Market Works and other Half-Baked Theories Don’t, Debacle: Obama’s War on Jobs and Growth and What We Can Do to Regain Our Future and More Guns, Less Crime: Understanding Crime and Gun Control Laws and others. He also writes a blog which focuses on a broad array of economic and crime related issues.
Key Takeaways:
Jason’s Editorial: [2:01] Big news: An upward spiral in real estate pricing due to the Fed keeping interest rates low. [6:28] The terrorist tragedy in Istanbul, Turkey. [8:55] Real estate is scarce by its nature and we are currently in the middle of an inventory shortage.
John R. Lott, Jr. Guest Interview: [12:11] An overview of where the economy is headed and where should we place our concerns? [17:09] How to make sense of the jobs creation rate versus the unemployment rate. [18:51] Is the US truly in a recovery or are we just bouncing back from 2008? [21:30] Why doesn’t a stimulus package create more jobs and higher wages? [26:53] The US is the one country that taxes corporations who have already paid taxes in another country. [29:22] An explanation of the hypocrisy of the Buffett Rule. [34:31] Contact information for John R. Lott, Jr.
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Mon, 27 June 2016
This episode starts out with an introduction on buy downs and then finishes up with a live recording of Jason’s session on SWOT aka Strengths, Weaknesses, Opportunities, and Threats, as they apply to the most historically proven asset class in the world. Jason explains why the imperfection and fragmentation of the U.S. real estate market make it a beneficial investment vehicle and why it outperforms Wall Street and stocks every single time.
Key Takeaways: [2:50] What is a buy down? [8:34] Looking at a real life example of points and how they affect your loan amount. [16:07] Should you buy a rate down or is it better to put more money down? [22:59] Why Wimpy from Popeye was a fantastic economic teacher. [25:38] Real estate is a fragmented investment class but this is why it’s a good thing. [38:59] Weaknesses of income property include property management and rent collection. [41:45] Regression to replacement cost is different than appreciation. [46:10] What are some threats to income property values?
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Fri, 24 June 2016
When the United States stopped backing dollars with gold in 1968, the nature of money changed, becoming the fiat currency system that has now put the world into an unprecedented recession. Jason Hartman is joined by returning guest, Richard Duncan, to talk about how we are in danger of a global Great Depression and how we can stop it. Richard’s previous book talked about the inevitable collapse of the dollar, and his new book discusses “a new theoretical construct, The Quantity Theory of Credit, that is the key to understanding not only the developments that led to the crisis, but also to understanding how events will play out in the years ahead.” Richard explains how the expansion of credit eventually implodes and the dangers of the contraction of credit. Richard Duncan is the author of three books on the global economic crisis. The Dollar Crisis: Causes, Consequences, Cures (John Wiley & Sons, 2003, updated 2005), predicted the current global economic disaster with extraordinary accuracy. It was an international bestseller. His second book was The Corruption of Capitalism: A strategy to rebalance the global economy and restore sustainable growth. It was published by CLSA Books in December 2009. His latest book is The New Depression: The Breakdown of the Paper Money Economy (John Wiley & Sons, 2012). Since beginning his career as an equities analyst in Hong Kong in 1986, Richard has served as global head of investment strategy at ABN AMRO Asset Management in London, worked as a financial sector specialist for the World Bank in Washington D.C., and headed equity research departments for James Capel Securities and Salomon Brothers in Bangkok. He also worked as a consultant for the IMF in Thailand during the Asia Crisis. He is now chief economist at Blackhorse Asset Management in Singapore. Richard has appeared frequently on CNBC, CNN, BBC and Bloomberg Television, as well as on BBC World Service Radio. He has published articles in The Financial Times, The Far East Economic Review, FinanceAsia and CFO Asia. He is also a well-known speaker whose audiences have included The World Economic Forum’s East Asia Economic Summit in Singapore, The EuroFinance Conference in Copenhagen, The Chief Financial Officers’ Roundtable in Shanghai, and The World Knowledge Forum in Seoul. Richard studied literature and economics at Vanderbilt University (1983) and international finance at Babson College (1986); and, between the two, spent a year travelling around the world as a backpacker. |
Wed, 22 June 2016
Jennifer Kahnweiler, Ph. D. is considered to be the Champion of Introverts. She is a Certified Public Speaker and a best-selling author. She has written three great books, The Introverted Leader: Building on Your Quiet Strength, Quiet Influence: The Introvert’s Guide to Making a Difference and her latest The Genius of Opposites: How Introverts and Extroverts Achieve Extraordinary Results Together. During this interview, she alludes to the true differences between introverts and extroverts, what make introverts so special and how introverts can enhance your organization.
Key Takeaways: Jason’s Editorial: [2:05] A look at the Driverless Cars to Fuel Suburban Sprawl article. [8:04] A video resource to help you analyze an investment property and understanding a performa using cap rates as a metric. [12:46] Which is a better investment one with Tenant Improvements or a Full Service Gross lease? [16:05] Kevin Kelly Audio short: The Emergence of Singularity.
Jennifer Kahnweiler Guest Interview: [20:15] How is Shyness different from Introversion? [22:55] How does someone know if they are an introvert or extrovert? [25:03] There is a lot of prejudice which exist against introverts. [29:26] All of us need to flex, Introverts and Extroverts alike. [31:20] How can introverted leaders and managers increase their influence in their roles? [36:07] Does a person’s gender come into play when someone is trying to carve out their path? [38:44] All must respect each other’s talents to make a partnership truly thrive. [41:05] Discussing the 5 themes of successful partnerships.
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Mon, 20 June 2016
Kevin Maney writes a weekly column on technology and society for Newsweek magazine. He is the author of the new book Play Bigger: How Pirates, Dreamers, and Innovators Create and Dominate Markets, and has co-authored Making the World Work Better: The Ideas That Shaped a Century and a Company and The Two-Second Advantage: How We Succeed by Anticipating the Future...Just Enough. He shares his insights about what to look for when a company goes public too soon and what flaws are common amongst companies with dwindling values over time.
Key Takeaways: Jason’s Editorial: [3:35] Alvin Toffler's book Power Shift describes the 3 basic forms of power. [10:59] A 5-star review from B. Spear about Jason’s podcasts. [12:44] A descriptive example of the significance of rent inflation over the years.
Kevin Maney Guest Interview: [22:54] The study of the category kings of business. [28:31] A unicorn is a company that gets valued by investors of more than a billion dollars. [30:57] The 3 critical aspects to building a company. [32:56] If Uber doesn’t fix its company design it will have a serious problem. [36:28] Companies that go public before their 6th anniversary in business tend to have dwindling values over time. [41:51] A synopsis of The Two-Second Advantage: How We Succeed by Anticipating the Future...Just Enough.
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Fri, 17 June 2016
Matthew Quirk is the author of the best-selling book, ”The 500″ and author of the new book on the Fed, “The Directive,” which centers on a conspiracy plot at the Federal Reserve. Quirk joins the podcast to break down how realistic this plot could be today. Quirk spent a year working with red team security experts, hackers, lock pickers, social engineers, and sources inside the Fed to map out what a true-to-life 21st century heist would look like at the most powerful bank in capitalism. He shares the loopholes within the Fed’s security system and gives his guesstimate on the best chance someone has in hacking the Fed. Key Takeaways: (0:50) Intro portion of the show Links: Find out more about Matthew Quirk at www.matthewquirk.com. |
Wed, 15 June 2016
Today’s guest, Jamie Hopkins is considered to be one of the leading retirement plan experts in the United States. He holds the Larry R. Pike Chair in insurance and investments. He is an associate professor of taxation at The American College, Co-Director of New York Life Center for Retirement Income Programs, and the Developer of the Retirement Income Certified Professional Designation (RICP). He authored the book Retirement Risk: How to Plan Around Uncertainty for a Successful Retirement. He shares advice on the qualifications of a good financial planner, how new regulations will affect retirement product offerings and how adding real estate and home equity to your retirement plan can benefit individuals.
Key Takeaways: Jason’s Editorial: [6:04] “Did People Who Bought Houses in the 70’s Essentially Get the House for Free?” Jamie Hopkins Guest Interview: [13:57] Are financial advisors required to operate under a fiduciary standard of care? (ERISA) [16:50] Fiduciary care basically means working with the client’s best interest in mind. [19:33] The benefit of incorporating real estate into traditional retirement income plans. [21:55] Advice on how to deal with the regulatory changes recently mandated by the Department of Labor (DOL). [24:55] Today, robo-advice isn’t capable of giving clients informed decisions. [27:33] New regulations get added on top of existing ones instead of replacing the outdated regulations. [32:16] Annuities were impacted by these new regulations but life insurance plans were not.
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Mon, 13 June 2016
Michelle Hawkins is a client who has attended a Meet the Masters live event and the most recent Creating Wealth Seminar and Property Tour in Cincinnati, Ohio. Michelle crunched her financial numbers only to discover that her pension was never going to be enough to support her during her retirement and she knew she couldn’t count on Social Security. Her investor journey started by reading all the investment books on the library shelves which led her to the sound decision of investing in income property. She shares her story and some sound investing advice.
Key Takeaways: Jason’s Editorial: [1:41] Was the Orlando shooter on prescription drugs? If so, will anyone report on it? [8:09] The pension system will not support you. You need to find a diversified wealth creation system now.
Michelle Hawkins Client Interview: [13:56] Michelle highly recommends attending a live event. She is proof that it works. [17:57] The government basically says your money doesn’t really belong to you until they decide to give it back to you when you are 69. [21:53] Michelle and Jason take a hard look at inflation, real interest and tax rates. [26:25] Misconceptions about the stock market in Michelle’s research led her to investment in income property. [35:50] Physically vetting the system and the investment markets allows investors to buy with confidence.
Mentioned in This Episode: |
Fri, 10 June 2016
Jason Hartman is joined by author and real estate investor, Barb Getty, as she talks about her journey into real estate investing, what it takes to be a good landlord or property manager, how to find and keep great tenants, and explains the eviction process. The second of four children, Barb was born and raised in Gary, IN. She graduated cum laude from Purdue and married soon after. After seven moves in nine years of marriage, her family settled in Indianapolis. Tragedy struck in 1992 when her 17-year-old son was killed in a car accident. Her daughters were 16 and 14 at the time. Sadly, Barb’s 21-year marriage ended eight months after Todd’s death. She bought a small home needing repairs, and following the fix-up, she and her daughters moved in. Pleased with that first project, Barb purchased her first duplex (with little money, no credit and no experience), hoping she had the wherewithal to be a landlord. Today, she owns 27+ units — a mix of single and multi-family, low and middle income rentals. CNBC.com interviewed her recently and the article also appeared in USA Today. Barb has also added high-end property management, consulting and speaking engagements to her business. Although she hasn’t had an easy road, Barb is both financially and emotionally invested in her work. She invites people to watch a video showing scenes she faces as a landlord in the inner city. It’s very compelling. Barb authored The Landlord Chronicles: Investing in Low and Middle Income Rentals, published in 2010. Armed with a positive attitude and a strong sense of humor, Barb Getty is making a difference in her tenants’ lives, the neighborhood and the city as well. |
Wed, 8 June 2016
Today’s guest, Chris Versace is the editor of investment newsletter PowerTrend Profits and portfolio manager of the Thematic Growth portfolio at Fabian Wealth Strategies. He is a columnist for Fox Business Network, Forbes, and TheStreet.com. Chris spent 13 years in equity research at financial institutions including Salomon Brothers. And, he recently co-authored the book Cocktail Investing: Distilling Everyday Noise into Clear Investment Signals for Better Returns.
Key Takeaways:
Jason’s Editorial: [3:55] The Hourly Wage Needed to Rent a Two Bedroom Apartment is Rising.
Chris Versace Guest Interview: [20:37] Overhauls to the tax code and the immigration policy would be examples of policies which could get the economy back on track. [22:21] Cronyism is widespread in the wind energy industry. [24:15] One of Chris’s favorite investment themes is the always on, always connected consumer because it is explosive with opportunity. [30:45] It is short sighted to want higher minimum wages. [33:03] Cybersecurity stocks is an ever-growing area that is a must own for investment portfolios
Mentioned in This Episode: |
Mon, 6 June 2016
Carrie joins Jason today to recap the impressive Cincinnati market property tour. The Cincinnati real estate market passed all 13 fundamentals of what is required to make a market viable as a rental market. It is a family town with historic properties where the inhabitants value their deep kindred roots. Investors gobbled up more than a dozen properties and there is high demand for more. The local market specialist definitely raised the bar during this tour.
Key Takeaways: [4:31] Properties in Hamilton, Monroe and Liberty Township were in various stages of before, during and after construction. [5:55] The Lucky 13 are fundamentals that help you choose a real estate market. [7:25] Cincinnati is a conservative, stable, linear market. The roots run deep here. [9:18] A graph in the Who Took My Money Book depicts the high performing.humble single family home. [11:43] Jason explains the LTI ratio (Land to Improvement) ratio. [14:48] During property tours investors are able to get together and share experiences. [17:16] An audio track of the Closing the Gap - How to create a more inclusive global economy video.
Mentioned in This Episode: |
Fri, 3 June 2016
Joel Naroff is the Founder, President & Chief Economist with Naroff Economic Advisors and a member of the Newsmax Financial Braintrust Alliance. He’s also the author of, “Big Picture Economics: How to Navigate the New Global Economy.” Naroff gives his take on the economic recovery and when he expects inflation to hit, if at all. He also discusses the effects tax cuts have on the economy. Naroff then talks about international economic hotspots and where people should produce and sell in our global economy. He thinks certain international events can ripple through the economy and ultimately affect workers in the Midwest. Key Takeaways: (2:27) Little Rock Creating Wealth in Today’s Economy Boot Camp and property tour, and other announcements Links: For more information about Joe Naroff: www.NaroffEconomics.com |
Wed, 1 June 2016
Today’s guest, Brendan Ahern is the Chief Investment Officer for KraneShares, a company which provides unique investment opportunities for next-wave developments in China. Brendan is a specially qualified to discuss the Chinese economy and how it relates to the US economy, the widespread investment of Chinese money into the US real estate market and China’s ever-changing social safety net as he has over 12 years of experience in Exchange Traded Funds.
Key Takeaways: [3:39] How life expectancy and longevity affects the social security system and the US economy. [8:01] Vacation rentals do not get the same tax benefits as real estate investments.
Brendan Ahern Guest Interview: [16:29] The Tale of Two Chinas - Domestic consumption is growing but exports and industrials are slowing. [19:24] The urbanized Chinese want to enjoy the things we take for granted. [22:04] The Chinese government is trying to figure out ways to increase domestic consumption. [26:22] There isn’t much in the way of a social safety net in China right now. [29:28] What’s going on with the currency war between the US and China, now and in the future? [32:55] For some reason, when Chinese investors diversify it’s labeled as capital flight. [36:27] The real estate market in Tier 1 cities have performed well but location, location, location is still important. [38:48] Entrepreneur led companies are leading the way in China’s socialist market economy.
Mentioned in This Episode: |
Mon, 30 May 2016
Dr. Alan Zimmerman is an internationally recognized motivational speaker for business. In addition to being a lifelong student, he is the author of The Payoff Principle: The 3 Secrets for Getting What You Want Out of Life and Work and the best-selling Pivot: How One Simple Turn in Attitude Can Lead to Success. His blog tackles subjects such as how to get what you want, how to be a great leader and how to reframe any type of situation into a positive one. He believes everyone should have an attitude of gratitude and chasing happiness is dangerous.
Key Takeaways: Jason’s Editorial: [1:42] Cincinnati, Ohio is the #1 city for new college graduates. [3:42] Is it possible to buy an entire town?
Dr. Alan Zimmerman Guest Interview: [13:47] Almost always good attitudes lead to good results and bad attitudes lead to bad results. [16:22] What is the sales formula Dr. Zimmerman recommends for people to become exceptional? [22:54] Learning how to ask will you, when you do and what happens if I don’t. [27:12] Chasing happiness is dangerous and how to have an attitude of gratitude. [28:51] How to reframe any situation into a positive one. [32:30] Contact information for Dr. Alan Zimmerman
Mentioned in This Episode: |
Fri, 27 May 2016
Coming to us from London, Max Keiser joins Jason Hartman for a fast-paced interview about what is going on in our world with GDP, the debt ceiling and debt loads, gold and silver markets, and currency collapse. Max is the host of “The Oracle with Max Keiser” for BBC World News and the author of the Keiser Report. Jason and Max discuss how long the world governments can put off the inevitable collapse of the fiat money produced by the central banks. Max talks about the various currencies around the world and which countries are set to implode. Other topics that Max covers are countries that are losing their sovereignty, basically being held hostage and managed by entities outside of their own country, such as the IMF and Central Banks, how bonds play a role in this issue, and the edging toward a global tax. Max talks about the many ways that the world is being led into a globalized currency, which is not a theory, but happening in real time. In addition to hosting the show and authoring the Kesier Report, Max is a blogger for the Huffington Post, and he has also presented features for the “People and Power” new magazine series on Aljazeera English. Max Keiser is the creator, co-founder and former CEO of HSX Holdings/Hollywood Stock Exchange, later sold to Cantor Fitzgerald. He is also the co-founder of HSX films that went on to make almost a dozen films, including “Mixed Signals,” “Six-String Samurai,” “Dancer, Texas Pop. 81,” and “girl.” The company was then sold to Ignite Entertainment/Lionsgate. Max designed, scoped, and built the Hollywood Stock Exchange with Michael Burns. Max was awarded a US patent (number 5950176) for the ‘Virtual Specialist Technology” on which the Hollywood Stock Exchange operates. He created virtual securities; MovieStocks, and StarBonds and created the first fully convertible virtual currency, the Hollywood Dollar. The Hollywood Stock Exchange remains the highest volume stock exchange in the world. Max presented “Rumble at the Box Office” for NBC’s Access Hollywood. He also produced and hosted the weekly talk show, “Buy, Sell, Hold” for CBS radio’s KLSX in Los Angeles. In his role as technology entrepreneur, Max recently created Kinooga, a Web 3.0 social finance site for indie films. As a presenter, Max co-hosts “The Truth About Markets” on ResonanceFM 104.4 in London; produces documentary films covering markets and finance for Al Jazeera’s “People & Power” series and written a column in the Ecologist magazine covering markets and the ecology. Max Keiser has been involved with markets and finance for 25 years. He started his career as a stock broker on Wall Street after graduating from NYU. |
Wed, 25 May 2016
Today’s guest, Parag Khanna is a best-selling author in addition to being a CNN Global contributor and Senior Research Fellow at the Centre on Asia & Globalisation at the National University of Singapore. He shares with us many of the facts and figures behind his new book, Connectography: Mapping the Future of Global Civilization. His book highlights what he believes to be the two major irreversible, mega-trends of humanity, urbanization and infrastructural connectivity. When discussing the U.S., Mr. Khanna says the U.S. should be re-mapped physically and better internet connectivity and better transport systems should be put into place in the next 5-10 years.
Key Takeaways:
Jason’s Editorial: [1:32] The 1031 Exchange allows you to exchange one property for two without paying capital gains. [5:30] Do you want to come on the show and debate the income property being the most historically proven asset class in the world? [7:58] Here are the Contest Winners for the Cincinnati/Dayton, Ohio Property Tour.
Parag Khanna Guest Interview: [11:55] What does the term Connectography mean and how does connectivity alter our destiny? [13:58] The more connectivity we build the better the outcome is for the whole world. [18:19] Domestic inequality causes a friction that better connectivity could alleviate. [22:14] Parag believes the U.S. should be re-mapped physically. [24:19] There are unbelievable benefits to spreading low-cost mobile, smartphones. [25:14] The Connectography book comments on the two big irreversible mega-trends of humanity, urbanization and infrastructural connectivity. [29:42] Engaging and connecting to North Korea may make it a more peaceful place. [35:22] Contact information for Parag Khanna.
Mentioned in This Episode: |
Mon, 23 May 2016
Jason's guest today George Gilder, has a brilliant way of looking at the world. He is back for his second interview and this time they are discussing his new book The Scandal of Money: Why Wall Street Recovers but the Economy Never Does. George has also authored Wealth and Poverty. He is the Co-founder of the Discovery Institute, one of the original pillars of supply-side economics and a former speechwriter for Ronald Reagan while Reagan was running for President. He says “You can print money but you can’t print value.”
Key Takeaways: Jason’s Editorial:
[2:12] The whole world is being controlled by algorithms. [6:11] The 1031 exchange allows you to exchange one property for two and improves cash flow.
George Gilder Guest Interview: [10:01] The closed loop economy is not the fault of Capitalism, it is the Federal Reserve and the Obama Administration. [12:57] Because of regulations and restrictions companies don’t want to go public. [16:22] Supply-side surges the economy up by enabling creativity and growth. [21:25] How is the Fed keeping a closed loop economy? [26:12] The goal of the future is to dismantle this paralyzing regulatory apparatus and reforming the Fed. [28:15] China has demographic problems but they have a massive expansion of venture capital.
Mentioned in This Episode: Cincinnati Property Tour Sign Up The Scandal of Money: Why Wall Street Recovers but the Economy Never Does |
Fri, 20 May 2016
Jason Hartman is joined by author, Scott Patterson to discuss high frequency trading, of which roughly 70 percent is driven by computers. Scott says the firms using artificial intelligence for high-speed trading make it nearly impossible for the little guy to compete in the markets. According to his book, Dark Pools, these robot systems trade in milliseconds. High frequency firms flood the market with buy and sell orders, effectively clogging up the system and posing a threat to other firms. While this electronic exchange made the system more effective, one has to wonder if this trading style hasn’t become detrimental to the markets overall when trading successfully is defined by milliseconds. Scott coined the term “A.I. Bandits” to describe electronic high frequency trading. Scott also discusses the history of quant strategies based on his book, The Quants, a mathematical scientific approach to outsmarting Wall Street, which led to the recent financial crash. He calls the quant system “a classic tale of hubris.” Scott Patterson is author of The Quants and his new release, Dark Pools, and is currently a reporter for The Wall Street Journal, where he covers financial regulation from Washington, D.C. He has also written for the New York Times, Rolling Stone and Mother Earth News. He has a Masters of Arts degree from James Madison University. He lives in Alexandria, Virginia. |
Wed, 18 May 2016
Are you sick of being hit with a plethora of garbage fees tacked on by your property managers? If so, you may want to incorporate Jason’s Flatline Fee proposal. It may be just what you need to align yourself with your property managers and increase the number of customers for everyone involved. Also, the demographics coming in the rental housing market over the next 10 years are nothing short of phenomenal. In 2025, three out of four working people will be Generation Y’ers. To understand what this means to income property investors get your free INM slides from Jason today.
Key Takeaways: [1:41] Generation Y and the Maturing Generation will be our renters of the future. [3:08] Flatline property management fees allow investors to know how an investment will perform in advance. [14:06] Should you buy more properties or put your money in a mutual fund? [16:39] The Graying of America and the Millennials are the key demographics important to investors of income property. [27:19] Capex in real estate terms is when you do a capital improvement on a property. [30:44] How to understand the numbers behind the demographics and how they apply to the economics of an area.
Mentioned in This Episode: |
Mon, 16 May 2016
Jason takes time away from his professional speaking engagements to investigate several possible new markets in Florida. The Port Richey and Greater Tampa areas show promise as new businesses and entertainment centers are slated to be opening soon. While it is important to open new markets due to low property inventories but it is important to remember that the quality of the investment property far exceeds the importance of the quantity of real estate properties in a portfolio.
Win an all expense paid trip to the Cincinnati Property Tour & Creating Wealth Seminar! Go to jasonhartman.com to find out how.
Key Takeaways: [2:53] There are 3 different ways to win tickets to the Cincinnati Property Tour and the Creating Wealth Boot camp. [10:59] The Federal Reserve Room on Jekyll Island brings to mind that Central Banks control governments around the world. [18:52] The concept of investing is to plan for the future today and delay gratification to save capital. [22:13] Inspecting the Greater Tampa and Port Richey areas of Florida, a no income tax state. [30:45] Opt in to our email list for all of our great content, subscribe to our show in iTunes and leave us a review.
Mentioned in This Episode: |
Fri, 13 May 2016
If you thought economics was boring, think again. At the heart of wars, land grabs, politics, history, and almost any sort of human interaction lies economics. Remember – economics is about money, and money, depending upon your perspective, either makes the world go ‘round or is the root of all evil. Either way, Jason Hartman’s interview of master economist, Martin Armstrong, for episode #382 of The Creating Wealth Show makes for scintillating listening. First, some background. |
Wed, 11 May 2016
Nicole Gelinas is the author of After the Fall:Saving Capitalism From Wall Street - and Washington. She is also a contributing editor to the Manhattan Institute’s City Journal and a columnist for the NY Post and a contributing writer to the NY Times. She shares her thoughts on the personal finance strategies of the US working class, how the government is quick to hand out support to the financial industry while ignoring the voting public and why she thinks people are even considering Donald Trump in this year’s election. She acknowledges the vast Wall Street conspiracy that we indeed live in interesting times.
Key Takeaways: [1:18] A week long property tour of the area which is considered ground zero for the real estate bust, Central Florida. [5:39] Go to JasonHartman.com and watch the “How to Analyze a Real Estate Investment” to assist you in standardizing your data. [8:31] The Greater Cincinnati Metro Area Property Tour and a Creating Wealth Boot Camp are coming up soon so secure your place today.
Nicole Gelinas Guest Interview: [18:01] The voting public is fed up and trying to change the system for the better in their own imperfect way. [23:49] Washington policymakers seem to think that whatever is good for the financial industry is good for the rest of the country. [27:35] Is US real estate market in the middle of a boom then bust cycle? [32:38] People should have one year’s worth of liquid assets before they invest any money in a savings plan. [37:51] If you don’t mind taking the risk and doing the work investing in single family homes for rentals can make sense. [41:10] Contact information for Nicole
Mentioned in This Episode: Property Tracking and Analysis Software Manhattan Institute’s City Journal After the Fall: Saving Capitalism from Wall Street and Washington
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Mon, 9 May 2016
Helen Davis Chaitman is a leading attorney on mortgage lending liability and a legal representative to over 1600 investors who were impacted by Bernie Madoff and his backers, JP Morgan Chase. She is the author of JP Madoff: The Unholy Alliance Between America’s Biggest Bank and America’s Biggest Crook. She reveals the unscrupulous, ugly underbelly of a financial institution that conducts business with more than 50% of American households and offers a solution which involves elected officials.
Key Takeaways: [2:23] Hello from members of the Venture Alliance Mastermind.
Helen Davis Chaitman Guest Interview: [6:44] Why wasn’t the Bernie Madoff case a class action? [7:47] The clawback suits are cruel actions to take against innocent investors. [10:03] Bernie Madoff would have been a small time crook had it not been for JP Morgan Chase keeping his secrets. [15:38] There are 1,143 footnotes is Ms. Chaitman’s book JP Madoff to make certain there is no libel suit. [17:58] Our elected officials accept money to look the other way. It’s organized crime. [23:49] Possible solutions to clean up the corporation/government dirty money.
Mentioned in This Episode: JP Madoff: The Unholy Alliance Behind America's Biggest Bank and America's Biggest Crook |
Sat, 7 May 2016
Relationship expert and best-selling author, Dr. John Gray, joins Jason Hartman to talk about research studies and Dr. Gray’s new work, “Boys to Men.” Dr. Gray talks about how his observations have been backed up by and further explained by brain studies, showing obvious differences between men and women in brain function and hormones that affect health and behavior. He offers a deeper explanation of these differences based on scientific research showing how activities particular to each gender, diet, and an increased existence of xenoestrogens in our environment play a significant role in hormonal balance and imbalance. Dr. Gray discusses the proper use of supplements and the dangers of pharmaceuticals. This leads into his new work regarding healthy male development and his upcoming new book, Boys to Men, a look at how boys have been affected by today’s culture, showing a higher dropout rate than girls, lower comprehension, and higher instances of boredom and depression. The high carbohydrate diet we consume plays a big role in this trend, and he cites inflammation in the brain as one factor in decreased comprehension. He describes activities, diet and supplements that can alleviate inflammation and stress and bring about optimal health in both men and women. John Gray, Ph.D. is the best-selling relationship author of all time and the most trusted voice in relationships today. He is the author of 17 books, including The New York Times #1 Best-Selling Book of the last decade, MEN ARE FROM MARS, WOMEN ARE FROM VENUS. His 17 books have sold over 50 million copies in 50 different languages around the world. John is a leading internationally recognized expert in the fields of communication and relationships. His unique focus is assisting men and women in understanding, respecting and appreciating their differences. John’s advice can be easily used to improve relationships at home and in the workplace. For more than 35 years, John Gray has conducted public and private seminars for thousands of participants. In his highly acclaimed books, videos and transformational seminars, John entertains and inspires audiences with practical communication techniques. John’s purpose is to create a world where men and women understand, respect, appreciate and ultimately work together. Summit Entertainment (Lionsgate) has purchased the rights to John Gray’s bestseller “Men are From Mars, Women are From Venus” with the intention of creating a feature film and TV series. Summit has hired Harry Elfont and Deborah Kaplan to adapt and direct the title into a romantic comedy, with BermanBraun’s Lloyd Braun and Gail Berman producing. John Gray is a popular speaker on the national and international lecture circuit and often appears on television and radio programs to discuss his work. He has made guest appearances on such shows as Oprah, The Dr. Oz Show, Good Morning America, The Today Show, The CBS Morning Show, Live with Regis, Fox & Friends Weekend, Good Morning New York, Larry King Live, CNN and Company and many others. He has been profiled in major publications across the United States. John Gray lives with his wife and children in Northern California. |
Wed, 4 May 2016
The Greater Cincinnati market has a major Ohio city to the North and to the South, both only a 30-minute drive in either direction. Large employers in the area include AK Steel, which is a Fortune 500 company, a thriving healthcare market and GE Aviation. The local townships entice large corporations by offering favorable tax situations. These employers offer positions at many different pay grades which means a diverse portfolio of A, B and C class properties are beneficial to real estate income property investors in the area.
Key Takeaways: [1:34] The good news for investors is homeownership numbers are at their lowest point in history, based on this CNBC article. [18:55] Meet the Masters bundle is on sale for a spectacular price and you can still get early bird pricing for the Creating Wealth and Greater Cincinnati property tour.
Cincinnati Market Specialist Guest Interview: [24:52] Ohio has several townships which can offer favorable tax situations because they are not cities. [26:31] The A, B, and C level properties available in the Greater Cincinnati market are described here. [30:15] Good management practices include a comprehensive rental application and holding tenants accountable. [35:59] The healthcare industry is exploding in the Cincinnati market right now. [38:58] Property tour attendees can expect to see A, B and C level rental homes available in the Cincinnati market.
Mentioned in This Episode:
Direct download: CW_669_Cincinnati_Dayton_Ohio_Market20Profile.mp3
Category:general -- posted at: 10:29pm EDT |
Mon, 2 May 2016
Jason reads applicable news articles supporting thecertainty that the US is the most reliable real estate market inthe world and a Swiss study which touts the benefits childrenreceive when they are born later due to socio-economic changes overtime. He also answers Naresh’s questions about the plethora ofoptional closing costs, using points to buy down your interestrate, and which types of legal entities are available to new incomeproperty investors.
Key Takeaways: [4:35] Naresh’s first-hand account of the technicalcapacity of India’s countryside. [9:40] Foreign money comes to the US because the USis an “island of tranquility compared to other parts of theworld”. [15:15] What are all the closing costs buyers shouldtake into account? [22:25] If you buy down your interest rates withpoints your closing costs will be higher. [24:18] What kind of legal entity should a newinvestor create to hold their single-family home investments? [28:02] You can’t hear the dogs that don’t bark isthe profound impact of something unseen or that didn’thappen.
Mentioned in This Episode: |
Fri, 29 April 2016
Jason presents innovative new thinking on real estate investing with The Hartman Risk Evaluator™ which can virtually eliminate or at least dramatically reduce downside risk based on the LTI (Land-to-Improvement) Ratio™. Don’t miss this episode as it could cost you a bundle! You won’t hear this unique content from any other financial and real estate guru as it is truly unique – enjoy! |
Wed, 27 April 2016
Just last year Greg Saylor was a corporate software engineer looking for a reliable investment strategy. He found the Creating Wealth podcast and listened during his long commute. He decided to pick up the phone and call one of Jason’s investment specialists. It’s now six months later and Greg has six income properties earning him $4000.00 in monthly income. His due diligence partnered with the extensive data resources available on JasonHartman.com have allowed him to get a step closer to financial freedom.
Key Takeaways: Jason’s Editorial: [4:01] What is your motivator? Do you expend more energy to conserve than to gain? [12:39] Hartman Education is having a big 2-week sale!
Greg Saylor Guest Interview: [18:57] Was it the Creating Wealth podcast that got Greg interested in real estate investing? [26:29] The acquiring of the properties had the most components, everything else is pretty straightforward. [27:49] Greg shares the details his first income property deal including the flaws. [35:53] A certain percentage of risk is acceptable as long as you have a solid portfolio. [40:06] Property taxes are one factor which is that varies greatly from market to market. [45:18] Some rules for new investors to follow are to plan for additional expenses, be conservative on your numbers and have a reserve fund. [48:07] The debt to income ratio is an important factor in financing.
Mentioned in This Episode: |
Mon, 25 April 2016
We are rapidly losing our freedom, so says G. Edward Griffin. Griffin is the author of the seminal work The Creature from Jekyll Island, he is the President of the American Media/Reality Zone and the force behind the Freedom Force International Movement. This is Mr. Griffin’s third time on Creating Wealth. He shares his wealth of information on the beginning of the Federal Reserve, the way our freedom is being depleted and the monetary scam which is our unrepayable debt.
Key Takeaways: Jason’s Editorial: [2:42] The Central Banking Cartel influences the context of our lives. [11:44] Align your interests with the most powerful forces the human race has ever known.
G. Edward Griffin Guest Interview: [16:26] The history of how the Federal Reserve came to be on Jekyll Island, Georgia. [24:12] Most transactions in the 1900’s before the Fed was created, were conducted in gold bullion and silver. [28:47] Supply of precious metals is limited and the effort to extract them is great, hence the value. [31:06] The scam of lending money is ethically reprehensible. [37:07] The Creature from Jekyll Island book is unfolding exactly as Mr. Griffin was afraid it would. [41:58] There are only two ideologies in the Western World and they are Collectivism, which is the idea that the group is more important than the individual and Individualism. [49:56] Freedom comes when the individual are protected against the passion and greed of the majority. [53:09] Where do the origin of human rights come from? [1:00:36] Contact information for G. Edward Griffin
Mentioned in This Episode: |
Fri, 22 April 2016
Jason Hartman is joined by returning guest and best-selling author of The Creature from Jekyll Island, G. Edward Griffin, for a discussion of the hot topic of the United States’ “fiscal cliff.” As Mr. Griffin shares, the fiscal cliff is nothing new. It has been there for roughly 50 years and applying a name to it now is a scare tactic by the government. Mr. Griffin talks about fractional reserve banking and how it has led to the economic mess our country and world are in today. It is no longer a fractional reserve; it is at zero reserve and Mr. Griffin feels the economy is going to collapse from all of the borrowing to pay old debt. This will lead to a fully regimented society, which Mr. Griffin describes as drifting toward totalitarian, a scary concept. He goes on to discuss short and long term ways to protect ourselves, preserving any wealth one might have, and being prepared as much as possible for anything that may come to pass. He feels the Fed will continue to inflate, raise taxes for a while, and then probably cut taxes again at some point. It will be more of the same, more and more governmental control over our lives, more and more money created out of nothing, and less and less freedom. G. Edward Griffin is a writer and documentary film producer with many successful titles to his credit. Listed in Who’s Who in America, he is well known because of his talent for researching difficult topics and presenting them in clear terms that all can understand. He has dealt with such diverse subjects as archaeology and ancient Earth history, the Federal Reserve System and international banking, terrorism, internal subversion, the history of taxation, U.S. foreign policy, the science and politics of cancer therapy, the Supreme Court, and the United Nations. His better-known works include The Creature from Jekyll Island, World without Cancer, The Discovery of Noah’s Ark, Moles in High Places, The Open Gates of Troy, No Place to Hide, The Capitalist Conspiracy, More Deadly than War, The Grand Design, The Great Prison Break, and The Fearful Master. Mr. Griffin is a graduate of the University of Michigan where he majored in speech and communications. In preparation for writing his book on the Federal Reserve System, he enrolled in the College for Financial Planning located in Denver, Colorado. His goal was not to become a professional financial planner but to better understand the real world of investments and money markets. He obtained his CFP designation (Certified Financial Planner) in 1989. Mr. Griffin is a recipient of the coveted Telly Award for excellence in television production, the creator of the Reality Zone Audio Archives, and is President of American Media, a publishing and video production company in Southern California. He has served on the board of directors of The National Health Federation and The International Association of Cancer Victors and Friends. He is Founder and President of The Coalition for Visible Ballots, The Cancer Cure Foundation, and Freedom Force International. Mr. Griffin was recently a speaker at the September Casey Research Summit in Carlsbad, CA, speaking on Freedom Force. |
Wed, 20 April 2016
Jason takes a break from a Social Media conference to analyze stories from the USA Today’s Money section. He shares the new tech items which will affect real estate pricing in the future, the underemployment issue in the US and the median wage of CEO’s of major corporations.
Early Bird pricing is available for the Cincinnati, Ohio Real Estate Investment Property Tour scheduled for June 4th and 5th. There will also be a new Creating Wealth Seminar during the visit.
Key Takeaways: [4:24] Live video and Virtual Reality (VR) will impact real estate pricing by changing the value of the three cardinal rules of location, location, location. [9:26] A 5% unemployment rate in the US means everyone who wants a job has a job. The real problem is underemployment. [15:10] Some CEO’s make $9000.00 an hour while minimum wage workers are looking for $15 an hour. [22:09] Does an early retirement equate to an early death sentence? [23:46] Information for the June 4th & 5th Cincinnati, Ohio investment property tour and the next Creating Wealth Boot camp.
Mentioned in This Episode: |
Mon, 18 April 2016
When your car chauffeurs you on a long road trip it is proof that it is an amazing time to be alive! Jason is interviewed by Kerry Lutz from the Financial Survival Network and discusses the Panama Papers, the most historically proven asset class, income property, and the underlying corruption of our monetary system via the US Government and the Federal Reserve. Join us for our Jekyll Island Venture Alliance Mastermind trip and a short Jacksonville, Florida property tour.
Key Takeaways: [1:38] Jason takes a long trip in Tessa, the self-driving car and discusses the pluses and minuses. [6:03] Arbitrage is exploiting the differences in things like income property investments, supply and demand curves and commodities prices. [9:16] Upcoming events include the Venture Alliance trip to Jekyll Island with a short Jacksonville property tour and the next Creating Wealth Boot camp and the Ohio area property tour.
Jason’s Interview with the Financial Survival Network: [16:27] The people in government and on Wall Street set up offshore trusts and corporations to hide money, as the Panama Papers show. [21:19] Why is there no start up solution to the Wall Street problem or the government problem? [25:33] The Creature from Jekyll Island is the book about when the Federal Reserve was created. [29:17] Aligning your interest with the government because the government will always take care of itself first. [34:02] Paying small government fines is part of the Central Bank's’ business plan. It’s much less than what they steal by manipulating the system.
Mentioned in This Episode:
Direct download: CW_661_Jason_INTERVIEWED_by_Kerry_Lutz.mp3
Category:general -- posted at: 4:52pm EDT |
Fri, 15 April 2016
Today we’re celebrating our 300th episode of The Creating Wealth Show and wish to thank our loyal listeners and all of our fantastic guests who have made this show a success! We’re looking forward to many more episodes, with many more opportunities to inform, educate and help people with the best strategies for their businesses, investments and lives. To honor our 300th episode, Jason Hartman interviews Dr. Judith Wright, author of The Soft Addiction Solution: Break Free of the Seemingly Harmless Habits That Keep You from the Life You Want, and co-author with her husband, Dr. Bob Wright, of Transformed!: The Science of Spectacular Living. Consider the various activities you partake in throughout the day or week…shopping, video games, Facebook, eating, watching TV, perhaps mindlessly biting our fingernails, browsing magazines or surfing the web. Judith explains the fine line between soft addictions that include coping skills and yearnings, and things we’re actually passionate about in our lives that help us live our best life. Soft addictions don’t necessarily kill us, but they can kill our chance for a deeper, more connected and satisfying life. Judith provides signs of some of these soft addictions that rob us of time, energy, money, love and more, and encourages people to learn the “Four Loving Truths.” This provides a smooth segue into Drs. Judith and Bob Wright’s new book, Transformed! Listen at: www.JasonHartman.com/podcast. Judith is hailed as a peerless educator, world-class coach, lifestyles expert, inspirational speaker, best-selling author, and corporate consultant. She is called one of America’s Ultimate Experts”. She has appeared on more than 400 radio stations and 70 TV programs, including ABC’s 20/20, Oprah, Good Morning America, the Today show, Fox & Friends, and Montel. Her work has been featured in magazines and newspapers across the country, including Marie Claire, Fitness, and Health as well as The Chicago Tribune, The New York Daily News, and The Detroit Free Press. Judith is also the author of The One Decision. Judith is an energetic, charismatic, and engaging speaker, and has an audience appeal that transcends age, culture, gender, and occupation. An expert in areas like relationships, creative conflict, work productivity, Judith’s latest venture is as president of The Wright Graduate Institute for the Realization of Human Potential, which she co-founded with her husband Dr. Bob Wright. |
Wed, 13 April 2016
Jared Lichtin is a real estate investor and podcaster who previously worked as a lawyer for the oil and gas industry in Appalachia, near his home in Northwest Ohio. He realized the uncertainty of his work in titling and deeding properties for the volatile industry and decided to start flipping houses. His first few projects proved profitable so he continues to buy and flip and then podcast about it. He shares his insider information about what to watch out for when investing in the oil and gas industry.
Join us in Jacksonville for a property tour before the Jekyll Island Venture Alliance trip.
Key Takeaways: Jason’s Editorial: [2:36] At 16, Jason decided to create abundance in his life through investing in income properties aka packaged commodities. [7:36] Are the Saudi’s or the US behind the current artificially low oil prices? Here are 2 theories. [12:45] Agency financing, through Fannie Mae and Freddie Mac, allows you to finance more than 10 properties at a great interest rate for 30 years.
Jared Lichtin Guest Interview: [18:40] Jared graduated law school, worked for a law firm for the oil & gas industry and then started flipping houses after he noticed problems in the oil & gas market. [23:15] How can you title, deed and will your oil & gas investments to others? [28:01] Oil & gas investments are risky because there is nothing preventing the political landscape or environmental laws from changing. [34:53] The exploration and production side of oil & gas companies is a seismic process which is technologically advanced and extremely volatile. [37:18] It’s practically impossible to go wrong investing in real estate? [44:03] Summary and contact information for Jared
Mentioned in This Episode: |
Mon, 11 April 2016
Many existing clients, and a few new ones, are closing on income properties using cash and delayed financing options to build their portfolios while interest rates are incredibly low. The next step will be for property holders to connect with their property managers to set expectations and to ensure current needs are met. And, there are possible new markets opening up in Ohio and Tampa, Florida.
Key Takeaways: [4:34] Tax time is a good time to bring up the inefficiencies of our government and its employees. [9:51] Always look for the silver lining during troubled times and re-fi till you die. [14:54] Clients, don’t be afraid to manage your property managers, engage them when you need answers. [20:52] Mark your calendars for early June for a seminar and property tour in Ohio. [22:38] Clients are building their portfolios and buying properties with cash and delayed financing. [27:25] So, where should clients be buying properties? [30:58] Interest rates are artificially low, it changes the dynamic of the market place. Exploit it today.
Mentioned in This Episode: |
Fri, 8 April 2016
Jason shares inspiration from Og Mandino, tax advice from CPA Peter DeGregori and Richard Lillycrop one of our British investors. |
Wed, 6 April 2016
J.C. Watts served in our nation’s Congress from 1995-2003 as a devoted conservative. His wide-ranging resume includes being an accomplished sports figure, Baptist minister, and a political commentator. He is currently the President and CEO of the Feed the Children non-profit organization and Founder and Chairman of the largest African-American owned lobbying company in Washington D.C., Watts Partners Consulting Group. His new book Dig Deep - The 7 Truths to Finding Strength Within details his extraordinary efforts to help people live the best life possible.
Key Takeaways:
Jason’s Editorial: [3:52] Muggings and purse thefts have dropped but identity thefts are increasing so, have people fallen? [8:12] Making governments smaller will make corruption more obvious and easier to detect. [11:16] This is how we will get better real estate inventory from our providers for our clients. [15:09] Will increasing interest rates cause real estate prices come down? [20:57] Affordability is the primary driver of prices.
Congressmen J.C. Watts Guest Interview: [24:36] The cheer of the crowd is intoxicating in politics, it makes one want to do what is popular instead of what is right. . [28:25] The true goal of governments should be more taxpayers, not raising existing taxes. [34:17] J.C. Watts new book, Dig Deep, is about doing life better. [42:34] 90% of Feed the Children resources are deployed in the United States. In 2015, the program fed 9 million children. [44:52] Unforgiveness leads to anger, anger leads to bitterness and bitterness leads to hatred.
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